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Cost of Living in Montego Bay - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $670 (excluding rent), and $1,299 including rent.
Family of 3: Estimated monthly costs are $1,671 (excluding rent), and $2,271 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$7.72 JMD 1,230
$3.22 JMD 513
$16.09 JMD 2,563
Three-Course Dinner for Two, Mid-Range
$50.1 JMD 7,985
$37.6 JMD 5,989
$150 JMD 23.9K
Fast Food Meal (McDonalds, etc)
$7.46 JMD 1,188
$6.22 JMD 990
$9.95 JMD 1,585
Cappuccino
$4.27 JMD 680
$0.74 JMD 118
$12.32 JMD 1,962
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 JMD 211
$0.74 JMD 118
$2.96 JMD 472
Water (0.33 liter bottle)
$0.76 JMD 121
$0.52 JMD 82.6
$3.11 JMD 495
Local Beer (0.5 liter draught)
$2.57 JMD 409
$1.28 JMD 205
$8.22 JMD 1,309
Imported Beer (0.33 liter bottle)
$3.14 JMD 501
$1.64 JMD 261
$5.03 JMD 801
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.52 JMD 401
$2.17 JMD 346
$4.97 JMD 791
White Bread (500g)
$2.66 JMD 424
$1.7 JMD 271
$4.7 JMD 748
Rice (white) (1kg)
$1.56 JMD 249
$0.95 JMD 152
$2.71 JMD 432
Eggs
$3.58 JMD 570
$2.55 JMD 406
$6.7 JMD 1,067
Local Cheese (1kg)
$11.07 JMD 1,764
$4.39 JMD 699
$25.11 JMD 3,999
Chicken Fillets (1kg)
$6.33 JMD 1,009
$2.49 JMD 397
$12.64 JMD 2,013
Beef Round Steak (1kg)
$7.44 JMD 1,185
$5.19 JMD 826
$24.23 JMD 3,860
Apples (1kg)
$3.38 JMD 539
$1.84 JMD 293
$9.15 JMD 1,458
Banana (1kg)
$3.11 JMD 496
$1.59 JMD 254
$5.6 JMD 892
Oranges (1kg)
$2.8 JMD 447
$1.91 JMD 304
$14.03 JMD 2,235
Tomato (1kg)
$1.81 JMD 289
$1.11 JMD 176
$6.25 JMD 996
Potato (1kg)
$2.03 JMD 324
$1.12 JMD 178
$3.09 JMD 492
Onion (1kg)
$1.07 JMD 170
$1.07 JMD 170
$2.68 JMD 427
Lettuce (1 head)
$1.85 JMD 295
$0.92 JMD 147
$3.83 JMD 610
Water (1.5 liter bottle)
$0.97 JMD 155
$0.64 JMD 102
$2.22 JMD 354
Cigarettes 20 Pack (Marlboro, Camel)
$9.01 JMD 1,435
$9.01 JMD 1,435
$20.58 JMD 3,278
Wine (Bottle)
$11.34 JMD 1,806
$3.15 JMD 502
$22.05 JMD 3,513
Local Beer (0.5 liter bottle)
$2.21 JMD 352
$1.23 JMD 196
$3.4 JMD 541
Imported Beer (0.33 liter bottle)
$3.21 JMD 511
$1.28 JMD 204
$6.42 JMD 1,022
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.95 JMD 152
$0.95 JMD 152
$0.95 JMD 152
Taxi Start (Normal Tariff)
$0.96 JMD 152
$0.64 JMD 102
$1.91 JMD 304
Taxi (Normal Tariff) (1km)
$3.14 JMD 499
$2.82 JMD 449
$3.77 JMD 600
Taxi 1hour Waiting (Normal Tariff)
$6.23 JMD 992
$4.5 JMD 718
$7.47 JMD 1,190
Gasoline (1 liter)
$1.28 JMD 204
$1.25 JMD 199
$1.59 JMD 254
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43K JMD 6.9M
$37.7K JMD 6M
$44K JMD 7M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33K JMD 5.3M
$29.5K JMD 4.7M
$36.9K JMD 5.9M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 JMD 25.7K
$124 JMD 19.7K
$309 JMD 49.2K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.71 JMD 3,457
$18.38 JMD 2,927
$50.6 JMD 8,059
Internet (50+ Mbps, Unlimited Data)
$48.02 JMD 7,649
$34.39 JMD 5,479
$65.5 JMD 10.4K
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$37.3 JMD 5,941
$31.08 JMD 4,951
$49.72 JMD 7,921
Cinema Ticket
$7.68 JMD 1,223
$6.4 JMD 1,019
$16 JMD 2,548
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$64.8 JMD 10.3K
$53.1 JMD 8,454
$287 JMD 45.7K
International Primary School, 1 Child (Yearly)
$1,870 JMD 297.9K
$935 JMD 149K
$3,741 JMD 595.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$26.58 JMD 4,234
$12.75 JMD 2,032
$51 JMD 8,128
Summer Dress (H&M, Zara, etc)
$19.58 JMD 3,118
$12.36 JMD 1,969
$30.91 JMD 4,924
Sport Shoes (Adidas, Nike)
$66 JMD 10.5K
$30.96 JMD 4,931
$86.7 JMD 13.8K
Men's Leather Business Shoes
$77.6 JMD 12.4K
$25.51 JMD 4,064
$128 JMD 20.3K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$261 JMD 41.6K
$188 JMD 29.9K
$313 JMD 49.9K
1-bedroom Apartment, Outside City Center (Monthly)
$463 JMD 73.8K
$159 JMD 25.3K
$1,218 JMD 194K
3-bedroom Apartment, City Center (Monthly)
$662 JMD 105.5K
$473 JMD 75.4K
$946 JMD 150.7K
3-bedroom Apartment, Outside City Center (Monthly)
$437 JMD 69.6K
$312 JMD 49.7K
$624 JMD 99.4K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$545 JMD 86.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6
13

