Cost of Living in Middletown, NY - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,027 (excluding rent), and $2,625 including rent.

Family of 3: Estimated monthly costs are $2,838 (excluding rent), and $5,078 including rent.

Meal at Budget Restaurant

$19.75 $19.75

$14.82 $14.82

$29.63 $29.63

Three-Course Dinner for Two, Mid-Range

$60.4 $60.4

$151 $151

Fast Food Meal (McDonalds, etc)

$12.67 $12.67

$12.16 $12.16

$15.20 $15.20

Cappuccino

$4.98 $4.98

$2.99 $2.99

$6.97 $6.97

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$2.47 $2.47

$3.85 $3.85

Water (0.33 liter bottle)

$2.02 $2.02

$1.46 $1.46

$3.40 $3.40

Local Beer (0.5 liter draught)

$5.87 $5.87

$9.78 $9.78

Imported Beer (0.33 liter bottle)

$8.18 $8.18

$10.22 $10.22

Milk (1 liter)

$1.27 $1.27

$0.81 $0.81

$1.89 $1.89

White Bread (500g)

$4.58 $4.58

$2.74 $2.74

$7.11 $7.11

Rice (white) (1kg)

$6.42 $6.42

$4.00 $4.00

$13.34 $13.34

Eggs

$5.34 $5.34

$1.96 $1.96

$9.81 $9.81

Local Cheese (1kg)

$13.81 $13.81

$8.84 $8.84

$22.10 $22.10

Chicken Fillets (1kg)

$7.44 $7.44

$5.09 $5.09

$18.11 $18.11

Beef Round Steak (1kg)

$14.77 $14.77

$8.63 $8.63

$21.62 $21.62

Apples (1kg)

$3.00 $3.00

$11.29 $11.29

Banana (1kg)

$1.50 $1.50

$8.69 $8.69

Oranges (1kg)

$5.52 $5.52

$3.21 $3.21

$10.67 $10.67

Tomato (1kg)

$4.32 $4.32

$3.26 $3.26

$8.69 $8.69

Potato (1kg)

$2.91 $2.91

$1.35 $1.35

$6.30 $6.30

Onion (1kg)

$4.41 $4.41

$3.21 $3.21

$7.75 $7.75

Lettuce (1 head)

$2.68 $2.68

$1.98 $1.98

$3.26 $3.26

Water (1.5 liter bottle)

$2.39 $2.39

$1.61 $1.61

$3.05 $3.05

Cigarettes 20 Pack (Marlboro, Camel)

$15.24 $15.24

$16.25 $16.25

Wine (Bottle)

$17.11 $17.11

$10.07 $10.07

$25.18 $25.18

Local Beer (0.5 liter bottle)

$2.46 $2.46

$1.68 $1.68

$4.16 $4.16

Imported Beer (0.33 liter bottle)

$3.66 $3.66

$2.55 $2.55

$5.11 $5.11

One-way Ticket (Public Transport)

$2.05 $2.05

$1.28 $1.28

$2.05 $2.05

Taxi Start (Normal Tariff)

$3.06 $3.06

$8.17 $8.17

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$3.15 $3.15

Taxi 1hour Waiting (Normal Tariff)

$41.65 $41.65

Gasoline (1 liter)

$0.97 $0.97

$0.82 $0.82

$1.12 $1.12

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K $24.9K

$34.3K $34.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K $24.3K

$23.1K $23.1K

$25.5K $25.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 $158

$88.7 $88.7

$370 $370

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.49 $49.49

$24.74 $24.74

$119 $119

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$40.79 $40.79

$102 $102

Gym Membership (Monthly)

$43.47 $43.47

$17.69 $17.69

$50.6 $50.6

Cinema Ticket

$20.10 $20.10

$16.07 $16.07

$25.12 $25.12

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,935 $1,935

$844 $844

$3,442 $3,442

International Primary School, 1 Child (Yearly)

$14.6K $14.6K

$5,098 $5,098

$26.5K $26.5K

Jeans (Levis 501 Or Similar)

$61.7 $61.7

$47.13 $47.13

$80.2 $80.2

Summer Dress (H&M, Zara, etc)

$60.4 $60.4

$40.74 $40.74

$96.8 $96.8

Sport Shoes (Adidas, Nike)

$111 $111

$80.4 $80.4

$126 $126

Men's Leather Business Shoes

$132 $132

$99.8 $99.8

$160 $160

1-bedroom Apartment, City Center (Monthly)

$1,615 $1,615

$1,210 $1,210

$1,872 $1,872

1-bedroom Apartment, Outside City Center (Monthly)

$1,360 $1,360

$1,005 $1,005

$1,508 $1,508

3-bedroom Apartment, City Center (Monthly)

$2,606 $2,606

$1,982 $1,982

$2,973 $2,973

3-bedroom Apartment, Outside City Center (Monthly)

$2,259 $2,259

$1,728 $1,728

$2,542 $2,542

Buy Apartment in City Center (m2)

$2,507 $2,507

$1,831 $1,831

$2,507 $2,507

Buy Apartment Outside City Center (m2)

$2,399 $2,399

$1,978 $1,978

$2,399 $2,399

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Middletown, NY Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

399

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Middletown, NY - Frequently Asked Questions

Compared with big coastal metros, Middletown, NY generally feels more affordable for longer stays while still offering solid amenities, reliable internet, and cultural options. You'll find value across housing, groceries, and everyday services, with a rhythm that's less intense than a major city. The best value tends to show up in neighborhoods a short ride from the downtown core or near colleges, where you'll find a mix of studios, apartments, and family-friendly rentals. Seasonal events and local markets add charm without inflating costs. Cost of Living in Middletown, NY reflects a balance between proximity to nature and urban conveniences. Tip: Prioritize a short-term rental first to test neighborhoods.

Start with a downtown-to-residential mix: you’ll find walkable cores with cafés, groceries, and services, plus quiet streets farther from the center. For housing, explore both compact apartments near key routes and larger rentals in family-friendly neighborhoods; short-term leases can help you test different sides of town. Food options range from casual eateries to markets with seasonal produce; you can assemble meals affordably at home. Transit is practical for regional trips, though many residents rely on cars for weekend getaways. If you work remotely, look for reliable broadband and a few coworking spaces or libraries. Middletown, NY living cost is moderate and flexible to many budgets. Tip: Prioritize a temporary stay to gauge daily routines before committing long-term.

Quality of life hinges on neighborhood fit, routines, and a practical budgeting approach. Start by testing different areas for walkability, safety, and access to parks or cultural activities, then track how you spend on essentials like groceries, transit, and dining out for a month to spot patterns. In shoulder seasons, you may notice quieter streets and fewer crowds, which can affect your activities and prices. Build a simple budgeting framework around essentials, discretionary spends, and savings so you stay flexible during regional events or housing changes. A mix of residents, co-working-friendly spaces, and easy access to nature often yields a balanced pace. Tip: use a short-term lease to explore before committing.