Cost of Living in Rapid City, SD - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,106 (excluding rent), and $2,337 including rent.

Family of 3: Estimated monthly costs are $2,389 (excluding rent), and $4,323 including rent.

Meal at Budget Restaurant

$14.94 $14.94

$11.96 $11.96

$49.82 $49.82

Three-Course Dinner for Two, Mid-Range

$63.1 $63.1

$60.6 $60.6

$202 $202

Fast Food Meal (McDonalds, etc)

$10.25 $10.25

$9.68 $9.68

$10.81 $10.81

Cappuccino

$5.45 $5.45

$4.09 $4.09

$6.65 $6.65

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.71 $3.71

$2.30 $2.30

$7.14 $7.14

Water (0.33 liter bottle)

$1.63 $1.63

$1.46 $1.46

$1.96 $1.96

Local Beer (0.5 liter draught)

$3.78 $3.78

$3.53 $3.53

$4.03 $4.03

Imported Beer (0.33 liter bottle)

$5.11 $5.11

$4.85 $4.85

$6.13 $6.13

Milk (1 liter)

$1.07 $1.07

$0.92 $0.92

$1.28 $1.28

White Bread (500g)

$2.90 $2.90

$2.10 $2.10

$3.24 $3.24

Rice (white) (1kg)

$1.96 $1.96

$1.52 $1.52

$2.58 $2.58

Eggs

$4.44 $4.44

$1.80 $1.80

$5.83 $5.83

Local Cheese (1kg)

$13.47 $13.47

$8.99 $8.99

$17.97 $17.97

Chicken Fillets (1kg)

$9.76 $9.76

$7.45 $7.45

$12.88 $12.88

Beef Round Steak (1kg)

$12.55 $12.55

$11.99 $11.99

$13.06 $13.06

Apples (1kg)

$4.75 $4.75

$2.77 $2.77

$5.78 $5.78

Banana (1kg)

$1.55 $1.55

$1.27 $1.27

$2.20 $2.20

Oranges (1kg)

$3.95 $3.95

$2.20 $2.20

$6.05 $6.05

Tomato (1kg)

$3.88 $3.88

$3.43 $3.43

$4.32 $4.32

Potato (1kg)

$2.78 $2.78

$1.77 $1.77

$4.41 $4.41

Onion (1kg)

$3.14 $3.14

$2.45 $2.45

$4.36 $4.36

Lettuce (1 head)

$2.12 $2.12

$1.48 $1.48

$2.99 $2.99

Water (1.5 liter bottle)

$2.86 $2.86

$2.07 $2.07

$3.26 $3.26

Cigarettes 20 Pack (Marlboro, Camel)

$9.63 $9.63

$9.12 $9.12

$11.15 $11.15

Wine (Bottle)

$14.10 $14.10

$10.06 $10.06

$21.15 $21.15

Local Beer (0.5 liter bottle)

$1.70 $1.70

Imported Beer (0.33 liter bottle)

$3.23 $3.23

$1.56 $1.56

$5.85 $5.85

One-way Ticket (Public Transport)

$1.46 $1.46

$0.98 $0.98

$1.95 $1.95

Public Transport Monthly Pass (Regular Price)

$29.54 $29.54

Taxi Start (Normal Tariff)

$3.23 $3.23

$2.48 $2.48

$3.97 $3.97

Taxi (Normal Tariff) (1km)

$1.28 $1.28

$1.25 $1.25

$1.91 $1.91

Taxi 1hour Waiting (Normal Tariff)

$24.73 $24.73

$19.79 $19.79

$59.4 $59.4

Gasoline (1 liter)

$0.85 $0.85

$0.72 $0.72

$1.03 $1.03

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$34.9K $34.9K

$35.9K $35.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.4K $32.4K

$26.4K $26.4K

$32.4K $32.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 $175

$111 $111

$228 $228

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.65 $43.65

$35.26 $35.26

$49.36 $49.36

Internet (50+ Mbps, Unlimited Data)

