Cost of Living in Cumbria - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $992 (excluding rent), and $2,298 including rent.
Family of 3: Estimated monthly costs are $2,539 (excluding rent), and $4,538 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$20.49 £15.08
$13.66 £10.05
$40.97 £30.15
Three-Course Dinner for Two, Mid-Range
$80.3 £59.1
$62.9 £46.26
$134 £98.4
Fast Food Meal (McDonalds, etc)
$10.68 £7.86
$9.02 £6.64
$12.84 £9.45
Cappuccino
$4.63 £3.41
$3.38 £2.49
$6.08 £4.47
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.37 £1.74
$1.51 £1.11
$4.16 £3.06
Water (0.33 liter bottle)
$1.61 £1.19
$1.34 £0.99
$2.69 £1.98
Local Beer (0.5 liter draught)
$6.2 £4.56
$4.09 £3.01
$8.59 £6.32
Imported Beer (0.33 liter bottle)
$6.04 £4.45
$4.71 £3.46
$8.06 £5.93
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.59 £1.17
$0.94 £0.69
$2.22 £1.63
White Bread (500g)
$1.86 £1.37
$1.66 £1.22
$2.08 £1.53
Rice (white) (1kg)
$1.93 £1.42
$1.17 £0.86
$3.52 £2.59
Eggs
$3.81 £2.81
$2.4 £1.76
$5.31 £3.91
Local Cheese (1kg)
$9.8 £7.22
$4.33 £3.19
$16.51 £12.15
Chicken Fillets (1kg)
$9.01 £6.63
$5.54 £4.08
$12.25 £9.01
Beef Round Steak (1kg)
$13.8 £10.15
$7.33 £5.39
$21.34 £15.7
Apples (1kg)
$2.69 £1.98
$1.18 £0.87
$4.53 £3.33
Banana (1kg)
$1.67 £1.23
$1.13 £0.83
$2.96 £2.18
Oranges (1kg)
$2.52 £1.86
$1.2 £0.89
$3.61 £2.66
Tomato (1kg)
$3.57 £2.62
$1.66 £1.22
$6.13 £4.51
Potato (1kg)
$1.62 £1.19
$0.67 £0.5
$2.66 £1.95
Onion (1kg)
$1.49 £1.1
$1.07 £0.79
$2.68 £1.97
Lettuce (1 head)
$1.08 £0.79
$0.67 £0.49
$1.6 £1.18
Water (1.5 liter bottle)
$1.53 £1.13
$0.7 £0.51
$2.8 £2.06
Cigarettes 20 Pack (Marlboro, Camel)
$18.8 £13.83
$16.45 £12.1
$22.83 £16.8
Wine (Bottle)
$11.65 £8.58
$8.74 £6.43
$17.48 £12.86
Local Beer (0.5 liter bottle)
$2.79 £2.06
$1.66 £1.22
$4.15 £3.05
Imported Beer (0.33 liter bottle)
$3.1 £2.28
$1.59 £1.17
$5.3 £3.9
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.33 £2.45
$2.69 £1.98
$4.04 £2.97
Public Transport Monthly Pass (Regular Price)
$78.4 £57.7
$52.3 £38.46
$90.2 £66.4
Taxi Start (Normal Tariff)
$5.14 £3.78
$3.73 £2.74
$6.43 £4.73
Taxi (Normal Tariff) (1km)
$1.98 £1.46
$1.98 £1.46
$1.98 £1.46
Taxi 1hour Waiting (Normal Tariff)
$23.82 £17.53
$21.01 £15.46
$33.62 £24.74
Gasoline (1 liter)
$2.15 £1.58
$2.03 £1.49
$2.27 £1.67
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.8K £25.6K
$34.5K £25.4K
$34.8K £25.6K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$46.4K £34.1K
$46.4K £34.1K
$46.7K £34.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$303 £223
$190 £140
$547 £402
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.16 £12.63
$13.59 £10
$40.81 £30.03
Internet (50+ Mbps, Unlimited Data)
$49.09 £36.12
$38.67 £28.46
$69.6 £51.2
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$46.56 £34.26
$27.59 £20.3
$62.1 £45.69
Tennis Court (1 Hour on Weekend)
$18.17 £13.37
-
Cinema Ticket
$13.51 £9.94
$9.45 £6.96
$20.26 £14.91
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,457 £1,072
$1,119 £824
$1,989 £1,464
International Primary School, 1 Child (Yearly)
$19K £14K
$15.8K £11.7K
$25.4K £18.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$96.2 £70.8
$46.78 £34.43
$156 £115
Summer Dress (H&M, Zara, etc)
$48.92 £36
$30.57 £22.5
$76.4 £56.3
Sport Shoes (Adidas, Nike)
$78.6 £57.8
$46.23 £34.02
$116 £85.1
Men's Leather Business Shoes
$98.3 £72.3
$61 £44.9
$163 £120
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,234 £908
$960 £706
$1,234 £908
1-bedroom Apartment, Outside City Center (Monthly)
$1,011 £744
$754 £555
$1,062 £782
3-bedroom Apartment, City Center (Monthly)
$1,802 £1,326
$1,399 £1,030
$1,922 £1,414
3-bedroom Apartment, Outside City Center (Monthly)
$1,457 £1,072
$1,107 £815
$1,631 £1,201
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,123 £3,034
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.63
4.5
6
Citycost data is based on AI and user input – minor inaccuracies may occur.
Cost of Living in Cumbria - Frequently Asked Questions
Is Cumbria a good value for travelers, expats, and digital nomads compared with bigger cities in the UK?
The Cost of Living in Cumbria, United Kingdom tends to tilt toward affordable rural living with pockets of higher prices near popular Lake District hubs. You'll often get more space and quieter neighborhoods for similar or lower rents than big cities, especially in market towns and inland villages. Seasonal tourism can push rents and short-term stays up during peak months, while off-season life is calmer and more predictable. Public transport covers key routes, but a car frees you up in rural areas. Tip: Look for month-to-month deals and verify seasonal surge dates to plan your budget.
What’s it like to live day-to-day in Cumbria for housing, groceries, transport, and errands?
In daily life, housing ranges from compact flats in Kendal or Carlisle to cottages on the edge of the fells. Look beyond tourist hotspots for more affordable rents and longer leases. Grocery options are practical, with local butchers and fairs offering seasonal produce. Public transport connects towns, but weekend services can be limited; many residents opt for a car or car sharing for errands and hikes. Co-working spaces exist in larger towns and near university campuses, ideal for digital nomads. Cumbria, United Kingdom living cost varies by neighborhood and season. Tip: Subscribe to a local newsletter to catch rental market alerts and community swap events.
How can you plan for quality of life and budget in Cumbria across seasons and neighborhoods?
Quality of life in Cumbria rewards planning. Start with a simple budgeting framework: essential vs discretionary, track utilities, groceries, and transport, then reserve funds for seasonal travel and repairs. Neighborhood fit matters: choose towns with walkable centers, good co-working spaces, and reliable transit. In peak lake-season, expect crowds and higher lodging demand; in shoulder seasons, you will enjoy quieter streets and easier parking. Save by cooking at home, using local markets, and choosing longer leases to lock in stable rents. Explore areas that balance access to outdoors with daily amenities. Tip: Build a monthly review to adapt your plan as seasons shift.
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