Cost of Living in Oneonta, NY - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $903 (excluding rent), and $1,877 including rent.

Family of 3: Estimated monthly costs are $1,757 (excluding rent), and $3,751 including rent.

Meal at Budget Restaurant

$17.17 $17.17

$15.15 $15.15

$50.5 $50.5

Three-Course Dinner for Two, Mid-Range

$55 $55

$50 $50

$300 $300

Fast Food Meal (McDonalds, etc)

$6.31 $6.31

$4.86 $4.86

$11.66 $11.66

Cappuccino

$4.09 $4.09

$8.17 $8.17

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 $2.27

$1.53 $1.53

$3.58 $3.58

Water (0.33 liter bottle)

$1.93 $1.93

$1.28 $1.28

$4.11 $4.11

Local Beer (0.5 liter draught)

$3.08 $3.08

$15.4 $15.4

Imported Beer (0.33 liter bottle)

$3.97 $3.97

$8.94 $8.94

Milk (1 liter)

$0.91 $0.91

$0.74 $0.74

$1.21 $1.21

White Bread (500g)

$2.9 $2.9

$1.4 $1.4

$5.13 $5.13

Rice (white) (1kg)

$1.17 $1.17

$9.12 $9.12

Eggs

$1.97 $1.97

$1.96 $1.96

$6.4 $6.4

Local Cheese (1kg)

$11.12 $11.12

$8.9 $8.9

$26.66 $26.66

Chicken Fillets (1kg)

$7.47 $7.47

$4.33 $4.33

$18.62 $18.62

Beef Round Steak (1kg)

$9.98 $9.98

$20.23 $20.23

Apples (1kg)

$3.23 $3.23

$2.26 $2.26

$8.19 $8.19

Banana (1kg)

$1.18 $1.18

$1.09 $1.09

$1.75 $1.75

Oranges (1kg)

$2.63 $2.63

$2.25 $2.25

$6.55 $6.55

Tomato (1kg)

$4.39 $4.39

$3.08 $3.08

$8.11 $8.11

Potato (1kg)

$1.53 $1.53

$1.12 $1.12

$7.37 $7.37

Onion (1kg)

$1.69 $1.69

$1.58 $1.58

$4.94 $4.94

Lettuce (1 head)

$1.45 $1.45

$1 $1

$3.49 $3.49

Water (1.5 liter bottle)

$1.54 $1.54

$0.62 $0.62

$3.79 $3.79

Cigarettes 20 Pack (Marlboro, Camel)

$10.82 $10.82

$15.25 $15.25

Wine (Bottle)

$14.03 $14.03

$12.02 $12.02

$18.04 $18.04

Local Beer (0.5 liter bottle)

$3.01 $3.01

$1.75 $1.75

$4.14 $4.14

Imported Beer (0.33 liter bottle)

$1.48 $1.48

$6.17 $6.17

One-way Ticket (Public Transport)

$1.95 $1.95

$1.22 $1.22

$1.95 $1.95

Taxi Start (Normal Tariff)

$3.77 $3.77

$2.72 $2.72

$5.83 $5.83

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.08 $1.08

$2.47 $2.47

Taxi 1hour Waiting (Normal Tariff)

$30.1 $30.1

$20.07 $20.07

$50.2 $50.2

Gasoline (1 liter)

$0.97 $0.97

$0.86 $0.86

$1.07 $1.07

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$23.7K $23.7K

$33.6K $33.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.1K $25.1K

$28.7K $28.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 $121

$85.6 $85.6

$297 $297

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.41 $34.41

$88.5 $88.5

Internet (50+ Mbps, Unlimited Data)

$73.1 $73.1

$60.2 $60.2

$98.4 $98.4

Gym Membership (Monthly)

$43.16 $43.16

$17.57 $17.57

$50.2 $50.2

Cinema Ticket

$11.79 $11.79

$9.83 $9.83

$19.65 $19.65

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,717 $1,717

$1,204 $1,204

$2,407 $2,407

International Primary School, 1 Child (Yearly)

$17.5K $17.5K

$11.4K $11.4K

$41.7K $41.7K

Jeans (Levis 501 Or Similar)

$42.48 $42.48

$35.69 $35.69

$71.4 $71.4

Summer Dress (H&M, Zara, etc)

$40.05 $40.05

$38.5 $38.5

$80.1 $80.1

Sport Shoes (Adidas, Nike)

$74.7 $74.7

$59.8 $59.8

$110 $110

Men's Leather Business Shoes

$82.7 $82.7

$50.6 $50.6

$159 $159

1-bedroom Apartment, City Center (Monthly)

$1,096 $1,096

$797 $797

$1,494 $1,494

1-bedroom Apartment, Outside City Center (Monthly)

$896 $896

$647 $647

$1,195 $1,195

3-bedroom Apartment, City Center (Monthly)

$2,023 $2,023

$1,922 $1,922

$2,225 $2,225

3-bedroom Apartment, Outside City Center (Monthly)

$1,742 $1,742

$1,608 $1,608

$2,010 $2,010

Buy Apartment in City Center (m2)

$1,651 $1,651

Buy Apartment Outside City Center (m2)

$1,701 $1,701

Average Monthly Net Salary (After Tax)

$3,987 $3,987

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

5.59

7.5

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 30, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Oneonta, NY - Frequently Asked Questions

Cost of Living in Oneonta, NY, United States tends to be lower than in large metro areas, with modest housing options and everyday expenses that fit a slower, campus-town rhythm. Oneonta offers a practical balance of affordability and accessibility for travelers, expats, and digital nomads. You'll find value in flexible rental setups, nearby nature, and straightforward services that support a steady routine. The mix appeals to remote workers who want reliable internet, nearby shops, and a friendly, walkable downtown. Tip: map your essential costs against a simple monthly plan to gauge fit.

Oneonta gives you a compact, walkable daily life with a clear rhythm. Housing search tends to favor campus-adjacent rentals, small apartments, or shared houses with flexible terms, making it easier to test neighborhoods without long leases. For meals, you'll find local markets, casual eateries, and farm-to-table options that fit budget-conscious plans. Getting around is practical on foot or by bike, with limited but usable public transit and nearby ride-share options. The Oneonta, NY, United States living cost shows in a mix of affordable rooming options and everyday groceries. Tip: start with a one-month trial in a neighborhood before signing a longer lease.

Quality of life here comes from a compact, neighborly feel, accessible nature, and a pace that supports focus and social outings. Build a simple budgeting framework by labeling essentials (housing, groceries, transit, utilities) and flexible categories (dining out, recreation). Avoid overplanning; let seasons guide decisions about heating or cooling needs and outdoor activities. To choose a neighborhood, consider proximity to downtown, campus buzz, and quiet residential streets that suit your hobby pace. In practice, test a few blocks in different seasons to sense daytime energy, safety, and daily rhythms. Tip: track your actual monthly expenses for three months to refine your plan.