Last update: Oct 2026

Cost of Living Comparison Between Zikhron Ya'akov and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,493 in Zikhron Ya'akov, rent and utilities included – about $13,500 less a year. Rent and utilities account for about half of the difference.

128

Cost of Living Index in Zikhron Ya'akov
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Zikhron Ya'akov Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zikhron Ya'akov

🇮🇱 Israel

$2,493

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Zikhron Ya'akov and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zikhron Ya'akov and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,493 in Zikhron Ya'akov versus $1,368 in Ubud, Bali.

Zikhron Ya'akov $2,493
Ubud, Bali $1,368

Estimated couple costs with rent: $3,722 in Zikhron Ya'akov versus $2,314 in Ubud, Bali.

Zikhron Ya'akov $3,722
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,951 in Zikhron Ya'akov versus $3,260 in Ubud, Bali.

Zikhron Ya'akov $4,951
Ubud, Bali $3,260

Living in Zikhron Ya'akov is roughly 82% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Zikhron Ya'akov 85% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$22.35 ₪69.5

$3.33 Rp 59.9K

571.17%

Three-Course Dinner for Two, Mid-Range

$89.4 ₪278

$35.18 Rp 633.2K

154.15%

Fast Food Meal (McDonalds, etc)

$20.25 ₪63.0

$5.80 Rp 104.5K

249.14%

Cappuccino

$4.62 ₪14.38

$2.73 Rp 49.1K

69.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 ₪9.54

$1.64 Rp 29.5K

87.20%

Water (0.33 liter bottle)

$2.34 ₪7.29

$0.83 Rp 15.0K

181.93%

Local Beer (0.5 liter draught)

$9.48 ₪29.48

$2.70 Rp 48.6K

251.11%

Imported Beer (0.33 liter bottle)

$9.63 ₪29.95

$4.30 Rp 77.4K

123.95%

Milk (1 liter)

$2.27 ₪7.05

$1.50 Rp 27.1K

51.33%

White Bread (500g)

$2.40 ₪7.45

$2.30 Rp 41.4K

4.35%

Rice (white) (1kg)

$2.38 ₪7.40

$1.18 Rp 21.2K

101.69%

Eggs

$4.71 ₪14.66

$2.14 Rp 38.6K

120.09%

Local Cheese (1kg)

$13.06 ₪40.64

$17.48 Rp 314.6K

-25.29%

Chicken Fillets (1kg)

$13.04 ₪40.56

$4.03 Rp 72.5K

223.57%

Beef Round Steak (1kg)

$25.52 ₪79.4

$12.23 Rp 220.1K

108.67%

Apples (1kg)

$4.41 ₪13.72

$3.55 Rp 63.9K

24.23%

Banana (1kg)

$3.27 ₪10.18

$1.57 Rp 28.3K

108.28%

Oranges (1kg)

$2.39 ₪7.44

$2.24 Rp 40.2K

6.70%

Tomato (1kg)

$3.33 ₪10.35

$1.93 Rp 34.7K

72.54%

Potato (1kg)

$1.67 ₪5.20

$1.88 Rp 33.9K

-11.17%

Onion (1kg)

$1.43 ₪4.43

$2.29 Rp 41.3K

-37.55%

Lettuce (1 head)

$2.41 ₪7.51

$0.99 Rp 17.9K

143.43%

Water (1.5 liter bottle)

$1.00 ₪3.12

$0.53 Rp 9,475

88.68%

Cigarettes 20 Pack (Marlboro, Camel)

$10.12 ₪31.47

$2.28 Rp 41.1K

343.86%

Wine (Bottle)

$10.89 ₪33.89

$23.01 Rp 414.2K

-52.67%

Local Beer (0.5 liter bottle)

$2.75 ₪8.56

$2.34 Rp 42.2K

17.52%

Imported Beer (0.33 liter bottle)

$2.50 ₪7.77

$2.91 Rp 52.4K

-14.09%

One-way Ticket (Public Transport)

$2.86 ₪8.89

$0.24 Rp 4,315

1091.67%

Public Transport Monthly Pass (Regular Price)

$86.7 ₪270

$8.82 Rp 158.7K

883.22%

Taxi Start (Normal Tariff)

$2.62 ₪8.16

$0.48 Rp 8,684

445.83%

Taxi (Normal Tariff) (1km)

$1.31 ₪4.08

$0.46 Rp 8,233

184.78%

Taxi 1hour Waiting (Normal Tariff)

