Cost of Living in Gaithersburg, MD - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,052 (excluding rent), and $2,771 including rent.

Family of 3: Estimated monthly costs are $2,843 (excluding rent), and $5,456 including rent.

Meal at Budget Restaurant

$20.17 $20.17

$17.65 $17.65

$45.39 $45.39

Three-Course Dinner for Two, Mid-Range

$98.0 $98.0

$58.8 $58.8

$127 $127

Fast Food Meal (McDonalds, etc)

$6.96 $6.96

$5.96 $5.96

$14.91 $14.91

Cappuccino

$3.93 $3.93

$3.44 $3.44

$7.86 $7.86

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 $2.26

$1.57 $1.57

$3.93 $3.93

Water (0.33 liter bottle)

$1.09 $1.09

$5.94 $5.94

Local Beer (0.5 liter draught)

$6.33 $6.33

$3.89 $3.89

$6.81 $6.81

Imported Beer (0.33 liter bottle)

$7.95 $7.95

$5.13 $5.13

$12.32 $12.32

Milk (1 liter)

$0.86 $0.86

$0.51 $0.51

$1.77 $1.77

White Bread (500g)

$3.55 $3.55

$1.10 $1.10

$4.40 $4.40

Rice (white) (1kg)

$6.64 $6.64

$3.34 $3.34

$11.11 $11.11

Eggs

$6.58 $6.58

$4.08 $4.08

$9.18 $9.18

Local Cheese (1kg)

$11.08 $11.08

$7.04 $7.04

$22.18 $22.18

Chicken Fillets (1kg)

$17.85 $17.85

$7.81 $7.81

$24.54 $24.54

Beef Round Steak (1kg)

$22.49 $22.49

$8.99 $8.99

$34.85 $34.85

Apples (1kg)

$7.65 $7.65

$3.88 $3.88

$11.08 $11.08

Banana (1kg)

$2.84 $2.84

$1.37 $1.37

$4.32 $4.32

Oranges (1kg)

$7.87 $7.87

$4.49 $4.49

$11.23 $11.23

Tomato (1kg)

$8.03 $8.03

$4.28 $4.28

$12.84 $12.84

Potato (1kg)

$4.73 $4.73

$4.37 $4.37

$6.53 $6.53

Onion (1kg)

$3.77 $3.77

$2.26 $2.26

$6.77 $6.77

Lettuce (1 head)

$2.74 $2.74

$1.70 $1.70

$3.40 $3.40

Water (1.5 liter bottle)

$1.98 $1.98

$3.72 $3.72

Cigarettes 20 Pack (Marlboro, Camel)

$7.90 $7.90

$4.94 $4.94

$10.86 $10.86

Wine (Bottle)

$13.26 $13.26

$8.35 $8.35

$24.56 $24.56

Local Beer (0.5 liter bottle)

$1.74 $1.74

$2.16 $2.16

Imported Beer (0.33 liter bottle)

$3.77 $3.77

$1.66 $1.66

$7.04 $7.04

One-way Ticket (Public Transport)

$1.99 $1.99

$1.24 $1.24

$1.99 $1.99

Taxi Start (Normal Tariff)

$4.58 $4.58

$3.06 $3.06

$6.11 $6.11

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$2.02 $2.02

Taxi 1hour Waiting (Normal Tariff)

$29.30 $29.30

$26.50 $26.50

$35.13 $35.13

Gasoline (1 liter)

$0.82 $0.82

$0.74 $0.74

$0.99 $0.99

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K $26.0K

$22.6K $22.6K

$32.4K $32.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$23.4K $23.4K

$30.6K $30.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 $126

$89.0 $89.0

$445 $445

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.9 $52.9

$43.09 $43.09

$80.2 $80.2

Internet (50+ Mbps, Unlimited Data)

$54.0 $54.0

$29.73 $29.73

$113 $113

Gym Membership (Monthly)

$30.37 $30.37

$20.25 $20.25

$40.49 $40.49

Cinema Ticket

$15.53 $15.53

$12.22 $12.22

$25.45 $25.45

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,214 $1,214

$2,528 $2,528

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$17.0K $17.0K

$27.6K $27.6K

Jeans (Levis 501 Or Similar)

$48.29 $48.29

$30.50 $30.50

$81.3 $81.3

Summer Dress (H&M, Zara, etc)

$20.12 $20.12

$80.5 $80.5

Sport Shoes (Adidas, Nike)

$80.8 $80.8

$75.7 $75.7

$146 $146

Men's Leather Business Shoes

$122 $122

$71.4 $71.4

$162 $162

1-bedroom Apartment, City Center (Monthly)

$1,832 $1,832

1-bedroom Apartment, Outside City Center (Monthly)

$1,563 $1,563

$1,489 $1,489

$1,638 $1,638

3-bedroom Apartment, City Center (Monthly)

$2,167 $2,167

$1,970 $1,970

$2,956 $2,956

3-bedroom Apartment, Outside City Center (Monthly)

$2,421 $2,421

$1,715 $1,715

$2,521 $2,521

Buy Apartment in City Center (m2)

$2,517 $2,517

Buy Apartment Outside City Center (m2)

$2,587 $2,587

Average Monthly Net Salary (After Tax)

$5,163 $5,163

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.19

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Gaithersburg, MD Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

342

Mbps

150

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Gaithersburg, MD - Frequently Asked Questions

Gaithersburg tends to offer a practical balance of price and convenience for travelers, expats, and digital nomads who want a quieter base within the DC region. Cost of Living in Gaithersburg, MD, United States is generally lower than central DC or flashy suburbs with sky-high rents, yet you’re still close to major employers, universities, and transit routes. You’ll find a mix of affordable apartments, townhomes, and single-family options across walkable pockets and leafy streets. Shopping, dining, and services cover a mid-range spectrum, and parks and trails add outdoor value. Commutes to DC or biotech hubs are doable by rail or car, with peak-time patterns shaping your plans. Tip: plan a neighborhood walkthrough to gauge vibe and costs.

Daily life in Gaithersburg revolves around accessible neighborhoods and practical routines. Housing options cluster around village centers like Kentlands or Lakelands, offering walkable streets, shops, and parks, with rentals and townhomes in varied budgets. Food choices span local markets, bakeries, and grocery chains to suit different diets. Transport hinges on car use, plus MARC train access and bus routes for occasional DC trips; many people find coworking spaces or quiet cafés a productive base for work. Errands are straightforward with well-served centers nearby. Gaithersburg, MD, United States living cost can guide how you balance housing, transit, and daily shopping as you settle. Tip: test your commute during peak hours before committing long term.

Quality of life in Gaithersburg is shaped by community events, outdoor spaces, and a practical budgeting framework. Start with a simple system: assign money to housing, groceries, transport, and leisure, and adapt as seasons change – heating needs in winter, lighter travel in shoulder seasons, and more farm-fresh options in warmer months. Neighborhood fit matters: Kentlands offers a village feel with cafés; Olde Towne has history and walkability; Lakelands is family-friendly and near trails. Compare options by walk score, access to parks, and commute times rather than sticker price alone. Tip: visit neighborhoods at different times of day to sense rhythm and costs.