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Cost of Living in Espoo - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,163 (excluding rent), and $2,271 including rent.
Family of 3: Estimated monthly costs are $3,031 (excluding rent), and $4,717 including rent.
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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$15.02 โ‚ฌ12.94
$12.71 โ‚ฌ10.94
$22.99 โ‚ฌ19.8
Three-Course Dinner for Two, Mid-Range
$104 โ‚ฌ89.7
$81 โ‚ฌ69.8
$174 โ‚ฌ150
Fast Food Meal (McDonalds, etc)
$11.19 โ‚ฌ9.64
$10.29 โ‚ฌ8.86
$13.71 โ‚ฌ11.81
Cappuccino
$5.45 โ‚ฌ4.69
$4.71 โ‚ฌ4.06
$5.89 โ‚ฌ5.08
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.42 โ‚ฌ2.94
$2.67 โ‚ฌ2.3
$4.6 โ‚ฌ3.96
Water (0.33 liter bottle)
$2.99 โ‚ฌ2.57
$2.3 โ‚ฌ1.98
$3.45 โ‚ฌ2.98
Local Beer (0.5 liter draught)
$8.88 โ‚ฌ7.65
$6.87 โ‚ฌ5.92
$10.32 โ‚ฌ8.89
Imported Beer (0.33 liter bottle)
$10.23 โ‚ฌ8.81
$6.81 โ‚ฌ5.87
$11.36 โ‚ฌ9.78
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$1.31 โ‚ฌ1.13
$0.94 โ‚ฌ0.81
$1.71 โ‚ฌ1.47
White Bread (500g)
$2.91 โ‚ฌ2.51
$1.67 โ‚ฌ1.43
$4.99 โ‚ฌ4.29
Rice (white) (1kg)
$3.19 โ‚ฌ2.74
$2.45 โ‚ฌ2.11
$4.55 โ‚ฌ3.92
Eggs
$3.57 โ‚ฌ3.08
$2.4 โ‚ฌ2.07
$4.8 โ‚ฌ4.13
Local Cheese (1kg)
$9.93 โ‚ฌ8.55
$5.69 โ‚ฌ4.9
$15.89 โ‚ฌ13.68
Chicken Fillets (1kg)
$16.72 โ‚ฌ14.4
$10.26 โ‚ฌ8.84
$17.29 โ‚ฌ14.89
Beef Round Steak (1kg)
$21 โ‚ฌ18.09
$11.98 โ‚ฌ10.32
$22.83 โ‚ฌ19.66
Apples (1kg)
$2.79 โ‚ฌ2.41
$1.09 โ‚ฌ0.94
$4.59 โ‚ฌ3.95
Banana (1kg)
$2.1 โ‚ฌ1.81
$1.51 โ‚ฌ1.3
$5.68 โ‚ฌ4.89
Oranges (1kg)
$2.96 โ‚ฌ2.55
$1 โ‚ฌ0.86
$4.5 โ‚ฌ3.88
Tomato (1kg)
$4.66 โ‚ฌ4.01
$2.27 โ‚ฌ1.96
$5.72 โ‚ฌ4.92
Potato (1kg)
$1.36 โ‚ฌ1.17
$0.88 โ‚ฌ0.76
$2.33 โ‚ฌ2.01
Onion (1kg)
$2.19 โ‚ฌ1.89
$1.15 โ‚ฌ0.99
$3.45 โ‚ฌ2.97
Lettuce (1 head)
$2 โ‚ฌ1.73
$1.13 โ‚ฌ0.98
$2.26 โ‚ฌ1.94
Water (1.5 liter bottle)
$1.79 โ‚ฌ1.54
$1.34 โ‚ฌ1.15
$2.28 โ‚ฌ1.97
Cigarettes 20 Pack (Marlboro, Camel)
$12.62 โ‚ฌ10.87
$11.47 โ‚ฌ9.88
$14.34 โ‚ฌ12.35
Wine (Bottle)
$13.79 โ‚ฌ11.88
$9.2 โ‚ฌ7.92
$17.24 โ‚ฌ14.85
Local Beer (0.5 liter bottle)
$4.05 โ‚ฌ3.49
$3.51 โ‚ฌ3.02
$4.68 โ‚ฌ4.03
Imported Beer (0.33 liter bottle)
$4.59 โ‚ฌ3.96
$2.6 โ‚ฌ2.24
$5.95 โ‚ฌ5.12
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.49 โ‚ฌ3
$3.43 โ‚ฌ2.95
$3.78 โ‚ฌ3.26
Public Transport Monthly Pass (Regular Price)
$76.8 โ‚ฌ66.1
$75 โ‚ฌ64.6
$83.1 โ‚ฌ71.6
Taxi Start (Normal Tariff)
$10.05 โ‚ฌ8.65
$7.92 โ‚ฌ6.82
$11.47 โ‚ฌ9.88
Taxi (Normal Tariff) (1km)
$1.58 โ‚ฌ1.36
$1.27 โ‚ฌ1.09
$2.1 โ‚ฌ1.81
Taxi 1hour Waiting (Normal Tariff)
$54.1 โ‚ฌ46.63
$52.3 โ‚ฌ45.01
$64.7 โ‚ฌ55.8
Gasoline (1 liter)
$2.03 โ‚ฌ1.75
$1.87 โ‚ฌ1.61
$2.13 โ‚ฌ1.84
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33K โ‚ฌ28.4K
$33K โ‚ฌ28.4K
$34.7K โ‚ฌ29.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.1K โ‚ฌ30.2K
$34.9K โ‚ฌ30K
$35.1K โ‚ฌ30.2K
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$116 โ‚ฌ99.8
$86.7 โ‚ฌ74.7
$160 โ‚ฌ138
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.6 โ‚ฌ25.49
$22.85 โ‚ฌ19.68
$39.98 โ‚ฌ34.44
Internet (50+ Mbps, Unlimited Data)
$18.58 โ‚ฌ16.01
$11.78 โ‚ฌ10.14
$23.56 โ‚ฌ20.29
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$59 โ‚ฌ50.8
$33.86 โ‚ฌ29.17
$75.9 โ‚ฌ65.4
Tennis Court (1 Hour on Weekend)
$43.53 โ‚ฌ37.49
$40.25 โ‚ฌ34.67
$46 โ‚ฌ39.62
Cinema Ticket
$17.65 โ‚ฌ15.2
$17.65 โ‚ฌ15.2
$23.53 โ‚ฌ20.27
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$333 โ‚ฌ287
$290 โ‚ฌ250
$376 โ‚ฌ324
International Primary School, 1 Child (Yearly)
$21.1K โ‚ฌ18.2K
$18.5K โ‚ฌ16K
$23.2K โ‚ฌ20K
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$113 โ‚ฌ97.2
$63.3 โ‚ฌ54.5
$127 โ‚ฌ109
Summer Dress (H&M, Zara, etc)
