Cost of Living in Lucerne - Updated Prices & Insights

Name: Lucerne
Address: Lucerne, CH

Solo nomad: Estimated monthly costs are $1,843 (excluding rent), and $3,940 including rent.

Family of 3: Estimated monthly costs are $4,835 (excluding rent), and $7,746 including rent.

Meal at Budget Restaurant

$36.26 CHF 29.12

$30.22 CHF 24.27

$78.6 CHF 63.1

Three-Course Dinner for Two, Mid-Range

$139 CHF 112

$121 CHF 97.3

$607 CHF 487

Fast Food Meal (McDonalds, etc)

$16.00 CHF 12.85

$12.30 CHF 9.88

$17.23 CHF 13.83

Cappuccino

$6.72 CHF 5.40

$5.70 CHF 4.58

$7.61 CHF 6.11

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.39 CHF 4.33

$5.01 CHF 4.03

$7.52 CHF 6.04

Water (0.33 liter bottle)

$4.35 CHF 3.49

$3.73 CHF 3.00

$6.84 CHF 5.49

Local Beer (0.5 liter draught)

$8.87 CHF 7.12

$5.70 CHF 4.58

$12.42 CHF 9.98

Imported Beer (0.33 liter bottle)

$7.22 CHF 5.80

$6.02 CHF 4.83

$9.63 CHF 7.73

Milk (1 liter)

$2.23 CHF 1.79

$1.82 CHF 1.46

$2.42 CHF 1.94

White Bread (500g)

$3.76 CHF 3.02

$1.49 CHF 1.19

$5.56 CHF 4.47

Rice (white) (1kg)

$4.11 CHF 3.30

$2.98 CHF 2.40

$6.03 CHF 4.84

Eggs

$7.93 CHF 6.37

$4.27 CHF 3.43

$11.97 CHF 9.61

Local Cheese (1kg)

$30.37 CHF 24.39

$26.86 CHF 21.57

$67.2 CHF 53.9

Chicken Fillets (1kg)

$34.66 CHF 27.83

$24.15 CHF 19.39

$42.27 CHF 33.94

Beef Round Steak (1kg)

$51.8 CHF 41.60

$42.32 CHF 33.99

$115 CHF 92.2

Apples (1kg)

$3.75 CHF 3.01

$2.48 CHF 1.99

$5.22 CHF 4.19

Banana (1kg)

$2.26 CHF 1.81

$1.59 CHF 1.27

$4.88 CHF 3.92

Oranges (1kg)

$2.87 CHF 2.31

$1.81 CHF 1.46

$4.22 CHF 3.39

Tomato (1kg)

$6.30 CHF 5.06

$3.68 CHF 2.96

$9.68 CHF 7.77

Potato (1kg)

$2.49 CHF 2.00

$1.26 CHF 1.01

$3.52 CHF 2.83

Onion (1kg)

$2.49 CHF 2.00

$1.87 CHF 1.51

$2.87 CHF 2.30

Lettuce (1 head)

$2.59 CHF 2.08

$1.94 CHF 1.56

$4.24 CHF 3.41

Water (1.5 liter bottle)

$1.21 CHF 0.97

$0.72 CHF 0.58

$1.97 CHF 1.58

Cigarettes 20 Pack (Marlboro, Camel)

$11.20 CHF 8.99

$10.70 CHF 8.59

$12.44 CHF 9.99

Wine (Bottle)

$13.89 CHF 11.16

$10.79 CHF 8.66

$31.72 CHF 25.47

Local Beer (0.5 liter bottle)

$2.51 CHF 2.02

$1.89 CHF 1.52

$3.15 CHF 2.53

Imported Beer (0.33 liter bottle)

$3.30 CHF 2.65

$1.56 CHF 1.25

$6.00 CHF 4.82

One-way Ticket (Public Transport)

$4.99 CHF 4.00

$3.98 CHF 3.20

$9.22 CHF 7.41

Public Transport Monthly Pass (Regular Price)

$96.7 CHF 77.6

$95.4 CHF 76.6

$96.7 CHF 77.6

Taxi Start (Normal Tariff)

$7.94 CHF 6.37

$7.22 CHF 5.79

$8.42 CHF 6.76

Taxi (Normal Tariff) (1km)

$4.47 CHF 3.59

$4.36 CHF 3.50

$4.47 CHF 3.59

Taxi 1hour Waiting (Normal Tariff)

$87.3 CHF 70.1

Gasoline (1 liter)

$2.20 CHF 1.76

$2.16 CHF 1.73

$2.36 CHF 1.89

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.9K CHF 32.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.1K CHF 34.6K

