Last update: Oct 2026

Cost of Living Comparison Between Ziar Nad Hronom and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,402 in Ziar Nad Hronom, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Ziar Nad Hronom
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Ziar Nad Hronom Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Ziar Nad Hronom

🇸🇰 Slovakia

$1,402

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ziar Nad Hronom and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ziar Nad Hronom and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,402 in Ziar Nad Hronom versus $918 in Cebu.

Ziar Nad Hronom $1,402
Cebu $918

Estimated couple costs with rent: $1,976 in Ziar Nad Hronom versus $1,409 in Cebu.

Ziar Nad Hronom $1,976
Cebu $1,409

Monthly costs for a family of three with rent: $2,550 in Ziar Nad Hronom versus $1,900 in Cebu.

Ziar Nad Hronom $2,550
Cebu $1,900

Living in Ziar Nad Hronom is roughly 53% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ziar Nad Hronom is 4% above, Cebu is 32% below.

Meal at Budget Restaurant

$7.14 €6.35

$3.09 ₱194

131.07%

Three-Course Dinner for Two, Mid-Range

$26.79 €23.83

$24.22 ₱1,525

10.61%

Fast Food Meal (McDonalds, etc)

$7.83 €6.97

$3.92 ₱247

99.74%

Cappuccino

$1.97 €1.76

$2.51 ₱158

-21.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.78 €1.59

$1.59 ₱100

11.95%

Water (0.33 liter bottle)

$1.14 €1.01

$0.53 ₱33.43

115.09%

Local Beer (0.5 liter draught)

$1.96 €1.74

$1.78 ₱112

10.11%

Imported Beer (0.33 liter bottle)

$2.42 €2.15

$2.17 ₱137

11.52%

Milk (1 liter)

$0.96 €0.85

$1.92 ₱121

-50.00%

White Bread (500g)

$0.99 €0.88

$1.36 ₱85.4

-27.21%

Rice (white) (1kg)

$2.02 €1.80

$1.01 ₱63.5

100.00%

Eggs

$3.50 €3.11

$2.03 ₱128

72.41%

Local Cheese (1kg)

$8.98 €7.99

$9.86 ₱621

-8.92%

Chicken Fillets (1kg)

$6.32 €5.62

$4.39 ₱277

43.96%

Beef Round Steak (1kg)

$10.91 €9.71

$7.60 ₱479

43.55%

Apples (1kg)

$2.00 €1.78

$3.30 ₱208

-39.39%

Banana (1kg)

$1.67 €1.48

$1.39 ₱87.8

20.14%

Oranges (1kg)

$2.11 €1.88

$2.33 ₱147

-9.44%

Tomato (1kg)

$4.25 €3.78

$1.50 ₱94.3

183.33%

Potato (1kg)

$1.19 €1.06

$2.36 ₱149

-49.58%

Onion (1kg)

$1.86 €1.65

$1.90 ₱119

-2.11%

Lettuce (1 head)

$1.28 €1.14

$1.19 ₱74.9

7.56%

Water (1.5 liter bottle)

$0.78 €0.69

$0.63 ₱39.71

23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$5.56 €4.95

$3.00 ₱189

85.33%

Wine (Bottle)

$5.49 €4.88

$6.03 ₱379

-8.96%

Local Beer (0.5 liter bottle)

$0.88 €0.78

$1.23 ₱77.7

-28.46%

Imported Beer (0.33 liter bottle)

$1.56 €1.39

$1.75 ₱110

-10.86%

One-way Ticket (Public Transport)

$1.15 €1.02

$0.25 ₱15.86

360.00%

Public Transport Monthly Pass (Regular Price)

$28.11 €25.00

$12.64 ₱796

122.39%

Taxi Start (Normal Tariff)

$2.74 €2.44

$0.77 ₱48.62

255.84%

Taxi (Normal Tariff) (1km)

$1.67 €1.49

$0.23 ₱14.53

626.09%

Taxi 1hour Waiting (Normal Tariff)

$22.35 €19.88

$4.46 ₱281

401.12%

Gasoline (1 liter)

