Last update: Oct 2026 United States 60.7K

Cost of Living in Des Plaines, IL

For one person, living costs in Des Plaines, IL are estimated at $3,023 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $42 a day.

Monthly Cost of Living

How much you'll spend in Des Plaines, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Des Plaines, IL actually costs, broken down by who's living it.

Living costs for one person come to about $3,023 monthly including rent, or $1,283 excluding housing.

$3,023 /mo

Estimated monthly costs for a couple: $4,419 with rent, or $2,211 without housing.

$4,419 /mo

Monthly costs for a family of three come to about $5,815 including rent, or $3,138 for daily expenses alone.

$5,815 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$21.29 $21.29
$15.03 $15.03
$35.07 $35.07
Three-Course Dinner for Two, Mid-Range
$89.1 $89.1
$64.3 $64.3
$119 $119
Fast Food Meal (McDonalds, etc)
$13.10 $13.10
$11.09 $11.09
$15.12 $15.12
Cappuccino
$5.68 $5.68
$4.96 $4.96
$7.29 $7.29
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.61 $2.61
$1.96 $1.96
$3.92 $3.92
Water (0.33 liter bottle)
$2.24 $2.24
$1.75 $1.75
$3.01 $3.01
Local Beer (0.5 liter draught)
$7.05 $7.05
$4.03 $4.03
$10.07 $10.07
Imported Beer (0.33 liter bottle)
$8.22 $8.22
$6.17 $6.17
$19.06 $19.06
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.92 $0.92
$0.67 $0.67
$1.11 $1.11
White Bread (500g)
$3.40 $3.40
$2.13 $2.13
$5.86 $5.86
Rice (white) (1kg)
$4.20 $4.20
$2.17 $2.17
$10.88 $10.88
Eggs
$4.23 $4.23
$2.57 $2.57
$5.91 $5.91
Local Cheese (1kg)
$14.74 $14.74
$10.90 $10.90
$19.63 $19.63
Chicken Fillets (1kg)
$13.04 $13.04
$6.54 $6.54
$17.44 $17.44
Beef Round Steak (1kg)
$18.82 $18.82
$11.14 $11.14
$31.18 $31.18
Apples (1kg)
$4.61 $4.61
$2.15 $2.15
$8.52 $8.52
Banana (1kg)
$1.66 $1.66
$1.25 $1.25
$2.47 $2.47
Oranges (1kg)
$4.16 $4.16
$2.22 $2.22
$12.62 $12.62
Tomato (1kg)
$4.92 $4.92
$3.31 $3.31
$6.68 $6.68
Potato (1kg)
$2.71 $2.71
$1.09 $1.09
$4.38 $4.38
Onion (1kg)
$2.72 $2.72
$1.11 $1.11
$4.44 $4.44
Lettuce (1 head)
$2.09 $2.09
$1.23 $1.23
$2.94 $2.94
Water (1.5 liter bottle)
$2.45 $2.45
$1.54 $1.54
$3.08 $3.08
Cigarettes 20 Pack (Marlboro, Camel)
$10.90 $10.90
$10.56 $10.56
$21.33 $21.33
Wine (Bottle)
$14.97 $14.97
$9.98 $9.98
$21.95 $21.95
Local Beer (0.5 liter bottle)
$2.57 $2.57
$1.41 $1.41
$4.23 $4.23
Imported Beer (0.33 liter bottle)
$3.35 $3.35
$1.95 $1.95
$6.83 $6.83
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.96 $1.96
-
Public Transport Monthly Pass (Regular Price)
$60.0 $60.0
-
Taxi Start (Normal Tariff)
$3.29 $3.29
$3.29 $3.29
$6.07 $6.07
Taxi (Normal Tariff) (1km)
$1.36 $1.36
$1.36 $1.36
$2.42 $2.42
Taxi 1hour Waiting (Normal Tariff)
$24.88 $24.88
$20.06 $20.06
$43.89 $43.89
Gasoline (1 liter)
$0.99 $0.99
$0.83 $0.83
$1.26 $1.26
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K $36.1K
$30.2K $30.2K
$38.5K $38.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$25.5K $25.5K
$26.5K $26.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$192 $192
$109 $109
$323 $323
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.2 $59.2
$29.57 $29.57
$98.6 $98.6
Internet (50+ Mbps, Unlimited Data)
$76.0 $76.0
$54.0 $54.0
$98.1 $98.1
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$123 $123
$59.2 $59.2
$186 $186
Tennis Court (1 Hour on Weekend)
$39.32 $39.32
-
Cinema Ticket
$14.72 $14.72
$10.79 $10.79
$24.53 $24.53
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,563 $1,563
$707 $707
$3,052 $3,052
International Primary School, 1 Child (Yearly)
$23.7K $23.7K
$15.9K $15.9K
$42.4K $42.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$64.9 $64.9
$45.47 $45.47
$80.8 $80.8
Summer Dress (H&M, Zara, etc)
$50.8 $50.8
$30.13 $30.13
$90.4 $90.4
Sport Shoes (Adidas, Nike)
$101 $101
$81.1 $81.1
$142 $142
Men's Leather Business Shoes
$120 $120
$98.2 $98.2
$147 $147
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,084 $2,084
-
1-bedroom Apartment, Outside City Center (Monthly)
$1,548 $1,548
$1,413 $1,413
$1,615 $1,615
3-bedroom Apartment, City Center (Monthly)
$3,937 $3,937
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,485 $2,485
$2,187 $2,187
$2,783 $2,783
Buy Apartment in City Center (m2)
$3,279 $3,279
$2,186 $2,186
$4,373 $4,373
Buy Apartment Outside City Center (m2)
$2,480 $2,480
$1,717 $1,717
$3,242 $3,242
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$6,121 $6,121
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.77
6
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Des Plaines, IL $3,023
Accommodation & Living
$1.5K
Groceries & Markets
$418
Eating Out
$349
Monthly Utilities & Internet
$327
Sport & Entertainment
$152
Clothing & Footwear
$151
Getting Around
$78

