Cost of Living in Hafnarfjordur - Updated Prices & Insights

120.45
Solo nomad: Estimated monthly costs are $1,607 (excluding rent), and $3,673 including rent.
Family of 3: Estimated monthly costs are $4,230 (excluding rent), and $6,764 including rent.
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$26.54 ISK 3,310
$15.05 ISK 1,878
$47.53 ISK 5,930
Three-Course Dinner for Two, Mid-Range
$146 ISK 18.2K
$80.9 ISK 10.1K
$243 ISK 30.3K
Fast Food Meal (McDonalds, etc)
$15.95 ISK 1,989
$15.95 ISK 1,989
$26.84 ISK 3,349
Cappuccino
$6.2 ISK 774
$4.08 ISK 509
$7.74 ISK 966
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.22 ISK 401
$2.33 ISK 291
$3.9 ISK 487
Water (0.33 liter bottle)
$2.5 ISK 311
$1.95 ISK 243
$3.75 ISK 468
Local Beer (0.5 liter draught)
$12.78 ISK 1,594
$7.99 ISK 996
$14.37 ISK 1,793
Imported Beer (0.33 liter bottle)
$11.33 ISK 1,413
$8.9 ISK 1,111
$14.57 ISK 1,818
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.7 ISK 212
$1.64 ISK 204
$2.88 ISK 359
White Bread (500g)
$4.37 ISK 545
$2.68 ISK 335
$8.23 ISK 1,027
Rice (white) (1kg)
$3.59 ISK 448
$2.34 ISK 292
$6.16 ISK 769
Eggs
$6.32 ISK 788
$4.78 ISK 596
$8.61 ISK 1,074
Local Cheese (1kg)
$17.9 ISK 2,233
$11.1 ISK 1,385
$23.79 ISK 2,968
Chicken Fillets (1kg)
$23.83 ISK 2,973
$11.92 ISK 1,488
$28.3 ISK 3,531
Beef Round Steak (1kg)
$43.01 ISK 5,366
$24.41 ISK 3,045
$57.1 ISK 7,118
Apples (1kg)
$3.37 ISK 421
$2.22 ISK 277
$4.96 ISK 618
Banana (1kg)
$2.35 ISK 293
$2.17 ISK 271
$4.35 ISK 542
Oranges (1kg)
$3.13 ISK 391
$2.48 ISK 309
$4.95 ISK 618
Tomato (1kg)
$4.94 ISK 617
$3.58 ISK 447
$7.15 ISK 892
Potato (1kg)
$3.58 ISK 446
$2.39 ISK 298
$4.46 ISK 556
Onion (1kg)
$2.42 ISK 302
$1.43 ISK 179
$4.49 ISK 560
Lettuce (1 head)
$3.13 ISK 391
$1.82 ISK 227
$5.21 ISK 650
Water (1.5 liter bottle)
$1.93 ISK 240
$0.98 ISK 122
$3.54 ISK 442
Cigarettes 20 Pack (Marlboro, Camel)
$13.65 ISK 1,702
$12.04 ISK 1,502
$15.17 ISK 1,893
Wine (Bottle)
$23.68 ISK 2,954
$15.78 ISK 1,969
$35.52 ISK 4,431
Local Beer (0.5 liter bottle)
$3.71 ISK 463
$3.26 ISK 407
$4.09 ISK 510
Imported Beer (0.33 liter bottle)
$3.22 ISK 401
$2.05 ISK 256
$4.73 ISK 590
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$5.19 ISK 647
$3.71 ISK 463
$5.44 ISK 678
Public Transport Monthly Pass (Regular Price)
$82.4 ISK 10.3K
-
Taxi Start (Normal Tariff)
$6.4 ISK 799
$5.68 ISK 708
$8.11 ISK 1,012
Taxi (Normal Tariff) (1km)
$2.54 ISK 317
$2.11 ISK 263
$3.37 ISK 420
Taxi 1hour Waiting (Normal Tariff)
$87.6 ISK 10.9K
$81 ISK 10.1K
$98.1 ISK 12.2K
Gasoline (1 liter)
$2.43 ISK 303
$2.29 ISK 286
$2.54 ISK 316
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$47.9K ISK 6M
$44.7K ISK 5.6M
$50.4K ISK 6.3M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$51.3K ISK 6.4M
$49K ISK 6.1M
$55.3K ISK 6.9M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$67.8 ISK 8,452
$60.3 ISK 7,520
$199 ISK 24.9K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.31 ISK 3,407
$20 ISK 2,496
$40.01 ISK 4,991
Internet (50+ Mbps, Unlimited Data)
$84.9 ISK 10.6K
$60.1 ISK 7,494
$120 ISK 15K
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$65.5 ISK 8,175
-
Cinema Ticket
$16.41 ISK 2,047
$14.45 ISK 1,803
$18.46 ISK 2,303
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$323 ISK 40.3K
$270 ISK 33.7K
$404 ISK 50.4K
International Primary School, 1 Child (Yearly)
$30.1K ISK 3.8M
$30.1K ISK 3.8M
$30.1K ISK 3.8M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$120 ISK 14.9K
$95.7 ISK 11.9K
$175 ISK 21.9K
