Cost of Living in Passaic, NJ - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,323 (excluding rent), and $2,761 including rent.

Family of 3: Estimated monthly costs are $3,461 (excluding rent), and $5,520 including rent.

Meal at Budget Restaurant

$17.24 $17.24

$6.09 $6.09

$20.79 $20.79

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$73.9 $73.9

$246 $246

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$6.92 $6.92

$13.84 $13.84

Cappuccino

$5.96 $5.96

$4.03 $4.03

$9.08 $9.08

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 $2.37

$1.05 $1.05

$2.80 $2.80

Water (0.33 liter bottle)

$1.60 $1.60

$1.01 $1.01

$2.02 $2.02

Local Beer (0.5 liter draught)

$7.12 $7.12

$5.08 $5.08

$12.20 $12.20

Imported Beer (0.33 liter bottle)

$7.11 $7.11

$15.23 $15.23

Milk (1 liter)

$1.32 $1.32

$0.54 $0.54

$1.90 $1.90

White Bread (500g)

$4.35 $4.35

$2.82 $2.82

$6.75 $6.75

Rice (white) (1kg)

$5.69 $5.69

$1.55 $1.55

$13.31 $13.31

Eggs

$6.46 $6.46

$2.93 $2.93

$8.78 $8.78

Local Cheese (1kg)

$17.58 $17.58

$6.69 $6.69

$24.54 $24.54

Chicken Fillets (1kg)

$10.21 $10.21

$4.38 $4.38

$15.32 $15.32

Beef Round Steak (1kg)

$19.90 $19.90

$11.05 $11.05

$24.30 $24.30

Apples (1kg)

$5.88 $5.88

$2.24 $2.24

$6.80 $6.80

Banana (1kg)

$2.46 $2.46

$1.09 $1.09

$4.36 $4.36

Oranges (1kg)

$4.22 $4.22

$1.63 $1.63

$6.54 $6.54

Tomato (1kg)

$4.30 $4.30

$2.14 $2.14

$8.58 $8.58

Potato (1kg)

$3.83 $3.83

$1.12 $1.12

$4.47 $4.47

Onion (1kg)

$3.91 $3.91

$1.78 $1.78

$6.42 $6.42

Lettuce (1 head)

$3.07 $3.07

$1.53 $1.53

$3.58 $3.58

Water (1.5 liter bottle)

$2.71 $2.71

$1.36 $1.36

$3.44 $3.44

Cigarettes 20 Pack (Marlboro, Camel)

$17.66 $17.66

$14.13 $14.13

$21.19 $21.19

Wine (Bottle)

$15.29 $15.29

$11.21 $11.21

$20.38 $20.38

Local Beer (0.5 liter bottle)

$1.84 $1.84

$1.76 $1.76

$4.37 $4.37

Imported Beer (0.33 liter bottle)

$3.70 $3.70

$1.95 $1.95

$6.83 $6.83

One-way Ticket (Public Transport)

$1.98 $1.98

$1.24 $1.24

$1.98 $1.98

Public Transport Monthly Pass (Regular Price)

$120 $120

Taxi Start (Normal Tariff)

$2.92 $2.92

$7.78 $7.78

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.54 $1.54

$3.24 $3.24

Taxi 1hour Waiting (Normal Tariff)

$42.43 $42.43

$30.31 $30.31

$45.46 $45.46

Gasoline (1 liter)

$0.95 $0.95

$0.80 $0.80

$1.07 $1.07

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.4K $23.4K

$35.9K $35.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$25.3K $25.3K

$38.9K $38.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 $180

$89.2 $89.2

$694 $694

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.5 $54.5

$30.52 $30.52

$102 $102

Internet (50+ Mbps, Unlimited Data)

$58.2 $58.2

$49.84 $49.84

$99.7 $99.7

Gym Membership (Monthly)

$43.11 $43.11

$17.55 $17.55

$50.1 $50.1

Cinema Ticket

$19.84 $19.84

$15.87 $15.87

$24.80 $24.80

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,519 $1,519

$1,013 $1,013

$4,219 $4,219

International Primary School, 1 Child (Yearly)

$16.0K $16.0K

$65.1K $65.1K

Jeans (Levis 501 Or Similar)

$49.49 $49.49

$19.80 $19.80

$89.1 $89.1

Summer Dress (H&M, Zara, etc)

$48.60 $48.60

$25.29 $25.29

$80.9 $80.9

Sport Shoes (Adidas, Nike)

$86.8 $86.8

$70.1 $70.1

$150 $150

Men's Leather Business Shoes

$99.4 $99.4

$81.1 $81.1

$254 $254

1-bedroom Apartment, City Center (Monthly)

$1,612 $1,612

$1,208 $1,208

$1,869 $1,869

1-bedroom Apartment, Outside City Center (Monthly)

$1,379 $1,379

$1,019 $1,019

$1,528 $1,528

3-bedroom Apartment, City Center (Monthly)

$2,661 $2,661

$2,023 $2,023

$3,035 $3,035

3-bedroom Apartment, Outside City Center (Monthly)

$2,193 $2,193

$1,677 $1,677

$2,467 $2,467

Buy Apartment in City Center (m2)

$3,046 $3,046

$2,217 $2,217

$3,046 $3,046

Buy Apartment Outside City Center (m2)

$2,656 $2,656

$2,149 $2,149

$2,656 $2,656

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

7.15

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 2, 2026

Passaic, NJ Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Passaic, NJ - Frequently Asked Questions

Cost of Living in Passaic, NJ, United States is shaped by housing options, transit access, and local services. You will find a mix of budget apartments near transit lines and quieter residential streets with more space. Compared with large cities nearby, many everyday costs feel more approachable, while proximity to major hubs can push certain goods and services higher. Practical value comes from choosing neighborhoods that balance commute times with grocery access, cafes, and coworking spaces. It is smart to test a few areas before committing to a long lease, and look for seasonal deals on utilities. Tip: align your lodging with your work and errands to maximize value.

Daily life centers on practical choices and transit friendly planning. Housing search benefits from focusing on areas near train or bus lines and with convenient grocery access, parks, and libraries. You will find a spectrum of rentals, from compact units to larger apartments, with room to negotiate if you stay longer. Food options include familiar delis and markets as well as international groceries and affordable takeout. For transport, NJ Transit connections, local buses, and walkable streets support short trips; biking is feasible in many blocks. Errands become smoother with clustered services in a single neighborhood. Passaic, NJ, United States living cost should shape your route and shopping choices. Tip: map a weekly loop to minimize backtracking and save time.

A steady budgeting approach helps preserve comfort as seasons change and neighborhoods shift. Build a simple framework with fixed housing related costs, flexible daily expenses, and a small emergency buffer. Favor neighborhoods with reliable heat and insulation in winter, and easy access to cooling options in summer, plus nearby parks or social spaces for outdoor activity. Seasonality affects groceries and transit: shop for local produce, use off-peak passes, and align errands with slower weekends. Stay flexible by testing nearby blocks and leveraging community resources like libraries and free events. Tip: keep a rotating list of must-visit areas to stay aligned with your priorities.