For one person, living is cheaper in Zanjan: $425 a month against $918 in Cebu, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zanjan and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $425 in Zanjan versus $918 in Cebu.
Zanjan $425
Cebu $918
Estimated couple costs with rent: $764 in Zanjan versus $1,409 in Cebu.
Zanjan $764
Cebu $1,409
Monthly costs for a family of three with rent: $1,103 in Zanjan versus $1,900 in Cebu.
Zanjan $1,103
Cebu $1,900
🌍
Living in Zanjan costs roughly 54% less than in Cebu, and outside of rent the biggest gap is in groceries.
📊
Both cities sit below the global median: Zanjan69% lower, Cebu32% lower.
Currency
No currencies found
🍽 Eating Out
Zanjan
Cebu
Difference
Meal at Budget Restaurant
$2.91$2.91
$3.09₱194
-5.83%
Three-Course Dinner for Two, Mid-Range
$13.05$13.05
$24.22₱1,525
-46.12%
Fast Food Meal(McDonalds, etc)
$3.02$3.02
$3.92₱247
-22.96%
Local Non-Alcoholic Beer(0.5 liter draught)
$0.69$0.69
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.01$1.01
-
-
Cappuccino
$0.94$0.94
$2.51₱158
-62.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.49$0.49
$1.59₱100
-69.18%
Water(0.33 liter bottle)
$1.13$1.13
$0.53₱33.43
113.21%
Local Beer(0.5 liter draught)
-
$1.78₱112
-
Imported Beer(0.33 liter bottle)
-
$2.17₱137
-
🛒 Groceries & Markets
Zanjan
Cebu
Difference
Milk(1 liter)
$0.71$0.71
$1.92₱121
-63.02%
White Bread(500g)
$0.53$0.53
$1.36₱85.4
-61.03%
Rice(white)(1kg)
$3.18$3.18
$1.01₱63.5
214.85%
Eggs
$1.24$1.24
$2.03₱128
-38.92%
Local Cheese(1kg)
$4.47$4.47
$9.86₱621
-54.67%
Chicken Fillets(1kg)
$3.30$3.30
$4.39₱277
-24.83%
Beef Round Steak(1kg)
$8.86$8.86
$7.60₱479
16.58%
Apples(1kg)
$1.03$1.03
$3.30₱208
-68.79%
Banana(1kg)
$1.54$1.54
$1.39₱87.8
10.79%
Oranges(1kg)
$0.80$0.80
$2.33₱147
-65.67%
Tomato(1kg)
$0.46$0.46
$1.50₱94.3
-69.33%
Potato(1kg)
$0.53$0.53
$2.36₱149
-77.54%
Onion(1kg)
$0.51$0.51
$1.90₱119
-73.16%
Lettuce(1 head)
$0.44$0.44
$1.19₱74.9
-63.03%
Water(1.5 liter bottle)
$0.26$0.26
$0.63₱39.71
-58.73%
Bottle of Non-Alcoholic Wine(Mid-Range)
$0.72$0.72
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.51$0.51
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.54$1.54
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$1.79$1.79
$3.00₱189
-40.33%
Wine(Bottle)
-
$6.03₱379
-
Local Beer(0.5 liter bottle)
-
$1.23₱77.7
-
Imported Beer(0.33 liter bottle)
-
$1.75₱110
-
🚌 Getting Around
Zanjan
Cebu
Difference
One-way Ticket(Public Transport)
$0.19$0.19
$0.25₱15.86
-24.00%
Public Transport Monthly Pass(Regular Price)
$10.09$10.09
$12.64₱796
-20.17%
Taxi Start(Normal Tariff)
$0.29$0.29
$0.77₱48.62
-62.34%
Taxi(Normal Tariff)(1km)
$0.29$0.29
$0.23₱14.53
26.09%
Taxi 1hour Waiting(Normal Tariff)
$0.97$0.97
$4.46₱281
-78.25%
Gasoline(1 liter)
$0.03$0.03
$1.31₱82.8
-97.71%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$50.9K$50.9K
$21.2K₱1.3M
139.49%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$44.9K$44.9K
$19.1K₱1.2M
134.70%
🧾 Monthly Utilities & Internet
Zanjan
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$13.12$13.12
$120₱7,569
-89.09%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$1.57$1.57
$14.00₱882
-88.79%
Internet(50+ Mbps, Unlimited Data)
$3.77$3.77
$27.54₱1,734
-86.31%
🎉 Sport & Entertainment
Zanjan
Cebu
Difference
Gym Membership(Monthly)
$12.38$12.38
$32.33₱2,035
-61.71%
Tennis Court(1 Hour on Weekend)
$12.44$12.44
$6.65₱419
87.07%
Cinema Ticket
$1.98$1.98
$5.65₱356
-64.96%
🧸 Childcare & Education
Zanjan
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$107$107
