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Cost of Living Comparison Between Zutphen and Ubud, Bali Cost of Living Comparison Between Zutphen and Ubud, Bali

😐 Solo nomad: Zutphen is 128% more expensive than Ubud, Bali without rent, and 249% more expensive with rent.
😐 Family of 3: Zutphen is 83.7% more expensive than Ubud, Bali without rent, and 206.9% more expensive with rent.
Currency
🍽 Eating Out
Zutphen
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.27 €17.46
$2.85 Rp 47.5K
611.23%
Three-Course Dinner for Two, Mid-Range
$68.9 €59.3
$12.26 Rp 204.3K
461.75%
Fast Food Meal (McDonalds, etc)
$12.9 €11.11
$3.28 Rp 54.6K
293.29%
Cappuccino
$4.29 €3.69
$2.3 Rp 38.3K
86.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.61 €3.11
$1.11 Rp 18.5K
225.23%
Water (0.33 liter bottle)
$2.6 €2.24
$0.26 Rp 4,324
900.00%
Local Beer (0.5 liter draught)
$7.12 €6.14
$2.4 Rp 40K
196.67%
Imported Beer (0.33 liter bottle)
$5.94 €5.12
$3.15 Rp 52.5K
88.57%
🛒 Groceries & Markets
Zutphen
Ubud, Bali
Difference
Milk (1 liter)
$1.31 €1.13
$1.49 Rp 24.9K
-12.08%
White Bread (500g)
$2.42 €2.09
$1.65 Rp 27.5K
46.67%
Rice (white) (1kg)
$3.21 €2.76
$1.13 Rp 18.9K
184.07%
Eggs
$4.55 €3.92
$2.33 Rp 38.9K
95.28%
Local Cheese (1kg)
$13.46 €11.59
$13.7 Rp 228.3K
-1.75%
Chicken Fillets (1kg)
$15.56 €13.4
$3.97 Rp 66.2K
291.94%
Beef Round Steak (1kg)
$17.02 €14.66
$11.22 Rp 187K
51.69%
Apples (1kg)
$2.29 €1.97
$3.48 Rp 57.9K
-34.20%
Banana (1kg)
$2.58 €2.22
$1.5 Rp 25K
72.00%
Oranges (1kg)
$1.92 €1.65
$2.68 Rp 44.6K
-28.36%
Tomato (1kg)
$3.84 €3.31
$1.35 Rp 22.5K
184.44%
Potato (1kg)
$1.98 €1.7
$1.57 Rp 26.2K
26.11%
Onion (1kg)
$1.94 €1.67
$2.1 Rp 34.9K
-7.62%
Lettuce (1 head)
$1.23 €1.06
$1.03 Rp 17.1K
19.42%
Water (1.5 liter bottle)
$0.86 €0.74
$0.57 Rp 9,488
50.88%
Cigarettes 20 Pack (Marlboro, Camel)
$14.32 €12.34
$2.31 Rp 38.5K
519.91%
Wine (Bottle)
$7.03 €6.05
$15.21 Rp 253.5K
-53.78%
Local Beer (0.5 liter bottle)
$1.51 €1.3
$2.49 Rp 41.5K
-39.36%
Imported Beer (0.33 liter bottle)
$2.81 €2.42
$2.66 Rp 44.3K
5.64%
🚌 Getting Around
Zutphen
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.54 €3.05
$0.29 Rp 4,911
1120.69%
Public Transport Monthly Pass (Regular Price)
$91.3 €78.7
$10.03 Rp 167.1K
810.57%
Taxi Start (Normal Tariff)
$4.29 €3.69
$0.45 Rp 7,480
853.33%
Taxi (Normal Tariff) (1km)
$2.15 €1.85
$0.34 Rp 5,748
532.35%
Taxi 1hour Waiting (Normal Tariff)
$29.36 €25.29
$5.97 Rp 99.4K
391.79%
Gasoline (1 liter)
$2.18 €1.87
$0.75 Rp 12.4K
190.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.4K €32.2K
$25.8K Rp 430.2M
44.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.1K €28.5K
$31.7K Rp 528.9M
4.21%
🧾 Monthly Utilities & Internet
Zutphen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$350 €301
$64.6 Rp 1.1M
441.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.82 €21.38
$4.14 Rp 69K
499.52%
Internet (50+ Mbps, Unlimited Data)
$48.53 €41.8
$23.99 Rp 399.7K
102.29%
🎉 Sport & Entertainment
Zutphen
Ubud, Bali
Difference
Gym Membership (Monthly)
$40.12 €34.56
$23.29 Rp 388.1K
72.26%
Tennis Court (1 Hour on Weekend)
$23.11 €19.9
$6.19 Rp 103.1K
273.34%
Cinema Ticket
$15.14 €13.04
$3.45 Rp 57.5K
338.84%
🧸 Childcare & Education
Zutphen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,569 €1,352
$91.9 Rp 1.5M
1607.74%
International Primary School, 1 Child (Yearly)
$8,210 €7,071
$5,912 Rp 98.5M
38.86%
👕👟 Clothing & Footwear
Zutphen
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$88.1 €75.9
$51.5 Rp 857.6K
71.11%
Summer Dress (H&M, Zara, etc)
$39.11 €33.69
$24.45 Rp 407.3K
59.96%
Sport Shoes (Adidas, Nike)
$117 €101
$84.4 Rp 1.4M
38.85%
Men's Leather Business Shoes
$130 €112
$74.3 Rp 1.2M
75.40%
🏠 Accommodation & Living
Zutphen
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,406 €1,211
$261 Rp 4.4M
438.22%
1-bedroom Apartment, Outside City Center (Monthly)
$1,155 €994
$160 Rp 2.7M
623.74%
3-bedroom Apartment, City Center (Monthly)
$2,312 €1,991
$585 Rp 9.7M
295.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,759 €1,515
$328 Rp 5.5M
435.75%
Buy Apartment in City Center (m2)
$4,931 €4,247
$985 Rp 16.4M
400.52%
Buy Apartment Outside City Center (m2)
$4,317 €3,718
$847 Rp 14.1M
409.75%
💵 Salaries & Financials
Zutphen
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,299 €5,425
$178 Rp 3M
3439.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.34
13.28
-67.32%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zutphen: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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