Last update: Oct 2026

Cost of Living Comparison Between Zaria and Ubud, Bali

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zaria

🇳🇬 Nigeria

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Meal at Budget Restaurant

$3.33 Rp 59.6K

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.8K

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.0K

Cappuccino

$2.63 Rp 47.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.1K

Water (0.33 liter bottle)

$0.77 Rp 13.8K

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

Milk (1 liter)

$1.53 Rp 27.4K

White Bread (500g)

$2.20 Rp 39.3K

Rice (white) (1kg)

$1.22 Rp 21.8K

Eggs

$2.14 Rp 38.3K

Local Cheese (1kg)

$17.73 Rp 317.3K

Chicken Fillets (1kg)

$3.86 Rp 69.0K

Beef Round Steak (1kg)

$12.03 Rp 215.2K

Apples (1kg)

$3.61 Rp 64.6K

Banana (1kg)

$1.51 Rp 27.1K

Oranges (1kg)

$2.32 Rp 41.5K

Tomato (1kg)

$2.00 Rp 35.9K

Potato (1kg)

$1.81 Rp 32.4K

Onion (1kg)

$2.39 Rp 42.7K

Lettuce (1 head)

$0.99 Rp 17.8K

Water (1.5 liter bottle)

$0.52 Rp 9,383

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

Wine (Bottle)

$22.98 Rp 411.1K

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.7K

One-way Ticket (Public Transport)

$0.24 Rp 4,259

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.1K

Taxi Start (Normal Tariff)

$0.44 Rp 7,884

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,590

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.5K

Gasoline (1 liter)

$0.84 Rp 15.1K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.7K

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.4K

Gym Membership (Monthly)

$55.1 Rp 986.5K

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.3K

Cinema Ticket

$4.24 Rp 76.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.6M

Jeans (Levis 501 Or Similar)

$45.18 Rp 808.5K

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.6K

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

Men's Leather Business Shoes

$77.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zaria: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zaria

–

Ubud, Bali

$674 49.6%

Groceries & Markets

Zaria

–

Ubud, Bali

$290 21.4%

Eating Out

Zaria

–

Ubud, Bali

$108 8%

Clothing & Footwear

Zaria

–

Ubud, Bali

$106 7.8%

Monthly Utilities & Internet

Zaria

–

Ubud, Bali

$106 7.8%

Sport & Entertainment

Zaria

–

Ubud, Bali

$64 4.7%

Getting Around

Zaria

–

Ubud, Bali

$11 0.8%

Good to know

🇳🇬 Zaria

🇮🇩 Ubud, Bali

🕒 Local time

06:43 6:43 AM

13:43 1:43 PM

7 h ahead of Zaria

🌤 Weather

👥 Population

766,000

74,800

💱 Currency

Nigerian Naira NGN ₦

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 NGN = 7.56 USD

10,000 NGN = 6.75 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 13, 2026: 1 USD = 1,323 NGN (10,000 NGN = 7.56 USD). 1 EUR = 1,483 NGN (10,000 NGN = 6.75 EUR).

Indonesian Rupiah exchange rates as of October 13, 2026: 1 USD = 17,894 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,054 IDR (100,000 IDR = 4.99 EUR).

USD to NGN in detail →

On the map

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Between locations

Zaria Ubud, Bali 12,090 km ≈ 16 h nonstop flight

From you

Zaria
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zaria vs Ubud, Bali: Cost of Living - Frequently Asked Questions

For families, Zaria is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zaria and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Zaria wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.