Cost of Living in Germantown, MD - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,146 (excluding rent), and $3,174 including rent.

Family of 3: Estimated monthly costs are $3,141 (excluding rent), and $5,223 including rent.

Meal at Budget Restaurant

$20.34 $20.34

$15.25 $15.25

$35.59 $35.59

Three-Course Dinner for Two, Mid-Range

$81.2 $81.2

$50.7 $50.7

$142 $142

Fast Food Meal (McDonalds, etc)

$12.05 $12.05

$10.04 $10.04

$17.07 $17.07

Cappuccino

$4.86 $4.86

$4.81 $4.81

$7.77 $7.77

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 $2.53

$2.02 $2.02

$10.10 $10.10

Water (0.33 liter bottle)

$1.95 $1.95

$1.46 $1.46

$2.93 $2.93

Local Beer (0.5 liter draught)

$5.94 $5.94

$9.91 $9.91

Imported Beer (0.33 liter bottle)

$7.93 $7.93

$9.91 $9.91

Milk (1 liter)

$0.82 $0.82

$1.36 $1.36

White Bread (500g)

$4.09 $4.09

$2.22 $2.22

$5.57 $5.57

Rice (white) (1kg)

$4.38 $4.38

$2.17 $2.17

$10.96 $10.96

Eggs

$2.94 $2.94

$2.93 $2.93

$4.91 $4.91

Local Cheese (1kg)

$13.45 $13.45

$33.62 $33.62

Chicken Fillets (1kg)

$8.98 $8.98

$29.18 $29.18

Beef Round Steak (1kg)

$13.19 $13.19

$32.98 $32.98

Apples (1kg)

$6.44 $6.44

$4.29 $4.29

$10.73 $10.73

Banana (1kg)

$1.09 $1.09

$4.35 $4.35

Oranges (1kg)

$4.43 $4.43

$3.32 $3.32

$8.86 $8.86

Tomato (1kg)

$6.02 $6.02

$3.29 $3.29

$8.76 $8.76

Potato (1kg)

$2.24 $2.24

$1.09 $1.09

$4.49 $4.49

Onion (1kg)

$3.78 $3.78

$1.10 $1.10

$4.54 $4.54

Lettuce (1 head)

$1.95 $1.95

$1.04 $1.04

$3.90 $3.90

Water (1.5 liter bottle)

$1.98 $1.98

$2.97 $2.97

Cigarettes 20 Pack (Marlboro, Camel)

$8.95 $8.95

$7.96 $7.96

$19.89 $19.89

Wine (Bottle)

$14.80 $14.80

$11.84 $11.84

$24.67 $24.67

Local Beer (0.5 liter bottle)

$1.68 $1.68

$2.78 $2.78

Imported Beer (0.33 liter bottle)

$2.94 $2.94

$1.96 $1.96

$7.85 $7.85

One-way Ticket (Public Transport)

$2.46 $2.46

$0.98 $0.98

$3.94 $3.94

Public Transport Monthly Pass (Regular Price)

$87.0 $87.0

Taxi Start (Normal Tariff)

$3.51 $3.51

$8.02 $8.02

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$3.19 $3.19

Taxi 1hour Waiting (Normal Tariff)

$22.34 $22.34

Gasoline (1 liter)

$0.85 $0.85

$0.81 $0.81

$0.96 $0.96

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K $29.8K

$23.2K $23.2K

$34.8K $34.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K $23.1K

$25.8K $25.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 $177

$148 $148

$493 $493

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.55 $49.55

$39.64 $39.64

$99.1 $99.1

Internet (50+ Mbps, Unlimited Data)

$56.4 $56.4

$29.38 $29.38

$91.2 $91.2

Gym Membership (Monthly)

$43.20 $43.20

$17.58 $17.58

$50.2 $50.2

Cinema Ticket

$15.17 $15.17

$12.14 $12.14

$25.28 $25.28

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,872 $1,872

$1,309 $1,309

$2,291 $2,291

International Primary School, 1 Child (Yearly)

$40.4K $40.4K

Jeans (Levis 501 Or Similar)

$44.18 $44.18

$29.45 $29.45

$78.5 $78.5

Summer Dress (H&M, Zara, etc)

$39.83 $39.83

$74.7 $74.7

Sport Shoes (Adidas, Nike)

$89.5 $89.5

$49.72 $49.72

$249 $249

Men's Leather Business Shoes

$149 $149

$39.73 $39.73

$298 $298

1-bedroom Apartment, City Center (Monthly)

$2,201 $2,201

$2,001 $2,001

$2,501 $2,501

1-bedroom Apartment, Outside City Center (Monthly)

$1,791 $1,791

$1,592 $1,592

$1,990 $1,990

3-bedroom Apartment, City Center (Monthly)

$2,620 $2,620

$1,992 $1,992

$2,989 $2,989

3-bedroom Apartment, Outside City Center (Monthly)

$2,179 $2,179

$1,667 $1,667

$2,451 $2,451

Average Monthly Net Salary (After Tax)

$4,396 $4,396

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.19

6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Germantown, MD Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

316

Mbps

143

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Germantown, MD - Frequently Asked Questions

Germantown tends to offer solid value within the DC metro, often cheaper than downtown DC or upscale suburbs while delivering reliable amenities and a quieter pace. The housing mix – townhomes, modest apartments, and single-family homes – lets you tailor rent or mortgage to your budget without sacrificing access to groceries, schools, and healthcare. For many travelers, remote workers, and families, this balance translates into more space and a comfortable lifestyle relative to central cities. Cost of Living in Germantown, MD, United States provides a useful frame when weighing short- vs long-term stays and housing choices. Tip: Compare neighborhoods by commute, amenities, and lease terms to find the best value.

Daily life in Germantown blends suburban ease with access to city perks. Housing options span affordable rentals and family-sized homes, often with yards or shared green spaces. For groceries and meals, you'll find a mix of supermarkets, ethnic markets, and casual dining that suits different budgets. Getting around is car-friendly, with major routes linking to towns and the city; public transit options cover commutes to major hubs, and cycling is feasible in many neighborhoods. For work and meetups, there are coworking spots and library resources nearby. Germantown, MD, United States living cost varies by neighborhood and lifestyle, and thoughtful planning helps. Tip: Scout a few neighborhoods on weekends to compare vibe and ease of errands.

Germantown offers a family-friendly, active lifestyle with plenty of parks, trails, and community events that suit a range of rhythms. A practical budgeting framework works well here: separate essential housing costs from discretionary spending, track utilities across seasons, and build a small buffer for repairs or seasonal shopping. Saving tips include shopping at local markets, buying in bulk when sensible, and choosing leases or neighborhoods with conveniences nearby to cut transit time. Seasonality shifts office or home comfort needs; in milder months you'll lean on outdoor activities, while cooler months invite cozy cafes and easy errands. Tip: prioritize a neighborhood with green spaces and good access to services.