Last update: Nov 2026

Cost of Living Comparison Between Zupanja and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $1,613 in Zupanja, rent and utilities included – about $8,100 less a year. Rent and utilities account for about half of the difference.

77

Cost of Living Index in Zupanja
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Zupanja Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Zupanja

🇭🇷 Croatia

$1,613

/mo nomad

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Monthly Cost of Living

How much you'll spend in Zupanja and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zupanja and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,613 per month in Zupanja vs $935 in Chiang Mai, rent included.

Zupanja $1,613
Chiang Mai $935

A couple spends around $2,445 per month in Zupanja vs $1,467 in Chiang Mai, rent included.

Zupanja $2,445
Chiang Mai $1,467

A family of three spends $3,277 per month in Zupanja vs $1,999 in Chiang Mai, rent included.

Zupanja $3,277
Chiang Mai $1,999

Zupanja costs about 72% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Zupanja sits 19% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.39 €11.05

$2.13 ฿72.0

481.69%

Three-Course Dinner for Two, Mid-Range

$64.2 €57.3

$18.62 ฿628

244.90%

Fast Food Meal (McDonalds, etc)

$7.95 €7.09

$5.60 ฿189

41.96%

Cappuccino

$2.59 €2.31

$1.66 ฿56.1

56.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 €2.73

$0.65 ฿21.82

372.31%

Water (0.33 liter bottle)

$2.59 €2.31

$0.30 ฿10.29

763.33%

Local Beer (0.5 liter draught)

$3.37 €3.01

$2.32 ฿78.3

45.26%

Imported Beer (0.33 liter bottle)

$4.46 €3.98

$3.67 ฿124

21.53%

Milk (1 liter)

$1.24 €1.11

$2.02 ฿68.0

-38.61%

White Bread (500g)

$1.54 €1.37

$1.41 ฿47.49

9.22%

Rice (white) (1kg)

$2.68 €2.39

$1.39 ฿46.94

92.81%

Eggs

$3.86 €3.44

$2.37 ฿79.9

62.87%

Local Cheese (1kg)

$14.66 €13.08

$16.52 ฿557

-11.26%

Chicken Fillets (1kg)

$11.59 €10.34

$2.67 ฿90.1

334.08%

Beef Round Steak (1kg)

$17.18 €15.32

$9.02 ฿304

90.47%

Apples (1kg)

$2.32 €2.07

$2.40 ฿80.9

-3.33%

Banana (1kg)

$1.72 €1.53

$1.04 ฿35.12

65.38%

Oranges (1kg)

$2.12 €1.89

$1.66 ฿56.0

27.71%

Tomato (1kg)

$2.47 €2.20

$1.56 ฿52.6

58.33%

Potato (1kg)

$1.36 €1.21

$1.24 ฿41.75

9.68%

Onion (1kg)

$1.22 €1.08

$1.09 ฿36.65

11.93%

Lettuce (1 head)

$1.22 €1.09

$0.76 ฿25.70

60.53%

Water (1.5 liter bottle)

$1.33 €1.19

$0.51 ฿17.34

160.78%

Cigarettes 20 Pack (Marlboro, Camel)

$5.86 €5.23

$4.12 ฿139

42.23%

Wine (Bottle)

$11.15 €9.95

$17.93 ฿605

-37.81%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.62 ฿54.8

4.32%

Imported Beer (0.33 liter bottle)

$2.40 €2.14

$2.82 ฿95.2

-14.89%

One-way Ticket (Public Transport)

$1.74 €1.55

$0.93 ฿31.52

87.10%

Public Transport Monthly Pass (Regular Price)

$44.16 €39.39

$52.9 ฿1,784

-16.51%

Taxi Start (Normal Tariff)

$2.20 €1.96

$1.18 ฿39.69

86.44%

Taxi (Normal Tariff) (1km)

$1.37 €1.22

$0.17 ฿5.78

705.88%

Taxi 1hour Waiting (Normal Tariff)

