Cost of Living in O'Fallon, IL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,021 (excluding rent), and $2,629 including rent.
Family of 3: Estimated monthly costs are $2,456 (excluding rent), and $4,847 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.8 $19.8
$14.85 $14.85
$29.71 $29.71
Three-Course Dinner for Two, Mid-Range
$70.8 $70.8
$40.47 $40.47
$101 $101
Fast Food Meal (McDonalds, etc)
$11.03 $11.03
$10.03 $10.03
$12.04 $12.04
Cappuccino
$5.16 $5.16
$2.53 $2.53
$8.11 $8.11
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.52 $2.52
$2.05 $2.05
$3.07 $3.07
Water (0.33 liter bottle)
$1.92 $1.92
$1.48 $1.48
$1.99 $1.99
Local Beer (0.5 liter draught)
$4.88 $4.88
$3.42 $3.42
$7.81 $7.81
Imported Beer (0.33 liter bottle)
$6.34 $6.34
$4.88 $4.88
$9.75 $9.75
πŸ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$0.77 $0.77
$0.63 $0.63
$1.51 $1.51
White Bread (500g)
$2.57 $2.57
$1.09 $1.09
$4.89 $4.89
Rice (white) (1kg)
$5.66 $5.66
$2.21 $2.21
$6.63 $6.63
Eggs
$2.94 $2.94
$1.74 $1.74
$5.08 $5.08
Local Cheese (1kg)
$8.9 $8.9
$6.65 $6.65
$22.26 $22.26
Chicken Fillets (1kg)
$7.58 $7.58
$4.34 $4.34
$17.34 $17.34
Beef Round Steak (1kg)
$16.4 $16.4
$10.93 $10.93
$32.81 $32.81
Apples (1kg)
$6.89 $6.89
$2.22 $2.22
$11.11 $11.11
Banana (1kg)
$2.24 $2.24
$1.05 $1.05
$4.39 $4.39
Oranges (1kg)
$5.61 $5.61
$1.62 $1.62
$10.79 $10.79
Tomato (1kg)
$4.2 $4.2
$2.22 $2.22
$6.78 $6.78
Potato (1kg)
$3.96 $3.96
$1 $1
$8.87 $8.87
Onion (1kg)
$3.84 $3.84
$1.07 $1.07
$6.42 $6.42
Lettuce (1 head)
$1.96 $1.96
$0.98 $0.98
$2.94 $2.94
Water (1.5 liter bottle)
$2.46 $2.46
$1.49 $1.49
$4.1 $4.1
Cigarettes 20 Pack (Marlboro, Camel)
$7.02 $7.02
$6.02 $6.02
$12.03 $12.03
Wine (Bottle)
$10.9 $10.9
$8.9 $8.9
$18.82 $18.82
Local Beer (0.5 liter bottle)
$1.9 $1.9
$1.76 $1.76
$4.21 $4.21
Imported Beer (0.33 liter bottle)
$3.97 $3.97
$1.52 $1.52
$7.08 $7.08
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.75 $1.75
$1.09 $1.09
$1.75 $1.75
Taxi Start (Normal Tariff)
$3.4 $3.4
$2.91 $2.91
$4.85 $4.85
Taxi (Normal Tariff) (1km)
$1.59 $1.59
$1.59 $1.59
$2.23 $2.23
Taxi 1hour Waiting (Normal Tariff)
$39.92 $39.92
$39.92 $39.92
$39.92 $39.92
Gasoline (1 liter)
$0.79 $0.79
$0.69 $0.69
$0.91 $0.91
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7K $29.7K
$23.4K $23.4K
$36.3K $36.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$24.9K $24.9K
$27.8K $27.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$238 $238
$119 $119
$295 $295
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.6 $51.6
$24.5 $24.5
$118 $118
Internet (50+ Mbps, Unlimited Data)
$70.2 $70.2
$45.15 $45.15
$100 $100
πŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$37.18 $37.18
$15.13 $15.13
$43.23 $43.23
Cinema Ticket
$13.07 $13.07
$10.05 $10.05
$15.08 $15.08
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$684 $684
$684 $684
$2,027 $2,027
International Primary School, 1 Child (Yearly)
$23.4K $23.4K
$23.4K $23.4K
$23.4K $23.4K
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$50.7 $50.7
$24.71 $24.71
$79.1 $79.1
Summer Dress (H&M, Zara, etc)
$41.4 $41.4
$27.37 $27.37
$60.8 $60.8
Sport Shoes (Adidas, Nike)
$74.7 $74.7
$59.7 $59.7
$119 $119
Men's Leather Business Shoes
$120 $120
$84.4 $84.4
$298 $298
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,576 $1,576
$1,180 $1,180
$1,826 $1,826
1-bedroom Apartment, Outside City Center (Monthly)
$1,211 $1,211
$895 $895
$1,342 $1,342
3-bedroom Apartment, City Center (Monthly)
$2,301 $2,301
$1,750 $1,750
$2,625 $2,625
3-bedroom Apartment, Outside City Center (Monthly)
$2,362 $2,362
$1,807 $1,807
$2,658 $2,658
Buy Apartment in City Center (m2)
$3,186 $3,186
$2,275 $2,275
$3,186 $3,186
Buy Apartment Outside City Center (m2)
$2,479 $2,479
$1,917 $1,917
$2,479 $2,479
πŸ’΅ Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.49
5.9
6.8
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in O'Fallon, IL - Frequently Asked Questions
How does affordability in O'Fallon, IL compare to nearby areas, and who tends to get good value there?
Cost of Living in O'Fallon, IL, United States can feel approachable for families, remote workers, and newcomers who value a quiet suburban vibe with quick access to larger cities. Housing tends to be more affordable than in major metro areas, while groceries and services are steady but not extravagant. The area draws value from solid schools, community amenities, and a growing small-business scene. If you are prioritizing safety, walkable neighborhoods, and reliable services, you will likely find a thoughtful balance here compared with busier corridors. Tip: map out a realistic month by listing housing, transport, and recurring needs to compare how costs stack up.
What does daily life look like in terms of housing, food, and getting around in O'Fallon, IL, United States, and what practical steps should you take when searching?
O'Fallon, IL, United States living cost shapes everyday decisions as you choose neighborhoods, groceries, and commute options. In practical terms, focus your housing search on areas with walkable centers or easy drive times to schools and workplaces; look for rental or purchase options near commuter routes or amenities like parks. Food options include supermarkets and local markets with seasonal produce, helping you manage weekly needs. For getting around, a car remains common, while bike-friendly streets and infrequent bus links to the metro can save you time and fuel. Tip: try a week of errands to compare real weekly costs and time commitments.
What budgeting approach and neighborhood fit contribute most to a high quality of life in O'Fallon, IL, United States, and how can you plan for seasonality and changes?
Quality of life here hinges on a practical budgeting approach and neighborhood fit. Start with a simple framework that tracks housing, utilities, groceries, transport, and discretionary spend, with targets you can adjust by season. For neighborhoods, weigh proximity to parks and schools against access to libraries, cafes, and coworking spaces; some pockets feel calmer, others are closer to shops. Seasonality shows up in outdoor activity calendars, heating or cooling needs, and event calendars, so plan leisure accordingly. Tip: build a flexible plan that shifts with the school year or work projects, and revisit your budget after a few weeks in a new area.
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