Cost of Living in Hernando, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,082 (excluding rent), and $2,671 including rent.

Family of 3: Estimated monthly costs are $2,924 (excluding rent), and $5,115 including rent.

Meal at Budget Restaurant

$20.38 $20.38

$15.29 $15.29

$40.77 $40.77

Three-Course Dinner for Two, Mid-Range

$78.5 $78.5

$54 $54

$157 $157

Fast Food Meal (McDonalds, etc)

$11.94 $11.94

$9.95 $9.95

$12.94 $12.94

Cappuccino

$5.13 $5.13

$3.06 $3.06

$7.17 $7.17

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 $2.67

$1.99 $1.99

$3.97 $3.97

Water (0.33 liter bottle)

$2.06 $2.06

$1.52 $1.52

$4.04 $4.04

Local Beer (0.5 liter draught)

$6.84 $6.84

$4.89 $4.89

$9.77 $9.77

Imported Beer (0.33 liter bottle)

$7.94 $7.94

$6.95 $6.95

$9.93 $9.93

Milk (1 liter)

$1.19 $1.19

$0.81 $0.81

$1.57 $1.57

White Bread (500g)

$3.58 $3.58

$2.66 $2.66

$5.97 $5.97

Rice (white) (1kg)

$3.97 $3.97

$2.21 $2.21

$6.64 $6.64

Eggs

$4.54 $4.54

$2.35 $2.35

$7.14 $7.14

Local Cheese (1kg)

$10.13 $10.13

$8.37 $8.37

$44.15 $44.15

Chicken Fillets (1kg)

$11.64 $11.64

$5.71 $5.71

$24.55 $24.55

Beef Round Steak (1kg)

$15.91 $15.91

$10.97 $10.97

$30.77 $30.77

Apples (1kg)

$6.48 $6.48

$3.05 $3.05

$10.14 $10.14

Banana (1kg)

$1.45 $1.45

$1.09 $1.09

$3.28 $3.28

Oranges (1kg)

$3.89 $3.89

$1.97 $1.97

$6.92 $6.92

Tomato (1kg)

$4.69 $4.69

$1.96 $1.96

$6.95 $6.95

Potato (1kg)

$3.34 $3.34

$1.46 $1.46

$4.49 $4.49

Onion (1kg)

$3.6 $3.6

$2.17 $2.17

$7.96 $7.96

Lettuce (1 head)

$1.74 $1.74

$1.55 $1.55

$2.92 $2.92

Water (1.5 liter bottle)

$2.31 $2.31

$1.47 $1.47

$3.34 $3.34

Cigarettes 20 Pack (Marlboro, Camel)

$7.13 $7.13

$4.89 $4.89

$8.85 $8.85

Wine (Bottle)

$14.88 $14.88

$9.92 $9.92

$24.87 $24.87

Local Beer (0.5 liter bottle)

$2.53 $2.53

$1.75 $1.75

$4.34 $4.34

Imported Beer (0.33 liter bottle)

$1.71 $1.71

$4.56 $4.56

One-way Ticket (Public Transport)

$1.98 $1.98

$1.24 $1.24

$1.98 $1.98

Taxi Start (Normal Tariff)

$2.53 $2.53

$3.55 $3.55

Taxi (Normal Tariff) (1km)

$1.46 $1.46

$1.38 $1.38

$1.53 $1.53

Taxi 1hour Waiting (Normal Tariff)

$30.56 $30.56

$35.66 $35.66

Gasoline (1 liter)

$0.88 $0.88

$0.77 $0.77

$0.96 $0.96

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K $33.9K

$23.4K $23.4K

$36K $36K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.1K $25.1K

$29.9K $29.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$230 $230

$123 $123

$406 $406

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.6 $69.6

$30.18 $30.18

$121 $121

Internet (50+ Mbps, Unlimited Data)

$70 $70

$50.2 $50.2

$115 $115

Gym Membership (Monthly)

$43.5 $43.5

$17.7 $17.7

$50.6 $50.6

Cinema Ticket

$15.96 $15.96

$11.96 $11.96

$19.95 $19.95

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,280 $1,280

$1,104 $1,104

$1,775 $1,775

International Primary School, 1 Child (Yearly)

$13.8K $13.8K

$15.8K $15.8K

Jeans (Levis 501 Or Similar)

$57.5 $57.5

$30.42 $30.42

$81.1 $81.1

Summer Dress (H&M, Zara, etc)

$37.02 $37.02

$20.13 $20.13

$65.4 $65.4

Sport Shoes (Adidas, Nike)

$94.7 $94.7

$59 $59

$128 $128

Men's Leather Business Shoes

$135 $135

$68.9 $68.9

$197 $197

1-bedroom Apartment, City Center (Monthly)

$1,605 $1,605

$1,202 $1,202

$1,860 $1,860

1-bedroom Apartment, Outside City Center (Monthly)

$1,366 $1,366

$1,009 $1,009

$1,514 $1,514

3-bedroom Apartment, City Center (Monthly)

$2,659 $2,659

$2,022 $2,022

$3,033 $3,033

3-bedroom Apartment, Outside City Center (Monthly)

$2,223 $2,223

$1,701 $1,701

$2,501 $2,501

Buy Apartment in City Center (m2)

$3,064 $3,064

$2,247 $2,247

$3,064 $3,064

Buy Apartment Outside City Center (m2)

$2,715 $2,715

$2,218 $2,218

$2,715 $2,715

20-Year Fixed Mortgage Interest Rate (Annual %)

6.48

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 30, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Hernando, FL - Frequently Asked Questions

Compared with major metro areas on Florida’s Gulf Coast and beyond, the area around Hernando tends to feel more affordable for everyday living. You’ll find a balance between suburban calm and reasonable access to services, with simple dining, groceries, and healthcare options that cover essentials without the high premiums you see in bigger cities. The appeal for travelers and digital nomads is the pace: fewer crowds, flexible work environments in smaller towns, and easy weekend escapes to nature or the coast. It’s not flashy, but you can sustain a comfortable routine with careful budgeting and longer-term leases that reduce monthly costs. Cost of Living in Hernando, FL, United States offers value without sacrificing basic convenience. Tip: Start with a month-long stay to judge fit.

Daily life here centers on a car-friendly, small-town rhythm. Housing options range from older single-family homes to newer rentals, often with larger yards. Grocery stores, casual eateries, and farmers markets provide affordable options if you cook at home. For work, seek small shared offices or cafes with reliable Wi‑Fi; expect longer drives to bigger hubs for specialized services. Public transit is limited, so plan errands and shopping in a single trip. When you weigh the Hernando, FL, United States living cost, you’ll notice choices that help keep monthly expenses predictable, especially with longer lease terms. Tip: Build a flexible weekly routine to cut back on extra trips.

Quality of life here is shaped by outdoor access, a friendly small-town feel, and proximity to nature. You can balance work and play with parks, trails, and nearby springs. A practical budgeting approach centers on predictable fixed costs (rent, utilities) and flexible spending for groceries and dining out. Seek neighborhoods with shade, proximity to essential services, and good walking routes for errands. In hurricane season, have a simple emergency plan and a safety kit; summer humidity affects comfort and cooling costs. Neighborhood fit often comes down to pace, drive times, and access to parks. Tip: Map a weekend itinerary to test where you’ll most enjoy your spare hours.