Cost of Living in Springfield, MA - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,026 (excluding rent), and $3,096 including rent.

Family of 3: Estimated monthly costs are $2,536 (excluding rent), and $5,522 including rent.

Meal at Budget Restaurant

$18.83 $18.83

$14.86 $14.86

$49.55 $49.55

Three-Course Dinner for Two, Mid-Range

$80.7 $80.7

$50.8 $50.8

$102 $102

Fast Food Meal (McDonalds, etc)

$13.18 $13.18

$8.62 $8.62

$20.28 $20.28

Cappuccino

$5.93 $5.93

$4.94 $4.94

$11.87 $11.87

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.84 $2.84

$2.44 $2.44

$4.09 $4.09

Water (0.33 liter bottle)

$1.9 $1.9

$1.72 $1.72

$2.94 $2.94

Local Beer (0.5 liter draught)

$4.94 $4.94

$3.95 $3.95

$8.89 $8.89

Imported Beer (0.33 liter bottle)

$5.85 $5.85

$4.88 $4.88

$9.75 $9.75

Milk (1 liter)

$1.05 $1.05

$0.8 $0.8

$1.53 $1.53

White Bread (500g)

$2.61 $2.61

$2.23 $2.23

$6.73 $6.73

Rice (white) (1kg)

$4.79 $4.79

$2.25 $2.25

$9 $9

Eggs

$3.58 $3.58

$7.16 $7.16

Local Cheese (1kg)

$13.94 $13.94

$5.5 $5.5

$19.81 $19.81

Chicken Fillets (1kg)

$13.22 $13.22

$6.6 $6.6

$19.86 $19.86

Beef Round Steak (1kg)

$17.59 $17.59

$8.83 $8.83

$33.19 $33.19

Apples (1kg)

$4.68 $4.68

$3.94 $3.94

$8.79 $8.79

Banana (1kg)

$1.45 $1.45

$0.87 $0.87

$2.41 $2.41

Oranges (1kg)

$4.29 $4.29

$2.15 $2.15

$19.39 $19.39

Tomato (1kg)

$5.03 $5.03

$2.92 $2.92

$15.87 $15.87

Potato (1kg)

$3.04 $3.04

$1.79 $1.79

$6.77 $6.77

Onion (1kg)

$2.94 $2.94

$2.17 $2.17

$4.35 $4.35

Lettuce (1 head)

$1.99 $1.99

$1.24 $1.24

$5.96 $5.96

Water (1.5 liter bottle)

$1.22 $1.22

$0.98 $0.98

$2.44 $2.44

Cigarettes 20 Pack (Marlboro, Camel)

$12.12 $12.12

$11.87 $11.87

$15.46 $15.46

Wine (Bottle)

$12.83 $12.83

$8.88 $8.88

$14.8 $14.8

Local Beer (0.5 liter bottle)

$1.72 $1.72

$2.84 $2.84

Imported Beer (0.33 liter bottle)

$3.94 $3.94

$1.49 $1.49

$4.95 $4.95

One-way Ticket (Public Transport)

$1.46 $1.46

$1.21 $1.21

$1.94 $1.94

Public Transport Monthly Pass (Regular Price)

$54.9 $54.9

Taxi Start (Normal Tariff)

$4.92 $4.92

$9.84 $9.84

Taxi (Normal Tariff) (1km)

$2.03 $2.03

Taxi 1hour Waiting (Normal Tariff)

$27.03 $27.03

$24.58 $24.58

$29.49 $29.49

Gasoline (1 liter)

$0.84 $0.84

$0.76 $0.76

$1 $1

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$24.9K $24.9K

$36.2K $36.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.5K $25.5K

$35.3K $35.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$167 $167

$466 $466

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$43.7 $43.7

$165 $165

Internet (50+ Mbps, Unlimited Data)

$78.2 $78.2

$61.1 $61.1

$112 $112

Gym Membership (Monthly)

$26.94 $26.94

$17.46 $17.46

$49.88 $49.88

Cinema Ticket

$14.8 $14.8

$12.83 $12.83

$19.74 $19.74

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,394 $1,394

$498 $498

$2,290 $2,290

International Primary School, 1 Child (Yearly)

$28K $28K

Jeans (Levis 501 Or Similar)

$50.8 $50.8

$30.47 $30.47

$59.9 $59.9

Summer Dress (H&M, Zara, etc)

$45.77 $45.77

$34.81 $34.81

$59.7 $59.7

Sport Shoes (Adidas, Nike)

$83.2 $83.2

$60.2 $60.2

$201 $201

Men's Leather Business Shoes

$105 $105

$59 $59

$183 $183

1-bedroom Apartment, City Center (Monthly)

$1,283 $1,283

$889 $889

$1,678 $1,678

1-bedroom Apartment, Outside City Center (Monthly)

$1,806 $1,806

$1,003 $1,003

$1,806 $1,806

3-bedroom Apartment, City Center (Monthly)

$2,440 $2,440

$2,005 $2,005

$2,807 $2,807

3-bedroom Apartment, Outside City Center (Monthly)

$2,614 $2,614

$2,514 $2,514

$2,715 $2,715

Buy Apartment in City Center (m2)

$2,473 $2,473

$2,341 $2,341

$2,550 $2,550

Buy Apartment Outside City Center (m2)

$2,441 $2,441

$2,312 $2,312

$2,517 $2,517

Average Monthly Net Salary (After Tax)

$3,322 $3,322

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.19

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 23, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Springfield, MA - Frequently Asked Questions

Compared with bigger urban hubs, Cost of Living in Springfield, MA, United States tends to offer solid value for everyday needs. The mix of neighborhoods lets you find quiet blocks or a downtown buzz without coastal-city premiums. Housing ranges from character-filled historic units to modern apartments, with lease terms that suit short stays or longer work assignments. Food and groceries cover a wide spectrum, from casual eateries to farmers markets. Transit is practical for daily errands, with bus routes and easy regional rail connections nearby. Tip: Start with a short stay in a central area to test routines before committing.

Daily life in Springfield is workable and flexible for different work styles. Housing search tends to focus on Downtown, Forest Park, and nearby residential blocks, with options ranging from vintage flats to newer placements. Use local listings, property managers, and in-person tours to compare leases and deposits. Food options span casual eateries, markets, and farmers markets; groceries are accessible and prices vary by district. Transport is practical: PVTA buses connect core neighborhoods, and the rail network offers occasional trips to larger cities. When planning, keep an eye on the Springfield, MA, United States living cost as you compare neighborhoods and amenities. Tip: Plan errands around off-peak times to save travel time.

Quality of life in Springfield can be excellent with a practical budgeting framework. A simple approach is to categorize your spending into housing, essentials, and discretionary items, then adjust by neighborhood and season. Seasonality matters: winter layers and energy use can shape monthly needs, while summer activities often boost occasional expenses like outings. To save, look for shareable housing options, cook at home, and choose transit or bike for shorter trips. Neighborhood fit matters most if you value walkability, park access, or proximity to coworking hubs; test a few areas during a weekday and weekend to feel the rhythm. Tip: track a two-week routine to spot cost drivers.