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Cost of Living in Derby - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,136 (excluding rent), and $2,275 including rent.
Family of 3: Estimated monthly costs are $2,492 (excluding rent), and $4,284 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$16.3 A$24.91
$11.09 A$16.94
$32.6 A$49.82
Three-Course Dinner for Two, Mid-Range
$77.4 A$118
$51.6 A$78.8
$129 A$197
Fast Food Meal (McDonalds, etc)
$9.5 A$14.52
$8.87 A$13.55
$11.4 A$17.42
Cappuccino
$3.35 A$5.12
$2.67 A$4.07
$4.8 A$7.34
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.61 A$3.99
$1.99 A$3.04
$3.31 A$5.07
Water (0.33 liter bottle)
$2.12 A$3.23
$1.6 A$2.45
$2.88 A$4.41
Local Beer (0.5 liter draught)
$6.58 A$10.05
$4.6 A$7.03
$9.22 A$14.09
Imported Beer (0.33 liter bottle)
$7.15 A$10.93
$5.22 A$7.98
$9.81 A$14.98
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.44 A$2.21
$0.97 A$1.48
$2.57 A$3.93
White Bread (500g)
$2.42 A$3.69
$1.45 A$2.22
$3.96 A$6.05
Rice (white) (1kg)
$1.95 A$2.97
$1.14 A$1.75
$3.18 A$4.86
Eggs
$4.26 A$6.5
$3.07 A$4.69
$6.13 A$9.37
Local Cheese (1kg)
$8.37 A$12.79
$6.1 A$9.32
$15.98 A$24.41
Chicken Fillets (1kg)
$8.46 A$12.93
$6.22 A$9.5
$11.13 A$17
Beef Round Steak (1kg)
$13.46 A$20.57
$7.68 A$11.74
$19.1 A$29.18
Apples (1kg)
$3.21 A$4.91
$2.25 A$3.43
$4.17 A$6.37
Banana (1kg)
$2.75 A$4.21
$1.92 A$2.94
$4.56 A$6.97
Oranges (1kg)
$2.99 A$4.57
$1.67 A$2.55
$5.95 A$9.09
Tomato (1kg)
$4.22 A$6.45
$2.34 A$3.58
$6.01 A$9.18
Potato (1kg)
$2.47 A$3.78
$1.31 A$2
$3.27 A$4.99
Onion (1kg)
$2.12 A$3.24
$1.29 A$1.97
$2.91 A$4.44
Lettuce (1 head)
$2.15 A$3.29
$1.31 A$2.01
$2.96 A$4.52
Water (1.5 liter bottle)
$1.51 A$2.31
$0.51 A$0.78
$3.17 A$4.85
Cigarettes 20 Pack (Marlboro, Camel)
$30.61 A$46.77
$25.77 A$39.38
$38.66 A$59.1
Wine (Bottle)
$13.3 A$20.33
$8.87 A$13.55
$21.82 A$33.35
Local Beer (0.5 liter bottle)
$4.53 A$6.93
$2.58 A$3.94
$7.74 A$11.82
Imported Beer (0.33 liter bottle)
$5.42 A$8.28
$2.97 A$4.53
$7.9 A$12.07
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.63 A$4.02
$1.91 A$2.92
$3.29 A$5.02
Public Transport Monthly Pass (Regular Price)
$65.9 A$101
$23.07 A$35.25
$65.9 A$101
Taxi Start (Normal Tariff)
$3.68 A$5.62
$2.81 A$4.29
$6.01 A$9.19
Taxi (Normal Tariff) (1km)
$1.55 A$2.36
$1.39 A$2.13
$1.82 A$2.78
Taxi 1hour Waiting (Normal Tariff)
$33.15 A$50.7
$32.13 A$49.09
$40.16 A$61.4
Gasoline (1 liter)
$1.14 A$1.74
$1.04 A$1.59
$1.37 A$2.09
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K A$43.3K
$25.5K A$39K
$28.4K A$43.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.1K A$33.7K
$20.4K A$31.2K
$25.5K A$39K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$181 A$276
$101 A$154
$321 A$491
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.83 A$42.52
$13.21 A$20.19
$49.54 A$75.7
Internet (50+ Mbps, Unlimited Data)
$52.9 A$80.8
$45.41 A$69.4
$68.6 A$105
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$49.32 A$75.4
$19.73 A$30.15
$59.2 A$90.5
Tennis Court (1 Hour on Weekend)
$15.52 A$23.71
$7.71 A$11.79
$15.52 A$23.71
Cinema Ticket
$12.89 A$19.7
$11.61 A$17.73
$18.05 A$27.58
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,597 A$2,441
$875 A$1,336
$2,172 A$3,319
International Primary School, 1 Child (Yearly)
$12K A$18.3K
$6,476 A$9,896
$17.5K A$26.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$67.1 A$103
$40.73 A$62.3
$96.2 A$147
Summer Dress (H&M, Zara, etc)
$51.4 A$78.6
$26.47 A$40.45
$79.4 A$121
Sport Shoes (Adidas, Nike)
$101 A$154
$66.1 A$101
$145 A$222
Men's Leather Business Shoes
$109 A$166
$66 A$101
$165 A$252
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,243 A$1,899
$1,024 A$1,565
$1,312 A$2,005
1-bedroom Apartment, Outside City Center (Monthly)
$1,045 A$1,598
$651 A$994
$1,164 A$1,779
3-bedroom Apartment, City Center (Monthly)
$2,031 A$3,104
$1,638 A$2,503
$2,490 A$3,805
3-bedroom Apartment, Outside City Center (Monthly)
$1,679 A$2,566
$1,301 A$1,988
$1,951 A$2,982
Buy Apartment in City Center (m2)
$5,337 A$8,155
$3,387 A$5,176
$5,752 A$8,790
Buy Apartment Outside City Center (m2)
$4,149 A$6,340
$2,385 A$3,644
$4,173 A$6,377
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.34
5.45
7.2

