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Cost of Living in Gaithersburg, MD - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,051 (excluding rent), and $2,843 including rent.
Family of 3: Estimated monthly costs are $2,985 (excluding rent), and $5,316 including rent.
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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$20.4 $20.4
$17.85 $17.85
$45.9 $45.9
Three-Course Dinner for Two, Mid-Range
$99.9 $99.9
$60 $60
$130 $130
Fast Food Meal (McDonalds, etc)
$6.81 $6.81
$5.84 $5.84
$14.6 $14.6
Cappuccino
$3.89 $3.89
$3.41 $3.41
$7.78 $7.78
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 $2.26
$1.58 $1.58
$3.94 $3.94
Water (0.33 liter bottle)
$1.11 $1.11
$1.11 $1.11
$6.08 $6.08
Local Beer (0.5 liter draught)
$6.58 $6.58
$4.05 $4.05
$7.08 $7.08
Imported Beer (0.33 liter bottle)
$7.91 $7.91
$5.1 $5.1
$12.24 $12.24
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$0.94 $0.94
$0.55 $0.55
$1.93 $1.93
White Bread (500g)
$3.5 $3.5
$1.08 $1.08
$4.33 $4.33
Rice (white) (1kg)
$6.69 $6.69
$3.36 $3.36
$11.2 $11.2
Eggs
$6.31 $6.31
$3.91 $3.91
$8.81 $8.81
Local Cheese (1kg)
$10.81 $10.81
$6.87 $6.87
$21.63 $21.63
Chicken Fillets (1kg)
$17.55 $17.55
$7.68 $7.68
$24.13 $24.13
Beef Round Steak (1kg)
$22.45 $22.45
$8.98 $8.98
$34.79 $34.79
Apples (1kg)
$7.57 $7.57
$3.84 $3.84
$10.96 $10.96
Banana (1kg)
$2.88 $2.88
$1.39 $1.39
$4.38 $4.38
Oranges (1kg)
$7.77 $7.77
$4.44 $4.44
$11.09 $11.09
Tomato (1kg)
$8.24 $8.24
$4.4 $4.4
$13.19 $13.19
Potato (1kg)
$4.89 $4.89
$4.51 $4.51
$6.74 $6.74
Onion (1kg)
$3.57 $3.57
$2.14 $2.14
$6.41 $6.41
Lettuce (1 head)
$2.76 $2.76
$1.72 $1.72
$3.43 $3.43
Water (1.5 liter bottle)
$1.94 $1.94
$1.94 $1.94
$3.65 $3.65
Cigarettes 20 Pack (Marlboro, Camel)
$7.78 $7.78
$4.86 $4.86
$10.69 $10.69
Wine (Bottle)
$13.34 $13.34
$8.4 $8.4
$24.71 $24.71
Local Beer (0.5 liter bottle)
$1.72 $1.72
$1.72 $1.72
$2.13 $2.13
Imported Beer (0.33 liter bottle)
$3.86 $3.86
$1.7 $1.7
$7.2 $7.2
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.95 $1.95
$1.22 $1.22
$1.95 $1.95
Taxi Start (Normal Tariff)
$4.59 $4.59
$3.06 $3.06
$6.12 $6.12
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.39 $1.39
$2.02 $2.02
Taxi 1hour Waiting (Normal Tariff)
$28.97 $28.97
$26.2 $26.2
$34.74 $34.74
Gasoline (1 liter)
$0.82 $0.82
$0.75 $0.75
$1 $1
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.8K $26.8K
$23.3K $23.3K
$33.4K $33.4K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K $24.5K
$22.9K $22.9K
$29.9K $29.9K
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$126 $126
$89.2 $89.2
$446 $446
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.6 $52.6
$42.83 $42.83
$79.7 $79.7
Internet (50+ Mbps, Unlimited Data)
$55.6 $55.6
$30.6 $30.6
$116 $116
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$29.92 $29.92
$19.95 $19.95
$39.9 $39.9
Cinema Ticket
$15.29 $15.29
$12.03 $12.03
$25.07 $25.07
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,189 $1,189
$1,189 $1,189
$2,477 $2,477
International Primary School, 1 Child (Yearly)
$23.3K $23.3K
$16.7K $16.7K
$27K $27K
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$47.27 $47.27
$29.86 $29.86
$79.6 $79.6
Summer Dress (H&M, Zara, etc)
$19.65 $19.65
$19.65 $19.65
$78.6 $78.6
Sport Shoes (Adidas, Nike)
$81.3 $81.3
$76.2 $76.2
$147 $147
Men's Leather Business Shoes
$119 $119
$69.3 $69.3
$157 $157
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,824 $1,824
$1,824 $1,824
$1,824 $1,824
1-bedroom Apartment, Outside City Center (Monthly)
$1,577 $1,577
$1,501 $1,501
$1,652 $1,652
3-bedroom Apartment, City Center (Monthly)
$2,168 $2,168
$1,971 $1,971
$2,956 $2,956
3-bedroom Apartment, Outside City Center (Monthly)
$2,437 $2,437
$1,726 $1,726
$2,539 $2,539
Buy Apartment in City Center (m2)
$2,462 $2,462
-
Buy Apartment Outside City Center (m2)
$2,535 $2,535
-
๐Ÿ’ต Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$5,166 $5,166
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.57
6.19
7.2

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update: November 30, 2025

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Cost of Living in Gaithersburg, MD - Frequently Asked Questions
Is Gaithersburg a good-value base for travelers, expats, and digital nomads, and how does it compare to nearby cities?
Gaithersburg tends to offer a practical balance of price and convenience for travelers, expats, and digital nomads who want a quieter base within the DC region. Cost of Living in Gaithersburg, MD, United States is generally lower than central DC or flashy suburbs with sky-high rents, yet youโ€™re still close to major employers, universities, and transit routes. Youโ€™ll find a mix of affordable apartments, townhomes, and single-family options across walkable pockets and leafy streets. Shopping, dining, and services cover a mid-range spectrum, and parks and trails add outdoor value. Commutes to DC or biotech hubs are doable by rail or car, with peak-time patterns shaping your plans. Tip: plan a neighborhood walkthrough to gauge vibe and costs.
What does daily life look like for housing search, food options, transport, and coworking in Gaithersburg?
Daily life in Gaithersburg revolves around accessible neighborhoods and practical routines. Housing options cluster around village centers like Kentlands or Lakelands, offering walkable streets, shops, and parks, with rentals and townhomes in varied budgets. Food choices span local markets, bakeries, and grocery chains to suit different diets. Transport hinges on car use, plus MARC train access and bus routes for occasional DC trips; many people find coworking spaces or quiet cafรฉs a productive base for work. Errands are straightforward with well-served centers nearby. Gaithersburg, MD, United States living cost can guide how you balance housing, transit, and daily shopping as you settle. Tip: test your commute during peak hours before committing long term.
Whatโ€™s a practical approach to budgeting, seasonality, and neighborhood fit to maximize quality of life in Gaithersburg?
Quality of life in Gaithersburg is shaped by community events, outdoor spaces, and a practical budgeting framework. Start with a simple system: assign money to housing, groceries, transport, and leisure, and adapt as seasons change โ€“ heating needs in winter, lighter travel in shoulder seasons, and more farm-fresh options in warmer months. Neighborhood fit matters: Kentlands offers a village feel with cafรฉs; Olde Towne has history and walkability; Lakelands is family-friendly and near trails. Compare options by walk score, access to parks, and commute times rather than sticker price alone. Tip: visit neighborhoods at different times of day to sense rhythm and costs.
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