🙂A single person spends $860 per month in Zenica vs $861 in Chiang Mai, rent included.
🙂A couple spends around $1,260 per month in Zenica vs $1,350 in Chiang Mai, rent included.
🙂A family of three spends $1,660 per month in Zenica vs $1,838 in Chiang Mai, rent included.
🙂Zenica and Chiang Mai have comparable living costs – the differences are in the details.
📊Both Zenica and Chiang Mai are more affordable than the global median – Zenica36% lower, Chiang Mai36% lower.
Currency
🍽 Eating Out
Zenica
Chiang Mai
Difference
Meal at Budget Restaurant
$7.06BAM 12.07
$1.96฿65.9
260.20%
Three-Course Dinner for Two, Mid-Range
$18.38BAM 31.44
$18.35฿617
0.16%
Fast Food Meal(McDonalds, etc)
$4.23BAM 7.23
$7.48฿252
-43.45%
Cappuccino
$1.61BAM 2.75
$2.02฿67.8
-20.30%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.74BAM 2.98
$0.85฿28.52
104.71%
Water(0.33 liter bottle)
$1.17BAM 2.00
$0.36฿11.97
225.00%
Local Beer(0.5 liter draught)
$2.03BAM 3.46
$2.14฿71.9
-5.14%
Imported Beer(0.33 liter bottle)
$2.02BAM 3.45
$3.59฿121
-43.73%
🛒 Groceries & Markets
Zenica
Chiang Mai
Difference
Milk(1 liter)
$1.21BAM 2.08
$1.65฿55.5
-26.67%
White Bread(500g)
$0.91BAM 1.56
$1.57฿52.7
-42.04%
Rice(white)(1kg)
$1.78BAM 3.04
$1.19฿40.05
49.58%
Eggs
$2.69BAM 4.59
$1.94฿65.1
38.66%
Local Cheese(1kg)
$7.76BAM 13.28
$16.19฿545
-52.07%
Chicken Fillets(1kg)
$7.39BAM 12.64
$2.99฿101
147.16%
Beef Round Steak(1kg)
$12.68BAM 21.69
$10.94฿368
15.90%
Apples(1kg)
$1.34BAM 2.30
$2.71฿91.2
-50.55%
Banana(1kg)
$1.63BAM 2.78
$1.17฿39.27
39.32%
Oranges(1kg)
$1.55BAM 2.66
$1.69฿56.8
-8.28%
Tomato(1kg)
$1.83BAM 3.13
$1.60฿54.0
14.37%
Potato(1kg)
$1.01BAM 1.73
$1.38฿46.56
-26.81%
Onion(1kg)
$1.31BAM 2.23
$1.20฿40.47
9.17%
Lettuce(1 head)
$0.62BAM 1.06
$0.67฿22.51
-7.46%
Water(1.5 liter bottle)
$0.78BAM 1.33
$0.56฿18.74
39.29%
Cigarettes 20 Pack(Marlboro, Camel)
$3.47BAM 5.93
$4.64฿156
-25.22%
Wine(Bottle)
$4.00BAM 6.84
$17.62฿593
-77.30%
Local Beer(0.5 liter bottle)
$0.85BAM 1.45
$1.86฿62.6
-54.30%
Imported Beer(0.33 liter bottle)
$1.01BAM 1.74
$3.30฿111
-69.39%
🚌 Getting Around
Zenica
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.90BAM 1.54
$0.88฿29.70
2.27%
Public Transport Monthly Pass(Regular Price)
$32.07BAM 54.8
$19.34฿651
65.82%
Taxi Start(Normal Tariff)
$1.58BAM 2.70
$1.36฿45.92
16.18%
Taxi(Normal Tariff)(1km)
$0.83BAM 1.43
$1.34฿45.00
-38.06%
Taxi 1hour Waiting(Normal Tariff)
$8.81BAM 15.06
$8.21฿276
7.31%
Gasoline(1 liter)
$1.44BAM 2.47
$1.22฿41.20
18.03%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.0KBAM 41.1K
$21.4K฿718.5K
12.60%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1KBAM 44.6K
$22.5K฿758.1K
15.64%
🧾 Monthly Utilities & Internet
Zenica
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$167BAM 285
$70.7฿2,378
135.83%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.21BAM 32.85
$14.04฿472
36.82%
Internet(50+ Mbps, Unlimited Data)
$25.03BAM 42.81
$17.49฿589
43.11%
🎉 Sport & Entertainment
Zenica
Chiang Mai
Difference
Gym Membership(Monthly)
$24.42BAM 41.77
$42.15฿1,418
-42.06%
Tennis Court(1 Hour on Weekend)
$14.91BAM 25.51
$6.88฿231
116.72%
Cinema Ticket
$4.79BAM 8.20
$5.92฿199
-19.09%
🧸 Childcare & Education
Zenica
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$154BAM 264
$309฿10.4K
-50.03%
International Primary School, 1 Child(Yearly)
$3,252BAM 5,561
$14.9K฿500.7K
-78.14%
👕👟 Clothing & Footwear
Zenica
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$50.5BAM 86.3
$55.8฿1,876
-9.47%
Summer Dress(H&M, Zara, etc)
$30.90BAM 52.9
$26.11฿879
18.35%
Sport Shoes(Adidas, Nike)
$96.0BAM 164
$83.0฿2,793
15.68%
Men's Leather Business Shoes
$88.7BAM 152
$70.5฿2,371
25.96%
🏠 Accommodation & Living
Zenica
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$199BAM 341
$432฿14.5K
-53.84%
1-bedroom Apartment, Outside City Center(Monthly)
$147BAM 251
$239฿8,040
-38.52%
3-bedroom Apartment, City Center(Monthly)
$280BAM 480
$822฿27.7K
-65.89%
3-bedroom Apartment, Outside City Center(Monthly)
$209BAM 357
$512฿17.2K
-59.22%
Buy Apartment in City Center(m2)
$1,609BAM 2,753
$1,915฿64.4K
-15.94%
Buy Apartment Outside City Center(m2)
$1,328BAM 2,272
$1,467฿49.4K
-9.47%
💵 Salaries & Financials
Zenica
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$719BAM 1,230
$579฿19.5K
24.10%
20-Year Fixed Mortgage Interest Rate(Annual %)
3
5
-40.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zenica: July 12, 2026
Last update for Chiang Mai: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $199 in Zenica versus $432 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 24% higher in Zenica. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $18.00 in Zenica versus $18.00 in Chiang Mai. Monthly groceries follow the same trend: $201 vs $243 – making Zenica the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zenica vs Chiang Mai: Cost of Living - Frequently Asked Questions
How much do you need to earn to live comfortably in Zenica and in Chiang Mai?
For a comfortable life, plan on about $1,290 per month in Zenica and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Zenica or Chiang Mai?
Rent is clearly cheaper in Zenica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Zenica and in Chiang Mai?
A mid-range dinner for two costs $18.00 in Zenica and $18.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How expensive is transport in Zenica compared to Chiang Mai?
Public transport costs about 66% less in Zenica. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $800/month in Zenica or in Chiang Mai?
$800 covers both cities comfortably – all-in costs are $860 in Zenica and $861 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Zenica or Chiang Mai?
For digital nomads, it depends on budget. Zenica costs $860 versus $861 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Zenica compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Zenica or to Chiang Mai?
If budget matters most, go with Zenica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.