Last update: Oct 2026

Cost of Living Comparison Between Zeist and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,745 in Zeist, rent and utilities included – about $21,900 less a year. Rent and utilities account for most of the difference.

134

Cost of Living Index in Zeist
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Zeist Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Zeist

🇳🇱 Netherlands

$2,745

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Zeist and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zeist and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,745 in Zeist versus $918 in Cebu.

Zeist $2,745
Cebu $918

Estimated couple costs with rent: $3,809 in Zeist versus $1,409 in Cebu.

Zeist $3,809
Cebu $1,409

Monthly costs for a family of three with rent: $4,873 in Zeist versus $1,900 in Cebu.

Zeist $4,873
Cebu $1,900

Living in Zeist is roughly 199% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zeist is 103% above, Cebu is 32% below.

Meal at Budget Restaurant

$21.98 €19.55

$3.09 ₱194

611.33%

Three-Course Dinner for Two, Mid-Range

$80.4 €71.5

$24.22 ₱1,525

231.92%

Fast Food Meal (McDonalds, etc)

$13.37 €11.89

$3.92 ₱247

241.07%

Cappuccino

$4.39 €3.91

$2.51 ₱158

74.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 €3.31

$1.59 ₱100

133.96%

Water (0.33 liter bottle)

$3.38 €3.01

$0.53 ₱33.43

537.74%

Local Beer (0.5 liter draught)

$5.72 €5.09

$1.78 ₱112

221.35%

Imported Beer (0.33 liter bottle)

$5.11 €4.54

$2.17 ₱137

135.48%

Milk (1 liter)

$1.43 €1.27

$1.92 ₱121

-25.52%

White Bread (500g)

$2.23 €1.98

$1.36 ₱85.4

63.97%

Rice (white) (1kg)

$2.66 €2.36

$1.01 ₱63.5

163.37%

Eggs

$4.71 €4.19

$2.03 ₱128

132.02%

Local Cheese (1kg)

$13.69 €12.18

$9.86 ₱621

38.84%

Chicken Fillets (1kg)

$13.94 €12.40

$4.39 ₱277

217.54%

Beef Round Steak (1kg)

$18.74 €16.67

$7.60 ₱479

146.58%

Apples (1kg)

$2.61 €2.32

$3.30 ₱208

-20.91%

Banana (1kg)

$2.38 €2.12

$1.39 ₱87.8

71.22%

Oranges (1kg)

$2.10 €1.87

$2.33 ₱147

-9.87%

Tomato (1kg)

$4.27 €3.79

$1.50 ₱94.3

184.67%

Potato (1kg)

$1.76 €1.56

$2.36 ₱149

-25.42%

Onion (1kg)

$1.86 €1.65

$1.90 ₱119

-2.11%

Lettuce (1 head)

$1.30 €1.15

$1.19 ₱74.9

9.24%

Water (1.5 liter bottle)

$1.07 €0.95

$0.63 ₱39.71

69.84%

Cigarettes 20 Pack (Marlboro, Camel)

$14.08 €12.52

$3.00 ₱189

369.33%

Wine (Bottle)

$6.71 €5.97

$6.03 ₱379

11.28%

Local Beer (0.5 liter bottle)

$1.31 €1.16

$1.23 ₱77.7

6.50%

Imported Beer (0.33 liter bottle)

$2.67 €2.38

$1.75 ₱110

52.57%

One-way Ticket (Public Transport)

$3.40 €3.02

$0.25 ₱15.86

1260.00%

Public Transport Monthly Pass (Regular Price)

$91.9 €81.7

$12.64 ₱796

626.66%

Taxi Start (Normal Tariff)

$3.68 €3.27

$0.77 ₱48.62

377.92%

Taxi (Normal Tariff) (1km)

$2.00 €1.78

$0.23 ₱14.53

769.57%

Taxi 1hour Waiting (Normal Tariff)

$21.89 €19.47

$4.46 ₱281

390.81%

Gasoline (1 liter)

$2.41 €2.14

$1.31 ₱82.8

83.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.6K €36.1K

$21.2K ₱1.3M

90.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €33.8K

$19.1K ₱1.2M

98.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 €215

$120 ₱7,569

101.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.85 €23.00

$14.00 ₱882

84.64%

Internet (50+ Mbps, Unlimited Data)

$46.70 €41.54

$27.54 ₱1,734

69.57%

Gym Membership (Monthly)

$41.04 €36.51

$32.33 ₱2,035

26.94%

Tennis Court (1 Hour on Weekend)

$25.61 €22.78

$6.65 ₱419

285.11%

Cinema Ticket

$15.43 €13.73

$5.65 ₱356

173.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,454 €2,183

$275 ₱17.3K

791.32%

International Primary School, 1 Child (Yearly)

$7,949 €7,071

$7,918 ₱498.5K

0.39%

Jeans (Levis 501 Or Similar)

$95.4 €84.9

$49.33 ₱3,106

93.47%

Summer Dress (H&M, Zara, etc)

$39.27 €34.94

$25.24 ₱1,589

55.59%

Sport Shoes (Adidas, Nike)

$90.3 €80.3

$77.0 ₱4,846

17.35%

Men's Leather Business Shoes

$101 €89.4

$57.2 ₱3,601

75.73%

1-bedroom Apartment, City Center (Monthly)

$1,426 €1,268

$500 ₱31.5K

185.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,415 €1,258

$309 ₱19.4K

358.10%

3-bedroom Apartment, City Center (Monthly)

$2,365 €2,104

$1,078 ₱67.9K

119.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,900 €1,690

$615 ₱38.7K

208.91%

Buy Apartment in City Center (m2)

$6,478 €5,762

$2,886 ₱181.7K

124.46%

Buy Apartment Outside City Center (m2)

$5,584 €4,967

$1,917 ₱120.7K

191.35%

Average Monthly Net Salary (After Tax)

$4,216 €3,750

$346 ₱21.8K

1118.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

7.2

-49.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zeist: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zeist

$1.4K 51.5%

Cebu

$309 33.6% 78.2% $1.1K

Groceries & Markets

Zeist

$342 12.5%

Cebu

$206 22.4% 39.9% $137

Eating Out

Zeist

$336 12.2%

Cebu

$88 9.6% 73.7% $248

Monthly Utilities & Internet

Zeist

$315 11.5%

Cebu

$162 17.6% 48.6% $153

Clothing & Footwear

Zeist

$146 5.3%

Cebu

$94 10.2% 35.9% $53

Getting Around

Zeist

$119 4.3%

Cebu

$16 1.7% 86.9% $104

Sport & Entertainment

Zeist

$72 2.6%

Cebu

$44 4.8% 39.3% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,426 in Zeist and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Zeist pays 1119% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Zeist vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $342 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Zeist

🇵🇭 Cebu

🕒 Local time

05:21 5:21 AM

11:21 11:21 AM

6 h ahead of Zeist

🌤 Weather

👥 Population

65,987

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Between locations

Zeist Cebu 10,960 km ≈ 14 h nonstop flight

From you

Zeist
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zeist vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 199% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1119% higher in Zeist, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,426 in Zeist versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,745 per month in Zeist versus $918 in Cebu – a 199% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 627% less than in Zeist. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,745 in Zeist, a $1,500 budget is realistic in Cebu but tight or insufficient in Zeist. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zeist, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zeist and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 199% less than in Zeist. Beyond cost, consider language, visa policies, and how big the international community is in each city.