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 30, 2025

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Cost of Living in Montego Bay - Frequently Asked Questions
How does the overall affordability of Montego Bay stack up for travelers, expats, and digital nomads?
Montego Bay tends to offer a balance of value and travel-friendly convenience. For many travelers and remote workers, the city can feel more affordable than major Western hubs, especially if you prioritize local eateries, markets, and modest guesthouses over resort stays. The Cost of Living in Montego Bay, Jamaica shifts with the tourist cycle, with higher prices in peak season and more room to haggle or negotiate in quieter months. Long term rentals in walkable neighborhoods often include utilities, which helps budgeting. Where you stay and how you shop will largely shape your monthly rhythm here. Tip: Test a few neighborhoods on short term stays to find your fit.
What are practical day-to-day considerations for housing, food, transport, and coworking in Montego Bay?
Getting around and finding a place to call home in Montego Bay is part adventure, part strategy. To keep daily life smooth, start with a few walkable neighborhoods near the coast or airport corridor, then compare longer term rents inland for value. If you are weighing Montego Bay, Jamaica living cost, compare options between short term apartments near the coast and longer term units inland to see how price and convenience align with your work and play. Housing searches go faster with a local contact or a few trusted listing sites; look for inclusive utilities, reliable wifi, and safe access. Food is a mix of markets, casual eateries, and supermarkets. Tip: Build a simple calendar for viewings and errands to keep on track.
What should you know about quality of life, budgeting, and neighborhood fit in Montego Bay?
Quality of life in Montego Bay hinges on balance, safety, and a pace that fits your preferences. Build a simple budgeting framework: fix housing as a anchor, then divide groceries, transport, and activities, leaving a small cushion for unexpected costs or seasonal price bumps. Shoulder seasons bring a bit more breathing room, while peak tourist periods can raise demand for space and services. Neighborhood fit matters: some people enjoy the buzz of the waterfront, others prefer quieter inland streets with easier parking and faster wifi. Track your actual spend for a couple of weeks, adjust, and keep exploring new corners. Tip: use a lightweight diary or app to monitor trends and save where you can.

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