Last update: Oct 2026

Cost of Living Comparison Between Zhubei City and Ubud, Bali

For one person, living is cheaper in Zhubei City: $1,055 a month against $1,368 in Ubud, Bali, rent and utilities included – about $3,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

51

Cost of Living Index in Zhubei City
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Zhubei City Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zhubei City

🇹🇼 Taiwan

$1,055

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Zhubei City and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zhubei City and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,055 in Zhubei City versus $1,368 in Ubud, Bali.

Zhubei City $1,055
Ubud, Bali $1,368

Estimated couple costs with rent: $1,841 in Zhubei City versus $2,314 in Ubud, Bali.

Zhubei City $1,841
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,627 in Zhubei City versus $3,260 in Ubud, Bali.

Zhubei City $2,627
Ubud, Bali $3,260

Living in Zhubei City costs roughly 23% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Zhubei City is 22% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$4.83 NT$157

$3.33 Rp 59.9K

45.05%

Three-Course Dinner for Two, Mid-Range

$28.00 NT$908

$35.18 Rp 633.2K

-20.41%

Fast Food Meal (McDonalds, etc)

$5.07 NT$164

$5.80 Rp 104.5K

-12.59%

Cappuccino

$2.89 NT$93.8

$2.73 Rp 49.1K

5.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 NT$29.41

$1.64 Rp 29.5K

-44.51%

Water (0.33 liter bottle)

$0.59 NT$19.02

$0.83 Rp 15.0K

-28.92%

Local Beer (0.5 liter draught)

$1.93 NT$62.5

$2.70 Rp 48.6K

-28.52%

Imported Beer (0.33 liter bottle)

$2.33 NT$75.6

$4.30 Rp 77.4K

-45.81%

Milk (1 liter)

$2.79 NT$90.4

$1.50 Rp 27.1K

86.00%

White Bread (500g)

$1.87 NT$60.7

$2.30 Rp 41.4K

-18.70%

Rice (white) (1kg)

$4.59 NT$149

$1.18 Rp 21.2K

288.98%

Eggs

$2.85 NT$92.5

$2.14 Rp 38.6K

33.18%

Local Cheese (1kg)

$24.76 NT$803

$17.48 Rp 314.6K

41.65%

Chicken Fillets (1kg)

$8.37 NT$271

$4.03 Rp 72.5K

107.69%

Beef Round Steak (1kg)

$25.93 NT$841

$12.23 Rp 220.1K

112.02%

Apples (1kg)

$4.04 NT$131

$3.55 Rp 63.9K

13.80%

Banana (1kg)

$2.42 NT$78.5

$1.57 Rp 28.3K

54.14%

Oranges (1kg)

$2.69 NT$87.3

$2.24 Rp 40.2K

20.09%

Tomato (1kg)

$3.27 NT$106

$1.93 Rp 34.7K

69.43%

Potato (1kg)

$3.02 NT$97.9

$1.88 Rp 33.9K

60.64%

Onion (1kg)

$2.02 NT$65.5

$2.29 Rp 41.3K

-11.79%

Lettuce (1 head)

$2.06 NT$66.9

$0.99 Rp 17.9K

108.08%

Water (1.5 liter bottle)

$1.33 NT$43.25

$0.53 Rp 9,475

150.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.88 NT$126

$2.28 Rp 41.1K

70.18%

Wine (Bottle)

$9.23 NT$299

$23.01 Rp 414.2K

-59.89%

Local Beer (0.5 liter bottle)

$1.43 NT$46.36

$2.34 Rp 42.2K

-38.89%

Imported Beer (0.33 liter bottle)

$2.33 NT$75.4

$2.91 Rp 52.4K

-19.93%

One-way Ticket (Public Transport)

$0.61 NT$19.85

$0.24 Rp 4,315

154.17%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$3.10 NT$101

$0.48 Rp 8,684

545.83%

Taxi (Normal Tariff) (1km)

$0.64 NT$20.76

$0.46 Rp 8,233

39.13%

Taxi 1hour Waiting (Normal Tariff)

$9.25 NT$300

$5.45 Rp 98.2K

69.72%

Gasoline (1 liter)

$0.99 NT$32.17

$0.88 Rp 15.9K

12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K NT$1.1M

$24.6K Rp 442.2M

36.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K NT$805.7K

$31.2K Rp 561.4M

-20.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 NT$3,331

$83.0 Rp 1.5M

23.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.96 NT$615

$6.45 Rp 116.0K

193.95%

Internet (50+ Mbps, Unlimited Data)

