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Cost of Living in Locarno - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,600 (excluding rent), and $2,801 including rent.
Family of 3: Estimated monthly costs are $3,626 (excluding rent), and $6,324 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$28.2 CHF 22.7
$25.07 CHF 20.18
$43.87 CHF 35.31
Three-Course Dinner for Two, Mid-Range
$150 CHF 120
$112 CHF 90.3
$175 CHF 140
Fast Food Meal (McDonalds, etc)
$16.69 CHF 13.43
$14.83 CHF 11.93
$18.54 CHF 14.92
Cappuccino
$4.88 CHF 3.93
$4.34 CHF 3.49
$7.32 CHF 5.89
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.96 CHF 3.99
$4.21 CHF 3.38
$6.13 CHF 4.93
Water (0.33 liter bottle)
$4.63 CHF 3.73
$4.42 CHF 3.55
$6.31 CHF 5.08
Local Beer (0.5 liter draught)
$7.42 CHF 5.97
$6.19 CHF 4.98
$9.28 CHF 7.47
Imported Beer (0.33 liter bottle)
$6.87 CHF 5.53
$5.38 CHF 4.33
$9.57 CHF 7.7
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.91 CHF 1.53
$1.91 CHF 1.53
$2.35 CHF 1.89
White Bread (500g)
$2.68 CHF 2.16
$1.19 CHF 0.96
$4.37 CHF 3.52
Rice (white) (1kg)
$2.52 CHF 2.03
$1.52 CHF 1.22
$6.26 CHF 5.04
Eggs
$5.81 CHF 4.67
$5.81 CHF 4.67
$9.44 CHF 7.6
Local Cheese (1kg)
$28.03 CHF 22.56
$20.02 CHF 16.11
$45.04 CHF 36.25
Chicken Fillets (1kg)
$14.76 CHF 11.88
$14.76 CHF 11.88
$40.58 CHF 32.66
Beef Round Steak (1kg)
$36.78 CHF 29.6
$31.14 CHF 25.06
$119 CHF 95.7
Apples (1kg)
$2.75 CHF 2.22
$2.5 CHF 2.01
$6.89 CHF 5.54
Banana (1kg)
$1.89 CHF 1.52
$1.64 CHF 1.32
$3.78 CHF 3.05
Oranges (1kg)
$1.8 CHF 1.45
$1.8 CHF 1.45
$3.47 CHF 2.79
Tomato (1kg)
$3.03 CHF 2.44
$3.03 CHF 2.44
$9.69 CHF 7.8
Potato (1kg)
$1.39 CHF 1.12
$1.14 CHF 0.91
$4.98 CHF 4.01
Onion (1kg)
$1.82 CHF 1.46
$1.82 CHF 1.46
$2.36 CHF 1.9
Lettuce (1 head)
$1.8 CHF 1.45
$1.08 CHF 0.87
$9.49 CHF 7.64
Water (1.5 liter bottle)
$0.77 CHF 0.62
$0.77 CHF 0.62
$2.11 CHF 1.7
Cigarettes 20 Pack (Marlboro, Camel)
$10.64 CHF 8.57
$10.34 CHF 8.32
$12.04 CHF 9.69
Wine (Bottle)
$16.92 CHF 13.62
$10.02 CHF 8.07
$37.6 CHF 30.26
Local Beer (0.5 liter bottle)
$2.18 CHF 1.75
$1.57 CHF 1.26
$2.42 CHF 1.94
Imported Beer (0.33 liter bottle)
$2.32 CHF 1.87
$1.95 CHF 1.57
$3.67 CHF 2.95
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.78 CHF 2.24
$2.47 CHF 1.99
$3.09 CHF 2.49
Public Transport Monthly Pass (Regular Price)
$99.4 CHF 80
$62.8 CHF 50.5
$106 CHF 85
Taxi Start (Normal Tariff)
$6.7 CHF 5.4
$6.09 CHF 4.9
$12.18 CHF 9.81
Taxi (Normal Tariff) (1km)
$4.18 CHF 3.36
$4.18 CHF 3.36
$4.51 CHF 3.63
Taxi 1hour Waiting (Normal Tariff)
$81.2 CHF 65.4
$81.2 CHF 65.4
$81.2 CHF 65.4
Gasoline (1 liter)
$2.14 CHF 1.72
$2.05 CHF 1.65
$2.43 CHF 1.96
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K CHF 28.3K
$35.1K CHF 28.3K
$41.1K CHF 33.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.1K CHF 33.9K
$40.5K CHF 32.6K
$45K CHF 36.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$330 CHF 265
$247 CHF 198
$472 CHF 380
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.07 CHF 20.18
$25.07 CHF 20.18
$86.5 CHF 69.6
Internet (50+ Mbps, Unlimited Data)
$46.63 CHF 37.52
$42.58 CHF 34.27
$60.8 CHF 48.95
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$74.1 CHF 59.6
$55.5 CHF 44.7
$111 CHF 89.4
Tennis Court (1 Hour on Weekend)
$30.29 CHF 24.38
-
Cinema Ticket
$21.32 CHF 17.16
$18.82 CHF 15.15
$21.32 CHF 17.16
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,468 CHF 1,181
$1,468 CHF 1,181
$1,468 CHF 1,181
International Primary School, 1 Child (Yearly)
$19.4K CHF 15.6K
$19.4K CHF 15.6K
$19.4K CHF 15.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$114 CHF 92
$98 CHF 78.9
$123 CHF 98.6
Summer Dress (H&M, Zara, etc)
$57.6 CHF 46.35
$48.5 CHF 39.04
$97 CHF 78.1
Sport Shoes (Adidas, Nike)
$122 CHF 98.1
$92.9 CHF 74.8
$136 CHF 110
Men's Leather Business Shoes
$122 CHF 98.3
$100 CHF 80.7
$144 CHF 116
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,063 CHF 856
$1,063 CHF 856
$1,876 CHF 1,510
1-bedroom Apartment, Outside City Center (Monthly)
$1,067 CHF 859
$1,004 CHF 808
$1,632 CHF 1,314
3-bedroom Apartment, City Center (Monthly)
$2,425 CHF 1,952
$2,149 CHF 1,730
$2,702 CHF 2,174
3-bedroom Apartment, Outside City Center (Monthly)
$2,248 CHF 1,809
$2,156 CHF 1,735
$2,340 CHF 1,884
Buy Apartment in City Center (m2)
$8,193 CHF 6,594
$6,455 CHF 5,195
$9,931 CHF 7,992
Buy Apartment Outside City Center (m2)
$6,387 CHF 5,140
$5,185 CHF 4,173
$7,588 CHF 6,107
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$6,816 CHF 5,486
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.17
2
2.5