$43.9K CHF 35.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 CHF 198

$123 CHF 98.7

$351 CHF 282

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 CHF 58.8

$24.27 CHF 19.49

$85.0 CHF 68.2

Internet (50+ Mbps, Unlimited Data)

$55.4 CHF 44.47

$48.34 CHF 38.82

$60.4 CHF 48.52

Gym Membership (Monthly)

$94.6 CHF 76.0

$62.8 CHF 50.4

$126 CHF 101

Tennis Court (1 Hour on Weekend)

$44.61 CHF 35.82

$30.76 CHF 24.70

$44.61 CHF 35.82

Cinema Ticket

$22.05 CHF 17.71

$20.83 CHF 16.72

$26.95 CHF 21.64

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,876 CHF 2,309

$2,436 CHF 1,956

$3,654 CHF 2,934

International Primary School, 1 Child (Yearly)

$43.4K CHF 34.8K

$31.3K CHF 25.1K

$55.0K CHF 44.2K

Jeans (Levis 501 Or Similar)

$140 CHF 112

$124 CHF 99.9

$187 CHF 150

Summer Dress (H&M, Zara, etc)

$78.2 CHF 62.8

$49.94 CHF 40.10

$125 CHF 101

Sport Shoes (Adidas, Nike)

$131 CHF 105

$97.6 CHF 78.4

$220 CHF 176

Men's Leather Business Shoes

$160 CHF 128

$111 CHF 88.9

$184 CHF 148

1-bedroom Apartment, City Center (Monthly)

$2,027 CHF 1,627

$1,606 CHF 1,290

$3,275 CHF 2,630

1-bedroom Apartment, Outside City Center (Monthly)

$1,778 CHF 1,428

$1,546 CHF 1,241

$1,855 CHF 1,490

3-bedroom Apartment, City Center (Monthly)

$2,924 CHF 2,348

$2,178 CHF 1,749

$3,629 CHF 2,914

3-bedroom Apartment, Outside City Center (Monthly)

$2,840 CHF 2,280

$2,427 CHF 1,949

$4,126 CHF 3,313

Buy Apartment in City Center (m2)

$20.1K CHF 16.2K

$16.9K CHF 13.6K

$29.3K CHF 23.5K

Buy Apartment Outside City Center (m2)

$12.4K CHF 9,952

$11.7K CHF 9,433

$15.0K CHF 12.0K

Average Monthly Net Salary (After Tax)

$6,710 CHF 5,388

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Lucerne Median Internet Speeds (Updated December 2025)

Mobile

174

Mbps

Fixed Broadband

396

Mbps

279

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🇪🇺 Europe

Cost of Living in Lucerne - Frequently Asked Questions

Lucerne sits in the upper tier of European city living, where quality often comes with a higher price tag. For travelers and professionals who value safety, transport reliability, and cultural access, value tends to arrive in the form of efficiency rather than cheap price points. Expect strong service levels, clean streets, and excellent public transit; those assets contribute to a higher Cost of Living in Lucerne, Switzerland versus many regional hubs. Housing tends to be compact, but well maintained, and groceries reflect premium supermarket sourcing. Seasonal tourism can push prices up in peak months for accommodations, yet you can offset costs with longer stays and careful planning. Tip: align priorities – where you stay, how you move, and how you work.

Daily life in Lucerne comes with a calm rhythm mixed with efficient services. Housing options include compact apartments in well-kept neighborhoods near the lake or old town, with best results found through longer lease terms or local agents. Food choices range from seasonal produce at markets to premium groceries, with dining scenes that reward local sourcing and seasonal menus. Public transport is reliable and user-friendly; bikes and on-foot exploration also work well in town. For coworking, expect bright spaces with good connectivity and friendly communities. Knowing the Lucerne, Switzerland living cost helps you plan neighborhood choices and daily routines without chasing unreliable numbers. Tip: map your errands around non-peak hours to save time and stress.

Quality of life hinges on balancing core costs with lifestyle gains. Think in three buckets: core housing, mobility, and weekly routines. In Lucerne, choosing a neighborhood depends on your pace; Old Town is walkable with charm but rents skew high; the lakefront and university districts offer access to trails and markets. Build a flexible budget by prioritizing transit passes, seasonal groceries, and slow travel for weekend trips to mountains. Seasonal shifts influence crowds, hotel rates, and cafe crowding, so shoulder seasons can feel calmer. Neighborhoods with good coworking, banks, and groceries are ideal for longer stays. Tip: start your housing search with a local agent or trusted platform and plan a longer initial stay to test fit.