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 29, 2025

Digital Nomad Cost of Living Index
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Cost of Living in Derby - Frequently Asked Questions
Is Derby, Australia a good value for travelers, expats, and digital nomads compared with larger Australian cities?
Derby, Australia offers a compelling balance for those who want remote beauty with practical living costs. You will find accommodation options that fit a modest budget, especially if you are open to longer-term stays and smaller setups rather than luxury digs. Shopping at local markets and cooking at home tends to keep daily expenses reasonable, and there are casual cafes and coworking spaces that cater to digital nomads without the bustle of big cities. Public services are solid, but you will trade speed for pace and scenery, which many people value. Cost of Living in Derby, Australia reflects the remote setting – steady in some areas, higher for import-heavy goods. Tip: Start with a short-term stay to test neighborhoods and connectivity.
What does daily life look like for housing, groceries, transport, and coworking in Derby, Australia?
Daily life centers on a practical rhythm: housing in the town comes in modest, functional options, with possible options along the river or near the town center. When it comes to food, you will find a mix of local markets, takeout spots, and cafes, with longer trips for specialty items. Transport often relies on a car or bicycle, since public transit is limited; domestic flights connect to larger hubs when you need to travel. For work or study, look for coworking with reliable Wi-Fi or community spaces tied to the region. Derby, Australia living cost varies by choice of accommodation and proximity to amenities. Tip: Build a three-month budget that accounts for fuel, groceries, and occasional trips.
How can you maximize quality of life in Derby, Australia while budgeting effectively – seasonality, neighborhoods, and value-driven choices?
Quality of life here blends outdoor access with a tight-knit community. To budget effectively, think in categories: housing, food, transport, and discretionary fun. Seasonality shapes energy costs and activities – the dry season offers clearer travel windows, while the wet season brings different outdoor pleasures and occasional maintenance needs. Neighborhood fit matters: river-adjacent pockets feel quieter and scenic, while the town center puts you near shops and cafés. Save by buying locally, sharing costs on longer trips, and choosing flexible work arrangements if possible. A practical framework helps you balance work, rest, and exploration without feeling rushed. Tip: Map your daily routes to minimize back-and-forth.

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