Cost of Living in Rio Rancho, NM - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,269 (excluding rent), and $2,671 including rent.

Family of 3: Estimated monthly costs are $3,183 (excluding rent), and $5,178 including rent.

Meal at Budget Restaurant

$19.69 $19.69

$11.81 $11.81

$24.61 $24.61

Three-Course Dinner for Two, Mid-Range

$80.2 $80.2

$60.1 $60.1

$100 $100

Fast Food Meal (McDonalds, etc)

$12.15 $12.15

$8.61 $8.61

$12.15 $12.15

Cappuccino

$5.90 $5.90

$2.95 $2.95

$6.89 $6.89

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 $2.74

$1.47 $1.47

$3.92 $3.92

Water (0.33 liter bottle)

$1.79 $1.79

$0.99 $0.99

$2.71 $2.71

Local Beer (0.5 liter draught)

$5.93 $5.93

$2.47 $2.47

$6.92 $6.92

Imported Beer (0.33 liter bottle)

$7.16 $7.16

$6.13 $6.13

$10.22 $10.22

Milk (1 liter)

$1.07 $1.07

$0.76 $0.76

$1.63 $1.63

White Bread (500g)

$3.01 $3.01

$1.29 $1.29

$4.22 $4.22

Rice (white) (1kg)

$3.29 $3.29

$2.02 $2.02

$4.37 $4.37

Eggs

$4.42 $4.42

$1.87 $1.87

$6.91 $6.91

Local Cheese (1kg)

$12.36 $12.36

$8.65 $8.65

$19.44 $19.44

Chicken Fillets (1kg)

$16.00 $16.00

$5.56 $5.56

$20.00 $20.00

Beef Round Steak (1kg)

$19.44 $19.44

$7.84 $7.84

$25.93 $25.93

Apples (1kg)

$5.35 $5.35

$2.13 $2.13

$5.97 $5.97

Banana (1kg)

$1.67 $1.67

$1.23 $1.23

$2.23 $2.23

Oranges (1kg)

$4.01 $4.01

$2.23 $2.23

$7.36 $7.36

Tomato (1kg)

$4.35 $4.35

$2.12 $2.12

$5.36 $5.36

Potato (1kg)

$2.45 $2.45

$1.11 $1.11

$4.41 $4.41

Onion (1kg)

$2.58 $2.58

$1.94 $1.94

$3.28 $3.28

Lettuce (1 head)

$1.96 $1.96

$1.08 $1.08

$2.45 $2.45

Water (1.5 liter bottle)

$2.29 $2.29

$1.47 $1.47

$2.95 $2.95

Cigarettes 20 Pack (Marlboro, Camel)

$8.74 $8.74

$8.25 $8.25

$10.68 $10.68

Wine (Bottle)

$14.22 $14.22

$10.17 $10.17

$17.28 $17.28

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.41 $1.41

$1.91 $1.91

Imported Beer (0.33 liter bottle)

$2.82 $2.82

$1.29 $1.29

$6.17 $6.17

One-way Ticket (Public Transport)

$1.98 $1.98

$1.24 $1.24

$1.98 $1.98

Public Transport Monthly Pass (Regular Price)

$51.3 $51.3

Taxi Start (Normal Tariff)

$2.98 $2.98

$3.91 $3.91

Taxi (Normal Tariff) (1km)

$0.72 $0.72

$1.93 $1.93

Taxi 1hour Waiting (Normal Tariff)

$28.76 $28.76

$34.71 $34.71

Gasoline (1 liter)

$0.82 $0.82

$0.73 $0.73

$0.93 $0.93

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K $30.9K

$22.7K $22.7K

$34.9K $34.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K $29.7K

$24.6K $24.6K

$36.3K $36.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 $181

$99.9 $99.9

$300 $300

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.82 $44.82

$25.10 $25.10

$48.13 $48.13

Internet (50+ Mbps, Unlimited Data)

$69.2 $69.2

$50.6 $50.6

$86.0 $86.0

Gym Membership (Monthly)

$43.77 $43.77

$17.81 $17.81

$50.9 $50.9

Cinema Ticket

$17.93 $17.93

$10.61 $10.61

$17.93 $17.93

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,110 $1,110

$1,009 $1,009

$1,413 $1,413

International Primary School, 1 Child (Yearly)

$10.8K $10.8K

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$24.55 $24.55

$73.7 $73.7

Summer Dress (H&M, Zara, etc)

$55.9 $55.9

$24.51 $24.51

$87.3 $87.3

Sport Shoes (Adidas, Nike)

$89.5 $89.5

$71.0 $71.0

$101 $101

Men's Leather Business Shoes

$113 $113

$79.5 $79.5

$129 $129

1-bedroom Apartment, City Center (Monthly)

$1,605 $1,605

$1,202 $1,202

$1,860 $1,860

1-bedroom Apartment, Outside City Center (Monthly)

$1,358 $1,358

$1,003 $1,003

$1,505 $1,505

3-bedroom Apartment, City Center (Monthly)

$2,643 $2,643

$2,010 $2,010

$3,015 $3,015

3-bedroom Apartment, Outside City Center (Monthly)

$2,201 $2,201

$1,683 $1,683

$2,476 $2,476

Buy Apartment in City Center (m2)

$2,442 $2,442

$1,783 $1,783

$2,442 $2,442

Buy Apartment Outside City Center (m2)

$2,519 $2,519

$2,077 $2,077

$2,519 $2,519

Average Monthly Net Salary (After Tax)

$4,731 $4,731

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.19

6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Rio Rancho, NM Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

388

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Rio Rancho, NM - Frequently Asked Questions

Rio Rancho generally offers solid value compared with larger metro centers. Housing options range from affordable rentals to newer homes with space to work remotely, and daily costs for groceries and services are moderate compared with bigger cities. A practical approach is to explore local markets, try neighborhood cafés, and pace outings to avoid peak travel hours for services. Cost of Living in Rio Rancho, NM, United States can serve as a useful benchmark when you compare options. Tip: Build a flexible itinerary and test a few neighborhoods before you settle in.

Rent and utilities follow a suburban pattern, with a mix of townhomes, single-family houses, and newer apartments near parks and trails. Neighborhood choice matters for walkability and access to services. For daily life, groceries, casual dining, and coffee spots are accessible, and a growing number of coworking spaces support remote work. Car use is common; ride-shares and some bus routes connect to Albuquerque for broader needs. Rio Rancho, NM, United States living cost is a practical reference as you budget. Tip: start with a simple monthly plan and test a few neighborhoods before committing to a lease.

Quality of life hinges on finding the right neighborhood fit and a simple budgeting approach: separate fixed housing costs, recurring groceries, transport, and discretionary spending. In Rio Rancho, you’ll find safe, family-friendly areas with easy access to outdoor recreation, trails, and parks. The seasonal climate means planning for hot summers and cooler winters, which affects energy use and clothing. Compare neighborhoods by commute times, local amenities, and HOA or builder rules if buying. Tip: spend time in several areas during different days and seasons to sense overall vibe.