Cost of Living in Isle of Islay - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,056 (excluding rent), and $2,354 including rent.
Family of 3: Estimated monthly costs are $2,774 (excluding rent), and $4,752 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$20.7 £15.24
$17.87 £13.15
$41.41 £30.47
Three-Course Dinner for Two, Mid-Range
$95.1 £70
$68 £50
$116 £85
Fast Food Meal (McDonalds, etc)
$10.16 £7.48
$8.13 £5.98
$10.84 £7.98
Cappuccino
$4.33 £3.18
$2.64 £1.95
$6.6 £4.86
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.3 £1.69
$1.38 £1.02
$3.18 £2.34
Water (0.33 liter bottle)
$1.38 £1.01
$0.9 £0.67
$2.79 £2.06
Local Beer (0.5 liter draught)
$5.9 £4.34
$5.14 £3.78
$7.2 £5.3
Imported Beer (0.33 liter bottle)
$5.77 £4.25
$4.15 £3.06
$6.5 £4.79
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.14 £1.57
$1.38 £1.02
$2.77 £2.04
White Bread (500g)
$1.54 £1.13
$1.37 £1.01
$2.41 £1.77
Rice (white) (1kg)
$2.51 £1.84
$0.6 £0.44
$5.38 £3.96
Eggs
$4.88 £3.59
$1.96 £1.44
$8.23 £6.06
Local Cheese (1kg)
$8.15 £6
$2.69 £1.98
$14.75 £10.85
Chicken Fillets (1kg)
$9.66 £7.11
$3.35 £2.47
$11.79 £8.68
Beef Round Steak (1kg)
$15.81 £11.64
$11 £8.1
$20.63 £15.18
Apples (1kg)
$3.26 £2.4
$1.68 £1.23
$4.19 £3.09
Banana (1kg)
$2.4 £1.76
$1.38 £1.01
$2.75 £2.02
Oranges (1kg)
$2.61 £1.92
$2.01 £1.48
$4.02 £2.96
Tomato (1kg)
$4.66 £3.43
$1.39 £1.03
$9.74 £7.17
Potato (1kg)
$2.21 £1.63
$0.84 £0.62
$2.79 £2.06
Onion (1kg)
$1.94 £1.43
$0.84 £0.62
$2.77 £2.04
Lettuce (1 head)
$1.21 £0.89
$0.8 £0.59
$1.32 £0.97
Water (1.5 liter bottle)
$2.09 £1.54
$1.34 £0.99
$2.94 £2.17
Cigarettes 20 Pack (Marlboro, Camel)
$18.66 £13.73
$18.66 £13.73
$20 £14.72
Wine (Bottle)
$12.39 £9.12
$8.26 £6.08
$20.65 £15.2
Local Beer (0.5 liter bottle)
$3.28 £2.41
$2.45 £1.8
$5.3 £3.9
Imported Beer (0.33 liter bottle)
$2.99 £2.2
$2.07 £1.52
$5.23 £3.85
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.38 £2.49
$2.73 £2.01
$4.1 £3.01
Public Transport Monthly Pass (Regular Price)
$98.2 £72.3
$65.5 £48.18
$113 £83.1
Taxi Start (Normal Tariff)
$4.65 £3.42
$3.85 £2.83
$5.3 £3.9
Taxi (Normal Tariff) (1km)
$1.6 £1.17
$1.35 £0.99
$1.93 £1.42
Taxi 1hour Waiting (Normal Tariff)
$21.16 £15.57
$18.66 £13.74
$29.87 £21.98
Gasoline (1 liter)
$1.95 £1.44
$1.88 £1.39
$1.96 £1.45
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.9K £28.7K
$38.9K £28.7K
$38.9K £28.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$46.2K £34K
$40.7K £29.9K
$46.2K £34K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$236 £174
$172 £127
$349 £257
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.43 £10.62
$10.94 £8.05
$17.09 £12.57
Internet (50+ Mbps, Unlimited Data)
$47.82 £35.19
$37.16 £27.34
$74.3 £54.7
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$46.39 £34.14
$27.49 £20.23
$61.9 £45.52
Cinema Ticket
$12.74 £9.37
$9.38 £6.91
$20.11 £14.8
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,617 £1,190
$1,367 £1,006
$1,982 £1,458
International Primary School, 1 Child (Yearly)
$16.5K £12.2K
$16.5K £12.2K
$16.5K £12.2K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$97.2 £71.5
$67.8 £49.9
$122 £89.8
Summer Dress (H&M, Zara, etc)
$65 £47.8
$20.16 £14.84
$108 £79.1
Sport Shoes (Adidas, Nike)
$133 £98.2
$40.04 £29.46
$160 £118
Men's Leather Business Shoes
$119 £87.9
$60.6 £44.57
$188 £139
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,090 £802
$848 £624
$1,090 £802
1-bedroom Apartment, Outside City Center (Monthly)
$930 £684
$694 £510
$977 £719
3-bedroom Apartment, City Center (Monthly)
$1,954 £1,438
$1,518 £1,117
$2,085 £1,534
3-bedroom Apartment, Outside City Center (Monthly)
$1,878 £1,382
$1,427 £1,050
$2,103 £1,548
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
5.9
5.9
5.9
Citycost data is based on AI and user input – minor inaccuracies may occur.
Cost of Living in Isle of Islay - Frequently Asked Questions
How affordable is the Isle of Islay for travelers, expats, and digital nomads?
Islay offers a mix of affordability and constraints typical of a rural Scottish island. You'll find groceries and everyday goods aligning with regional UK averages, while some imported items are pricier due to transport. Housing tends to be the main cost driver: longer lets or sturdy rural homes are available, but supply can be limited outside peak season. Utilities and internet can be reasonable, but you'll want a robust router and potential backup power in winter winds. Overall, Cost of Living in Isle of Islay, United Kingdom tends to reward longer stays and careful budgeting, especially around travel costs and seasonal demand. Tip: Build a flexible plan that prioritizes your essential needs and explores local alternatives.
What are practical daily-life options for housing, meals, transport, and coworking on the island?
On Islay, practical daily life hinges on a slower pace and smart planning. Housing is clustered in Bowmore, Port Ellen, and nearby villages, with cottages and small flats that fill quickly in season. Start your search early, use local agents, and book viewings by appointment. For meals, opt for local shops, pubs, and seasonal seafood; many residents cook at home to control costs. Transport is car-centric; a reliable vehicle helps reach distilleries and beaches, and occasional bus routes cover core routes. For coworking, look for quiet corners in cafes or small community spaces when available. Isle of Islay, United Kingdom living cost shifts with ferry timing and tourism. Tip: Scout listings weekly and stay flexible on move-in dates to catch seasonal deals.
How does one balance quality of life and budgeting on Islay, including seasonal changes and neighborhood fit?
Quality of life on Islay blends outdoor access with a compact community feel. If you plan long enough, you can strike a balance between affordable local produce and occasional splurges on a distillery tour or seafood feast. A simple budgeting framework helps: separate fixed costs (rent, internet) from flexible ones (eating out, transport to ferries); track seasonal shifts in ferry fares and energy needs. Neighborhood fit tends to favor Bowmore, Port Ellen, or smaller clusters depending on your work and social calendar. Embrace the slower pace, bring a reliable plan B for wind-related outages, and connect with local clubs or cowork spaces for social and work balance. Tip: Pack for variable weather and build a local network to tap into shared resources.
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