Cost of Living in Surprise, AZ - Updated Prices & Insights

82.34
Solo nomad: Estimated monthly costs are $1,162 (excluding rent), and $2,696 including rent.
Family of 3: Estimated monthly costs are $2,879 (excluding rent), and $5,425 including rent.
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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$19.96 $19.96
$11.98 $11.98
$39.93 $39.93
Three-Course Dinner for Two, Mid-Range
$81.2 $81.2
$50.8 $50.8
$102 $102
Fast Food Meal (McDonalds, etc)
$12.1 $12.1
$9.07 $9.07
$14.62 $14.62
Cappuccino
$5.33 $5.33
$3.21 $3.21
$9.86 $9.86
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.76 $2.76
$2.05 $2.05
$4.09 $4.09
Water (0.33 liter bottle)
$2.19 $2.19
$1.56 $1.56
$3.02 $3.02
Local Beer (0.5 liter draught)
$6.16 $6.16
$4.11 $4.11
$8.21 $8.21
Imported Beer (0.33 liter bottle)
$7.13 $7.13
$5.1 $5.1
$9.17 $9.17
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$0.84 $0.84
$0.6 $0.6
$1.23 $1.23
White Bread (500g)
$3.83 $3.83
$2.24 $2.24
$5.05 $5.05
Rice (white) (1kg)
$5.34 $5.34
$2.26 $2.26
$9.07 $9.07
Eggs
$4.54 $4.54
$1.95 $1.95
$6.82 $6.82
Local Cheese (1kg)
$12.12 $12.12
$6.04 $6.04
$15.71 $15.71
Chicken Fillets (1kg)
$11.97 $11.97
$6.24 $6.24
$20.1 $20.1
Beef Round Steak (1kg)
$15.06 $15.06
$8.83 $8.83
$19.92 $19.92
Apples (1kg)
$5.01 $5.01
$2.19 $2.19
$9.04 $9.04
Banana (1kg)
$1.9 $1.9
$1.07 $1.07
$3.47 $3.47
Oranges (1kg)
$3.92 $3.92
$1.77 $1.77
$6.71 $6.71
Tomato (1kg)
$4.09 $4.09
$1.93 $1.93
$5.42 $5.42
Potato (1kg)
$2.49 $2.49
$1.51 $1.51
$3.29 $3.29
Onion (1kg)
$2.52 $2.52
$1.46 $1.46
$4.49 $4.49
Lettuce (1 head)
$1.89 $1.89
$1.18 $1.18
$2.47 $2.47
Water (1.5 liter bottle)
$2.32 $2.32
$1 $1
$3.18 $3.18
Cigarettes 20 Pack (Marlboro, Camel)
$11.61 $11.61
$8.1 $8.1
$12.15 $12.15
Wine (Bottle)
$13.73 $13.73
$9.14 $9.14
$25.43 $25.43
Local Beer (0.5 liter bottle)
$2.09 $2.09
$1.7 $1.7
$3.86 $3.86
Imported Beer (0.33 liter bottle)
$4.02 $4.02
$1.53 $1.53
$7.32 $7.32
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$4.09 $4.09
$1.28 $1.28
$4.09 $4.09
Public Transport Monthly Pass (Regular Price)
$79.4 $79.4
-
Taxi Start (Normal Tariff)
$2.73 $2.73
$2.73 $2.73
$4.96 $4.96
Taxi (Normal Tariff) (1km)
$1.41 $1.41
$1.27 $1.27
$1.41 $1.41
Taxi 1hour Waiting (Normal Tariff)
$36.12 $36.12
$36.12 $36.12
$65.2 $65.2
Gasoline (1 liter)
$0.91 $0.91
$0.77 $0.77
$1.03 $1.03
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.6K $31.6K
$23.7K $23.7K
$36.8K $36.8K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$23.2K $23.2K
$27.5K $27.5K
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$262 $262
$99.7 $99.7
$408 $408
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.5 $69.5
$24.82 $24.82
$118 $118
Internet (50+ Mbps, Unlimited Data)
$79.7 $79.7
$49.88 $49.88
$125 $125
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$59.4 $59.4
$17.33 $17.33
$59.4 $59.4
Cinema Ticket
$12.77 $12.77
$8.83 $8.83
$14.74 $14.74
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,105 $1,105
$709 $709
$1,417 $1,417
International Primary School, 1 Child (Yearly)
$15.8K $15.8K
$9,299 $9,299
$30.3K $30.3K
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$54.3 $54.3
$24.67 $24.67
$74 $74
Summer Dress (H&M, Zara, etc)
$39.82 $39.82
$23.89 $23.89
$55.9 $55.9
Sport Shoes (Adidas, Nike)
$85.2 $85.2
$50.8 $50.8
$122 $122
Men's Leather Business Shoes
$106 $106
$50.3 $50.3
$151 $151
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,717 $1,717
$1,212 $1,212
$1,875 $1,875
1-bedroom Apartment, Outside City Center (Monthly)
$1,306 $1,306
$1,005 $1,005
$1,507 $1,507
3-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$2,081 $2,081
$2,775 $2,775
3-bedroom Apartment, Outside City Center (Monthly)
$2,368 $2,368
$1,776 $1,776
$2,960 $2,960
Buy Apartment in City Center (m2)
$2,889 $2,889
$2,063 $2,063
$2,889 $2,889
Buy Apartment Outside City Center (m2)
$1,582 $1,582
$1,582 $1,582
$2,252 $2,252
๐Ÿ’ต Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,058 $4,058
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.46
5
6.8
Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.
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Cost of Living in Surprise, AZ - Frequently Asked Questions
Is Surprise, AZ generally affordable for travelers, expats, and digital nomads, and who tends to get the best value there compared with other destinations?
Surprise, AZ offers a practical balance for short stays and longer setups. If you're weighing options, Cost of Living in [location] has a reputation for being lower than many coastal metros while still delivering reliable services and amenities. You may notice housing and everyday expenses that feel reasonable for a suburban city near a larger desert metro. Seasonal demands, such as cooling in the hot months, can influence utility costs, but you benefit from a compact layout, short drives, and a community that supports remote work. Tip: start with a short-term rental to test value across neighborhoods.
What does daily life look like in Surprise, AZ when it comes to housing search, groceries, getting around, coworking spaces, and running errands?
For daily life, you'll find housing options from rental homes to apartment complexes, with leases that fit a range of budgets. Grocery options include big-box stores and local markets, offering fresh produce and quick meal solutions. Transportation in Surprise, AZ is car-centered, with reliable roads and ride-hailing as an option; some areas are bike-friendly, especially near newer developments. Co-working spaces in the Phoenix metro area provide reliable Wi-Fi and community events for remote work. In terms of [location] living cost, you'll see a practical balance between rent, groceries, and utilities that shifts with the seasons. Tip: map a few neighborhoods before committing.
Whatโ€™s the overall quality of life in Surprise, AZ, and what budgeting approach and seasonal factors help you stay flexible and find the right neighborhood fit?
Quality of life here leans on sunshine, outdoor recreation, and a sense of community in family-friendly neighborhoods. A simple budgeting framework, like 50/30/20 for needs, wants, and savings, helps you keep pace with changing utilities and dining options. Save by shopping at bulk stores, cooking at home, and taking advantage of off-peak activity times. Seasonality matters: summers are hot and can raise cooling costs, while milder winters make outdoor living appealing for longer stretches. Neighborhood fit comes from evaluating commute routes, access to parks, and proximity to schools or trails. Tip: visit on weekends to feel the vibe before choosing a base.
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