Cost of Living in Santa Fe, NM - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,124 (excluding rent), and $2,879 including rent.

Family of 3: Estimated monthly costs are $2,269 (excluding rent), and $5,340 including rent.

Meal at Budget Restaurant

$17.12 $17.12

$11.95 $11.95

$39.82 $39.82

Three-Course Dinner for Two, Mid-Range

$80.6 $80.6

$60.5 $60.5

$151 $151

Fast Food Meal (McDonalds, etc)

$9.83 $9.83

$8.36 $8.36

$12.21 $12.21

Cappuccino

$5.26 $5.26

$2.99 $2.99

$7.96 $7.96

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 $2.75

$2.44 $2.44

$3.92 $3.92

Water (0.33 liter bottle)

$1.79 $1.79

$0.98 $0.98

$2.95 $2.95

Local Beer (0.5 liter draught)

$6.11 $6.11

$3.05 $3.05

$7.13 $7.13

Imported Beer (0.33 liter bottle)

$7.01 $7.01

$6.01 $6.01

$10.02 $10.02

Milk (1 liter)

$1.05 $1.05

$0.76 $0.76

$3.06 $3.06

White Bread (500g)

$3.00 $3.00

$1.33 $1.33

$6.74 $6.74

Rice (white) (1kg)

$3.33 $3.33

$2.09 $2.09

$4.53 $4.53

Eggs

$4.46 $4.46

$1.88 $1.88

$6.98 $6.98

Local Cheese (1kg)

$12.74 $12.74

$8.92 $8.92

$50.6 $50.6

Chicken Fillets (1kg)

$10.09 $10.09

$5.42 $5.42

$26.03 $26.03

Beef Round Steak (1kg)

$19.89 $19.89

$8.02 $8.02

$29.82 $29.82

Apples (1kg)

$4.79 $4.79

$2.17 $2.17

$8.71 $8.71

Banana (1kg)

$1.40 $1.40

$1.20 $1.20

$2.17 $2.17

Oranges (1kg)

$3.70 $3.70

$2.16 $2.16

$10.81 $10.81

Tomato (1kg)

$4.38 $4.38

$2.14 $2.14

$10.81 $10.81

Potato (1kg)

$2.37 $2.37

$1.26 $1.26

$8.58 $8.58

Onion (1kg)

$2.43 $2.43

$1.91 $1.91

$3.84 $3.84

Lettuce (1 head)

$1.95 $1.95

$1.08 $1.08

$2.93 $2.93

Water (1.5 liter bottle)

$2.21 $2.21

$1.47 $1.47

$4.90 $4.90

Cigarettes 20 Pack (Marlboro, Camel)

$9.84 $9.84

$8.36 $8.36

$10.82 $10.82

Wine (Bottle)

$14.24 $14.24

$10.18 $10.18

$21.38 $21.38

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.65 $1.65

$4.25 $4.25

Imported Beer (0.33 liter bottle)

$2.72 $2.72

$1.24 $1.24

$7.94 $7.94

One-way Ticket (Public Transport)

$1.95 $1.95

$0.98 $0.98

$2.44 $2.44

Taxi Start (Normal Tariff)

$3.58 $3.58

$3.08 $3.08

$4.04 $4.04

Taxi (Normal Tariff) (1km)

$1.87 $1.87

$1.84 $1.84

$2.07 $2.07

Taxi 1hour Waiting (Normal Tariff)

$29.09 $29.09

$32.10 $32.10

Gasoline (1 liter)

$0.84 $0.84

$0.75 $0.75

$1.04 $1.04

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K $28.6K

$22.5K $22.5K

$34.6K $34.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$24.8K $24.8K

$28.4K $28.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$100 $100

$413 $413

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.51 $44.51

$24.92 $24.92

$89.7 $89.7

Internet (50+ Mbps, Unlimited Data)

$68.0 $68.0

$49.66 $49.66

$119 $119

Gym Membership (Monthly)

$86.5 $86.5

$9.98 $9.98

$120 $120

Cinema Ticket

$13.54 $13.54

$10.34 $10.34

$19.69 $19.69

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,215 $1,215

$985 $985

$1,379 $1,379

International Primary School, 1 Child (Yearly)

$15.5K $15.5K

Jeans (Levis 501 Or Similar)

$54.4 $54.4

$25.40 $25.40

$76.2 $76.2

Summer Dress (H&M, Zara, etc)

$51.0 $51.0

$25.01 $25.01

$89.1 $89.1

Sport Shoes (Adidas, Nike)

$89.5 $89.5

$70.9 $70.9

$132 $132

Men's Leather Business Shoes

$100 $100

$80.3 $80.3

$131 $131

1-bedroom Apartment, City Center (Monthly)

$2,165 $2,165

$1,732 $1,732

$2,969 $2,969

1-bedroom Apartment, Outside City Center (Monthly)

$1,649 $1,649

$1,486 $1,486

$1,783 $1,783

3-bedroom Apartment, City Center (Monthly)

$4,383 $4,383

$3,507 $3,507

$6,011 $6,011

3-bedroom Apartment, Outside City Center (Monthly)

$2,580 $2,580

$1,984 $1,984

$3,373 $3,373

Buy Apartment in City Center (m2)

$7,080 $7,080

$4,188 $4,188

$8,613 $8,613

Buy Apartment Outside City Center (m2)

$4,015 $4,015

$3,729 $3,729

$4,795 $4,795

Average Monthly Net Salary (After Tax)

$3,781 $3,781

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.19

6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 2, 2026

Santa Fe, NM Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Santa Fe, NM - Frequently Asked Questions

Overall, Santa Fe tends to offer a pleasant balance of culture, lifestyle amenities, and value for travelers, expats, and digital nomads. You’ll find a range of options – from short-term rentals in the historic core to longer leases in modern complexes on the outskirts – without the sky-high prices of coastal tech hubs. The city’s pace is relaxed yet globally connected, with galleries, live music, and outdoor recreation all within reach. When you weigh the factors, Cost of Living in Santa Fe, NM, United States provides useful context for housing, groceries, and services without dramatic swings. Tip: start with a month-to-month stay in a couple of neighborhoods to test value and vibe.

Daily life in Santa Fe offers a mix of options for housing, food, transport, and coworking. You might choose an adobe-style rental near the plaza or a newer unit farther from the center, then balance it against commute time and altitude. Grocery runs highlight local produce from farmers markets and a growing selection of organic shops. Public transit and rideshares work well, and biking is pleasant in many seasons. Santa Fe, NM, United States living cost helps you frame neighborhood choices around safety, access to errands, and your work routine. Tip: group errands by neighborhood to save time and fuel.

Use a simple budgeting framework: categorize housing, groceries, transport, and activities, then set flexible allowances for seasonal costs like heating in winter or cooling in summer. In Santa Fe you’ll notice distinct neighborhood vibes: compact historic cores for walkability, higher-altitude calm on the hills, or newer developments with easier parking. Align your choice with work needs, access to co-working spaces, and outdoor recreation. Build a short-list of 3–4 neighborhoods and test each in different seasons if possible. Tip: plan for altitude-related adjustments, and keep a buffer for occasional events and mountain access on weekends.