Quality of life flourishes when budgeting matches daily rhythms and neighborhood fit. Build a simple framework: essentials (housing, utilities, groceries) and flexible spending (eating out, travel, coworking). Notice seasonal shifts – festivals, harvests, and weather can alter prices and transit options. Choose a neighborhood that aligns with your routine: walkable markets, safe streets, and reliable internet if you work online. Compare like with like: proximity to a larger town, access to healthcare, and local amenities vary, but you can often find calm pockets with a friendlier price. Tip: set a monthly cap on discretionary spend and test a couple of neighborhoods to compare value.