Summer Dress (H&M, Zara, etc)
$62.8 ISK 7,835
$40.96 ISK 5,110
$107 ISK 13.3K
Sport Shoes (Adidas, Nike)
$122 ISK 15.2K
$122 ISK 15.2K
$244 ISK 30.4K
Men's Leather Business Shoes
$264 ISK 33K
$144 ISK 17.9K
$336 ISK 41.9K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,415 ISK 301.3K
-
1-bedroom Apartment, Outside City Center (Monthly)
$2,030 ISK 253.2K
$1,948 ISK 243.1K
$2,111 ISK 263.3K
3-bedroom Apartment, City Center (Monthly)
$3,233 ISK 403.4K
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,607 ISK 325.2K
$2,200 ISK 274.4K
$3,014 ISK 376K
Buy Apartment in City Center (m2)
$6,850 ISK 854.6K
-
Buy Apartment Outside City Center (m2)
$6,754 ISK 842.6K
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,659 ISK 581.3K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.63
5
11
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Hafnarfjordur - Frequently Asked Questions
How does Hafnarfjordur compare in affordability for travelers, expats, and digital nomads, and who tends to get good value here?
Compared to central Reykjavik, Hafnarfjordur offers a quieter base with similar access to city amenities, which can feel like better value for longer stays. The Cost of Living in Hafnarfjordur leans toward what a nomad or expat needs: reliable groceries, affordable dining options outside peak areas, and a range of housing from compact apartments to family-friendly units. Expect seasonal shifts in energy and transport costs, but overall you’ll enjoy shorter commutes and less congestion. Neighborhoods near the harbor or old town add charm without the Reykjavik price tag. Tip: Start with a short stay to scope out neighborhoods, then book longer in advance to lock favorable rates.
What does daily life look like in Hafnarfjordur – housing search, groceries, dining, transport, and coworking options?
A day-to-day rhythm leans on a good balance of local essentials and access to Reykjavik. For housing, look for well-connected districts within walking distance to shops, parks, and the harbor; many finds are compact and efficient, ideal for a nomad with gear. Grocery options span supermarkets and small markets with Icelandic produce and fish, while dining ranges from casual cafés to robust take-away. Transport leans on buses and bike paths; winter weather means solid planning for shorter daylight hours. Co-working spaces cluster in town centers and near the bus routes. Hafnarfjordur living cost matters for planning groceries and rent as you set routines. Tip: Try a neighborhood walk to identify quiet streets and reliable transit.
How do you gauge quality of life, budgeting, and seasonal changes to fit Hafnarfjordur into your travel or expat plan, including neighborhood fit?
Quality of life here combines safety, nature, and a compact town feel with easy access to larger Reykjavík amenities. A practical budgeting framework is to separate housing, groceries, and utilities, then allocate flexible funds for dining and experiences – seasonality naturally affects these choices. In summer, outdoor pools, beaches, and local markets shine; in winter, geothermal baths and cozy cafés become anchors. When choosing a neighborhood, test proximity to transit, a grocery store, and a gym or coworking hub. Use a trial week to map your routines, then decide on a longer stay that matches your pace and preferred pace of life. Tip: build a simple weekly plan to keep spending intentional.
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