$1.88 €1.67

$1.31 ₱82.8

43.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K €23.1K

$21.2K ₱1.3M

22.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K €24.4K

$19.1K ₱1.2M

43.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 €223

$120 ₱7,569

108.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.70 €18.41

$14.00 ₱882

47.86%

Internet (50+ Mbps, Unlimited Data)

$21.94 €19.52

$27.54 ₱1,734

-20.33%

Gym Membership (Monthly)

$42.80 €38.07

$32.33 ₱2,035

32.38%

Tennis Court (1 Hour on Weekend)

$16.58 €14.75

$6.65 ₱419

149.32%

Cinema Ticket

$10.18 €9.05

$5.65 ₱356

80.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 €293

$275 ₱17.3K

19.67%

International Primary School, 1 Child (Yearly)

$10.7K €9,526

$7,918 ₱498.5K

35.26%

Jeans (Levis 501 Or Similar)

$73.3 €65.2

$49.33 ₱3,106

48.59%

Summer Dress (H&M, Zara, etc)

$49.72 €44.23

$25.24 ₱1,589

96.99%

Sport Shoes (Adidas, Nike)

$105 €93.4

$77.0 ₱4,846

36.38%

Men's Leather Business Shoes

$73.7 €65.6

$57.2 ₱3,601

28.92%

1-bedroom Apartment, City Center (Monthly)

$632 €562

$500 ₱31.5K

26.43%

1-bedroom Apartment, Outside City Center (Monthly)

$512 €456

$309 ₱19.4K

65.88%

3-bedroom Apartment, City Center (Monthly)

$1,014 €902

$1,078 ₱67.9K

-5.90%

3-bedroom Apartment, Outside City Center (Monthly)

$782 €695

$615 ₱38.7K

27.05%

Buy Apartment in City Center (m2)

$3,414 €3,036

$2,886 ₱181.7K

18.28%

Buy Apartment Outside City Center (m2)

$2,561 €2,278

$1,917 ₱120.7K

33.61%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.88

7.2

-46.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ziar Nad Hronom: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ziar Nad Hronom

$512 36.5%

Cebu

$309 33.6% 39.7% $203

Monthly Utilities & Internet

Ziar Nad Hronom

$293 20.9%

Cebu

$162 17.6% 44.8% $132

Groceries & Markets

Ziar Nad Hronom

$223 15.9%

Cebu

$206 22.4% 7.6% $17

Clothing & Footwear

Ziar Nad Hronom

$136 9.7%

Cebu

$94 10.2% 30.8% $42

Eating Out

Ziar Nad Hronom

$131 9.3%

Cebu

$88 9.6% 32.4% $42

Sport & Entertainment

Ziar Nad Hronom

$63 4.5%

Cebu

$44 4.8% 30.9% $20

Getting Around

Ziar Nad Hronom

$44 3.1%

Cebu

$16 1.7% 64.4% $28

Cost Breakdown

A one-bedroom apartment in the center runs $632 in Ziar Nad Hronom and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $27.00 in Ziar Nad Hronom vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $223 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇰 Ziar Nad Hronom

🇵🇭 Cebu

🕒 Local time

19:37 7:37 PM

01:37 1:37 AM

6 h ahead of Ziar Nad Hronom

🌤 Weather

👥 Population

17,032

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Ziar Nad Hronom Cebu 10,230 km ≈ 13 h nonstop flight

From you

Ziar Nad Hronom
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ziar Nad Hronom vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 53% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,103 in Ziar Nad Hronom and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $632 in Ziar Nad Hronom versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,402 per month in Ziar Nad Hronom versus $918 in Cebu – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 122% less than in Ziar Nad Hronom. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,402 in Ziar Nad Hronom, a $1,500 budget is realistic in Cebu but tight or insufficient in Ziar Nad Hronom. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ziar Nad Hronom, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ziar Nad Hronom and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 53% less than in Ziar Nad Hronom. Beyond cost, consider language, visa policies, and how big the international community is in each city.