Cost of Living in Lovech - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $680 (excluding rent), and $1,038 including rent.
Family of 3: Estimated monthly costs are $1,642 (excluding rent), and $2,181 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$12.01 BGN 20.27
$9.01 BGN 15.2
$18.02 BGN 30.4
Three-Course Dinner for Two, Mid-Range
$35.76 BGN 60.3
$35.76 BGN 60.3
$71.5 BGN 121
Fast Food Meal (McDonalds, etc)
$9.03 BGN 15.24
$7.83 BGN 13.2
$12.04 BGN 20.32
Cappuccino
$0.92 BGN 1.56
$0.92 BGN 1.56
$3.71 BGN 6.27
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.72 BGN 1.22
$0.72 BGN 1.22
$2.39 BGN 4.04
Water (0.33 liter bottle)
$0.49 BGN 0.83
$0.49 BGN 0.83
$1.85 BGN 3.12
Local Beer (0.5 liter draught)
$1.04 BGN 1.75
$1.04 BGN 1.75
$3.47 BGN 5.86
Imported Beer (0.33 liter bottle)
$2.02 BGN 3.41
$2.02 BGN 3.41
$4.63 BGN 7.81
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.88 BGN 3.18
$1.63 BGN 2.75
$2.21 BGN 3.73
White Bread (500g)
$1.21 BGN 2.05
$0.9 BGN 1.51
$1.81 BGN 3.05
Rice (white) (1kg)
$2.09 BGN 3.52
$1.21 BGN 2.05
$3.04 BGN 5.12
Eggs
$4.02 BGN 6.77
$2.9 BGN 4.89
$4.71 BGN 7.95
Local Cheese (1kg)
$12.61 BGN 21.26
$9.58 BGN 16.16
$17.96 BGN 30.3
Chicken Fillets (1kg)
$8.46 BGN 14.26
$5.23 BGN 8.83
$11.63 BGN 19.62
Beef Round Steak (1kg)
$13.05 BGN 22.02
$8.82 BGN 14.88
$17.64 BGN 29.75
Apples (1kg)
$1.89 BGN 3.18
$1.19 BGN 2.01
$2.38 BGN 4.01
Banana (1kg)
$1.89 BGN 3.2
$1.44 BGN 2.42
$2.7 BGN 4.56
Oranges (1kg)
$1.94 BGN 3.28
$1.16 BGN 1.96
$2.91 BGN 4.91
Tomato (1kg)
$2.85 BGN 4.81
$1.81 BGN 3.06
$3.63 BGN 6.12
Potato (1kg)
$1.16 BGN 1.96
$0.73 BGN 1.23
$1.82 BGN 3.06
Onion (1kg)
$1.05 BGN 1.77
$0.66 BGN 1.12
$1.79 BGN 3.03
Lettuce (1 head)
$1.22 BGN 2.05
$0.72 BGN 1.22
$1.8 BGN 3.03
Water (1.5 liter bottle)
$0.66 BGN 1.12
$0.48 BGN 0.81
$1.13 BGN 1.91
Cigarettes 20 Pack (Marlboro, Camel)
$3.89 BGN 6.56
$3.59 BGN 6.06
$4.19 BGN 7.07
Wine (Bottle)
$7.61 BGN 12.84
$5.86 BGN 9.88
$10.54 BGN 17.78
Local Beer (0.5 liter bottle)
$1.1 BGN 1.85
$0.76 BGN 1.28
$1.51 BGN 2.54
Imported Beer (0.33 liter bottle)
$1.81 BGN 3.06
$1.2 BGN 2.03
$2.4 BGN 4.05
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.85 BGN 1.43
$0.68 BGN 1.15
$0.85 BGN 1.43
Public Transport Monthly Pass (Regular Price)
$24.77 BGN 41.78
$13.76 BGN 23.21
$24.77 BGN 41.78
Taxi Start (Normal Tariff)
$1.48 BGN 2.5
$1.19 BGN 2.01
$1.84 BGN 3.11
Taxi (Normal Tariff) (1km)
$0.66 BGN 1.11
$0.61 BGN 1.03
$1.02 BGN 1.71
Taxi 1hour Waiting (Normal Tariff)
$14.32 BGN 24.16
$10.14 BGN 17.11
$17.9 BGN 30.2
Gasoline (1 liter)
$1.51 BGN 2.55
$1.36 BGN 2.3
$1.62 BGN 2.73
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K BGN 53.5K
$29K BGN 48.9K
$33.1K BGN 55.8K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.5K BGN 48.1K
$24.5K BGN 41.4K
$35.1K BGN 59.1K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$155 BGN 261
$108 BGN 183
$270 BGN 456
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.32 BGN 30.9
$14.36 BGN 24.22
$23.93 BGN 40.36
Internet (50+ Mbps, Unlimited Data)
$15.36 BGN 25.91
$11.89 BGN 20.05
$23.77 BGN 40.1
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$27.81 BGN 46.91
$19.47 BGN 32.85
$34.77 BGN 58.7
Tennis Court (1 Hour on Weekend)
$12.56 BGN 21.19
$7.52 BGN 12.69
$12.56 BGN 21.19
Cinema Ticket
$9.22 BGN 15.55
$8.64 BGN 14.58
$11.52 BGN 19.43
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$641 BGN 1,081
$476 BGN 802
$832 BGN 1,404
International Primary School, 1 Child (Yearly)
$5,550 BGN 9,362
$3,600 BGN 6,073
