Last update: Nov 2026 63.6K

Cost of Living in Guernsey

Name: Guernsey
Address: GG

Across Guernsey, living costs for one person average $3,453 a month, including rent and utilities, which take about two thirds of the total. Other living expenses average about $38 a day.

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🇬🇬 Guernsey

Monthly Cost of Living

How much you'll spend in Guernsey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Guernsey actually costs, broken down by who's living it.

A single person spends around $3,453 per month with rent on average in Guernsey.

$3,453 /mo

A couple spends around $4,941 per month with rent on average in Guernsey.

$4,941 /mo

A family of three spends around $6,429 per month with rent on average in Guernsey.

$6,429 /mo

Across 5 cities in Guernsey, monthly living costs range from $239 to $3,584 – a $3,345 difference that makes location a key factor.

Meal at Budget Restaurant

$21.18 GGP 15.82

$16.40 GGP 12.25

$40.99 GGP 30.62

Three-Course Dinner for Two, Mid-Range

$88.9 GGP 66.4

$67.8 GGP 50.7

$129 GGP 96.3

Fast Food Meal (McDonalds, etc)

$9.31 GGP 6.96

$9.26 GGP 6.92

$10.66 GGP 7.97

Cappuccino

$5.17 GGP 3.86

$3.43 GGP 2.56

$5.49 GGP 4.10

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 GGP 2.17

$1.83 GGP 1.37

$5.23 GGP 3.91

Water (0.33 liter bottle)

$2.24 GGP 1.67

$1.37 GGP 1.03

$2.75 GGP 2.05

Local Beer (0.5 liter draught)

$6.62 GGP 4.94

$5.29 GGP 3.96

$8.08 GGP 6.04

Imported Beer (0.33 liter bottle)

$6.62 GGP 4.94

$7.94 GGP 5.93

Milk (1 liter)

$2.54 GGP 1.90

$1.92 GGP 1.43

$2.81 GGP 2.10

White Bread (500g)

$1.92 GGP 1.44

$0.98 GGP 0.73

$4.04 GGP 3.02

Rice (white) (1kg)

$3.44 GGP 2.57

$3.03 GGP 2.27

$4.23 GGP 3.16

Eggs

$5.70 GGP 4.26

$3.34 GGP 2.50

$8.00 GGP 5.97

Local Cheese (1kg)

$15.41 GGP 11.51

$8.11 GGP 6.06

$21.60 GGP 16.13

Chicken Fillets (1kg)

$12.34 GGP 9.21

$9.25 GGP 6.91

$15.87 GGP 11.85

Beef Round Steak (1kg)

$9.85 GGP 7.36

$9.20 GGP 6.87

$10.52 GGP 7.86

Apples (1kg)

$5.63 GGP 4.20

$2.58 GGP 1.93

$7.96 GGP 5.95

Banana (1kg)

$3.55 GGP 2.65

$1.44 GGP 1.07

$4.72 GGP 3.53

Oranges (1kg)

$4.55 GGP 3.40

$3.35 GGP 2.50

$9.70 GGP 7.24

Tomato (1kg)

$4.92 GGP 3.68

$2.03 GGP 1.51

$6.08 GGP 4.54

Potato (1kg)

$3.00 GGP 2.24

$1.34 GGP 1.00

$4.73 GGP 3.53

Onion (1kg)

$3.09 GGP 2.31

$2.04 GGP 1.52

$3.67 GGP 2.74

Lettuce (1 head)

$3.34 GGP 2.49

$2.42 GGP 1.81

$3.91 GGP 2.92

Water (1.5 liter bottle)

$2.12 GGP 1.59

$1.03 GGP 0.77

$4.08 GGP 3.05

Cigarettes 20 Pack (Marlboro, Camel)

$15.61 GGP 11.66

$13.37 GGP 9.99

$20.36 GGP 15.21

Wine (Bottle)

$13.65 GGP 10.19

$10.92 GGP 8.16

$16.37 GGP 12.23

Local Beer (0.5 liter bottle)

$3.29 GGP 2.46

$2.08 GGP 1.56

$3.93 GGP 2.93

Imported Beer (0.33 liter bottle)

$2.30 GGP 1.72

$1.31 GGP 0.98

$3.28 GGP 2.45

One-way Ticket (Public Transport)

$2.05 GGP 1.53

$1.71 GGP 1.28

$2.45 GGP 1.83

Public Transport Monthly Pass (Regular Price)

$36.15 GGP 27.01

$34.11 GGP 25.48

$38.20 GGP 28.53

Taxi Start (Normal Tariff)

$8.91 GGP 6.66

$5.98 GGP 4.47

$13.31 GGP 9.94

Taxi (Normal Tariff) (1km)

$2.19 GGP 1.63

Taxi 1hour Waiting (Normal Tariff)

$39.98 GGP 29.87

Gasoline (1 liter)

$2.15 GGP 1.60

$1.99 GGP 1.49

$2.21 GGP 1.65

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.2K GGP 30.8K

$39.9K GGP 29.8K

$42.6K GGP 31.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.8K GGP 33.5K

$40.7K GGP 30.4K

$48.9K GGP 36.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 GGP 102

$107 GGP 79.7

$170 GGP 127

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.41 GGP 16.74

$21.35 GGP 15.95

$33.38 GGP 24.94

Internet (50+ Mbps, Unlimited Data)

$56.8 GGP 42.45

$47.08 GGP 35.17

$67.3 GGP 50.2

Gym Membership (Monthly)

$80.8 GGP 60.4

$54.2 GGP 40.47

$116 GGP 87.0

Tennis Court (1 Hour on Weekend)

