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Cost of Living in Lovech - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $635 (excluding rent), and $1,036 including rent.
Family of 3: Estimated monthly costs are $1,599 (excluding rent), and $2,142 including rent.
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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$11.92 BGNย 19.44
$8.94 BGNย 14.58
$17.89 BGNย 29.15
Three-Course Dinner for Two, Mid-Range
$35.07 BGNย 57.2
$35.07 BGNย 57.2
$70.2 BGNย 114
Fast Food Meal (McDonalds, etc)
$9.08 BGNย 14.80
$7.87 BGNย 12.83
$12.11 BGNย 19.73
Cappuccino
$0.89 BGNย 1.46
$0.89 BGNย 1.46
$3.59 BGNย 5.86
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.67 BGNย 1.10
$0.67 BGNย 1.10
$2.24 BGNย 3.66
Water (0.33 liter bottle)
$0.45 BGNย 0.74
$0.45 BGNย 0.74
$1.71 BGNย 2.79
Local Beer (0.5 liter draught)
$1.08 BGNย 1.76
$1.08 BGNย 1.76
$3.60 BGNย 5.87
Imported Beer (0.33 liter bottle)
$2.00 BGNย 3.27
$2.00 BGNย 3.27
$4.59 BGNย 7.48
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$1.86 BGNย 3.02
$1.60 BGNย 2.61
$2.18 BGNย 3.55
White Bread (500g)
$1.20 BGNย 1.96
$0.89 BGNย 1.45
$1.79 BGNย 2.92
Rice (white) (1kg)
$2.00 BGNย 3.26
$1.16 BGNย 1.90
$2.91 BGNย 4.74
Eggs
$3.90 BGNย 6.36
$2.82 BGNย 4.59
$4.58 BGNย 7.46
Local Cheese (1kg)
$12.21 BGNย 19.91
$9.28 BGNย 15.13
$17.41 BGNย 28.37
Chicken Fillets (1kg)
$8.49 BGNย 13.84
$5.26 BGNย 8.57
$11.68 BGNย 19.04
Beef Round Steak (1kg)
$13.20 BGNย 21.52
$8.92 BGNย 14.54
$17.84 BGNย 29.08
Apples (1kg)
$1.82 BGNย 2.96
$1.15 BGNย 1.87
$2.30 BGNย 3.74
Banana (1kg)
$1.93 BGNย 3.14
$1.46 BGNย 2.38
$2.75 BGNย 4.49
Oranges (1kg)
$1.94 BGNย 3.16
$1.16 BGNย 1.89
$2.91 BGNย 4.74
Tomato (1kg)
$2.86 BGNย 4.66
$1.82 BGNย 2.97
$3.64 BGNย 5.94
Potato (1kg)
$1.11 BGNย 1.80
$0.69 BGNย 1.13
$1.73 BGNย 2.82
Onion (1kg)
$1.05 BGNย 1.71
$0.66 BGNย 1.08
$1.79 BGNย 2.92
Lettuce (1 head)
$1.22 BGNย 1.99
$0.72 BGNย 1.18
$1.80 BGNย 2.94
Water (1.5 liter bottle)
$0.71 BGNย 1.16
$0.52 BGNย 0.84
$1.22 BGNย 1.99
Cigarettes 20 Pack (Marlboro, Camel)
$3.81 BGNย 6.22
$3.52 BGNย 5.74
$4.11 BGNย 6.70
Wine (Bottle)
$6.69 BGNย 10.91
$4.27 BGNย 6.95
$9.13 BGNย 14.89
Local Beer (0.5 liter bottle)
$1.08 BGNย 1.76
$0.75 BGNย 1.22
$1.49 BGNย 2.42
Imported Beer (0.33 liter bottle)
$1.73 BGNย 2.82
$1.15 BGNย 1.87
$2.30 BGNย 3.74
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.91 BGNย 1.48
$0.73 BGNย 1.20
$0.91 BGNย 1.48
Public Transport Monthly Pass (Regular Price)
$27.00 BGNย 44.01
$15.00 BGNย 24.45
$27.00 BGNย 44.01
Taxi Start (Normal Tariff)
$1.43 BGNย 2.32
$1.14 BGNย 1.87
$1.78 BGNย 2.89
Taxi (Normal Tariff) (1km)
$0.67 BGNย 1.09
$0.62 BGNย 1.01
$1.03 BGNย 1.68
Taxi 1hour Waiting (Normal Tariff)
$14.20 BGNย 23.15
$10.06 BGNย 16.39
$17.75 BGNย 28.93
Gasoline (1 liter)
$1.51 BGNย 2.47
$1.37 BGNย 2.23
$1.62 BGNย 2.64
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7K BGNย 53.3K
$29.9K BGNย 48.8K
$34.1K BGNย 55.6K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.3K BGNย 47.8K
$25.2K BGNย 41.1K
$36.0K BGNย 58.7K
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$153 BGNย 250
$107 BGNย 175
$268 BGNย 437
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.04 BGNย 29.41
$14.14 BGNย 23.05
$23.57 BGNย 38.41
Internet (50+ Mbps, Unlimited Data)
$15.39 BGNย 25.08
$11.91 BGNย 19.41
$23.82 BGNย 38.82
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$29.97 BGNย 48.84
$20.98 BGNย 34.20
$37.47 BGNย 61.1
Tennis Court (1 Hour on Weekend)
$14.72 BGNย 23.99
$8.81 BGNย 14.36
$14.72 BGNย 23.99
Cinema Ticket
$9.70 BGNย 15.82
$9.10 BGNย 14.83
$12.13 BGNย 19.77
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$626 BGNย 1,020
$465 BGNย 757
$813 BGNย 1,325
International Primary School, 1 Child (Yearly)
$5,382 BGNย 8,773
$3,491 BGNย 5,691
$5,819 BGNย 9,485
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$70.9 BGNย 116
$35.36 BGNย 57.6
$130 BGNย 211
Summer Dress (H&M, Zara, etc)
$36.80 BGNย 60.0
$23.89 BGNย 38.95
$47.79 BGNย 77.9
Sport Shoes (Adidas, Nike)
$109 BGNย 178
$72.0 BGNย 117
$168 BGNย 274
Men's Leather Business Shoes
$120 BGNย 196
$68.3 BGNย 111
$180 BGNย 293
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$294 BGNย 480
$210 BGNย 342
$330 BGNย 538
1-bedroom Apartment, Outside City Center (Monthly)
$232 BGNย 378
$147 BGNย 240
$232 BGNย 378
3-bedroom Apartment, City Center (Monthly)
$466 BGNย 760
$350 BGNย 570
$466 BGNย 760
3-bedroom Apartment, Outside City Center (Monthly)
$348 BGNย 567
$261 BGNย 425
$348 BGNย 567
Buy Apartment in City Center (m2)
$1,404 BGNย 2,288
$957 BGNย 1,560
$1,555 BGNย 2,535
Buy Apartment Outside City Center (m2)
$1,123 BGNย 1,830
$825 BGNย 1,345
$1,300 BGNย 2,119
๐Ÿ’ต Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$655 BGNย 1,068
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.09
2.5
4

