Cost of Living in Plano, TX - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,221 (excluding rent), and $2,807 including rent.

Family of 3: Estimated monthly costs are $3,115 (excluding rent), and $5,847 including rent.

Meal at Budget Restaurant

$18.10 $18.10

$12.07 $12.07

$35.20 $35.20

Three-Course Dinner for Two, Mid-Range

$73.9 $73.9

$49.24 $49.24

$148 $148

Fast Food Meal (McDonalds, etc)

$9.92 $9.92

$7.93 $7.93

$13.88 $13.88

Cappuccino

$4.75 $4.75

$2.46 $2.46

$9.83 $9.83

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$1.80 $1.80

$4.10 $4.10

Water (0.33 liter bottle)

$1.98 $1.98

$1.31 $1.31

$4.05 $4.05

Local Beer (0.5 liter draught)

$5.83 $5.83

$3.89 $3.89

$7.78 $7.78

Imported Beer (0.33 liter bottle)

$7.14 $7.14

$5.40 $5.40

$12.24 $12.24

Milk (1 liter)

$1.00 $1.00

$0.77 $0.77

$1.11 $1.11

White Bread (500g)

$3.08 $3.08

$2.25 $2.25

$5.06 $5.06

Rice (white) (1kg)

$4.99 $4.99

$2.06 $2.06

$7.82 $7.82

Eggs

$4.10 $4.10

$1.54 $1.54

$6.17 $6.17

Local Cheese (1kg)

$13.41 $13.41

$8.73 $8.73

$21.11 $21.11

Chicken Fillets (1kg)

$14.19 $14.19

$4.47 $4.47

$22.33 $22.33

Beef Round Steak (1kg)

$17.37 $17.37

$9.75 $9.75

$22.96 $22.96

Apples (1kg)

$6.22 $6.22

$2.26 $2.26

$9.64 $9.64

Banana (1kg)

$1.40 $1.40

$1.07 $1.07

$6.53 $6.53

Oranges (1kg)

$4.27 $4.27

$1.94 $1.94

$10.91 $10.91

Tomato (1kg)

$4.18 $4.18

$1.72 $1.72

$6.69 $6.69

Potato (1kg)

$3.72 $3.72

$1.11 $1.11

$6.69 $6.69

Onion (1kg)

$3.13 $3.13

$1.78 $1.78

$6.68 $6.68

Lettuce (1 head)

$2.09 $2.09

$0.60 $0.60

$3.04 $3.04

Water (1.5 liter bottle)

$2.28 $2.28

$0.97 $0.97

$3.60 $3.60

Cigarettes 20 Pack (Marlboro, Camel)

$10.20 $10.20

$7.65 $7.65

$12.24 $12.24

Wine (Bottle)

$14.97 $14.97

$8.98 $8.98

$24.96 $24.96

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.61 $1.61

$4.36 $4.36

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$1.62 $1.62

$5.07 $5.07

One-way Ticket (Public Transport)

$4.96 $4.96

$2.98 $2.98

$5.95 $5.95

Public Transport Monthly Pass (Regular Price)

$104 $104

$59.7 $59.7

$149 $149

Taxi Start (Normal Tariff)

$2.97 $2.97

$4.95 $4.95

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.21 $1.21

$3.64 $3.64

Taxi 1hour Waiting (Normal Tariff)

$23.52 $23.52

$73.5 $73.5

Gasoline (1 liter)

$0.76 $0.76

$0.65 $0.65

$0.98 $0.98

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$23.2K $23.2K

$36.6K $36.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.9K $27.9K

$25.2K $25.2K

$28.3K $28.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 $186

$149 $149

$397 $397

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.54 $46.54

$25.16 $25.16

$201 $201

Internet (50+ Mbps, Unlimited Data)

$64.1 $64.1

$30.04 $30.04

$100 $100

Gym Membership (Monthly)

$82.3 $82.3

$25.40 $25.40

$202 $202

Tennis Court (1 Hour on Weekend)

$49.57 $49.57

Cinema Ticket

$12.53 $12.53

$8.84 $8.84

$17.26 $17.26

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,155 $1,155

$902 $902

$2,507 $2,507

International Primary School, 1 Child (Yearly)

$18.0K $18.0K

$34.9K $34.9K

Jeans (Levis 501 Or Similar)

$54.5 $54.5

$35.40 $35.40

$99.1 $99.1

Summer Dress (H&M, Zara, etc)

$38.13 $38.13

$14.92 $14.92

$74.6 $74.6

Sport Shoes (Adidas, Nike)

$104 $104

$30.51 $30.51

$153 $153

Men's Leather Business Shoes

$131 $131

$40.39 $40.39

$202 $202

1-bedroom Apartment, City Center (Monthly)

$1,616 $1,616

$1,307 $1,307

$1,974 $1,974

1-bedroom Apartment, Outside City Center (Monthly)

$1,354 $1,354

$1,193 $1,193

$1,789 $1,789

3-bedroom Apartment, City Center (Monthly)

$2,928 $2,928

$2,452 $2,452

$3,433 $3,433

3-bedroom Apartment, Outside City Center (Monthly)

$2,765 $2,765

$2,306 $2,306

$3,008 $3,008

Buy Apartment in City Center (m2)

$2,365 $2,365

$2,889 $2,889

Buy Apartment Outside City Center (m2)

$2,344 $2,344

$2,418 $2,418

Average Monthly Net Salary (After Tax)

$5,654 $5,654

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

5.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 2, 2026

Plano, TX Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Plano, TX - Frequently Asked Questions

Compared with many big coastal cities, Plano offers generous space, good amenities, and a predictable suburban rhythm. The Cost of Living in Plano, TX, United States tends to be kinder to housing budgets than in dense metro areas, with options ranging from apartment living near Legacy districts to larger homes in West Plano. Food and services are varied, with solid grocery choices and a mix of casual eateries and family-friendly spots. Transport is usually car-focused, but you’ll find practical options for walking or rideshares in core neighborhoods. Tip: Map out a few neighborhoods, test a weekend commute, and compare what matters most.

Day-to-day life in Plano often centers on a car-friendly routine, with easy highway access and a range of housing options from compact flats to family homes near good schools. When searching for a place, consider proximity to work hubs like Legacy or Downtown Plano, noise levels, and access to groceries and parks. Dining and shopping are convenient, with big chains and a growing selection of local cafes. Understanding the Plano, TX, United States living cost helps you tailor your budget to your lifestyle and commute. Tip: Try a weekend recon around a few neighborhoods to feel the pace and verify daily errands run smoothly.

Quality of life here rewards planning: you can think in simple monthly frames – housing, utilities, groceries, transit, and leisure – and adjust for seasonality. Summers bring higher cooling needs, while milder springs and falls let you enjoy outdoor activities without overspending on air conditioning. Compare neighborhoods by distance to work, parks, and schools rather than sticker price alone. You can save by cooking at home, taking advantage of farmers markets, and using coworking spaces during the day to avoid long commutes. Seasonality also affects deals on long-term leases, so consider mid-cycle moves if your timing aligns with school calendars or job changes. Tip: build a flexible budget matrix and review quarterly.