$16.48 GGP 12.31

$6.59 GGP 4.92

$26.36 GGP 19.69

Cinema Ticket

$11.93 GGP 8.91

$10.60 GGP 7.92

$13.25 GGP 9.90

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,093 GGP 1,563

$1,652 GGP 1,234

$2,379 GGP 1,777

International Primary School, 1 Child (Yearly)

$20.4K GGP 15.3K

Jeans (Levis 501 Or Similar)

$106 GGP 79.2

$41.02 GGP 30.64

$123 GGP 91.9

Summer Dress (H&M, Zara, etc)

$30.26 GGP 22.60

$26.90 GGP 20.09

$33.63 GGP 25.12

Sport Shoes (Adidas, Nike)

$111 GGP 83.0

$67.4 GGP 50.3

$135 GGP 101

Men's Leather Business Shoes

$90.6 GGP 67.7

$80.6 GGP 60.2

$101 GGP 75.2

1-bedroom Apartment, City Center (Monthly)

$2,247 GGP 1,678

$1,992 GGP 1,488

$2,523 GGP 1,885

1-bedroom Apartment, Outside City Center (Monthly)

$2,176 GGP 1,626

$1,875 GGP 1,400

$2,410 GGP 1,801

3-bedroom Apartment, City Center (Monthly)

$3,836 GGP 2,866

$3,391 GGP 2,533

$4,069 GGP 3,039

3-bedroom Apartment, Outside City Center (Monthly)

$3,438 GGP 2,568

$2,652 GGP 1,981

$3,978 GGP 2,971

Buy Apartment in City Center (m2)

$11.4K GGP 8,532

$9,885 GGP 7,384

$13.2K GGP 9,845

Buy Apartment Outside City Center (m2)

$8,788 GGP 6,564

$6,591 GGP 4,923

$10.5K GGP 7,877

Average Monthly Net Salary (After Tax)

$4,977 GGP 3,718

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

4.1

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Guernsey $3,453

Accommodation & Living

$2.2K 63%

Groceries & Markets

$413 12%

Eating Out

$326 9.5%

Monthly Utilities & Internet

$216 6.3%

Clothing & Footwear

$152 4.4%

Sport & Entertainment

$105 3%

Getting Around

$64 1.9%

Cost Breakdown

The average net salary in Guernsey is $4,174 – enough to cover average monthly costs of $3,453, but with limited room for savings. Margins vary widely by city.

Groceries average around $163 per month nationally. A mid-range dinner for two costs about $82.

Most affordable: Sark at $239 per month. The capital, Saint Peter Port, sits at $3,584. Across the country, monthly costs span roughly $3,345 between the cheapest and priciest cities.

Cost Highlights

Overall cost of living ($3,453) is 155% above the global median of $1,352.

Average rent ($2,114) is 218% above the global median of $664.

Dinner for two at a restaurant ($82) is 74% above the global median of $47.

Good to know

🕒 Local time

16:29 4:29 PM

🌤 Weather

👥 Population

63,600

💱 Currency

Guernsey Pound GGP £

📈 Exchange rate

1 GGP = 1.34 USD

1 GGP = 1.2 EUR

Exchange rates and currency converter

By City in Guernsey

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Castel	8000		$556	$2,453	$1,514	$5,237	110.3	207.24
2	Saint Peter Port	18958	170	$1,133	$3,584	$2,820	$6,387	65.49	201.32
3	Saint Sampson	8966		$313	$2,321	$1,056	$1,056	43.11	217.39
4	Sark	562		$239	$239	$584	$584	65.25	164.3
5	Torteval	1017						173.16	194.54

Guernsey Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living in Guernsey - Frequently Asked Questions

Cost of Living in Guernsey tends to sit on the higher side when compared with many parts of Europe and the UK mainland, driven by housing and essential services. You’ll find strong value in safety, reliable infrastructure, and a welcoming, English-speaking environment that smooths daily transactions. You’ll want a flexible plan: longer stays, careful neighborhood choice, and a focus on seasonality to balance lodging, coworking, and routine spending. Tip: Start with a short stay in a few neighborhoods to test value and fit before committing long-term.

On a day-to-day level, the Guernsey living cost can fluctuate with the seasons and shipments, so watch how groceries, dining, and fuel shift. You’ll find a mix of compact flats in St Peter Port and village cottages, with agents helping you decode leases and renewal windows. Local markets offer fresh seafood and produce; supermarkets carry staples but some imports may carry premiums. Getting around favors buses, bikes, and short drives; ferries extend weekend trips to the UK. Co-working spaces, libraries, and cafes become reliable work hubs. Tip: plan errands in a single circular route to save time and avoid backtracking.

Quality of life here leans toward a balanced rhythm: compact geography, walkable centers, and coast access. For budgeting, adopt a simple framework: track essential categories, plan for seasonal spikes, and build a small cushion. Neighborhood fit matters: St Peter Port keeps amenities close, rural parishes offer tranquility, and the southeast coast feels practical for day trips. Save by cooking at home, using local markets, and choosing longer rental terms to reduce frequent moves. Seasonality affects crowds and services, so you may enjoy quieter winters and livelier summers. Tip: test several neighborhoods during different seasons to find the vibe that matches your work and social needs.

In 2026, monthly costs in Guernsey range from $239 in the most affordable city to $3,584 in the most expensive one. Where you choose to live makes a dramatic difference – the gap between cheapest and most expensive cities is huge.

Living costs across Guernsey vary hugely by location. In 2026, monthly expenses range from $239 in affordable regions to $3,584 in major cities.

Rent in Guernsey varies a lot – Saint Peter Port has the highest prices, and other cities are usually cheaper. Choosing which city to live in is one of the biggest financial decisions you’ll make.

In regional cities, $2,500 is plenty. In Saint Peter Port? You’ll need to plan carefully, especially around housing. Shared apartments or outer neighborhoods are the usual workarounds.