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update: January 11, 2026

Lovech Median Internet Speeds (Updated December 2025)

Mobile

Download
34
Mbps
Upload
6
Mbps
Latency
21
ms

Fixed Broadband

Download
75
Mbps
Upload
55
Mbps
Latency
9
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Lovech - Frequently Asked Questions
How affordable is Lovech overall, and who tends to get good value from living there compared with other places?
Overall, Cost of Living in Lovech stays approachable for most travelers, expats, and digital nomads. Housing tends to be more affordable than Bulgariaโ€™s big cities, with options ranging from compact apartments in the center to quieter units near the Osam river or on the hills. Groceries and meals at local taverns stay reasonably priced, especially when you shop at markets and favor seasonal produce. Seasonal tourism brings a lively buzz, but the pace remains relaxed. With steady budgeting and a willingness to shop locally, you can maintain a comfortable lifestyle here. Tip: explore short-term rentals to test neighborhoods before signing a longer lease.
What does daily life look like in Lovech in terms of housing search, food options, transport, and errands?
Daily life in Lovech centers on a manageable pace and practical options. For housing, many people start with local listings and short-term stays to sample neighborhoods โ€“ center for walkable access to shops, or outskirts for quieter mornings. Food is diverse and affordable, with bustling markets, bakeries, and family-run taverns where you can taste fresh produce and homemade dishes. Transport is practical: good bus connections, easy walking routes within the core, and nearby rail links for weekend trips. Errands and coworking spaces are easy to fit around a compact city footprint. Tip: map a few grocery routes and set up a weekly supermarket run to save time.
What budgeting approach helps balance quality of life with savings and choose the right neighborhood for your rhythm in Lovech?
To balance quality of life and savings, try a simple monthly budgeting framework: fix essentials like rent, utilities, and groceries, then allocate flexible funds for dining out and activities. Seasonality matters โ€“ heating in winter and cooler summers shift costs and routines. Neighborhood fit depends on commute distance, access to parks, and the riverfront vibe; center streets are lively while hillside areas feel quieter and have better views. Lovech living cost awareness helps you compare neighborhoods and plan your schedule around price changes and daylight hours. Tip: visit in different seasons to gauge price swings and daylight, then choose a base that matches your rhythm.
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