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

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Cost of Living in Locarno - Frequently Asked Questions
How does Locarno compare in terms of overall affordability for travelers, expats, and digital nomads?
Locarno blends lakefront charm with a high standard of living. The Cost of Living in Locarno, Switzerland sits at the upper end by global standards, typical of Swiss towns, but you get stability, safety, and a relaxed, outdoor-friendly lifestyle that many travelers prize. It can feel more manageable for a longer stay if you choose neighborhoods a bit off the tourist paths or share housing. Seasonal tourism nudges prices in peak months, yet there are options for off-season pacing and easy lake access. Tip: Map a realistic transit and grocery plan to balance convenience with costs.
What does daily life look like here, including housing search, food options, transport, and coworking or errands?
Finding a home usually starts with local agents or trusted rental portals; expect deposits and paperwork, and consider living near the lake or the Old Town for easy access to markets and nightlife. Food options span markets with seasonal produce, bakery staples, and casual eateries; grocery budgeting can be flexible depending on whether you cook most meals or dine out. Transport relies on a dependable train network and buses; cycling is pleasant near the water. For work or study, look for coworking spaces that suit your hours. Locarno, Switzerland living cost influences how you plan groceries, commute, and leisure. Tip: Build a simple weekly routine that minimizes back-and-forth trips.
What factors influence quality of life and budgeting, and how can you choose a neighborhood that fits your pace and seasonality?
Quality of life here rewards a balanced approach: set a budgeting framework that separates housing, food, transport, and leisure, then adjust with the seasons. In summer, outdoor activities and lake visits may shift your routine and spending toward dining al fresco or events; in quieter months you might save by cooking at home and choosing neighborhood strolls. Neighborhood fit matters: lakeside paths feel lively and central, while hillside areas offer calmer mornings and easier access to hiking. Build in flexibility for transit changes or coworking space memberships. Tip: Track one or two large recurring costs and review them quarterly to stay aligned with your goals.

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