$6,000 BGN 10.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$71.2 BGN 120
$35.52 BGN 59.9
$130 BGN 220
Summer Dress (H&M, Zara, etc)
$36.45 BGN 61.5
$23.66 BGN 39.92
$47.32 BGN 79.8
Sport Shoes (Adidas, Nike)
$108 BGN 183
$71.5 BGN 121
$167 BGN 281
Men's Leather Business Shoes
$118 BGN 200
$67.2 BGN 113
$177 BGN 299
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$291 BGN 491
$207 BGN 350
$326 BGN 550
1-bedroom Apartment, Outside City Center (Monthly)
$229 BGN 386
$145 BGN 245
$229 BGN 386
3-bedroom Apartment, City Center (Monthly)
$468 BGN 789
$351 BGN 592
$468 BGN 789
3-bedroom Apartment, Outside City Center (Monthly)
$351 BGN 591
$263 BGN 444
$351 BGN 591
Buy Apartment in City Center (m2)
$1,303 BGN 2,198
$829 BGN 1,399
$1,421 BGN 2,397
Buy Apartment Outside City Center (m2)
$996 BGN 1,680
$703 BGN 1,186
$1,172 BGN 1,976
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$645 BGN 1,088
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.09
2.5
4
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Lovech - Frequently Asked Questions
How affordable is Lovech overall, and who tends to get good value from living there compared with other places?
Overall, Cost of Living in Lovech stays approachable for most travelers, expats, and digital nomads. Housing tends to be more affordable than Bulgaria’s big cities, with options ranging from compact apartments in the center to quieter units near the Osam river or on the hills. Groceries and meals at local taverns stay reasonably priced, especially when you shop at markets and favor seasonal produce. Seasonal tourism brings a lively buzz, but the pace remains relaxed. With steady budgeting and a willingness to shop locally, you can maintain a comfortable lifestyle here. Tip: explore short-term rentals to test neighborhoods before signing a longer lease.
What does daily life look like in Lovech in terms of housing search, food options, transport, and errands?
Daily life in Lovech centers on a manageable pace and practical options. For housing, many people start with local listings and short-term stays to sample neighborhoods – center for walkable access to shops, or outskirts for quieter mornings. Food is diverse and affordable, with bustling markets, bakeries, and family-run taverns where you can taste fresh produce and homemade dishes. Transport is practical: good bus connections, easy walking routes within the core, and nearby rail links for weekend trips. Errands and coworking spaces are easy to fit around a compact city footprint. Tip: map a few grocery routes and set up a weekly supermarket run to save time.
What budgeting approach helps balance quality of life with savings and choose the right neighborhood for your rhythm in Lovech?
To balance quality of life and savings, try a simple monthly budgeting framework: fix essentials like rent, utilities, and groceries, then allocate flexible funds for dining out and activities. Seasonality matters – heating in winter and cooler summers shift costs and routines. Neighborhood fit depends on commute distance, access to parks, and the riverfront vibe; center streets are lively while hillside areas feel quieter and have better views. Lovech living cost awareness helps you compare neighborhoods and plan your schedule around price changes and daylight hours. Tip: visit in different seasons to gauge price swings and daylight, then choose a base that matches your rhythm.
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