$57.0 $57.0

$50.0 $50.0

$85.0 $85.0

Gym Membership (Monthly)

$42.53 $42.53

$17.31 $17.31

$49.45 $49.45

Tennis Court (1 Hour on Weekend)

$15.12 $15.12

Cinema Ticket

$11.96 $11.96

$14.95 $14.95

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$687 $687

$1,813 $1,813

International Primary School, 1 Child (Yearly)

$23.2K $23.2K

$16.6K $16.6K

$27.0K $27.0K

Jeans (Levis 501 Or Similar)

$62.3 $62.3

$55.5 $55.5

$70.7 $70.7

Summer Dress (H&M, Zara, etc)

$73.6 $73.6

$24.53 $24.53

$73.6 $73.6

Sport Shoes (Adidas, Nike)

$79.7 $79.7

$76.3 $76.3

$81.4 $81.4

Men's Leather Business Shoes

$108 $108

$93.1 $93.1

$113 $113

1-bedroom Apartment, City Center (Monthly)

$1,029 $1,029

$899 $899

$1,499 $1,499

1-bedroom Apartment, Outside City Center (Monthly)

$1,132 $1,132

$895 $895

$1,590 $1,590

3-bedroom Apartment, City Center (Monthly)

$1,596 $1,596

$1,408 $1,408

$2,011 $2,011

3-bedroom Apartment, Outside City Center (Monthly)

$1,714 $1,714

$1,613 $1,613

$2,218 $2,218

Buy Apartment in City Center (m2)

$2,622 $2,622

$2,574 $2,574

$2,651 $2,651

Buy Apartment Outside City Center (m2)

$2,638 $2,638

$2,590 $2,590

$2,668 $2,668

Average Monthly Net Salary (After Tax)

$3,685 $3,685

20-Year Fixed Mortgage Interest Rate (Annual %)

6.41

6.19

6.7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Rapid City, SD Median Internet Speeds (Updated December 2025)

Mobile

290

Mbps

Fixed Broadband

305

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Rapid City, SD - Frequently Asked Questions

Rapid City offers a balanced affordability that many nomads value. Compared with major coastal hubs, the Cost of Living in Rapid City, SD, United States is moderate, with housing presenting a wide range from compact downtown units to larger homes in quieter neighborhoods. Utilities and groceries feel reasonable, and dining out can be a smart choice outside peak tourist seasons. For digital nomads, reliable internet and welcoming coworking options help sustain a steady work rhythm. Tourism can push prices up briefly during events, but savings appear outside those windows. Tip: Start with a flexible month-to-month stay near a coworking hub to test the setup.

Knowing the Rapid City, SD, United States living cost helps you tailor a daily budget for groceries, transit, and utilities. Daily life centers on practical budgeting and easy access to outdoor recreation. In housing, you’ll find downtown studios or larger homes in nearby neighborhoods within a short drive. Leases range from flexible short-term options to longer commitments, so you can test a district before signing. Food options include grocery chains, farmers markets, and casual eateries that reflect local flavors. Transport is car-friendly, with some bus routes and ride-shares; biking is possible in milder months. Co-working spaces and cafes support remote work with reliable internet. Tip: Plan a weekly shopping routine and explore a few grocery stores to spot favorable prices.

Choosing a neighborhood that matches your pace and access is key in Rapid City. Build a simple budgeting framework, such as tracking fixed costs (rent, utilities), flexible costs (groceries, dining out), and occasional costs (activities, events). Seasonality matters: summer tourism can shift prices and crowds, while winter brings quieter streets and different outdoor options. Practical savings come from cooking at home, buying seasonal produce, and using walkable routes to cut transport time. If you value outdoors, look near the Black Hills for quick access; if you want nightlife, downtown or nearby districts offer more options. Tip: test two contrasting neighborhoods during different seasons.