$59.2 โ‚ฌ51
$45.98 โ‚ฌ39.6
$71.3 โ‚ฌ61.4
Sport Shoes (Adidas, Nike)
$101 โ‚ฌ87.3
$74.3 โ‚ฌ64
$137 โ‚ฌ118
Men's Leather Business Shoes
$191 โ‚ฌ165
$129 โ‚ฌ111
$234 โ‚ฌ202
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,039 โ‚ฌ895
$917 โ‚ฌ790
$1,204 โ‚ฌ1,037
1-bedroom Apartment, Outside City Center (Monthly)
$956 โ‚ฌ824
$761 โ‚ฌ656
$1,287 โ‚ฌ1,109
3-bedroom Apartment, City Center (Monthly)
$2,017 โ‚ฌ1,737
$1,619 โ‚ฌ1,394
$2,313 โ‚ฌ1,992
3-bedroom Apartment, Outside City Center (Monthly)
$1,600 โ‚ฌ1,378
$1,257 โ‚ฌ1,083
$1,886 โ‚ฌ1,624
Buy Apartment in City Center (m2)
$8,107 โ‚ฌ6,982
$5,882 โ‚ฌ5,066
$10K โ‚ฌ8,613
Buy Apartment Outside City Center (m2)
$5,398 โ‚ฌ4,650
$3,519 โ‚ฌ3,031
$7,976 โ‚ฌ6,870
๐Ÿ’ต Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,625 โ‚ฌ3,122
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.83
3.1
4

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update: December 1, 2025

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Cost of Living in Espoo - Frequently Asked Questions
Is Espoo an affordable base for travelers, expats, and digital nomads compared with nearby cities?
Espoo, Finland has the feel of a modern, well-supported city without the intensity of a larger capital area. Cost of Living in Espoo, Finland sits on a Nordic baseline with strong public services, good transit, and reliable amenities that aid budgeting. Youโ€™ll notice stable housing options in multiple neighborhoods, with more space for the same price than youโ€™d expect in the center of Helsinki, depending on where you look. Dining and groceries balance premium options with practical choices if you shop seasonally. Seasonal heating can raise costs in winter, but energy efficiency and municipal programs help. Tip: plan a two-zone travel mindset to maximize value across areas.
What daily life aspects should you consider when staying in Espoo, Finland on a budget โ€“ housing search, food, transport, and coworking?
Daily life in Espoo blends convenient services with nature-rich neighborhoods. When housing, widen your search to Tapiola, Leppรคvaara, and other residential areas beyond the city center to balance space, price, and commute. For groceries and meals, mix supermarket finds with seasonal produce from markets and local shops to keep costs predictable. Public transport is reliable and straightforward, so a smart combo of bus and rail can cut car needs. Co-working options range from university hubs to private or community spaces with day passes. Espoo, Finland living cost varies by area and season, so plan ahead and compare neighborhoods before committing. Tip: use short trials to test areas.
Which budgeting framework and neighborhood fit will help you maintain quality of life in Espoo through different seasons?
Quality of life in Espoo hinges on a practical budgeting approach and neighborhood fit. Start with a simple framework: prioritize housing and transport, then allocate for groceries, utilities, and leisure. In winter, heating and energy use rise, so build in a buffer by choosing energy-efficient apartments and better-insulated buildings. Seasonality also affects outdoor activities; summer lakeside areas turn into low-cost leisure options with markets, parks, and walking routes. Neighborhoods near transit and amenities save you time and money, while quieter lakeside zones offer space and nature. For savings, use library programs, public events, and community hubs for low-cost or free experiences. Tip: map your commute and errands to minimize back-and-forth trips.
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