Cost of Living in Saint Croix - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,337 (excluding rent), and $2,867 including rent.
Family of 3: Estimated monthly costs are $3,532 (excluding rent), and $7,292 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$40.27 $40.27
$20.13 $20.13
$50.3 $50.3
Three-Course Dinner for Two, Mid-Range
$140 $140
$89.8 $89.8
$150 $150
Fast Food Meal (McDonalds, etc)
$9.95 $9.95
$9.95 $9.95
$9.95 $9.95
Cappuccino
$7.75 $7.75
$7.08 $7.08
$8.09 $8.09
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.18 $3.18
$2.52 $2.52
$4.03 $4.03
Water (0.33 liter bottle)
$2.35 $2.35
$1.21 $1.21
$3.88 $3.88
Local Beer (0.5 liter draught)
$4.86 $4.86
$3.89 $3.89
$7.77 $7.77
Imported Beer (0.33 liter bottle)
$6.1 $6.1
$5.08 $5.08
$10.16 $10.16
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$3.08 $3.08
$1.81 $1.81
$3.92 $3.92
White Bread (500g)
$5.61 $5.61
$4.91 $4.91
$6.92 $6.92
Rice (white) (1kg)
$7.55 $7.55
$4.52 $4.52
$11.34 $11.34
Eggs
$7.47 $7.47
$4.63 $4.63
$10.29 $10.29
Local Cheese (1kg)
$16.16 $16.16
$11.01 $11.01
$22.03 $22.03
Beef Round Steak (1kg)
$19.95 $19.95
-
Apples (1kg)
$8.12 $8.12
$4.41 $4.41
$11.08 $11.08
Banana (1kg)
$2.24 $2.24
$1.91 $1.91
$2.56 $2.56
Oranges (1kg)
$4.3 $4.3
-
Tomato (1kg)
$6.56 $6.56
-
Potato (1kg)
$3.64 $3.64
-
Onion (1kg)
$4.32 $4.32
$4.31 $4.31
$4.33 $4.33
Lettuce (1 head)
$4.36 $4.36
$3.02 $3.02
$6.04 $6.04
Water (1.5 liter bottle)
$3.08 $3.08
$2.95 $2.95
$3.21 $3.21
Wine (Bottle)
$12.97 $12.97
-
Imported Beer (0.33 liter bottle)
$5.84 $5.84
-
🚌 Getting Around
Cost
Range
Taxi (Normal Tariff) (1km)
$1.54 $1.54
-
Taxi 1hour Waiting (Normal Tariff)
$14.97 $14.97
-
Gasoline (1 liter)
$1.31 $1.31
$1.02 $1.02
$1.48 $1.48
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K $34.7K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$45.9K $45.9K
-
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$328 $328
$256 $256
$400 $400
Internet (50+ Mbps, Unlimited Data)
$97.8 $97.8
$90.2 $90.2
$105 $105
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$112 $112
-
Cinema Ticket
$12.81 $12.81
$7.88 $7.88
$17.74 $17.74
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,060 $1,060
$887 $887
$1,232 $1,232
International Primary School, 1 Child (Yearly)
$10.6K $10.6K
-
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$50.4 $50.4
$50.4 $50.4
$50.4 $50.4
Summer Dress (H&M, Zara, etc)
$25.08 $25.08
-
Sport Shoes (Adidas, Nike)
$93.5 $93.5
$75.8 $75.8
$111 $111
Men's Leather Business Shoes
$101 $101
-
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,683 $1,683
$1,089 $1,089
$2,475 $2,475
1-bedroom Apartment, Outside City Center (Monthly)
$1,219 $1,219
$914 $914
$1,525 $1,525
3-bedroom Apartment, City Center (Monthly)
$2,764 $2,764
-
3-bedroom Apartment, Outside City Center (Monthly)
$3,551 $3,551
-
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
5.65
-
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Saint Croix - Frequently Asked Questions
How affordable is Saint Croix for travelers, expats, and digital nomads compared with other Caribbean destinations?
Saint Croix offers a relaxed pace and a mix of local options that can be friendlier on a budget than some bigger Caribbean hubs. If you prioritize local markets, modest accommodations, and longer stays in community-centered neighborhoods, you can stretch your dollars more effectively. However, certain imports and island services push some costs higher than you might expect. City shifts between Christiansted and Frederiksted, plus resort pockets, create noticeable differences in everyday expenses. Cost of Living in Saint Croix, Us Virgin Islands varies with lifestyle and location, so a little scouting goes a long way. Tip: Build a two-week test plan to compare housing, groceries, and transport, then refine your choices before committing long-term.
What does daily life look like on Saint Croix in terms of housing, food, transport, coworking, and errands?
Daily life centers on warm community, strong local markets, and a connection to the sea. Housing options range from hillside villas to waterfront apartments, with neighborhood choice shaping access to beach life, schools, and grocery stores. Food comes alive at farmers markets and casual eateries where you can sample fresh seafood and affordable staples. For getting around, many residents rely on a car or scooter, with some hike-friendly walking paths and limited bus routes. Co-working spaces and cafes support remote work, while errands are often smoother with a car. Saint Croix, Us Virgin Islands living cost will feel more predictable when you map your routes and shopping circles. Tip: Plan content around your work hours and traffic patterns to maximize time.
How can you optimize quality of life, budgeting, and neighborhood fit, considering seasonality and long-term planning?
Quality of life hinges on a balanced budget framework and neighborhood fit. Build a simple monthly plan: essential needs, flexible spending, and a small reserve for seasonal adjustments, like hurricane risk and tourism ebbs and flows. Choose neighborhoods with easy access to groceries, slower traffic, and nearby beaches. Save by cooking at home, shopping at local markets, and using public libraries or community events for free or low-cost activities. Consider seasonal swings in visitor traffic when choosing rental terms. Tip: Start with a two- to four-week trial in a couple of neighborhoods to sense vibe, transport options, and daily rhythms before signing long-term leases.
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