Cost of Living in Martha's Vineyard, MA - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,173 (excluding rent), and $2,710 including rent.
Family of 3: Estimated monthly costs are $2,958 (excluding rent), and $5,428 including rent.
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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$24.88 $24.88
$14.93 $14.93
$29.86 $29.86
Three-Course Dinner for Two, Mid-Range
$93.3 $93.3
$74.8 $74.8
$120 $120
Fast Food Meal (McDonalds, etc)
$11.84 $11.84
$8.38 $8.38
$14.79 $14.79
Cappuccino
$4.26 $4.26
$2.75 $2.75
$5.75 $5.75
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.44 $2.44
$1.95 $1.95
$2.93 $2.93
Water (0.33 liter bottle)
$1.98 $1.98
$1.48 $1.48
$2.97 $2.97
Local Beer (0.5 liter draught)
$6.67 $6.67
$3.08 $3.08
$7.18 $7.18
Imported Beer (0.33 liter bottle)
$8.02 $8.02
$4.01 $4.01
$11.03 $11.03
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$1.24 $1.24
$0.77 $0.77
$2.33 $2.33
White Bread (500g)
$4.37 $4.37
$1.95 $1.95
$5.46 $5.46
Rice (white) (1kg)
$5.28 $5.28
$1.15 $1.15
$8.7 $8.7
Eggs
$4.67 $4.67
$2.34 $2.34
$9.84 $9.84
Local Cheese (1kg)
$21.68 $21.68
$15.7 $15.7
$26.93 $26.93
Chicken Fillets (1kg)
$13.02 $13.02
$5.46 $5.46
$19.72 $19.72
Beef Round Steak (1kg)
$14.56 $14.56
$11.07 $11.07
$30.99 $30.99
Apples (1kg)
$6.62 $6.62
$3.86 $3.86
$12.87 $12.87
Banana (1kg)
$1.85 $1.85
$1.28 $1.28
$2.58 $2.58
Oranges (1kg)
$5.84 $5.84
$3.26 $3.26
$8.68 $8.68
Tomato (1kg)
$6 $6
$3.27 $3.27
$10.88 $10.88
Potato (1kg)
$3.34 $3.34
$1.35 $1.35
$6.74 $6.74
Onion (1kg)
$3.66 $3.66
$1.81 $1.81
$6.8 $6.8
Lettuce (1 head)
$2.46 $2.46
$1.04 $1.04
$4.06 $4.06
Water (1.5 liter bottle)
$2.19 $2.19
$1.01 $1.01
$5.03 $5.03
Cigarettes 20 Pack (Marlboro, Camel)
$11.77 $11.77
$11.77 $11.77
$14.71 $14.71
Wine (Bottle)
$13.32 $13.32
$9.87 $9.87
$15.79 $15.79
Local Beer (0.5 liter bottle)
$1.76 $1.76
$1.76 $1.76
$1.76 $1.76
Imported Beer (0.33 liter bottle)
$2.55 $2.55
$2.04 $2.04
$3.06 $3.06
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.96 $1.96
$1.22 $1.22
$1.96 $1.96
Taxi Start (Normal Tariff)
$5.4 $5.4
$4.91 $4.91
$5.89 $5.89
Taxi (Normal Tariff) (1km)
$1.71 $1.71
$1.71 $1.71
$3.66 $3.66
Taxi 1hour Waiting (Normal Tariff)
$26.5 $26.5
$23.97 $23.97
$31.78 $31.78
Gasoline (1 liter)
$0.91 $0.91
$0.82 $0.82
$0.99 $0.99
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28K $28K
$23.2K $23.2K
$32.8K $32.8K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K $24.9K
$24.6K $24.6K
$25.8K $25.8K
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 $187
$160 $160
$201 $201
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.8 $51.8
$39.24 $39.24
$113 $113
Internet (50+ Mbps, Unlimited Data)
$70.2 $70.2
$50.1 $50.1
$90.2 $90.2
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$38.66 $38.66
$15.73 $15.73
$44.95 $44.95
Cinema Ticket
$12.82 $12.82
$12.32 $12.32
$17.75 $17.75
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,243 $1,243
$490 $490
$2,103 $2,103
International Primary School, 1 Child (Yearly)
$32.7K $32.7K
$9,806 $9,806
$49K $49K
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$64 $64
$40.63 $40.63
$71.1 $71.1
Summer Dress (H&M, Zara, etc)
$38.08 $38.08
$23.57 $23.57
$50.4 $50.4
Sport Shoes (Adidas, Nike)
$55.2 $55.2
$50.4 $50.4
$60.5 $60.5
Men's Leather Business Shoes
$147 $147
$50.2 $50.2
$251 $251
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,632 $1,632
$1,223 $1,223
$1,892 $1,892
1-bedroom Apartment, Outside City Center (Monthly)
$1,289 $1,289
$952 $952
$1,428 $1,428
3-bedroom Apartment, City Center (Monthly)
$2,645 $2,645
$2,011 $2,011
$3,017 $3,017
3-bedroom Apartment, Outside City Center (Monthly)
$2,259 $2,259
$1,729 $1,729
$2,542 $2,542
Buy Apartment in City Center (m2)
$2,539 $2,539
$1,813 $1,813
$2,539 $2,539
Buy Apartment Outside City Center (m2)
$2,167 $2,167
$1,676 $1,676
$2,167 $2,167
๐Ÿ’ต Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.38
6.19
6.7
Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.
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Cost of Living in Martha's Vineyard, MA - Frequently Asked Questions
Is Martha's Vineyard generally good value for travelers, expats, and digital nomads, and how does it compare to the mainland?
Martha's Vineyard sits in a unique niche: stunning scenery and tight-knit communities come with a higher cost of living relative to many mainland towns. For short visits youโ€™ll value the natural beauty, seasonal events, and reliable services, though prices spike in peak summer. For expats and digital nomads, the upside is dependable Wiโ€‘Fi in many cafes and libraries, plus relatively short commutes by ferry or car and a strong sense of community. The flip side is higher housing and dining costs that can strain budgets if you donโ€™t plan ahead. Compare towns and seasons to balance charm with practicality. Tip: Plan ahead for peak season and pick a base near transit.
What does daily life look like for someone finding housing, groceries, transport, and coworking on the island?
Daily life on Martha's Vineyard centers on communities in Edgartown, Oak Bluffs, Vineyard Haven, and up-island towns. Housing tends to be seasonal, with more flexibility off-season and tighter supply in summer; plan where youโ€™ll sleep and work well in advance. Groceries come with a premium on certain staples, but local fish markets and farmersโ€™ markets offer quality options. Transportation is flexible but ferry schedules shape errands and commutes; bikes, cars, and rideshares fill gaps. Co-working spaces and libraries provide reliable connectivity when you need it. Martha's Vineyard, MA, United States living cost can be noticeable, so budget with some flexibility. Tip: map weekly routes and stock up on essentials during off-peak hours.
What quality of life considerations, budgeting frameworks, seasonal adjustments, and neighborhood fit would help you thrive here?
Quality of life on the island comes from balancing pace with practicality. A simple budgeting framework can help: separate fixed costs, variable daily expenses, and a line for seasonal activities. For neighborhood fit, Edgartown offers compact dining and historic charm; Oak Bluffs has a lively energy; West Tisbury feels spacious and rural; up-island towns deliver quiet mornings and easy nature access. Seasonality changes service hours, ferry timetables, and crowd levels, so build in flexibility for work and play. Use offโ€‘peak periods to lengthen stays or test new setups. Tip: align your calendar with ferry schedules and local events to maximize both productivity and enjoyment.
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