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Cost of Living in Karwar - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $306 (excluding rent), and $386 including rent.
Family of 3: Estimated monthly costs are $564 (excluding rent), and $848 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$2.66 ₹239
$1.07 ₹95.6
$4.73 ₹423
Three-Course Dinner for Two, Mid-Range
$12.86 ₹1,152
$10.53 ₹943
$23.39 ₹2,095
Fast Food Meal (McDonalds, etc)
$4 ₹359
$3.43 ₹307
$5.71 ₹512
Cappuccino
$2.07 ₹185
$0.71 ₹63.6
$5.3 ₹475
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.44 ₹39.18
$0.33 ₹29.81
$0.55 ₹49.4
Water (0.33 liter bottle)
$0.17 ₹15.36
$0.1 ₹9.22
$0.2 ₹17.67
Local Beer (0.5 liter draught)
$2.38 ₹213
$1.18 ₹106
$3.56 ₹319
Imported Beer (0.33 liter bottle)
$2.97 ₹266
$2.25 ₹202
$3.56 ₹319
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.56 ₹50.2
$0.36 ₹31.95
$0.68 ₹61.2
White Bread (500g)
$0.47 ₹42.02
$0.34 ₹30.64
$0.63 ₹56
Rice (white) (1kg)
$0.62 ₹55.5
$0.33 ₹29.87
$2.22 ₹199
Eggs
$1.04 ₹93.1
$0.81 ₹72.4
$1.47 ₹132
Local Cheese (1kg)
$4 ₹358
$2.26 ₹203
$4.72 ₹422
Chicken Fillets (1kg)
$2.82 ₹253
$1.59 ₹142
$6.8 ₹609
Apples (1kg)
$1.85 ₹166
$0.92 ₹82.8
$3.47 ₹311
Banana (1kg)
$0.65 ₹58.3
$0.65 ₹58.3
$2.26 ₹203
Oranges (1kg)
$0.91 ₹81.3
$0.79 ₹70.8
$1.7 ₹152
Tomato (1kg)
$0.42 ₹37.54
$0.22 ₹19.62
$1.1 ₹99
Potato (1kg)
$0.49 ₹43.79
$0.27 ₹24.22
$1.21 ₹108
Onion (1kg)
$0.46 ₹41.2
$0.24 ₹21.54
$1.21 ₹109
Lettuce (1 head)
$0.33 ₹29.8
$0.33 ₹29.8
$1.1 ₹98.8
Water (1.5 liter bottle)
$0.3 ₹27.16
$0.18 ₹15.92
$0.61 ₹54.3
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 ₹293
$2.73 ₹245
$5.35 ₹480
Wine (Bottle)
$3.26 ₹292
$2.18 ₹195
$8.68 ₹778
Local Beer (0.5 liter bottle)
$1.67 ₹149
$1.19 ₹107
$3.4 ₹305
Imported Beer (0.33 liter bottle)
$4.18 ₹374
$1.16 ₹104
$6.96 ₹623
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$4.56 ₹409
$4.17 ₹373
$5.77 ₹517
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.3 ₹27.13
$0.18 ₹15.9
$0.46 ₹41.16
Public Transport Monthly Pass (Regular Price)
$8.49 ₹760
$3.4 ₹304
$9.05 ₹811
Taxi Start (Normal Tariff)
$0.6 ₹53.3
$0.42 ₹37.69
$2.39 ₹214
Taxi (Normal Tariff) (1km)
$0.22 ₹19.65
$0.2 ₹17.94
$0.54 ₹48.7
Taxi 1hour Waiting (Normal Tariff)
$0.56 ₹50.5
$0.56 ₹50.5
$2.71 ₹243
Gasoline (1 liter)
$1.23 ₹110
$1.19 ₹107
$2.39 ₹214
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.5K ₹1M
$11.5K ₹1M
$20.8K ₹1.9M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.5K ₹1.6M
$16K ₹1.4M
$32.1K ₹2.9M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$32.05 ₹2,870
$23.31 ₹2,088
$58.3 ₹5,219
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.34 ₹299
$2.98 ₹267
$10.73 ₹961
Internet (50+ Mbps, Unlimited Data)
$6.89 ₹617
$5.74 ₹514
$11.48 ₹1,029
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$15.66 ₹1,402
$6.61 ₹592
$22.87 ₹2,049
Tennis Court (1 Hour on Weekend)
$6.95 ₹622
$2.88 ₹258
$9.2 ₹824
Cinema Ticket
$2.88 ₹258
$2.31 ₹207
$6.92 ₹620
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$61.9 ₹5,545
$50.9 ₹4,558
$176 ₹15.8K
International Primary School, 1 Child (Yearly)
$952 ₹85.3K
$733 ₹65.6K
$1,172 ₹105K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$32.69 ₹2,928
$11.68 ₹1,046
$70.1 ₹6,276
Summer Dress (H&M, Zara, etc)
$30.06 ₹2,693
$23.28 ₹2,085
$46.55 ₹4,170
Sport Shoes (Adidas, Nike)
$35.49 ₹3,179
$29.57 ₹2,649
$94.7 ₹8,478
Men's Leather Business Shoes
$34.54 ₹3,094
$23.03 ₹2,063
$46.06 ₹4,126
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$126 ₹11.3K
$82.6 ₹7,400
$177 ₹15.9K
1-bedroom Apartment, Outside City Center (Monthly)
$77.2 ₹6,912
$54.5 ₹4,880
$106 ₹9,497
3-bedroom Apartment, City Center (Monthly)
$277 ₹24.8K
$176 ₹15.8K
$371 ₹33.2K
3-bedroom Apartment, Outside City Center (Monthly)
$183 ₹16.4K
$118 ₹10.6K
$236 ₹21.1K
Buy Apartment in City Center (m2)
$867 ₹77.7K
$483 ₹43.3K
$870 ₹77.9K
Buy Apartment Outside City Center (m2)
$574 ₹51.4K
$336 ₹30.1K
$574 ₹51.4K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$498 ₹44.6K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.69
6
9

