Cost of Living in Loveland, CO - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,140 (excluding rent), and $2,823 including rent.

Family of 3: Estimated monthly costs are $2,433 (excluding rent), and $4,955 including rent.

Meal at Budget Restaurant

$19.96 $19.96

$10.98 $10.98

$34.94 $34.94

Three-Course Dinner for Two, Mid-Range

$83.9 $83.9

$39.48 $39.48

$88.8 $88.8

Fast Food Meal (McDonalds, etc)

$11.40 $11.40

$9.91 $9.91

$11.89 $11.89

Cappuccino

$4.94 $4.94

$2.97 $2.97

$6.92 $6.92

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$1.49 $1.49

$4.97 $4.97

Water (0.33 liter bottle)

$2.42 $2.42

$2.03 $2.03

$3.56 $3.56

Local Beer (0.5 liter draught)

$6.23 $6.23

$4.49 $4.49

$6.98 $6.98

Imported Beer (0.33 liter bottle)

$6.89 $6.89

$4.92 $4.92

$7.87 $7.87

Milk (1 liter)

$0.99 $0.99

$0.80 $0.80

$1.29 $1.29

White Bread (500g)

$3.56 $3.56

$1.63 $1.63

$5.43 $5.43

Rice (white) (1kg)

$3.31 $3.31

$2.01 $2.01

$6.70 $6.70

Eggs

$4.21 $4.21

$2.03 $2.03

$6.10 $6.10

Local Cheese (1kg)

$11.22 $11.22

$5.23 $5.23

$13.47 $13.47

Chicken Fillets (1kg)

$10.58 $10.58

$6.20 $6.20

$16.61 $16.61

Beef Round Steak (1kg)

$16.70 $16.70

$11.96 $11.96

$20.07 $20.07

Apples (1kg)

$3.98 $3.98

$3.25 $3.25

$4.84 $4.84

Banana (1kg)

$1.57 $1.57

$1.13 $1.13

$1.80 $1.80

Oranges (1kg)

$3.64 $3.64

$2.15 $2.15

$5.35 $5.35

Tomato (1kg)

$4.83 $4.83

$2.88 $2.88

$6.71 $6.71

Potato (1kg)

$2.25 $2.25

$1.20 $1.20

$3.22 $3.22

Onion (1kg)

$2.26 $2.26

$1.73 $1.73

$3.25 $3.25

Lettuce (1 head)

$2.41 $2.41

$1.93 $1.93

$2.93 $2.93

Water (1.5 liter bottle)

$2.04 $2.04

$0.71 $0.71

$2.55 $2.55

Cigarettes 20 Pack (Marlboro, Camel)

$9.74 $9.74

$5.12 $5.12

$10.25 $10.25

Wine (Bottle)

$17.72 $17.72

$9.83 $9.83

$19.69 $19.69

Local Beer (0.5 liter bottle)

$2.30 $2.30

$1.44 $1.44

$3.59 $3.59

Imported Beer (0.33 liter bottle)

$2.67 $2.67

$1.37 $1.37

$3.91 $3.91

One-way Ticket (Public Transport)

$0.98 $0.98

$1.96 $1.96

Public Transport Monthly Pass (Regular Price)

$29.85 $29.85

Taxi Start (Normal Tariff)

$2.56 $2.56

$5.12 $5.12

Taxi (Normal Tariff) (1km)

$1.44 $1.44

$2.23 $2.23

Taxi 1hour Waiting (Normal Tariff)

$24.98 $24.98

Gasoline (1 liter)

$0.82 $0.82

$0.67 $0.67

$0.91 $0.91

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K $27.2K

$23.6K $23.6K

$33.2K $33.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$25.5K $25.5K

$26.8K $26.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$113 $113

$240 $240

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.6 $55.6

$15.15 $15.15

$80.8 $80.8

Internet (50+ Mbps, Unlimited Data)

$75.4 $75.4

$49.18 $49.18

$123 $123

Gym Membership (Monthly)

$27.23 $27.23

$24.75 $24.75

$29.70 $29.70

Cinema Ticket

$11.98 $11.98

$8.49 $8.49

$17.98 $17.98

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,466 $1,466

$785 $785

$1,963 $1,963

International Primary School, 1 Child (Yearly)

$12.4K $12.4K

$24.4K $24.4K

Jeans (Levis 501 Or Similar)

$57.4 $57.4

$39.48 $39.48

$78.5 $78.5

Summer Dress (H&M, Zara, etc)

$57.4 $57.4

$29.93 $29.93

$79.8 $79.8

Sport Shoes (Adidas, Nike)

$80.9 $80.9

$60.6 $60.6

$101 $101

Men's Leather Business Shoes

$107 $107

$88.7 $88.7

$123 $123

1-bedroom Apartment, City Center (Monthly)

$1,734 $1,734

$1,428 $1,428

$1,938 $1,938

1-bedroom Apartment, Outside City Center (Monthly)

$1,629 $1,629

$1,505 $1,505

$1,799 $1,799

3-bedroom Apartment, City Center (Monthly)

$2,587 $2,587

$2,537 $2,537

$2,638 $2,638

3-bedroom Apartment, Outside City Center (Monthly)

$2,218 $2,218

$2,012 $2,012

$2,331 $2,331

Average Monthly Net Salary (After Tax)

$4,382 $4,382

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.19

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Loveland, CO Median Internet Speeds (Updated December 2025)

Mobile

175

Mbps

Fixed Broadband

355

Mbps

190

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Loveland, CO - Frequently Asked Questions

Loveland sits in a comfortable middle ground for budget-minded travelers, expats, and digital nomads. The Cost of Living in Loveland, CO, United States often feels more approachable than Denver or Boulder, yet it preserves a city-access mindset with good dining, services, and cultural events. You’ll find a range of housing options, from older, well-kept rentals to newer apartments, often at a lower premium than larger metro cores. Day-to-day costs for groceries and meals can be reasonable if you shop locally and cook some meals. Seasonal tourism adds peak weeks to be mindful of, but steady options exist year-round. Tip: build a simple monthly comparison across neighborhoods before you commit.

Daily life in Loveland centers on practical routines and easy access to nature. Housing search tips: look for older, well-kept units in neighborhoods like East Loveland or near Old Town for better value and proximity to trails. Food options range from farmers markets and local grocers to affordable casual dining; cooking at home stretches your budget. For transport, a car remains convenient, though bike lanes and regional buses help you save on short trips. Errands unfold smoothly with a compact shopping corridor and nearby services. Loveland, CO, United States living cost stays reasonable when you plan around seasonal sales. Tip: start with a two-week test stay in a couple of neighborhoods to sense daily costs.

Quality of life in Loveland blends outdoor access, a tight-knit community, and easy access to regional cities. A practical budgeting framework helps you stay flexible: track costs by housing, utilities, groceries, transport, and leisure, then set monthly targets. Anticipate seasonality, with winter heating and summer cooling shaping your utility patterns, and tailor plans accordingly. Neighborhood fit matters: Old Town offers activity and walkability, while east Loveland tends to feel calmer and more residential. Save with shared coworking spaces, membership programs at local gyms, and cooking at home for many meals. Take advantage of seasonal markets and outdoor festivals for low-cost recreation. Tip: build a simple weekly review to adjust your plan as needed.