Cost of Living in Lowell, MA - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $937 (excluding rent), and $2,707 including rent.

Family of 3: Estimated monthly costs are $2,286 (excluding rent), and $5,958 including rent.

Meal at Budget Restaurant

$18.99 $18.99

$14.99 $14.99

$39.98 $39.98

Three-Course Dinner for Two, Mid-Range

$81.1 $81.1

$70.9 $70.9

$182 $182

Fast Food Meal (McDonalds, etc)

$8.80 $8.80

$7.82 $7.82

$14.67 $14.67

Cappuccino

$4.47 $4.47

$3.97 $3.97

$7.94 $7.94

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 $2.02

$3.56 $3.56

Water (0.33 liter bottle)

$1.72 $1.72

$3.06 $3.06

Local Beer (0.5 liter draught)

$6.10 $6.10

$4.07 $4.07

$8.64 $8.64

Imported Beer (0.33 liter bottle)

$7.32 $7.32

$5.86 $5.86

$11.72 $11.72

Milk (1 liter)

$0.83 $0.83

$0.77 $0.77

$2.19 $2.19

White Bread (500g)

$2.14 $2.14

$5.87 $5.87

Rice (white) (1kg)

$3.16 $3.16

$2.05 $2.05

$5.13 $5.13

Eggs

$4.12 $4.12

$2.13 $2.13

$9.26 $9.26

Local Cheese (1kg)

$10.86 $10.86

$4.04 $4.04

$15.60 $15.60

Chicken Fillets (1kg)

$8.61 $8.61

$4.29 $4.29

$17.25 $17.25

Beef Round Steak (1kg)

$21.21 $21.21

$15.34 $15.34

$28.54 $28.54

Apples (1kg)

$2.82 $2.82

$2.22 $2.22

$8.13 $8.13

Banana (1kg)

$1.17 $1.17

$0.85 $0.85

$2.17 $2.17

Oranges (1kg)

$5.97 $5.97

$5.13 $5.13

$6.79 $6.79

Tomato (1kg)

$5.92 $5.92

$2.20 $2.20

$8.89 $8.89

Potato (1kg)

$1.60 $1.60

$6.48 $6.48

Onion (1kg)

$4.51 $4.51

Lettuce (1 head)

$3.05 $3.05

$2.55 $2.55

$4.07 $4.07

Water (1.5 liter bottle)

$2.23 $2.23

Cigarettes 20 Pack (Marlboro, Camel)

$11.20 $11.20

$10.69 $10.69

$12.22 $12.22

Wine (Bottle)

$13.50 $13.50

$10.11 $10.11

$18.20 $18.20

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.91 $2.91

Imported Beer (0.33 liter bottle)

$1.97 $1.97

$1.48 $1.48

$7.89 $7.89

One-way Ticket (Public Transport)

$1.86 $1.86

$1.28 $1.28

$2.45 $2.45

Public Transport Monthly Pass (Regular Price)

$54.8 $54.8

Taxi Start (Normal Tariff)

$3.94 $3.94

Taxi (Normal Tariff) (1km)

$1.73 $1.73

$3.70 $3.70

Taxi 1hour Waiting (Normal Tariff)

$28.86 $28.86

$26.10 $26.10

$34.60 $34.60

Gasoline (1 liter)

$0.85 $0.85

$0.76 $0.76

$0.90 $0.90

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K $29.4K

$23.1K $23.1K

$35.6K $35.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$25.3K $25.3K

$26.5K $26.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 $191

$98.5 $98.5

$406 $406

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.3 $52.3

$20.13 $20.13

$201 $201

Internet (50+ Mbps, Unlimited Data)

$66.0 $66.0

$50.8 $50.8

$122 $122

Gym Membership (Monthly)

$40.61 $40.61

$17.77 $17.77

$50.8 $50.8

Cinema Ticket

$14.41 $14.41

$12.13 $12.13

$16.18 $16.18

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,409 $1,409

$1,510 $1,510

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$17.0K $17.0K

$27.5K $27.5K

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$39.41 $39.41

$69.0 $69.0

Summer Dress (H&M, Zara, etc)

$31.96 $31.96

$24.59 $24.59

$39.34 $39.34

Sport Shoes (Adidas, Nike)

$67.3 $67.3

$45.73 $45.73

$91.5 $91.5

Men's Leather Business Shoes

$69.3 $69.3

$44.53 $44.53

$124 $124

1-bedroom Apartment, City Center (Monthly)

$1,670 $1,670

$1,619 $1,619

$1,720 $1,720

1-bedroom Apartment, Outside City Center (Monthly)

$1,472 $1,472

$1,421 $1,421

$1,523 $1,523

3-bedroom Apartment, City Center (Monthly)

$3,757 $3,757

$2,031 $2,031

$3,757 $3,757

3-bedroom Apartment, Outside City Center (Monthly)

$3,156 $3,156

$2,805 $2,805

$3,506 $3,506

Buy Apartment in City Center (m2)

$3,542 $3,542

Average Monthly Net Salary (After Tax)

$3,890 $3,890

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Lowell, MA Median Internet Speeds (Updated December 2025)

Mobile

105

Mbps

Fixed Broadband

378

Mbps

122

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Lowell, MA - Frequently Asked Questions

Lowell, MA tends to offer a favorable balance for travelers, expats, and digital nomads. When you compare rent, groceries, and daily fees to bigger hubs, the city often feels more approachable than Boston while still offering universities, culture, and coworking-friendly spaces. Cost of Living in Lowell, MA, United States tends to be favorable for entry-level budgets and flexible setups, with a mix of affordable rentals in historic mill districts and walkable downtown. Proximity to commuter rail and bus lines keeps longer trips reasonable. Tip: map out a few neighborhoods with easy transit access to maximize value quickly.

Daily life in Lowell blends historic charm with practical, modern conveniences. When housing search begins, explore Downtown, The Acre, Highlands, and Pawtucketville to balance walkability, safety, and price. Food options range from local markets and ethnic eateries to larger grocers with weekly deals. For getting around, the MBTA commuter rail and local buses get you to Boston or nearby campuses; biking and walking are feasible in many neighborhoods. For work and study, several coworking spaces and quiet coffee spots offer reliable Wi‑Fi and flexible hours. Lowell, MA, United States living cost can vary by area, so map your priorities and test a few routes. Tip: sign up for landlord alerts and short-term trials.

To balance quality of life in Lowell, start with a flexible budgeting framework that covers rent, utilities, groceries, transit, and leisure. Think about seasonality: winter heating adds a predictable uptick in energy use, while summer can shift transport choices and outdoor activities. For neighborhood fit, weigh walkability, access to amenities, and noise levels in Downtown, The Acre, Highlands, or Pawtucketville. Use a reality check by visiting at different times of day and talking to locals, then bundle services (internet, streaming, gym) to lower total costs. Tip: set up alerts for move-in specials and consider shared housing as a way to stabilize costs while you settle in.