Cost of Living in Cutler Bay, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,199 (excluding rent), and $2,595 including rent.

Family of 3: Estimated monthly costs are $2,939 (excluding rent), and $5,120 including rent.

Meal at Budget Restaurant

$30.54 $30.54

$18.32 $18.32

$61.1 $61.1

Three-Course Dinner for Two, Mid-Range

$91.3 $91.3

$76.1 $76.1

$193 $193

Fast Food Meal (McDonalds, etc)

$10.09 $10.09

$16.14 $16.14

Cappuccino

$5.36 $5.36

$2.99 $2.99

$9.98 $9.98

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 $2.85

$2.01 $2.01

$5.27 $5.27

Water (0.33 liter bottle)

$1.93 $1.93

$5.04 $5.04

Local Beer (0.5 liter draught)

$6.03 $6.03

$5.03 $5.03

$10.06 $10.06

Imported Beer (0.33 liter bottle)

$8.81 $8.81

$6.85 $6.85

$11.74 $11.74

Milk (1 liter)

$1.02 $1.02

$0.78 $0.78

$1.81 $1.81

White Bread (500g)

$2.95 $2.95

$1.68 $1.68

$6.74 $6.74

Rice (white) (1kg)

$5.31 $5.31

$2.05 $2.05

$11.27 $11.27

Eggs

$4.71 $4.71

$2.04 $2.04

$7.15 $7.15

Local Cheese (1kg)

$13.57 $13.57

$6.67 $6.67

$44.51 $44.51

Chicken Fillets (1kg)

$13.76 $13.76

$6.19 $6.19

$26.09 $26.09

Beef Round Steak (1kg)

$17.97 $17.97

$9.08 $9.08

$33.37 $33.37

Apples (1kg)

$4.54 $4.54

$2.18 $2.18

$10.91 $10.91

Banana (1kg)

$1.69 $1.69

$1.19 $1.19

$4.5 $4.5

Oranges (1kg)

$3.6 $3.6

$2.2 $2.2

$11.13 $11.13

Tomato (1kg)

$4.24 $4.24

$2 $2

$8.93 $8.93

Potato (1kg)

$2.66 $2.66

$1.02 $1.02

$9.07 $9.07

Onion (1kg)

$3.23 $3.23

$1.95 $1.95

$8.67 $8.67

Lettuce (1 head)

$2.74 $2.74

$1.72 $1.72

$3.93 $3.93

Water (1.5 liter bottle)

$1.97 $1.97

$0.96 $0.96

$5.04 $5.04

Cigarettes 20 Pack (Marlboro, Camel)

$8.45 $8.45

$7.5 $7.5

$19.87 $19.87

Wine (Bottle)

$13.22 $13.22

$10.16 $10.16

$25.44 $25.44

Local Beer (0.5 liter bottle)

$1.74 $1.74

$2.88 $2.88

Imported Beer (0.33 liter bottle)

$2.97 $2.97

$1.41 $1.41

$5.15 $5.15

One-way Ticket (Public Transport)

$1.99 $1.99

$1.24 $1.24

$1.99 $1.99

Taxi Start (Normal Tariff)

$2.47 $2.47

$9.89 $9.89

Taxi (Normal Tariff) (1km)

$1.26 $1.26

$0.9 $0.9

$3.03 $3.03

Taxi 1hour Waiting (Normal Tariff)

$45.46 $45.46

$24.24 $24.24

$60.6 $60.6

Gasoline (1 liter)

$0.84 $0.84

$0.74 $0.74

$1.04 $1.04

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K $30.6K

$24.8K $24.8K

$35.8K $35.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$24.8K $24.8K

$36.5K $36.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 $145

$98.3 $98.3

$491 $491

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.62 $45.62

$29.64 $29.64

$98.8 $98.8

Internet (50+ Mbps, Unlimited Data)

$58.7 $58.7

$44.18 $44.18

$86.4 $86.4

Gym Membership (Monthly)

$43.37 $43.37

$17.65 $17.65

$50.4 $50.4

Cinema Ticket

$14.87 $14.87

$9.91 $9.91

$21.81 $21.81

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,109 $1,109

$1,008 $1,008

$2,520 $2,520

International Primary School, 1 Child (Yearly)

$25.3K $25.3K

$15K $15K

$34.9K $34.9K

Jeans (Levis 501 Or Similar)

$50.6 $50.6

$30.17 $30.17

$70.4 $70.4

Summer Dress (H&M, Zara, etc)

$33.61 $33.61

$24.71 $24.71

$119 $119

Sport Shoes (Adidas, Nike)

$92.5 $92.5

$55.2 $55.2

$150 $150

Men's Leather Business Shoes

$114 $114

$69.7 $69.7

$199 $199

1-bedroom Apartment, City Center (Monthly)

$1,631 $1,631

$1,222 $1,222

$1,891 $1,891

1-bedroom Apartment, Outside City Center (Monthly)

$1,339 $1,339

$990 $990

$1,484 $1,484

3-bedroom Apartment, City Center (Monthly)

$2,654 $2,654

$2,019 $2,019

$3,028 $3,028

3-bedroom Apartment, Outside City Center (Monthly)

$2,204 $2,204

$1,686 $1,686

$2,480 $2,480

Buy Apartment in City Center (m2)

$2,661 $2,661

$1,952 $1,952

$2,661 $2,661

Buy Apartment Outside City Center (m2)

$2,569 $2,569

$2,099 $2,099

$2,569 $2,569

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

6.19

7.25

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Cutler Bay, FL - Frequently Asked Questions

Cutler Bay offers a balance between suburban quiet and easy access to the Miami metro, making it a sensible value for travelers, expats, and digital nomads who want more space without leaving the region. The Cost of Living in Cutler Bay, FL, United States tends to feel more approachable than central Miami areas, especially if you prioritize larger homes, calmer streets, and predictable utilities. You’ll find a mix of rental options - from modest apartments to townhomes - that suit a range of budgets, with shopping and services clustered nearby. Commuting to jobs or coworking spots is usually practical by car or bus, and the pace is friendlier for daily routines than denser districts. Tip: Focus on some longer-term stays to test neighborhoods before committing.

Daily life in Cutler Bay centers on a laid-back suburban feel with quick access to the Miami metro. For housing search, look for family-friendly neighborhoods around Cutler Bay proper or nearby Palmetto Bay, keeping an eye on rental demand and lease terms. Food options range from local markets and casual eateries to bigger groceries with diverse cuisines, making weekday meals flexible for different budgets. Transport is car-centric, but you’ll find bus routes and access to major roads; biking is feasible for short trips. The Cutler Bay, FL, United States living cost is influenced by proximity to shops and the coast, with some periods feeling more affordable than others. Tip: Build a simple weekly budget and test transit options during your first month.

Quality of life in Cutler Bay hinges on balancing pace and access. A practical budgeting framework is to separate fixed costs (rent, utilities) from flexible ones (groceries, dining, entertainment) and track seasonality in energy use during hot months. For neighborhood fit, explore tree-lined streets in Cutler Bay with easy access to parks and waterways, or consider nearby towns like Palmetto Bay for a community vibe. Seasonality affects outdoor activities: mornings and evenings are pleasant in many months, while summer afternoons bring heat and storms; plan outdoor schedules accordingly. Tip: Use a coworking day-pass or shared office to reduce costs if you work remotely and need reliable internet.