Cost of Living in Surprise, AZ - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,264 (excluding rent), and $2,768 including rent.

Family of 3: Estimated monthly costs are $3,234 (excluding rent), and $5,431 including rent.

Meal at Budget Restaurant

$20.1 $20.1

$12.06 $12.06

$40.19 $40.19

Three-Course Dinner for Two, Mid-Range

$80.1 $80.1

$50 $50

$100 $100

Fast Food Meal (McDonalds, etc)

$12.15 $12.15

$9.12 $9.12

$14.69 $14.69

Cappuccino

$5.44 $5.44

$3.28 $3.28

$10.08 $10.08

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$2.05 $2.05

$4.1 $4.1

Water (0.33 liter bottle)

$2.16 $2.16

$1.54 $1.54

$2.98 $2.98

Local Beer (0.5 liter draught)

$6.12 $6.12

$4.08 $4.08

$8.16 $8.16

Imported Beer (0.33 liter bottle)

$6.97 $6.97

$4.98 $4.98

$8.97 $8.97

Milk (1 liter)

$0.85 $0.85

$0.61 $0.61

$1.25 $1.25

White Bread (500g)

$3.81 $3.81

$2.22 $2.22

$5.03 $5.03

Rice (white) (1kg)

$5.14 $5.14

$2.18 $2.18

$8.73 $8.73

Eggs

$4.77 $4.77

$2.05 $2.05

$7.15 $7.15

Local Cheese (1kg)

$11.67 $11.67

$5.81 $5.81

$15.13 $15.13

Chicken Fillets (1kg)

$11.93 $11.93

$6.21 $6.21

$20.02 $20.02

Beef Round Steak (1kg)

$15.24 $15.24

$8.94 $8.94

$20.15 $20.15

Apples (1kg)

$4.83 $4.83

$2.11 $2.11

$8.71 $8.71

Banana (1kg)

$1.9 $1.9

$1.07 $1.07

$3.47 $3.47

Oranges (1kg)

$3.95 $3.95

$1.78 $1.78

$6.76 $6.76

Tomato (1kg)

$4.12 $4.12

$1.94 $1.94

$5.46 $5.46

Potato (1kg)

$2.52 $2.52

$1.53 $1.53

$3.33 $3.33

Onion (1kg)

$2.46 $2.46

$1.42 $1.42

$4.38 $4.38

Lettuce (1 head)

$1.89 $1.89

$1.19 $1.19

$2.48 $2.48

Water (1.5 liter bottle)

$2.37 $2.37

$1.02 $1.02

$3.24 $3.24

Cigarettes 20 Pack (Marlboro, Camel)

$11.58 $11.58

$8.08 $8.08

$12.11 $12.11

Wine (Bottle)

$15.03 $15.03

$8.02 $8.02

$20.04 $20.04

Local Beer (0.5 liter bottle)

$2.1 $2.1

$1.7 $1.7

$3.87 $3.87

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$1.48 $1.48

$7.06 $7.06

One-way Ticket (Public Transport)

$3.9 $3.9

$1.22 $1.22

$3.9 $3.9

Public Transport Monthly Pass (Regular Price)

$81.1 $81.1

Taxi Start (Normal Tariff)

$2.82 $2.82

$5.12 $5.12

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.25 $1.25

$1.38 $1.38

Taxi 1hour Waiting (Normal Tariff)

$36.61 $36.61

$66.1 $66.1

Gasoline (1 liter)

$0.96 $0.96

$0.81 $0.81

$1.09 $1.09

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K $31.3K

$23.4K $23.4K

$36.4K $36.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$23.3K $23.3K

$27.6K $27.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 $256

$97.6 $97.6

$399 $399

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69 $69

$24.65 $24.65

$117 $117

Internet (50+ Mbps, Unlimited Data)

$78.7 $78.7

$49.24 $49.24

$123 $123

Gym Membership (Monthly)

$60 $60

$17.49 $17.49

$60 $60

Cinema Ticket

$13.24 $13.24

$9.16 $9.16

$15.28 $15.28

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,106 $1,106

$709 $709

$1,418 $1,418

International Primary School, 1 Child (Yearly)

$15.7K $15.7K

$9,270 $9,270

$30.2K $30.2K

Jeans (Levis 501 Or Similar)

$55.5 $55.5

$25.25 $25.25

$75.7 $75.7

Summer Dress (H&M, Zara, etc)

$39.6 $39.6

$23.76 $23.76

$55.6 $55.6

Sport Shoes (Adidas, Nike)

$83.8 $83.8

$49.97 $49.97

$120 $120

Men's Leather Business Shoes

$106 $106

$50.6 $50.6

$152 $152

1-bedroom Apartment, City Center (Monthly)

$1,696 $1,696

$1,197 $1,197

$1,853 $1,853

1-bedroom Apartment, Outside City Center (Monthly)

$1,322 $1,322

$1,017 $1,017

$1,526 $1,526

3-bedroom Apartment, City Center (Monthly)

$2,373 $2,373

$2,076 $2,076

$2,768 $2,768

3-bedroom Apartment, Outside City Center (Monthly)

$2,365 $2,365

$1,774 $1,774

$2,956 $2,956

Buy Apartment Outside City Center (m2)

$1,623 $1,623

Average Monthly Net Salary (After Tax)

$4,240 $4,240

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

6.8

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Surprise, AZ - Frequently Asked Questions

Surprise, AZ offers a practical balance for short stays and longer setups. If you're weighing options, Cost of Living in [location] has a reputation for being lower than many coastal metros while still delivering reliable services and amenities. You may notice housing and everyday expenses that feel reasonable for a suburban city near a larger desert metro. Seasonal demands, such as cooling in the hot months, can influence utility costs, but you benefit from a compact layout, short drives, and a community that supports remote work. Tip: start with a short-term rental to test value across neighborhoods.

For daily life, you'll find housing options from rental homes to apartment complexes, with leases that fit a range of budgets. Grocery options include big-box stores and local markets, offering fresh produce and quick meal solutions. Transportation in Surprise, AZ is car-centered, with reliable roads and ride-hailing as an option; some areas are bike-friendly, especially near newer developments. Co-working spaces in the Phoenix metro area provide reliable Wi-Fi and community events for remote work. In terms of [location] living cost, you'll see a practical balance between rent, groceries, and utilities that shifts with the seasons. Tip: map a few neighborhoods before committing.

Quality of life here leans on sunshine, outdoor recreation, and a sense of community in family-friendly neighborhoods. A simple budgeting framework, like 50/30/20 for needs, wants, and savings, helps you keep pace with changing utilities and dining options. Save by shopping at bulk stores, cooking at home, and taking advantage of off-peak activity times. Seasonality matters: summers are hot and can raise cooling costs, while milder winters make outdoor living appealing for longer stretches. Neighborhood fit comes from evaluating commute routes, access to parks, and proximity to schools or trails. Tip: visit on weekends to feel the vibe before choosing a base.