$22.80 NT$739

$18.57 Rp 334.2K

22.78%

Gym Membership (Monthly)

$31.40 NT$1,018

$55.8 Rp 1.0M

-43.75%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$9.99 NT$324

$4.38 Rp 78.9K

128.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$646 NT$20.9K

$493 Rp 8.9M

30.99%

International Primary School, 1 Child (Yearly)

$16.5K NT$533.8K

$5,754 Rp 103.6M

186.11%

Jeans (Levis 501 Or Similar)

$57.7 NT$1,870

$46.19 Rp 831.4K

24.83%

Summer Dress (H&M, Zara, etc)

$31.13 NT$1,010

$35.33 Rp 636.0K

-11.89%

Sport Shoes (Adidas, Nike)

$90.8 NT$2,946

$79.1 Rp 1.4M

14.84%

Men's Leather Business Shoes

$99.0 NT$3,209

$78.4 Rp 1.4M

26.25%

1-bedroom Apartment, City Center (Monthly)

$501 NT$16.2K

$1,142 Rp 20.6M

-56.15%

1-bedroom Apartment, Outside City Center (Monthly)

$217 NT$7,032

$676 Rp 12.2M

-67.90%

3-bedroom Apartment, City Center (Monthly)

$1,100 NT$35.7K

$3,503 Rp 63.1M

-68.59%

3-bedroom Apartment, Outside City Center (Monthly)

$768 NT$24.9K

$1,700 Rp 30.6M

-54.80%

Buy Apartment in City Center (m2)

$16.2K NT$525.9K

$2,784 Rp 50.1M

482.48%

Buy Apartment Outside City Center (m2)

$9,751 NT$316.2K

$2,241 Rp 40.3M

335.22%

Average Monthly Net Salary (After Tax)

$2,391 NT$77.5K

$165 Rp 3.0M

1353.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.4

13.78

-82.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zhubei City: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Zhubei City

$400 37.9%

Ubud, Bali

$290 21.2% 27.3% $109

Accommodation & Living

Zhubei City

$217 20.6%

Ubud, Bali

$676 49.4% 212% $459

Monthly Utilities & Internet

Zhubei City

$144 13.7%

Ubud, Bali

$108 7.9% 25.2% $36

Clothing & Footwear

Zhubei City

$125 11.9%

Ubud, Bali

$108 7.9% 14.2% $18

Eating Out

Zhubei City

$109 10.3%

Ubud, Bali

$109 8% 0% $0

Sport & Entertainment

Zhubei City

$51 4.9%

Ubud, Bali

$65 4.7% 25.7% $13

Getting Around

Zhubei City

$8.8 * 0.8%

Ubud, Bali

$13 0.9% 43.4% $3.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $501 in Zhubei City and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zhubei City pays 1353% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $28.00 in Zhubei City vs $35.00 in Ubud, Bali. Groceries flip the comparison at $400 vs $290, with Ubud, Bali cheaper for home cooking.

Good to know

🇹🇼 Zhubei City

🇮🇩 Ubud, Bali

🕒 Local time

07:28 7:28 AM

Same time as Zhubei City

🌤 Weather

👥 Population

211,746

74,800

💱 Currency

New Taiwan Dollar TWD NT$

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 TWD = 3.08 USD

100 TWD = 2.74 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TWD – New Taiwan Dollar Converter

🇺🇸 United States Dollar ($)

🇹🇼 New Taiwan Dollar (NT$)

New Taiwan Dollar exchange rates as of October 18, 2026: 1 USD = 32.43 TWD (100 TWD = 3.08 USD). 1 EUR = 36.46 TWD (100 TWD = 2.74 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to TWD in detail →

On the map

Lowest

Highest

Between locations

Zhubei City Ubud, Bali 3,760 km ≈ 5 h nonstop flight

From you

Zhubei City
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zhubei City vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zhubei City wins on cost – living expenses run 30% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhubei City the obvious pick if budget is a priority.

Average pay runs 1353% higher in Zhubei City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $501 in Zhubei City versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Ubud, Bali pay roughly 38% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,055 per month in Zhubei City versus $1,368 in Ubud, Bali – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,055 in Zhubei City versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Zhubei City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhubei City the clear choice for anyone on this budget.

Both work as nomad bases, but Zhubei City delivers better value – similar infrastructure at $1,055 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhubei City hard to pass up.

Safety-wise, Zhubei City and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zhubei City gentler on the wallet – expenses run 30% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.