Cost of Living in Middleburg, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $853 (excluding rent), and $2,348 including rent.

Family of 3: Estimated monthly costs are $1,800 (excluding rent), and $4,256 including rent.

Meal at Budget Restaurant

$15.11 $15.11

$25.18 $25.18

Three-Course Dinner for Two, Mid-Range

$34.65 $34.65

$99 $99

Fast Food Meal (McDonalds, etc)

$8.39 $8.39

$11.71 $11.71

Cappuccino

$3.08 $3.08

$11.3 $11.3

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 $1.47

$1.46 $1.46

$2.93 $2.93

Water (0.33 liter bottle)

$1.23 $1.23

$0.99 $0.99

$3.25 $3.25

Local Beer (0.5 liter draught)

$4.8 $4.8

$4.04 $4.04

$7.08 $7.08

Imported Beer (0.33 liter bottle)

$6.12 $6.12

$5.61 $5.61

$7.14 $7.14

Milk (1 liter)

$0.74 $0.74

$1.21 $1.21

White Bread (500g)

$1.43 $1.43

$5.39 $5.39

Rice (white) (1kg)

$1.9 $1.9

$3.23 $3.23

Eggs

$4.53 $4.53

$1.89 $1.89

$6 $6

Local Cheese (1kg)

$8.22 $8.22

$4.47 $4.47

$15.64 $15.64

Chicken Fillets (1kg)

$7.02 $7.02

$5.57 $5.57

$13.38 $13.38

Beef Round Steak (1kg)

$12.43 $12.43

$11.18 $11.18

$15.32 $15.32

Apples (1kg)

$3.02 $3.02

$2.14 $2.14

$8.58 $8.58

Banana (1kg)

$0.94 $0.94

$4.29 $4.29

Oranges (1kg)

$2.54 $2.54

$1.7 $1.7

$6.8 $6.8

Tomato (1kg)

$2.87 $2.87

$2.22 $2.22

$4.49 $4.49

Potato (1kg)

$2.33 $2.33

$1.6 $1.6

$2.68 $2.68

Onion (1kg)

$2.44 $2.44

$2.17 $2.17

$3.26 $3.26

Lettuce (1 head)

$1.39 $1.39

$0.98 $0.98

$1.94 $1.94

Water (1.5 liter bottle)

$1.66 $1.66

$1.24 $1.24

$2.85 $2.85

Cigarettes 20 Pack (Marlboro, Camel)

$7.16 $7.16

$8.95 $8.95

Wine (Bottle)

$9.15 $9.15

$9.14 $9.14

$25.41 $25.41

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.71 $1.71

$3.85 $3.85

Imported Beer (0.33 liter bottle)

$1.41 $1.41

$5.06 $5.06

One-way Ticket (Public Transport)

$2.02 $2.02

$1.27 $1.27

$2.02 $2.02

Public Transport Monthly Pass (Regular Price)

$64.1 $64.1

Taxi Start (Normal Tariff)

$3.46 $3.46

Taxi (Normal Tariff) (1km)

$0.67 $0.67

$1.47 $1.47

Taxi 1hour Waiting (Normal Tariff)

$25.06 $25.06

Gasoline (1 liter)

$0.77 $0.77

$0.72 $0.72

$0.86 $0.86

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K $21.8K

$30.7K $30.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K $23.6K

$26.6K $26.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.1 $96.1

$297 $297

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.41 $49.41

$29.65 $29.65

$74.1 $74.1

Internet (50+ Mbps, Unlimited Data)

$58.9 $58.9

$98.1 $98.1

Gym Membership (Monthly)

$42.82 $42.82

$17.43 $17.43

$49.79 $49.79

Tennis Court (1 Hour on Weekend)

$15.23 $15.23

Cinema Ticket

$11.88 $11.88

$9.9 $9.9

$17.83 $17.83

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$574 $574

$351 $351

$903 $903

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$17K $17K

$27.6K $27.6K

Jeans (Levis 501 Or Similar)

$45.47 $45.47

$29.3 $29.3

$75.8 $75.8

Summer Dress (H&M, Zara, etc)

$52.2 $52.2

$25.27 $25.27

$75.8 $75.8

Sport Shoes (Adidas, Nike)

$79.3 $79.3

$73.6 $73.6

$98.1 $98.1

Men's Leather Business Shoes

$87.4 $87.4

$76.3 $76.3

$137 $137

1-bedroom Apartment, City Center (Monthly)

$1,581 $1,581

$1,184 $1,184

$1,832 $1,832

1-bedroom Apartment, Outside City Center (Monthly)

$1,341 $1,341

$990 $990

$1,486 $1,486

3-bedroom Apartment, City Center (Monthly)

$2,615 $2,615

$1,988 $1,988

$2,983 $2,983

3-bedroom Apartment, Outside City Center (Monthly)

$2,249 $2,249

$1,721 $1,721

$2,530 $2,530

Buy Apartment in City Center (m2)

$2,595 $2,595

$1,904 $1,904

$2,595 $2,595

Buy Apartment Outside City Center (m2)

$2,254 $2,254

$1,841 $1,841

$2,254 $2,254

Average Monthly Net Salary (After Tax)

$5,490 $5,490

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

6.19

7.15

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 2, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Middleburg, FL - Frequently Asked Questions

Compared to larger Florida metros, Middleburg offers a calmer pace with practical value for longer stays. You'll notice a mix of modest rents and everyday options that suit travelers, expats, and digital nomads who prefer reliability over hype. Cost of Living in Middleburg, FL, United States tends to be friendlier for remote work setups and weekend getaways when you explore neighborhoods with easier access to groceries, parks, and casual dining. The town leans toward a comfortable, mixed lifestyle rather than high-cost luxury, with choices that reward planning and neighborhood familiarity. Tip: Map a few neighborhoods by walkable amenities and transit links to reduce trips and save on transport.

Finding housing here usually means balancing space with value. Look for rental homes or townhomes in quieter residential belts near schools and parks, or affordable apartments within a short drive to main roads. For groceries and casual dining, you’ll find a practical spread – bakeries, supermarkets, and takeout options that save you time and fuel. If you work remotely, consider nearby coworking venues or libraries in the broader Jacksonville area for reliable wifi and a focused vibe. Middleburg living cost shows up in everyday choices, so compare monthly transit or ride-share needs against car use. Tip: set a flexible search radius and contact local landlords with a clear timeline.

How do you frame budgeting and lifestyle to maximize quality of life in Middleburg? Start with a simple spending map: housing, groceries, transport, and leisure. Expect quiet streets, outdoor activities, and easy access to nature, which can lower entertainment costs but invite seasonal crowds for rural weekend outings. For seasonality, plan shoulder-season stays and flexible housing if you’re visiting; for longer stays, negotiate utilities or internet as part of your lease. Neighborhood fit matters: look for areas with easy car access to Jacksonville, proximity to parks, and a village feel with local shops. Tip: build a weekly rhythm that minimizes back-and-forth trips to save time and fuel.