Cost of Living in Cutler Bay, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,139 (excluding rent), and $2,621 including rent.
Family of 3: Estimated monthly costs are $2,865 (excluding rent), and $5,128 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$29.98 $29.98
$17.98 $17.98
$60 $60
Three-Course Dinner for Two, Mid-Range
$91.5 $91.5
$76.3 $76.3
$193 $193
Fast Food Meal (McDonalds, etc)
$10.13 $10.13
$10.13 $10.13
$16.21 $16.21
Cappuccino
$5.27 $5.27
$2.95 $2.95
$9.82 $9.82
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.91 $2.91
$2.05 $2.05
$5.38 $5.38
Water (0.33 liter bottle)
$1.9 $1.9
$1.9 $1.9
$4.96 $4.96
Local Beer (0.5 liter draught)
$5.87 $5.87
$4.89 $4.89
$9.79 $9.79
Imported Beer (0.33 liter bottle)
$9.13 $9.13
$7.1 $7.1
$12.17 $12.17
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.05 $1.05
$0.81 $0.81
$1.87 $1.87
White Bread (500g)
$2.93 $2.93
$1.67 $1.67
$6.71 $6.71
Rice (white) (1kg)
$5.25 $5.25
$2.02 $2.02
$11.14 $11.14
Eggs
$4.52 $4.52
$1.96 $1.96
$6.86 $6.86
Local Cheese (1kg)
$13.18 $13.18
$6.48 $6.48
$43.23 $43.23
Chicken Fillets (1kg)
$13.73 $13.73
$6.18 $6.18
$26.04 $26.04
Beef Round Steak (1kg)
$17.87 $17.87
$9.03 $9.03
$33.17 $33.17
Apples (1kg)
$4.69 $4.69
$2.25 $2.25
$11.27 $11.27
Banana (1kg)
$1.68 $1.68
$1.18 $1.18
$4.47 $4.47
Oranges (1kg)
$3.58 $3.58
$2.19 $2.19
$11.06 $11.06
Tomato (1kg)
$4.24 $4.24
$2 $2
$8.92 $8.92
Potato (1kg)
$2.66 $2.66
$1.02 $1.02
$9.06 $9.06
Onion (1kg)
$3.31 $3.31
$2 $2
$8.9 $8.9
Lettuce (1 head)
$2.76 $2.76
$1.73 $1.73
$3.95 $3.95
Water (1.5 liter bottle)
$1.99 $1.99
$0.97 $0.97
$5.1 $5.1
Cigarettes 20 Pack (Marlboro, Camel)
$8.37 $8.37
$7.43 $7.43
$19.68 $19.68
Wine (Bottle)
$12.84 $12.84
$9.87 $9.87
$24.71 $24.71
Local Beer (0.5 liter bottle)
$1.77 $1.77
$1.77 $1.77
$2.93 $2.93
Imported Beer (0.33 liter bottle)
$2.88 $2.88
$1.36 $1.36
$4.97 $4.97
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.03 $2.03
$1.27 $1.27
$2.03 $2.03
Taxi Start (Normal Tariff)
$2.45 $2.45
$2.45 $2.45
$9.79 $9.79
Taxi (Normal Tariff) (1km)
$1.28 $1.28
$0.92 $0.92
$3.07 $3.07
Taxi 1hour Waiting (Normal Tariff)
$44.74 $44.74
$23.86 $23.86
$59.7 $59.7
Gasoline (1 liter)
$0.87 $0.87
$0.77 $0.77
$1.07 $1.07
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K $30.4K
$24.6K $24.6K
$35.5K $35.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$25K $25K
$36.8K $36.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$146 $146
$99.1 $99.1
$496 $496
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.13 $46.13
$29.98 $29.98
$99.9 $99.9
Internet (50+ Mbps, Unlimited Data)
$58.7 $58.7
$44.24 $44.24
$86.5 $86.5
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$41.48 $41.48
$16.88 $16.88
$48.24 $48.24
Cinema Ticket
$14.71 $14.71
$9.81 $9.81
$21.58 $21.58
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,093 $1,093
$994 $994
$2,485 $2,485
International Primary School, 1 Child (Yearly)
$25.7K $25.7K
$15.2K $15.2K
$35.4K $35.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$50.7 $50.7
$30.2 $30.2
$70.5 $70.5
Summer Dress (H&M, Zara, etc)
$34.32 $34.32
$25.23 $25.23
$121 $121
Sport Shoes (Adidas, Nike)
$91.8 $91.8
$54.7 $54.7
$149 $149
Men's Leather Business Shoes
$115 $115
$70.7 $70.7
$202 $202
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,653 $1,653
$1,238 $1,238
$1,916 $1,916
1-bedroom Apartment, Outside City Center (Monthly)
$1,350 $1,350
$997 $997
$1,496 $1,496
3-bedroom Apartment, City Center (Monthly)
$2,626 $2,626
$1,997 $1,997
$2,995 $2,995
3-bedroom Apartment, Outside City Center (Monthly)
$2,174 $2,174
$1,663 $1,663
$2,445 $2,445
Buy Apartment in City Center (m2)
$2,649 $2,649
$1,892 $1,892
$2,649 $2,649
Buy Apartment Outside City Center (m2)
$2,285 $2,285
$1,767 $1,767
$2,285 $2,285
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.53
6.19
7.25
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Cutler Bay, FL - Frequently Asked Questions
Is Cutler Bay, FL, United States a good value for travelers, expats, and digital nomads, compared with nearby Miami neighborhoods?
Cutler Bay offers a balance between suburban quiet and easy access to the Miami metro, making it a sensible value for travelers, expats, and digital nomads who want more space without leaving the region. The Cost of Living in Cutler Bay, FL, United States tends to feel more approachable than central Miami areas, especially if you prioritize larger homes, calmer streets, and predictable utilities. You’ll find a mix of rental options - from modest apartments to townhomes - that suit a range of budgets, with shopping and services clustered nearby. Commuting to jobs or coworking spots is usually practical by car or bus, and the pace is friendlier for daily routines than denser districts. Tip: Focus on some longer-term stays to test neighborhoods before committing.
What does daily life look like in Cutler Bay in terms of housing search, food options, transport, and getting around?
Daily life in Cutler Bay centers on a laid-back suburban feel with quick access to the Miami metro. For housing search, look for family-friendly neighborhoods around Cutler Bay proper or nearby Palmetto Bay, keeping an eye on rental demand and lease terms. Food options range from local markets and casual eateries to bigger groceries with diverse cuisines, making weekday meals flexible for different budgets. Transport is car-centric, but you’ll find bus routes and access to major roads; biking is feasible for short trips. The Cutler Bay, FL, United States living cost is influenced by proximity to shops and the coast, with some periods feeling more affordable than others. Tip: Build a simple weekly budget and test transit options during your first month.
How can you optimize quality of life in Cutler Bay, including budgeting frameworks, seasonality, and choosing the right neighborhood?
Quality of life in Cutler Bay hinges on balancing pace and access. A practical budgeting framework is to separate fixed costs (rent, utilities) from flexible ones (groceries, dining, entertainment) and track seasonality in energy use during hot months. For neighborhood fit, explore tree-lined streets in Cutler Bay with easy access to parks and waterways, or consider nearby towns like Palmetto Bay for a community vibe. Seasonality affects outdoor activities: mornings and evenings are pleasant in many months, while summer afternoons bring heat and storms; plan outdoor schedules accordingly. Tip: Use a coworking day-pass or shared office to reduce costs if you work remotely and need reliable internet.
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