Cost of Living in Gainesville, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,222 (excluding rent), and $2,665 including rent.

Family of 3: Estimated monthly costs are $2,875 (excluding rent), and $5,410 including rent.

Meal at Budget Restaurant

$19.97 $19.97

$14.98 $14.98

$51.9 $51.9

Three-Course Dinner for Two, Mid-Range

$65.3 $65.3

$45.19 $45.19

$131 $131

Fast Food Meal (McDonalds, etc)

$9.81 $9.81

$7.85 $7.85

$9.81 $9.81

Cappuccino

$6.01 $6.01

$5.03 $5.03

$7.18 $7.18

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$2.40 $2.40

$3.01 $3.01

Water (0.33 liter bottle)

$2.21 $2.21

$1.78 $1.78

$3.05 $3.05

Local Beer (0.5 liter draught)

$4.97 $4.97

$3.97 $3.97

$5.96 $5.96

Imported Beer (0.33 liter bottle)

$7.69 $7.69

$5.12 $5.12

$9.74 $9.74

Milk (1 liter)

$1.27 $1.27

$0.81 $0.81

$1.90 $1.90

White Bread (500g)

$3.76 $3.76

$2.80 $2.80

$5.59 $5.59

Rice (white) (1kg)

$5.55 $5.55

$3.03 $3.03

$11.09 $11.09

Eggs

$4.43 $4.43

$1.96 $1.96

$5.87 $5.87

Local Cheese (1kg)

$12.12 $12.12

$7.76 $7.76

$22.15 $22.15

Chicken Fillets (1kg)

$12.91 $12.91

$11.11 $11.11

$26.68 $26.68

Beef Round Steak (1kg)

$22.42 $22.42

$17.37 $17.37

$26.05 $26.05

Apples (1kg)

$7.30 $7.30

$3.10 $3.10

$15.47 $15.47

Banana (1kg)

$2.95 $2.95

$1.46 $1.46

$5.63 $5.63

Oranges (1kg)

$5.81 $5.81

$3.23 $3.23

$10.77 $10.77

Tomato (1kg)

$3.60 $3.60

$1.51 $1.51

$8.78 $8.78

Potato (1kg)

$3.78 $3.78

$2.18 $2.18

$4.37 $4.37

Onion (1kg)

$3.20 $3.20

$1.60 $1.60

$4.28 $4.28

Lettuce (1 head)

$2.43 $2.43

$0.82 $0.82

$3.59 $3.59

Water (1.5 liter bottle)

$3.13 $3.13

$1.21 $1.21

$5.02 $5.02

Cigarettes 20 Pack (Marlboro, Camel)

$8.19 $8.19

$6.95 $6.95

$9.53 $9.53

Wine (Bottle)

$15.13 $15.13

$7.05 $7.05

$20.18 $20.18

Local Beer (0.5 liter bottle)

$1.78 $1.78

$4.42 $4.42

Imported Beer (0.33 liter bottle)

$6.20 $6.20

$3.96 $3.96

$8.93 $8.93

One-way Ticket (Public Transport)

$1.96 $1.96

$1.47 $1.47

$3.92 $3.92

Public Transport Monthly Pass (Regular Price)

$34.82 $34.82

Taxi Start (Normal Tariff)

$3.46 $3.46

$2.96 $2.96

$4.94 $4.94

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$1.27 $1.27

$1.78 $1.78

Taxi 1hour Waiting (Normal Tariff)

$30.55 $30.55

$26.88 $26.88

$35.64 $35.64

Gasoline (1 liter)

$0.91 $0.91

$0.79 $0.79

$1.03 $1.03

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K $29.5K

$23.1K $23.1K

$35.5K $35.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.1K $25.1K

$26.2K $26.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$316 $316

$166 $166

$407 $407

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.58 $49.58

$25.18 $25.18

$101 $101

Internet (50+ Mbps, Unlimited Data)

$80.6 $80.6

$71.1 $71.1

$102 $102

Gym Membership (Monthly)

$44.48 $44.48

$19.66 $19.66

$59.0 $59.0

Cinema Ticket

$14.95 $14.95

$14.94 $14.94

$14.95 $14.95

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,446 $1,446

$1,014 $1,014

$2,028 $2,028

International Primary School, 1 Child (Yearly)

$18.3K $18.3K

Jeans (Levis 501 Or Similar)

$43.16 $43.16

$29.43 $29.43

$58.9 $58.9

Summer Dress (H&M, Zara, etc)

$49.24 $49.24

$25.25 $25.25

$70.7 $70.7

Sport Shoes (Adidas, Nike)

$88.0 $88.0

$49.81 $49.81

$120 $120

Men's Leather Business Shoes

$182 $182

$60.4 $60.4

$277 $277

1-bedroom Apartment, City Center (Monthly)

$1,422 $1,422

$1,182 $1,182

$1,773 $1,773

1-bedroom Apartment, Outside City Center (Monthly)

$1,185 $1,185

$893 $893

$1,488 $1,488

3-bedroom Apartment, City Center (Monthly)

$2,993 $2,993

$2,395 $2,395

$3,492 $3,492

3-bedroom Apartment, Outside City Center (Monthly)

$2,370 $2,370

$2,028 $2,028

$2,839 $2,839

Buy Apartment in City Center (m2)

$2,211 $2,211

$2,185 $2,185

$3,166 $3,166

Buy Apartment Outside City Center (m2)

$2,205 $2,205

$2,189 $2,189

$2,231 $2,231

Average Monthly Net Salary (After Tax)

$3,671 $3,671

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

6.19

6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 10, 2026

Gainesville, FL Median Internet Speeds (Updated December 2025)

Mobile

172

Mbps

Fixed Broadband

264

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Gainesville, FL - Frequently Asked Questions

Overall, Gainesville offers solid value for travelers, expats, and digital nomads, especially compared with other university towns and larger metro areas. Housing near the university is more accessible than in many big cities, while still offering a range of options from cozy apartments to family-friendly homes. Daily costs for groceries, coffee, and casual dining are manageable when you balance convenience with occasional cooking at home. Public transit, bike lanes, and walkable neighborhoods help keep transportation costs predictable. Seasonality matters: summer lulls can soften crowds, while fall brings energy and longer evenings. Cost of Living in Gainesville, FL, United States provides a clean frame for quick comparisons. Tip: Start with a realistic two-week budget that focuses on housing, transit, and food.

Daily life in Gainesville centers on a student-friendly, bike-friendly setup. Housing search spans campus-adjacent apartments, older houses in quieter neighborhoods, and newer townhomes near campuses; options range from short-term sublets to longer leases. For a quick gauge of Gainesville, FL, United States living cost, you’ll notice a mix of smaller, affordable options near campus and larger homes in leafy neighborhoods farther out. Food options run from farmers markets and casual eateries to grocery chains with value buys. Getting around is easy by bike, walking, or bus routes; rideshares fill gaps late at night. For errands, you’ll find reliable stores, libraries, and services within walkable corridors. Tip: Build a two-week trial itinerary to test neighborhoods.

Quality of life comes down to fit and balance. Build a budgeting framework that anchors housing first, then accounts for utilities, groceries, and transit. Favor neighborhoods that match your pace – downtown and campus-adjacent areas for social access, or quieter residential blocks for focus and longer stays. Seasonality shapes activities: outdoor options flourish in milder months, while indoor workspaces and cafes offer refuge during hotter days. Save by cooking at home, shopping at farmers markets, and using libraries or coworking days as low-cost work hubs. Tip: Try a flexible housing plan (short-term rental or sublet) while you test different neighborhoods.