Cost of Living in Saint Charles, IL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,091 (excluding rent), and $2,770 including rent.

Family of 3: Estimated monthly costs are $2,634 (excluding rent), and $5,395 including rent.

Meal at Budget Restaurant

$37.67 $37.67

$25.12 $25.12

$50.2 $50.2

Three-Course Dinner for Two, Mid-Range

$99.3 $99.3

Fast Food Meal (McDonalds, etc)

$10.68 $10.68

$10.17 $10.17

$11.19 $11.19

Cappuccino

$7.19 $7.19

$6.16 $6.16

$8.21 $8.21

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$1.96 $1.96

$4.89 $4.89

Water (0.33 liter bottle)

$3.03 $3.03

$1.01 $1.01

$5.05 $5.05

Local Beer (0.5 liter draught)

$7.11 $7.11

$6.10 $6.10

$8.13 $8.13

Imported Beer (0.33 liter bottle)

$7.52 $7.52

$7.02 $7.02

$8.02 $8.02

Milk (1 liter)

$0.99 $0.99

$0.74 $0.74

$1.41 $1.41

White Bread (500g)

$3.58 $3.58

$2.20 $2.20

$5.63 $5.63

Rice (white) (1kg)

$4.37 $4.37

$2.10 $2.10

$8.64 $8.64

Eggs

$4.38 $4.38

$2.90 $2.90

$5.85 $5.85

Local Cheese (1kg)

$12.22 $12.22

$6.97 $6.97

$21.97 $21.97

Chicken Fillets (1kg)

$11.69 $11.69

$6.23 $6.23

$20.16 $20.16

Beef Round Steak (1kg)

$13.28 $13.28

$13.08 $13.08

$13.48 $13.48

Apples (1kg)

$4.83 $4.83

$2.52 $2.52

$8.67 $8.67

Banana (1kg)

$1.06 $1.06

$0.99 $0.99

$1.12 $1.12

Oranges (1kg)

$4.30 $4.30

$2.23 $2.23

$8.93 $8.93

Tomato (1kg)

$4.79 $4.79

$2.23 $2.23

$8.92 $8.92

Potato (1kg)

$2.76 $2.76

$1.28 $1.28

$5.97 $5.97

Onion (1kg)

$2.81 $2.81

$1.81 $1.81

$4.36 $4.36

Lettuce (1 head)

$1.59 $1.59

$1.27 $1.27

$1.92 $1.92

Water (1.5 liter bottle)

$2.14 $2.14

$1.19 $1.19

$3.23 $3.23

Cigarettes 20 Pack (Marlboro, Camel)

$9.86 $9.86

$8.23 $8.23

$12.34 $12.34

Wine (Bottle)

$15.09 $15.09

$10.19 $10.19

$24.47 $24.47

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.69 $1.69

$2.80 $2.80

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$1.63 $1.63

$6.12 $6.12

One-way Ticket (Public Transport)

$1.97 $1.97

$1.23 $1.23

$1.97 $1.97

Taxi Start (Normal Tariff)

$3.58 $3.58

$3.07 $3.07

$5.11 $5.11

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.51 $1.51

$2.11 $2.11

Taxi 1hour Waiting (Normal Tariff)

$29.62 $29.62

$26.79 $26.79

$35.52 $35.52

Gasoline (1 liter)

$0.83 $0.83

$0.73 $0.73

$0.97 $0.97

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K $30.0K

$24.0K $24.0K

$36.5K $36.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.1K $25.1K

$27.1K $27.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$189 $189

$121 $121

$345 $345

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 $53.3

$30.25 $30.25

$101 $101

Internet (50+ Mbps, Unlimited Data)

$67.4 $67.4

$49.71 $49.71

$99.4 $99.4

Gym Membership (Monthly)

$43.78 $43.78

$17.82 $17.82

$50.9 $50.9

Cinema Ticket

$13.64 $13.64

$11.12 $11.12

$18.19 $18.19

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,315 $1,315

$1,013 $1,013

$1,872 $1,872

International Primary School, 1 Child (Yearly)

$23.2K $23.2K

$16.6K $16.6K

$26.9K $26.9K

Jeans (Levis 501 Or Similar)

$50.6 $50.6

$29.72 $29.72

$79.2 $79.2

Summer Dress (H&M, Zara, etc)

$39.85 $39.85

$24.91 $24.91

$64.8 $64.8

Sport Shoes (Adidas, Nike)

$88.0 $88.0

$60.9 $60.9

$132 $132

Men's Leather Business Shoes

$114 $114

$65.1 $65.1

$203 $203

1-bedroom Apartment, City Center (Monthly)

$1,601 $1,601

$1,199 $1,199

$1,856 $1,856

1-bedroom Apartment, Outside City Center (Monthly)

$1,337 $1,337

$988 $988

$1,482 $1,482

3-bedroom Apartment, City Center (Monthly)

$2,663 $2,663

$2,025 $2,025

$3,037 $3,037

3-bedroom Apartment, Outside City Center (Monthly)

$2,265 $2,265

$1,733 $1,733

$2,548 $2,548

Buy Apartment in City Center (m2)

$2,746 $2,746

$2,005 $2,005

$2,746 $2,746

Buy Apartment Outside City Center (m2)

$2,255 $2,255

$1,859 $1,859

$2,255 $2,255

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.19

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Saint Charles, IL Median Internet Speeds (Updated December 2025)

Mobile

235

Mbps

Fixed Broadband

347

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Saint Charles, IL - Frequently Asked Questions

Saint Charles sits just outside Chicago, offering a quieter, more manageable pace with easy access to the city. For travelers, expats, and digital nomads, the Cost of Living in Saint Charles, IL, United States tends to feel balanced: housing can be more affordable than downtown Chicago, while groceries, dining, and services stay predictable for a midwestern town. You'll find a mix of historic homes, modern rentals, and family-friendly neighborhoods that suit seasonal work or longer stays. Seasonality affects crowds and prices in nearby attractions more than everyday needs. Tip: test a few neighborhoods during different seasons to see where you feel most at home.

Daily life centers on a compact town core and easy access to the surrounding suburbs. For housing search, you’ll find a mix of historic units near the Fox River and newer apartment buildings a short drive away; consider weekdays for tours and weekend open houses. Food options range from family-owned eateries to cafés with reliable wifi for remote work. Transport leans car-friendly, with bike lanes and sidewalks; nearby Metra service makes weekend trips to Chicago practical. For errands and coworking, you’ll rely on a blend of local shops, libraries, and flexible workspaces. Saint Charles, IL, United States living cost feels approachable for steady budgets. Tip: map out two or three neighborhoods, visit on different days, and test transit or coworking spots to see what fits your pace.

Quality of life in Saint Charles is defined by community feel, access to parks, and a seasonally varied climate. Build a simple budget framework: separate essentials (housing, utilities, groceries) from discretionary (dining, events) and apply a flexible cushion for seasonal shifts like heating or summer activities. Save by tapping local markets, buying in bulk, or choosing rentals with energy-efficient appliances; explore library programs and community centers for low-cost wellness and coworking options. Neighborhood fit ranges from riverfront paths to quiet tree-lined streets; walkability and commute convenience often trump sheer size. Tip: Test a few neighborhoods for a week in different seasons to see how your routine blends with the local pace.