Last update: Nov 2026

Cost of Living Comparison Between Zupanja and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,613 in Zupanja, rent and utilities included – about $3,400 less a year. The total is higher in Zupanja despite lower rent and utilities.

77

Cost of Living Index in Zupanja
Learn more

Zupanja Living Index
64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Zupanja

🇭🇷 Croatia

$1,613

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Zupanja and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zupanja and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,613 in Zupanja versus $1,331 in Ubud, Bali.

Zupanja $1,613
Ubud, Bali $1,331

Estimated couple costs with rent: $2,445 in Zupanja versus $2,255 in Ubud, Bali.

Zupanja $2,445
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $3,277 in Zupanja versus $3,180 in Ubud, Bali.

Zupanja $3,277
Ubud, Bali $3,180

Living in Zupanja is roughly 21% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zupanja is 19% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$12.39 €11.05

$3.38 Rp 61.3K

266.57%

Three-Course Dinner for Two, Mid-Range

$64.2 €57.3

$34.65 Rp 628.8K

85.34%

Fast Food Meal (McDonalds, etc)

$7.95 €7.09

$5.57 Rp 101.2K

42.73%

Cappuccino

$2.59 €2.31

$2.62 Rp 47.5K

-1.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 €2.73

$1.54 Rp 27.9K

99.35%

Water (0.33 liter bottle)

$2.59 €2.31

$0.64 Rp 11.6K

304.69%

Local Beer (0.5 liter draught)

$3.37 €3.01

$2.67 Rp 48.4K

26.22%

Imported Beer (0.33 liter bottle)

$4.46 €3.98

$4.26 Rp 77.4K

4.69%

Milk (1 liter)

$1.24 €1.11

$1.46 Rp 26.5K

-15.07%

White Bread (500g)

$1.54 €1.37

$2.29 Rp 41.6K

-32.75%

Rice (white) (1kg)

$2.68 €2.39

$1.11 Rp 20.1K

141.44%

Eggs

$3.86 €3.44

$2.10 Rp 38.1K

83.81%

Local Cheese (1kg)

$14.66 €13.08

$15.94 Rp 289.3K

-8.03%

Chicken Fillets (1kg)

$11.59 €10.34

$3.88 Rp 70.5K

198.71%

Beef Round Steak (1kg)

$17.18 €15.32

$11.40 Rp 206.9K

50.70%

Apples (1kg)

$2.32 €2.07

$3.55 Rp 64.5K

-34.65%

Banana (1kg)

$1.72 €1.53

$1.54 Rp 27.9K

11.69%

Oranges (1kg)

$2.12 €1.89

$2.23 Rp 40.5K

-4.93%

Tomato (1kg)

$2.47 €2.20

$1.97 Rp 35.8K

25.38%

Potato (1kg)

$1.36 €1.21

$1.86 Rp 33.7K

-26.88%

Onion (1kg)

$1.22 €1.08

$2.42 Rp 43.9K

-49.59%

Lettuce (1 head)

$1.22 €1.09

$1.02 Rp 18.6K

19.61%

Water (1.5 liter bottle)

$1.33 €1.19

$0.52 Rp 9,479

155.77%

Cigarettes 20 Pack (Marlboro, Camel)

$5.86 €5.23

$2.20 Rp 39.9K

166.36%

Wine (Bottle)

$11.15 €9.95

$21.79 Rp 395.4K

-48.83%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$2.33 Rp 42.2K

-27.47%

Imported Beer (0.33 liter bottle)

$2.40 €2.14

$2.97 Rp 53.9K

-19.19%

One-way Ticket (Public Transport)

$1.74 €1.55

$0.25 Rp 4,544

596.00%

Public Transport Monthly Pass (Regular Price)

$44.16 €39.39

$8.17 Rp 148.4K

440.51%

Taxi Start (Normal Tariff)

$2.20 €1.96

$0.44 Rp 7,944

400.00%

Taxi (Normal Tariff) (1km)

$1.37 €1.22

$0.47 Rp 8,493

191.49%

Taxi 1hour Waiting (Normal Tariff)

$12.18 €10.86

$5.60 Rp 101.6K

117.50%

Gasoline (1 liter)

$1.85 €1.65

$0.83 Rp 15.0K

122.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.6K

$24.4K Rp 443.7M

12.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K €22.7K

$31.7K Rp 575.2M

-19.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 €189

$77.5 Rp 1.4M

173.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.26 €19.86

$6.14 Rp 111.5K

262.54%

Internet (50+ Mbps, Unlimited Data)

$37.94 €33.84

$18.92 Rp 343.3K

100.53%

Gym Membership (Monthly)

$52.2 €46.56

$51.0 Rp 925.4K

2.37%

Tennis Court (1 Hour on Weekend)

$15.13 €13.50

$18.25 Rp 331.2K

-17.10%

Cinema Ticket

$10.43 €9.30

$4.38 Rp 79.5K

138.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 €441

$492 Rp 8.9M

0.30%

International Primary School, 1 Child (Yearly)

$10.0K €8,934

$12.2K Rp 221.8M

-18.05%

Jeans (Levis 501 Or Similar)

$110 €98.3

$45.16 Rp 819.6K

144.09%

Summer Dress (H&M, Zara, etc)

$41.47 €36.99

$34.89 Rp 633.2K

18.86%

Sport Shoes (Adidas, Nike)

$103 €91.8

$78.3 Rp 1.4M

31.38%

Men's Leather Business Shoes

$112 €100

$77.9 Rp 1.4M

44.30%

1-bedroom Apartment, City Center (Monthly)

$674 €601

$1,078 Rp 19.6M

-37.44%

1-bedroom Apartment, Outside City Center (Monthly)

$527 €470

$665 Rp 12.1M

-20.69%

3-bedroom Apartment, City Center (Monthly)

$1,200 €1,070

$3,510 Rp 63.7M

-65.82%

3-bedroom Apartment, Outside City Center (Monthly)

$879 €784

$1,671 Rp 30.3M

-47.37%

Buy Apartment in City Center (m2)

$3,968 €3,539

$2,340 Rp 42.5M

69.57%

Buy Apartment Outside City Center (m2)

$2,882 €2,570

$2,236 Rp 40.6M

28.87%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

13.78

-76.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zupanja: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zupanja

$527 32.7%

Ubud, Bali

$665 50% 26.1% $138

Groceries & Markets

Zupanja

$313 19.4%

Ubud, Bali

$279 21% 10.7% $34

Monthly Utilities & Internet

Zupanja

$272 16.9%

Ubud, Bali

$103 7.7% 62.3% $169

Eating Out

Zupanja

$203 12.6%

Ubud, Bali

$106 8% 47.8% $97

Clothing & Footwear

Zupanja

$165 10.2%

Ubud, Bali

$106 8% 35.6% $59

Sport & Entertainment

Zupanja

$73 4.5%

Ubud, Bali

$60 4.5% 18.2% $13

Getting Around

Zupanja

$60 3.7%

Ubud, Bali

$12 0.9% 80.1% $48

Cost Breakdown

A one-bedroom apartment in the center runs $674 in Zupanja and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $64 in Zupanja vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $313 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇭🇷 Zupanja

🇮🇩 Ubud, Bali

🕒 Local time

05:38 5:38 AM

12:38 12:38 PM

7 h ahead of Zupanja

🌤 Weather

👥 Population

12,000

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Zupanja Ubud, Bali 11,190 km ≈ 14 h nonstop flight

From you

Zupanja
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zupanja vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 18% lower than in Zupanja. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,420 in Zupanja and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $674 in Zupanja versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Zupanja versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 12% higher in Zupanja. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zupanja and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.