Cost of Living in Niceville, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $814 (excluding rent), and $2,213 including rent.

Family of 3: Estimated monthly costs are $1,944 (excluding rent), and $4,448 including rent.

Meal at Budget Restaurant

$12.55 $12.55

$12.05 $12.05

$35.14 $35.14

Three-Course Dinner for Two, Mid-Range

$50.4 $50.4

$40.29 $40.29

$121 $121

Fast Food Meal (McDonalds, etc)

$10.37 $10.37

$9.62 $9.62

$13.16 $13.16

Cappuccino

$4.04 $4.04

$12.11 $12.11

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 $1.47

$3.42 $3.42

Water (0.33 liter bottle)

$0.99 $0.99

$2.96 $2.96

Local Beer (0.5 liter draught)

$4.56 $4.56

$3.55 $3.55

$8.12 $8.12

Imported Beer (0.33 liter bottle)

$5.43 $5.43

$9.88 $9.88

Milk (1 liter)

$0.93 $0.93

$0.78 $0.78

$1.54 $1.54

White Bread (500g)

$2.93 $2.93

$2.44 $2.44

$3.92 $3.92

Rice (white) (1kg)

$2.27 $2.27

$1.71 $1.71

$6.43 $6.43

Eggs

$2.56 $2.56

$1.57 $1.57

$3.53 $3.53

Local Cheese (1kg)

$11.93 $11.93

$7.25 $7.25

$18.00 $18.00

Chicken Fillets (1kg)

$10.07 $10.07

$5.41 $5.41

$15.16 $15.16

Beef Round Steak (1kg)

$14.61 $14.61

$9.82 $9.82

$23.99 $23.99

Apples (1kg)

$4.38 $4.38

$2.21 $2.21

$7.74 $7.74

Banana (1kg)

$1.63 $1.63

$1.30 $1.30

$3.05 $3.05

Oranges (1kg)

$3.38 $3.38

$1.35 $1.35

$6.76 $6.76

Tomato (1kg)

$3.04 $3.04

$2.11 $2.11

$8.58 $8.58

Potato (1kg)

$2.40 $2.40

$1.30 $1.30

$4.88 $4.88

Onion (1kg)

$2.89 $2.89

$1.74 $1.74

$4.56 $4.56

Lettuce (1 head)

$1.61 $1.61

$0.98 $0.98

$2.94 $2.94

Water (1.5 liter bottle)

$1.73 $1.73

$1.48 $1.48

$3.95 $3.95

Cigarettes 20 Pack (Marlboro, Camel)

$8.15 $8.15

$7.13 $7.13

$10.19 $10.19

Wine (Bottle)

$15.25 $15.25

$8.13 $8.13

$15.25 $15.25

Local Beer (0.5 liter bottle)

$1.63 $1.63

$1.09 $1.09

$2.78 $2.78

Imported Beer (0.33 liter bottle)

$2.82 $2.82

$1.28 $1.28

$7.16 $7.16

One-way Ticket (Public Transport)

$2.03 $2.03

$1.27 $1.27

$2.03 $2.03

Taxi Start (Normal Tariff)

$3.51 $3.51

$3.01 $3.01

$5.02 $5.02

Taxi (Normal Tariff) (1km)

$1.65 $1.65

Taxi 1hour Waiting (Normal Tariff)

$29.35 $29.35

$26.55 $26.55

$35.20 $35.20

Gasoline (1 liter)

$0.91 $0.91

$0.80 $0.80

$1.01 $1.01

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$23.8K $23.8K

$32.6K $32.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$25.5K $25.5K

$25.6K $25.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 $150

$100 $100

$200 $200

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.84 $44.84

$20.29 $20.29

$203 $203

Internet (50+ Mbps, Unlimited Data)

$63.5 $63.5

$39.77 $39.77

$84.6 $84.6

Gym Membership (Monthly)

$43.02 $43.02

$17.51 $17.51

$50.0 $50.0

Cinema Ticket

$13.94 $13.94

$11.95 $11.95

$17.93 $17.93

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$751 $751

International Primary School, 1 Child (Yearly)

$7,451 $7,451

Jeans (Levis 501 Or Similar)

$39.25 $39.25

$88.3 $88.3

Summer Dress (H&M, Zara, etc)

$35.04 $35.04

Sport Shoes (Adidas, Nike)

$98.4 $98.4

$65.6 $65.6

$151 $151

Men's Leather Business Shoes

$101 $101

$78.6 $78.6

$221 $221

1-bedroom Apartment, City Center (Monthly)

$1,414 $1,414

1-bedroom Apartment, Outside City Center (Monthly)

$1,204 $1,204

3-bedroom Apartment, City Center (Monthly)

$2,727 $2,727

$2,396 $2,396

$3,059 $3,059

3-bedroom Apartment, Outside City Center (Monthly)

$2,183 $2,183

$1,687 $1,687

$2,679 $2,679

Buy Apartment in City Center (m2)

$2,702 $2,702

$1,973 $1,973

$2,702 $2,702

Buy Apartment Outside City Center (m2)

$2,344 $2,344

$1,932 $1,932

$2,344 $2,344

Average Monthly Net Salary (After Tax)

$4,044 $4,044

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Niceville, FL Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

454

Mbps

299

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Niceville, FL - Frequently Asked Questions

Niceville generally feels affordable for families, retirees, and travelers seeking a quieter coastal option without the price spikes of premier beach towns. Compared with larger Florida metros, everyday costs tend to be steadier, with reasonable options for shopping, dining, and local services. Cost of Living in Niceville is often seen as balanced: you get access to beaches and outdoor recreation while avoiding some of the seasonal price swings you find in tourist hubs. Practical value comes from a walkable downtown, nearby groceries, and a mix of housing styles that suit different budgets. Tip: visit during off-peak times to gauge what fits your lifestyle and budget.

Daily life centers on a relaxed, family-friendly rhythm with practical options for housing, groceries, and getting around. When you search for a place, focus on neighborhoods with proximity to schools, parks, and the waterfront, and use local listings to compare rental or purchase flexibility. Food choices range from casual eateries to groceries with regional staples; you’ll likely combine dining out with cooking at home. Transport leans toward car use, with some walkable strips and bike-friendly routes for short trips. Keep an eye on the Niceville living cost as you compare options. Tip: plan errands by route to save time and energy.

Quality of life in Niceville centers on outdoor access, safety, and a friendly, small-town feel, with shops, schools, and services within reach. Use a simple budgeting framework: distinguish essentials, discretionary spending, and a small cushion for unexpected costs. Seasonality matters more in coastal areas, so visit during peak and off-peak times to observe crowds, parking, and service availability. For neighborhood fit, tour several districts at different times of day and talk to locals about commute and convenience. Tip: build a flexible plan that lets you adjust housing and transport choices as your needs evolve.