$41.40 ₪129

$5.45 Rp 98.2K

659.63%

Gasoline (1 liter)

$2.63 ₪8.17

$0.88 Rp 15.9K

198.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$57.4K ₪178.4K

$24.6K Rp 442.2M

133.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$59.0K ₪183.4K

$31.2K Rp 561.4M

89.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 ₪796

$83.0 Rp 1.5M

208.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.47 ₪35.70

$6.45 Rp 116.0K

77.83%

Internet (50+ Mbps, Unlimited Data)

$44.21 ₪138

$18.57 Rp 334.2K

138.07%

Gym Membership (Monthly)

$82.1 ₪256

$55.8 Rp 1.0M

47.15%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$13.09 ₪40.72

$4.38 Rp 78.9K

198.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,131 ₪3,519

$493 Rp 8.9M

129.43%

International Primary School, 1 Child (Yearly)

$24.9K ₪77.4K

$5,754 Rp 103.6M

332.15%

Jeans (Levis 501 Or Similar)

$38.14 ₪119

$46.19 Rp 831.4K

-17.43%

Summer Dress (H&M, Zara, etc)

$40.72 ₪127

$35.33 Rp 636.0K

15.26%

Sport Shoes (Adidas, Nike)

$97.6 ₪304

$79.1 Rp 1.4M

23.42%

Men's Leather Business Shoes

$117 ₪363

$78.4 Rp 1.4M

48.68%

1-bedroom Apartment, City Center (Monthly)

$1,374 ₪4,276

$1,142 Rp 20.6M

20.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,057 ₪3,289

$676 Rp 12.2M

56.48%

3-bedroom Apartment, City Center (Monthly)

$2,490 ₪7,746

$3,503 Rp 63.1M

-28.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 ₪5,481

$1,700 Rp 30.6M

3.64%

Buy Apartment in City Center (m2)

$9,120 ₪28.4K

$2,784 Rp 50.1M

227.59%

Buy Apartment Outside City Center (m2)

$7,172 ₪22.3K

$2,241 Rp 40.3M

220.09%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.2

13.78

-62.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zikhron Ya'akov: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zikhron Ya'akov

$1.1K 42.4%

Ubud, Bali

$676 49.4% 36.1% $382

Groceries & Markets

Zikhron Ya'akov

$394 15.8%

Ubud, Bali

$290 21.2% 26.3% $103

Eating Out

Zikhron Ya'akov

$383 15.4%

Ubud, Bali

$109 8% 71.6% $274

Monthly Utilities & Internet

Zikhron Ya'akov

$312 12.5%

Ubud, Bali

$108 7.9% 65.3% $203

Clothing & Footwear

Zikhron Ya'akov

$132 5.3%

Ubud, Bali

$108 7.9% 18.4% $24

Sport & Entertainment

Zikhron Ya'akov

$108 4.3%

Ubud, Bali

$65 4.7% 40.4% $44

Getting Around

Zikhron Ya'akov

$107 4.3%

Ubud, Bali

$13 0.9% 88.3% $95

Cost Breakdown

A one-bedroom apartment in the center runs $1,374 in Zikhron Ya'akov and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $89.0 in Zikhron Ya'akov vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $394 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇱 Zikhron Ya'akov

🇮🇩 Ubud, Bali

🕒 Local time

00:47 12:47 AM

05:47 5:47 AM

5 h ahead of Zikhron Ya'akov

🌤 Weather

👥 Population

22,984

74,800

💱 Currency

Israeli New Shekel ILS ₪

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ILS – Israeli New Shekel Converter

🇺🇸 United States Dollar ($)

🇮🇱 Israeli New Shekel (₪)

Israeli New Shekel exchange rates as of October 17, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to ILS in detail →

On the map

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Highest

Between locations

Zikhron Ya'akov Ubud, Bali 9,620 km ≈ 13 h nonstop flight

From you

Zikhron Ya'akov
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zikhron Ya'akov vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 82% lower than in Zikhron Ya'akov. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $3,740 in Zikhron Ya'akov and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,374 in Zikhron Ya'akov versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,131 in Zikhron Ya'akov versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 36% higher in Zikhron Ya'akov. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $2,493 in Zikhron Ya'akov, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zikhron Ya'akov. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Zikhron Ya'akov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 82% less than in Zikhron Ya'akov. Beyond cost, consider language, visa policies, and how big the international community is in each city.