Cost of Living in O'Fallon, IL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $884 (excluding rent), and $2,579 including rent.

Family of 3: Estimated monthly costs are $2,665 (excluding rent), and $4,999 including rent.

Meal at Budget Restaurant

$20.08 $20.08

$15.06 $15.06

$30.12 $30.12

Three-Course Dinner for Two, Mid-Range

$70.1 $70.1

$40.06 $40.06

$100 $100

Fast Food Meal (McDonalds, etc)

$10.96 $10.96

$9.97 $9.97

$11.96 $11.96

Cappuccino

$5.13 $5.13

$2.52 $2.52

$8.06 $8.06

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.4 $2.4

$1.95 $1.95

$2.93 $2.93

Water (0.33 liter bottle)

$1.88 $1.88

$1.45 $1.45

$1.95 $1.95

Local Beer (0.5 liter draught)

$4.92 $4.92

$3.45 $3.45

$7.88 $7.88

Imported Beer (0.33 liter bottle)

$6.63 $6.63

$5.1 $5.1

$10.19 $10.19

Milk (1 liter)

$0.82 $0.82

$0.67 $0.67

$1.62 $1.62

White Bread (500g)

$2.54 $2.54

$1.08 $1.08

$4.85 $4.85

Rice (white) (1kg)

$5.52 $5.52

$2.15 $2.15

$6.47 $6.47

Eggs

$2.88 $2.88

$1.7 $1.7

$4.98 $4.98

Local Cheese (1kg)

$8.63 $8.63

$6.45 $6.45

$21.56 $21.56

Chicken Fillets (1kg)

$7.89 $7.89

$4.51 $4.51

$18.05 $18.05

Beef Round Steak (1kg)

$16.81 $16.81

$11.21 $11.21

$33.63 $33.63

Apples (1kg)

$7 $7

$2.26 $2.26

$11.3 $11.3

Banana (1kg)

$2.31 $2.31

$1.09 $1.09

$4.53 $4.53

Oranges (1kg)

$5.78 $5.78

$1.66 $1.66

$11.12 $11.12

Tomato (1kg)

$4.16 $4.16

$2.2 $2.2

$6.73 $6.73

Potato (1kg)

$3.86 $3.86

$0.97 $0.97

$8.65 $8.65

Onion (1kg)

$4 $4

$1.11 $1.11

$6.67 $6.67

Lettuce (1 head)

$1.94 $1.94

$0.97 $0.97

$2.92 $2.92

Water (1.5 liter bottle)

$2.41 $2.41

$1.46 $1.46

$4.02 $4.02

Cigarettes 20 Pack (Marlboro, Camel)

$6.92 $6.92

$5.93 $5.93

$11.87 $11.87

Wine (Bottle)

$12.72 $12.72

$9.16 $9.16

$20.35 $20.35

Local Beer (0.5 liter bottle)

$1.85 $1.85

$1.71 $1.71

$4.09 $4.09

Imported Beer (0.33 liter bottle)

$4.03 $4.03

$1.54 $1.54

$7.19 $7.19

One-way Ticket (Public Transport)

$2.02 $2.02

$1.26 $1.26

$2.02 $2.02

Taxi Start (Normal Tariff)

$3.59 $3.59

$3.07 $3.07

$5.12 $5.12

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$2.21 $2.21

Taxi 1hour Waiting (Normal Tariff)

$40.49 $40.49

Gasoline (1 liter)

$0.77 $0.77

$0.68 $0.68

$0.89 $0.89

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K $29.9K

$23.6K $23.6K

$36.6K $36.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$24.8K $24.8K

$27.6K $27.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$245 $245

$123 $123

$304 $304

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 $53.3

$25.3 $25.3

$121 $121

Internet (50+ Mbps, Unlimited Data)

$70.3 $70.3

$45.21 $45.21

$100 $100

Gym Membership (Monthly)

$43.63 $43.63

$17.76 $17.76

$50.7 $50.7

Cinema Ticket

$13.21 $13.21

$10.16 $10.16

$15.24 $15.24

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$667 $667

$1,977 $1,977

International Primary School, 1 Child (Yearly)

$24.3K $24.3K

Jeans (Levis 501 Or Similar)

$50.9 $50.9

$24.84 $24.84

$79.5 $79.5

Summer Dress (H&M, Zara, etc)

$41.27 $41.27

$27.29 $27.29

$60.6 $60.6

Sport Shoes (Adidas, Nike)

$76 $76

$60.8 $60.8

$122 $122

Men's Leather Business Shoes

$118 $118

$83.5 $83.5

$295 $295

1-bedroom Apartment, City Center (Monthly)

$1,578 $1,578

$1,182 $1,182

$1,829 $1,829

1-bedroom Apartment, Outside City Center (Monthly)

$1,351 $1,351

$999 $999

$1,498 $1,498

3-bedroom Apartment, City Center (Monthly)

$2,667 $2,667

$2,028 $2,028

$3,043 $3,043

3-bedroom Apartment, Outside City Center (Monthly)

$2,228 $2,228

$1,704 $1,704

$2,506 $2,506

Buy Apartment in City Center (m2)

$2,930 $2,930

$2,149 $2,149

$2,930 $2,930

Buy Apartment Outside City Center (m2)

$2,476 $2,476

$2,023 $2,023

$2,476 $2,476

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

5.9

6.8

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 29, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in O'Fallon, IL - Frequently Asked Questions

Cost of Living in O'Fallon, IL, United States can feel approachable for families, remote workers, and newcomers who value a quiet suburban vibe with quick access to larger cities. Housing tends to be more affordable than in major metro areas, while groceries and services are steady but not extravagant. The area draws value from solid schools, community amenities, and a growing small-business scene. If you are prioritizing safety, walkable neighborhoods, and reliable services, you will likely find a thoughtful balance here compared with busier corridors. Tip: map out a realistic month by listing housing, transport, and recurring needs to compare how costs stack up.

O'Fallon, IL, United States living cost shapes everyday decisions as you choose neighborhoods, groceries, and commute options. In practical terms, focus your housing search on areas with walkable centers or easy drive times to schools and workplaces; look for rental or purchase options near commuter routes or amenities like parks. Food options include supermarkets and local markets with seasonal produce, helping you manage weekly needs. For getting around, a car remains common, while bike-friendly streets and infrequent bus links to the metro can save you time and fuel. Tip: try a week of errands to compare real weekly costs and time commitments.

Quality of life here hinges on a practical budgeting approach and neighborhood fit. Start with a simple framework that tracks housing, utilities, groceries, transport, and discretionary spend, with targets you can adjust by season. For neighborhoods, weigh proximity to parks and schools against access to libraries, cafes, and coworking spaces; some pockets feel calmer, others are closer to shops. Seasonality shows up in outdoor activity calendars, heating or cooling needs, and event calendars, so plan leisure accordingly. Tip: build a flexible plan that shifts with the school year or work projects, and revisit your budget after a few weeks in a new area.