Cost Breakdown

Expect to pay about $2,084 for a central one-bedroom, or $1,548 outside the center. At 34% of the average salary ($6,121), housing is the biggest financial pressure.

Average take-home pay sits at $6,121, while typical expenses reach $3,023. This leaves solid room for saving and lifestyle spending.

Expect to spend about $418 monthly on groceries. Dining out at a mid-range restaurant costs roughly $89.0 for two.

Public transport is priced at around $60.0 per month.

Cost Highlights

Gym membership is more expensive than 98% of cities in North America

3-bedroom apartment, city center is more expensive than 93% of cities in North America

Monthly cost (excluding rent) is more expensive than 92% of cities in North America

Good to know
🕒 Local time
14:25 2:25 PM
🌤 Weather
👥 Population
60,675
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Des Plaines, IL Median Internet Speeds (Updated April 2026)

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Mbps
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Latency
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Fixed Broadband

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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Des Plaines, IL - Frequently Asked Questions
How does Des Plaines compare in affordability, and who tends to find value there?
Des Plaines offers a practical balance for travelers, remote workers, and families who want easy access to Chicago without the higher rents of an urban center. It tends to feel more affordable than downtown Chicago or nearby city cores, especially if you’re open to a mix of rental apartments, small houses, or renovated condos. Neighborhoods vary, with quieter streets near parks and busier corridors along main avenues. Public transit via Metra makes weekend city trips straightforward, and nearby amenities keep daily errands manageable. This balance shows in Cost of Living in Des Plaines, IL, United States. Tip: explore a few neighborhoods on different days to sense vibe and value.
What does a typical day look like for housing search, food options, transport, and errands?
On a typical day, you balance a comfortable home base with easy Chicago access. Start with coffee at a local cafe, then run errands at nearby groceries or shops. If you’re hunting for a place, plan showings on a weekday afternoon to compare options and parking. For transport, the Metra rail link keeps downtown trips reasonable, and several bus routes connect neighborhoods; cycling can work in dry months. Dining options range from casual chains to local diners, and you’ll find a mix of groceries, ethnic markets, and farmers markets within reach. Des Plaines, IL, United States living cost is a reasonable backdrop for planning. Tip: keep a flexible schedule to switch between errands and work.
What about quality of life, budgeting frameworks, ways to save, seasonality, and neighborhood fit?
Adopt a straightforward budgeting framework to balance housing, utilities, groceries, and transport while leaving room for social activities and travel. Seasonality matters: winters can raise heating needs and clothing costs, summers invite outdoor options but can increase cooling use. For neighborhood fit, prioritize proximity to transit, parks, and groceries; east Des Plaines routes around the Metra hub offer convenience, while quieter west blocks provide more space. Practical savings come from cooking at home, buying in-season produce, and negotiating lease terms when possible. Tip: test several areas in different seasons before committing to a long-term lease.
Why is Des Plaines, IL so expensive compared to other cities?
Budget at least $3,023 per month to live in Des Plaines, IL once rent is factored in. The high price tag reflects quality infrastructure and a strong economy, but it does mean you need a decent income to live comfortably here.
Is rent in Des Plaines, IL too high relative to local incomes?
With 34% of the average paycheck going to rent, Des Plaines, IL is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
How does the average salary in Des Plaines, IL compare to the cost of living?
At $6,121 take-home, most residents in Des Plaines, IL can cover the $3,023 monthly cost of living. Those earning $4,535 or more have room to save; below-average earners will find things noticeably tighter.
What does a one-bedroom apartment cost in Des Plaines, IL per month?
Where you live in Des Plaines, IL makes all the difference. Central one-bedrooms cost about $2,084; commute-friendly outer districts come in around $1,548. Overall, the market runs from $1,548 to $2,084 depending on size, location, and apartment condition.
Is public transport affordable in Des Plaines, IL?
A monthly transit pass in Des Plaines, IL runs about $60.0, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
Why are groceries so expensive in Des Plaines, IL?
A single person's grocery bill in Des Plaines, IL runs about $418 monthly, which is above average. Everything from dairy and meat to fresh produce costs more here, reflecting the city's overall high price level.
Is $3,000 enough to cover living costs in Des Plaines, IL?
At $3,023 in typical monthly expenses, a $3,000 budget barely covers Des Plaines, IL. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
What makes Des Plaines, IL attractive for retirement?
Retirement in Des Plaines, IL is comfortable for most – total costs run about $3,023 monthly. Healthcare, daily amenities, and social infrastructure are all in place, and most retirees find it a practical, enjoyable place to settle.

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