$12.18 €10.86

$1.81 ฿61.1

572.93%

Gasoline (1 liter)

$1.85 €1.65

$1.47 ฿49.67

25.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.6K

$21.0K ฿708.7K

31.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K €22.7K

$26.5K ฿894.4K

-4.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 €189

$62.6 ฿2,110

238.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.26 €19.86

$11.60 ฿391

91.90%

Internet (50+ Mbps, Unlimited Data)

$37.94 €33.84

$20.30 ฿685

86.90%

Gym Membership (Monthly)

$52.2 €46.56

$37.88 ฿1,278

37.80%

Tennis Court (1 Hour on Weekend)

$15.13 €13.50

$3.70 ฿125

308.92%

Cinema Ticket

$10.43 €9.30

$6.51 ฿220

60.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 €441

$727 ฿24.5K

-32.06%

International Primary School, 1 Child (Yearly)

$10.0K €8,934

$16.6K ฿559.0K

-39.57%

Jeans (Levis 501 Or Similar)

$110 €98.3

$53.5 ฿1,806

105.88%

Summer Dress (H&M, Zara, etc)

$41.47 €36.99

$24.80 ฿836

67.22%

Sport Shoes (Adidas, Nike)

$103 €91.8

$90.4 ฿3,049

13.84%

Men's Leather Business Shoes

$112 €100

$72.0 ฿2,428

56.13%

1-bedroom Apartment, City Center (Monthly)

$674 €601

$481 ฿16.2K

40.11%

1-bedroom Apartment, Outside City Center (Monthly)

$527 €470

$310 ฿10.5K

70.14%

3-bedroom Apartment, City Center (Monthly)

$1,200 €1,070

$1,058 ฿35.7K

13.35%

3-bedroom Apartment, Outside City Center (Monthly)

$879 €784

$659 ฿22.2K

33.52%

Buy Apartment in City Center (m2)

$3,968 €3,539

$2,418 ฿81.5K

64.12%

Buy Apartment Outside City Center (m2)

$2,882 €2,570

$1,609 ฿54.3K

79.12%

Average Monthly Net Salary (After Tax)

$595 ฿20.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

5.57

-40.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zupanja: November 1, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zupanja

$527 32.7%

Chiang Mai

$310 33.1% 41.2% $217

Groceries & Markets

Zupanja

$313 19.4%

Chiang Mai

$237 25.3% 24.4% $76

Monthly Utilities & Internet

Zupanja

$272 16.9%

Chiang Mai

$94 10.1% 65.2% $177

Eating Out

Zupanja

$203 12.6%

Chiang Mai

$77 8.2% 62.2% $126

Clothing & Footwear

Zupanja

$165 10.2%

Chiang Mai

$108 11.6% 34.4% $57

Sport & Entertainment

Zupanja

$73 4.5%

Chiang Mai

$51 5.4% 30.3% $22

Getting Around

Zupanja

$60 3.7%

Chiang Mai

$59 6.3% 2.5% $1.5

Cost Breakdown

A central one-bedroom costs $674 in Zupanja versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $64 in Zupanja versus $19 in Chiang Mai. Monthly groceries follow the same trend: $313 vs $237 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇭🇷 Zupanja

🇹🇭 Chiang Mai

🕒 Local time

10:50 10:50 AM

16:50 4:50 PM

6 h ahead of Zupanja

🌤 Weather

👥 Population

12,000

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.96 USD

100 THB = 2.64 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Zupanja Chiang Mai 7,790 km ≈ 10 h nonstop flight

From you

Zupanja
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zupanja vs Chiang Mai: Cost of Living - Frequently Asked Questions

Zupanja costs about 72% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,420 per month in Zupanja and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $674 in Zupanja.

Kindergarten costs $494 per month in Zupanja and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 32% more in Zupanja, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $1,613 in Zupanja and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,613 in Zupanja. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.