Cost of Living in Oneonta, NY - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $833 (excluding rent), and $1,864 including rent.

Family of 3: Estimated monthly costs are $1,946 (excluding rent), and $3,818 including rent.

Meal at Budget Restaurant

$16.99 $16.99

$14.99 $14.99

$49.97 $49.97

Three-Course Dinner for Two, Mid-Range

$54.3 $54.3

$49.34 $49.34

$296 $296

Fast Food Meal (McDonalds, etc)

$6.41 $6.41

$4.93 $4.93

$11.84 $11.84

Cappuccino

$4.01 $4.01

$8.02 $8.02

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 $2.24

$1.51 $1.51

$3.53 $3.53

Water (0.33 liter bottle)

$1.89 $1.89

$1.26 $1.26

$4.03 $4.03

Local Beer (0.5 liter draught)

$2.97 $2.97

$14.83 $14.83

Imported Beer (0.33 liter bottle)

$3.94 $3.94

$8.86 $8.86

Milk (1 liter)

$0.96 $0.96

$0.78 $0.78

$1.27 $1.27

White Bread (500g)

$2.99 $2.99

$1.44 $1.44

$5.28 $5.28

Rice (white) (1kg)

$1.16 $1.16

$9.08 $9.08

Eggs

$2.02 $2.02

$2.01 $2.01

$6.58 $6.58

Local Cheese (1kg)

$10.97 $10.97

$8.78 $8.78

$26.29 $26.29

Chicken Fillets (1kg)

$7.48 $7.48

$4.34 $4.34

$18.66 $18.66

Beef Round Steak (1kg)

$9.95 $9.95

$20.15 $20.15

Apples (1kg)

$3.2 $3.2

$2.24 $2.24

$8.11 $8.11

Banana (1kg)

$1.15 $1.15

$1.06 $1.06

$1.7 $1.7

Oranges (1kg)

$2.51 $2.51

$2.15 $2.15

$6.23 $6.23

Tomato (1kg)

$4.35 $4.35

$3.06 $3.06

$8.05 $8.05

Potato (1kg)

$1.47 $1.47

$1.07 $1.07

$7.07 $7.07

Onion (1kg)

$1.7 $1.7

$1.58 $1.58

$4.95 $4.95

Lettuce (1 head)

$1.46 $1.46

$1.01 $1.01

$3.51 $3.51

Water (1.5 liter bottle)

$1.47 $1.47

$0.59 $0.59

$3.61 $3.61

Cigarettes 20 Pack (Marlboro, Camel)

$10.9 $10.9

$15.36 $15.36

Wine (Bottle)

$14.11 $14.11

$12.09 $12.09

$18.14 $18.14

Local Beer (0.5 liter bottle)

$2.93 $2.93

$1.7 $1.7

$4.03 $4.03

Imported Beer (0.33 liter bottle)

$1.53 $1.53

$6.36 $6.36

One-way Ticket (Public Transport)

$1.72 $1.72

$1.07 $1.07

$1.72 $1.72

Taxi Start (Normal Tariff)

$3.92 $3.92

$2.83 $2.83

$6.07 $6.07

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.07 $1.07

$2.43 $2.43

Taxi 1hour Waiting (Normal Tariff)

$29.45 $29.45

$19.63 $19.63

$49.08 $49.08

Gasoline (1 liter)

$0.9 $0.9

$0.8 $0.8

$1 $1

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27K $27K

$23.4K $23.4K

$33.2K $33.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.3K $25.3K

$29K $29K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 $120

$84.5 $84.5

$293 $293

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.09 $35.09

$90.2 $90.2

Internet (50+ Mbps, Unlimited Data)

$73 $73

$60.1 $60.1

$98.2 $98.2

Gym Membership (Monthly)

$42.73 $42.73

$17.39 $17.39

$49.68 $49.68

Cinema Ticket

$11.87 $11.87

$9.89 $9.89

$19.79 $19.79

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,726 $1,726

$1,210 $1,210

$2,420 $2,420

International Primary School, 1 Child (Yearly)

$17.9K $17.9K

$11.7K $11.7K

$42.6K $42.6K

Jeans (Levis 501 Or Similar)

$40.84 $40.84

$34.31 $34.31

$68.6 $68.6

Summer Dress (H&M, Zara, etc)

$39.28 $39.28

$37.77 $37.77

$78.6 $78.6

Sport Shoes (Adidas, Nike)

$74.2 $74.2

$59.4 $59.4

$109 $109

Men's Leather Business Shoes

$83.1 $83.1

$50.9 $50.9

$159 $159

1-bedroom Apartment, City Center (Monthly)

$1,079 $1,079

$785 $785

$1,472 $1,472

1-bedroom Apartment, Outside City Center (Monthly)

$897 $897

$648 $648

$1,196 $1,196

3-bedroom Apartment, City Center (Monthly)

$2,008 $2,008

$1,907 $1,907

$2,208 $2,208

3-bedroom Apartment, Outside City Center (Monthly)

$1,739 $1,739

$1,605 $1,605

$2,006 $2,006

Buy Apartment in City Center (m2)

$1,644 $1,644

Buy Apartment Outside City Center (m2)

$1,672 $1,672

Average Monthly Net Salary (After Tax)

$4,125 $4,125

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

5.59

7.5

Citycost data is based on AI and user input – minor inaccuracies may occur.

City tags:

🌎 North america

Cost of Living in Oneonta, NY - Frequently Asked Questions

Cost of Living in Oneonta, NY, United States tends to be lower than in large metro areas, with modest housing options and everyday expenses that fit a slower, campus-town rhythm. Oneonta offers a practical balance of affordability and accessibility for travelers, expats, and digital nomads. You'll find value in flexible rental setups, nearby nature, and straightforward services that support a steady routine. The mix appeals to remote workers who want reliable internet, nearby shops, and a friendly, walkable downtown. Tip: map your essential costs against a simple monthly plan to gauge fit.

Oneonta gives you a compact, walkable daily life with a clear rhythm. Housing search tends to favor campus-adjacent rentals, small apartments, or shared houses with flexible terms, making it easier to test neighborhoods without long leases. For meals, you'll find local markets, casual eateries, and farm-to-table options that fit budget-conscious plans. Getting around is practical on foot or by bike, with limited but usable public transit and nearby ride-share options. The Oneonta, NY, United States living cost shows in a mix of affordable rooming options and everyday groceries. Tip: start with a one-month trial in a neighborhood before signing a longer lease.

Quality of life here comes from a compact, neighborly feel, accessible nature, and a pace that supports focus and social outings. Build a simple budgeting framework by labeling essentials (housing, groceries, transit, utilities) and flexible categories (dining out, recreation). Avoid overplanning; let seasons guide decisions about heating or cooling needs and outdoor activities. To choose a neighborhood, consider proximity to downtown, campus buzz, and quiet residential streets that suit your hobby pace. In practice, test a few blocks in different seasons to sense daytime energy, safety, and daily rhythms. Tip: track your actual monthly expenses for three months to refine your plan.