Cost of Living in Paterson, NJ - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,140 (excluding rent), and $2,669 including rent.

Family of 3: Estimated monthly costs are $2,732 (excluding rent), and $6,115 including rent.

Meal at Budget Restaurant

$16.74 $16.74

$11.82 $11.82

$20.19 $20.19

Three-Course Dinner for Two, Mid-Range

$102 $102

$76.4 $76.4

$255 $255

Fast Food Meal (McDonalds, etc)

$11.82 $11.82

$9.85 $9.85

$17.24 $17.24

Cappuccino

$6.02 $6.02

$4.07 $4.07

$7.13 $7.13

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.3 $2.3

$1.48 $1.48

$2.71 $2.71

Water (0.33 liter bottle)

$1.56 $1.56

$1.48 $1.48

$3.96 $3.96

Local Beer (0.5 liter draught)

$7.06 $7.06

$5.05 $5.05

$12.11 $12.11

Imported Beer (0.33 liter bottle)

$6.98 $6.98

$14.96 $14.96

Milk (1 liter)

$1.32 $1.32

$0.81 $0.81

$1.9 $1.9

White Bread (500g)

$4.35 $4.35

$1.12 $1.12

$6.75 $6.75

Rice (white) (1kg)

$5.67 $5.67

$1.32 $1.32

$7.19 $7.19

Eggs

$6.44 $6.44

$2.92 $2.92

$10.22 $10.22

Local Cheese (1kg)

$15.26 $15.26

$6.59 $6.59

$24.14 $24.14

Chicken Fillets (1kg)

$10.32 $10.32

$6.64 $6.64

$15.49 $15.49

Beef Round Steak (1kg)

$19.75 $19.75

$6.34 $6.34

$24.12 $24.12

Apples (1kg)

$7.62 $7.62

$2.21 $2.21

$11.25 $11.25

Banana (1kg)

$2.44 $2.44

$1.08 $1.08

$4.32 $4.32

Oranges (1kg)

$4.29 $4.29

$1.61 $1.61

$6.43 $6.43

Tomato (1kg)

$4.12 $4.12

$1.92 $1.92

$8.62 $8.62

Potato (1kg)

$3.01 $3.01

$1.09 $1.09

$4.35 $4.35

Onion (1kg)

$2.62 $2.62

$1.85 $1.85

$6.68 $6.68

Lettuce (1 head)

$2.74 $2.74

$1.47 $1.47

$3.44 $3.44

Water (1.5 liter bottle)

$2.56 $2.56

$1.4 $1.4

$3.56 $3.56

Cigarettes 20 Pack (Marlboro, Camel)

$17.48 $17.48

$11.99 $11.99

$19.98 $19.98

Wine (Bottle)

$17.75 $17.75

$10.85 $10.85

$24.65 $24.65

Local Beer (0.5 liter bottle)

$1.85 $1.85

$1.76 $1.76

$4.38 $4.38

Imported Beer (0.33 liter bottle)

$4.51 $4.51

$2.04 $2.04

$7.15 $7.15

One-way Ticket (Public Transport)

$1.98 $1.98

$1.24 $1.24

$1.98 $1.98

Taxi Start (Normal Tariff)

$4.95 $4.95

$2.97 $2.97

$4.96 $4.96

Taxi (Normal Tariff) (1km)

$2.18 $2.18

$1.56 $1.56

$3.28 $3.28

Taxi 1hour Waiting (Normal Tariff)

$42.67 $42.67

$30.48 $30.48

$45.72 $45.72

Gasoline (1 liter)

$0.93 $0.93

$0.8 $0.8

$1.22 $1.22

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24K $24K

$36.9K $36.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.8K $25.8K

$39.8K $39.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$90.6 $90.6

$704 $704

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.6 $53.6

$30.03 $30.03

$100 $100

Internet (50+ Mbps, Unlimited Data)

$62.1 $62.1

$49.34 $49.34

$98.7 $98.7

Gym Membership (Monthly)

$42.53 $42.53

$17.31 $17.31

$49.45 $49.45

Cinema Ticket

$20.31 $20.31

$12.19 $12.19

$24.38 $24.38

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,726 $1,726

$1,479 $1,479

$4,109 $4,109

International Primary School, 1 Child (Yearly)

$15.8K $15.8K

$64.1K $64.1K

Jeans (Levis 501 Or Similar)

$67.4 $67.4

$20.11 $20.11

$89.5 $89.5

Summer Dress (H&M, Zara, etc)

$48.04 $48.04

$24.99 $24.99

$80 $80

Sport Shoes (Adidas, Nike)

$107 $107

$71 $71

$112 $112

Men's Leather Business Shoes

$173 $173

$81.1 $81.1

$253 $253

1-bedroom Apartment, City Center (Monthly)

$2,721 $2,721

$2,474 $2,474

$2,968 $2,968

1-bedroom Apartment, Outside City Center (Monthly)

$1,346 $1,346

$995 $995

$1,492 $1,492

3-bedroom Apartment, City Center (Monthly)

$2,678 $2,678

$2,037 $2,037

$3,055 $3,055

3-bedroom Apartment, Outside City Center (Monthly)

$3,111 $3,111

$2,709 $2,709

$3,512 $3,512

Buy Apartment in City Center (m2)

$2,398 $2,398

$1,700 $1,700

$2,398 $2,398

Buy Apartment Outside City Center (m2)

$2,092 $2,092

$1,613 $1,613

$2,092 $2,092

Average Monthly Net Salary (After Tax)

$3,264 $3,264

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

7.15

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 27, 2025

City tags:

🌎 North america

Cost of Living in Paterson, NJ - Frequently Asked Questions

Paterson sits in the New York metro area with a practical balance of value and access. Cost of Living in Paterson, NJ, United States is generally more affordable than Manhattan or Jersey City, with stronger value in housing and everyday goods in several neighborhoods. You’ll find a mix of historic rentals and newer apartments, plus a walkable downtown, parks, and cultural sites within reach. Dining and groceries vary by area, so you can gauge prices by neighborhood before committing to a lease. Seasonal tourism and local events can shift crowds, too. Tip: Compare multiple neighborhoods, and test a month-long stay to assess convenience versus price.

Expect a mix of housing options, from refurbished historic units to newer rentals, with longer leases sometimes yielding better terms. Use flexible arrangements like month-to-month rooms or sublets to test value. Food options span casual diners, markets, and diverse eateries that offer budget-friendly buys. For transport, rely on buses and regional rail connections; many residents pair transit with rideshares or biking for short hops. Co-working spaces and cafes with reliable Wi-Fi are growing, often with day passes. For errands, you’ll find supermarkets, ethnic markets, and local farmers markets that save on staples. Paterson, NJ, United States living cost varies by neighborhood but remains approachable. Tip: Map a weekly routine that minimizes backtracking to save time and money.

Quality of life in Paterson rewards people who pace their budget with a practical plan. Start with a simple framework: track housing, groceries, transport, and incidental expenses, then adjust as seasons shift – heating in winter, cooling in summer, and event-driven spending in spring and fall. Neighborhood fit matters: Downtown for accessibility, east-side or residential pockets for quieter days, and close access to parks or schools if needed. Save by using library resources, cooking at home, and taking advantage of community events. Tip: Build a seasonal budget and keep a small buffer for transitions; choose neighborhoods that balance access and cost.