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 30, 2025

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Cost of Living in Karwar - Frequently Asked Questions
How does Karwar compare in overall affordability and value for travelers, expats, and digital nomads?
Karwar tends to offer a favorable balance for travelers and remote workers compared with larger Indian metros, though pockets of expense appear during peak season. In general, housing options range from modest guesthouses to furnished apartments, with longer leases often bringing stability. Daily needs – groceries, seafood, and produce – feel affordable when you shop at local markets. Utilities can vary with the monsoon and tourist cycles, and pace of life can influence your monthly spend. For context, Cost of Living in Karwar, India is generally moderate compared with major urban centers. Tip: Start with a short stay to test neighborhoods and seasonal costs.
What does daily life look like in Karwar, from housing search to food, transport, and errands?
Start by scouting furnished apartments with flexible leases in central Karwar or quieter inland pockets. Short-term stays let you test neighborhoods, commute times, and noise levels before signing longer contracts. Food options are varied: local markets offer fresh produce and seafood at reasonable prices, while casual eateries provide inexpensive, flavorful meals. Transport is practical via auto-rickshaws, buses, and scooter rentals; walking is pleasant in the town core. Co-working spaces exist, but many nomads rely on Wi-Fi-enabled cafes or libraries. Errands are straightforward at markets, bakeries, and pharmacies; take advantage of early morning runs for the best selection. Karwar, India living cost tends to stay approachable outside peak tourist periods. Tip: Plan to stock up on staples at dawn markets to maximize choices and save time.
How can you maximize quality of life, budgeting, seasonality, and neighborhood fit in Karwar?
Quality of life comes from a practical budget and neighborhood fit. Adopt a simple framework: essentials (housing, utilities, groceries) versus discretionary expenses (eating out, hobbies) with a monthly cap for convenience. Cooking with fresh market produce and seafood can trim costs, while shopping outside peak tourist weeks preserves value. Seasonality shifts crowds and prices, so consider negotiating rents in the off-season and planning trips during shoulder months. For neighborhood fit, choose a base near good transport links but with quieter streets if you value sleep and stability; coastal pockets offer energy, inland zones bring cooler evenings. Tip: build a flexible calendar that aligns work, rest, and exploration.

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