$275₱17.3K
-61.29%
International Primary School, 1 Child(Yearly)
$2,578$2,578
$7,918₱498.5K
-67.45%
👕👟 Clothing & Footwear
Zanjan
Cebu
Difference
Jeans(Levis 501 Or Similar)
$26.26$26.26
$49.33₱3,106
-46.77%
Summer Dress(H&M, Zara, etc)
$37.86$37.86
$25.24₱1,589
50.00%
Sport Shoes(Adidas, Nike)
$118$118
$77.0₱4,846
52.83%
Men's Leather Business Shoes
$75.3$75.3
$57.2₱3,601
31.64%
🏠 Accommodation & Living
Zanjan
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$132$132
$500₱31.5K
-73.49%
1-bedroom Apartment, Outside City Center(Monthly)
$98.1$98.1
$309₱19.4K
-68.25%
3-bedroom Apartment, City Center(Monthly)
$389$389
$1,078₱67.9K
-63.90%
3-bedroom Apartment, Outside City Center(Monthly)
$315$315
$615₱38.7K
-48.88%
Buy Apartment in City Center(m2)
$803$803
$2,886₱181.7K
-72.18%
Buy Apartment Outside City Center(m2)
$464$464
$1,917₱120.7K
-75.79%
💵 Salaries & Financials
Zanjan
Cebu
Difference
Average Monthly Net Salary(After Tax)
$292$292
$346₱21.8K
-15.74%
20-Year Fixed Mortgage Interest Rate(Annual %)
23
7.2
219.44%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zanjan: October 13, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
👕👟Clothing & Footwear
Zanjan
$116 27.2%
Cebu
$94 10.2% ↓ 18.8%$22
🛒Groceries & Markets
Zanjan
$114 26.8%
Cebu
$206 22.4% ↑ 80.7%$92
🏠Accommodation & Living
Zanjan
$98 23.1%
Cebu
$309 33.6% ↑ 215%$211
🍽Eating Out
Zanjan
$50 11.8%
Cebu
$88 9.6% ↑ 76.3%$38
🧾Monthly Utilities & Internet
Zanjan
$18 4.3%
Cebu
$162 17.6% ↑ 776%$143
🎉Sport & Entertainment
Zanjan
$16 3.8%
Cebu
$44 4.8% ↑ 167%$27
🚌Getting Around
Zanjan
$13 3%
Cebu
$16 1.7% ↑ 23.9%$3
👕👟Clothing & Footwear
Zanjan
$257 23.3%
Cebu
$209 11% ↓ 18.8%$48
🛒Groceries & Markets
Zanjan
$276 25%
Cebu
$483 25.4% ↑ 75%$207
🏠Accommodation & Living
Zanjan
$315 28.5%
Cebu
$615 32.4% ↑ 95.6%$301
🍽Eating Out
Zanjan
$165 15%
Cebu
$292 15.4% ↑ 77.1%$127
🧾Monthly Utilities & Internet
Zanjan
$20 1.8%
Cebu
$176 9.3% ↑ 778%$156
🎉Sport & Entertainment
Zanjan
$45 4.1%
Cebu
$94 4.9% ↑ 108%$49
🚌Getting Around
Zanjan
$26 2.3%
Cebu
$32 1.7% ↑ 23.9%$6.1
Cost Breakdown
🏠A one-bedroom apartment in the center runs $132 in Zanjan and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Cebu pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $13.00 in Zanjan vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $114 vs $206 per month, with Zanjan cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zanjan vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Zanjan?
Zanjan is cheaper overall, especially in groceries, eating out, and leisure. The 116% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Zanjan or Cebu?
On paper, salaries run 19% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Zanjan and Cebu?
Rent for a central apartment: $132 in Zanjan versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Zanjan and in Cebu?
All in, you'll spend $425 per month in Zanjan versus $918 in Cebu – a 116% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Zanjan runs roughly 25% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 enough for either Zanjan or Cebu?
Either city works on $1,000 a month, though Zanjan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Zanjan or Cebu more family-friendly?
For families, Zanjan is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Zanjan or Cebu?
Safety-wise, Zanjan and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Zanjan gentler on the wallet – expenses run 116% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.