Last update: Oct 2026

Cost of Living Comparison Between Žalec and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,668 in Žalec, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

81

Cost of Living Index in Žalec
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Žalec Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Žalec

🇸🇮 Slovenia

$1,668

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Žalec and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Žalec and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,668 in Žalec versus $918 in Cebu.

Žalec $1,668
Cebu $918

Estimated couple costs with rent: $2,408 in Žalec versus $1,409 in Cebu.

Žalec $2,408
Cebu $1,409

Monthly costs for a family of three with rent: $3,148 in Žalec versus $1,900 in Cebu.

Žalec $3,148
Cebu $1,900

Living in Žalec is roughly 82% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Žalec is 24% above, Cebu is 32% below.

Meal at Budget Restaurant

$10.00 €8.89

$3.09 ₱194

223.62%

Three-Course Dinner for Two, Mid-Range

$40.77 €36.27

$24.22 ₱1,525

68.33%

Fast Food Meal (McDonalds, etc)

$7.91 €7.03

$3.92 ₱247

101.79%

Cappuccino

$1.93 €1.71

$2.51 ₱158

-23.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 €2.80

$1.59 ₱100

98.11%

Water (0.33 liter bottle)

$1.69 €1.51

$0.53 ₱33.43

218.87%

Local Beer (0.5 liter draught)

$3.84 €3.41

$1.78 ₱112

115.73%

Imported Beer (0.33 liter bottle)

$3.82 €3.39

$2.17 ₱137

76.04%

Milk (1 liter)

$1.37 €1.21

$1.92 ₱121

-28.65%

White Bread (500g)

$2.23 €1.98

$1.36 ₱85.4

63.97%

Rice (white) (1kg)

$1.82 €1.62

$1.01 ₱63.5

80.20%

Eggs

$4.07 €3.62

$2.03 ₱128

100.49%

Local Cheese (1kg)

$9.11 €8.10

$9.86 ₱621

-7.61%

Chicken Fillets (1kg)

$9.70 €8.62

$4.39 ₱277

120.96%

Beef Round Steak (1kg)

$15.04 €13.38

$7.60 ₱479

97.89%

Apples (1kg)

$1.91 €1.70

$3.30 ₱208

-42.12%

Banana (1kg)

$1.59 €1.42

$1.39 ₱87.8

14.39%

Oranges (1kg)

$1.95 €1.73

$2.33 ₱147

-16.31%

Tomato (1kg)

$2.75 €2.44

$1.50 ₱94.3

83.33%

Potato (1kg)

$1.03 €0.91

$2.36 ₱149

-56.36%

Onion (1kg)

$0.81 €0.72

$1.90 ₱119

-57.37%

Lettuce (1 head)

$1.36 €1.21

$1.19 ₱74.9

14.29%

Water (1.5 liter bottle)

$0.71 €0.63

$0.63 ₱39.71

12.70%

Cigarettes 20 Pack (Marlboro, Camel)

$6.12 €5.44

$3.00 ₱189

104.00%

Wine (Bottle)

$6.62 €5.89

$6.03 ₱379

9.78%

Local Beer (0.5 liter bottle)

$1.39 €1.23

$1.23 ₱77.7

13.01%

Imported Beer (0.33 liter bottle)

$1.90 €1.69

$1.75 ₱110

8.57%

One-way Ticket (Public Transport)

$1.39 €1.24

$0.25 ₱15.86

456.00%

Public Transport Monthly Pass (Regular Price)

$33.91 €30.17

$12.64 ₱796

168.28%

Taxi Start (Normal Tariff)

$1.94 €1.73

$0.77 ₱48.62

151.95%

Taxi (Normal Tariff) (1km)

$1.31 €1.16

$0.23 ₱14.53

469.57%

Taxi 1hour Waiting (Normal Tariff)

$18.74 €16.67

$4.46 ₱281

320.18%

Gasoline (1 liter)

$1.69 €1.50

$1.31 ₱82.8

29.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K €25.7K

$21.2K ₱1.3M

36.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K €22.1K

$19.1K ₱1.2M

29.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$285 €254

$120 ₱7,569

137.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.58 €14.75

$14.00 ₱882

18.43%

Internet (50+ Mbps, Unlimited Data)

$28.32 €25.19

$27.54 ₱1,734

2.83%

Gym Membership (Monthly)

$64.9 €57.7

$32.33 ₱2,035

100.80%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$10.09 €8.97

$5.65 ₱356

78.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$651 €579

$275 ₱17.3K

136.37%

International Primary School, 1 Child (Yearly)

$14.2K €12.6K

$7,918 ₱498.5K

78.80%

Jeans (Levis 501 Or Similar)

$93.8 €83.4

$49.33 ₱3,106

90.13%

Summer Dress (H&M, Zara, etc)

$36.66 €32.61

$25.24 ₱1,589

45.25%

Sport Shoes (Adidas, Nike)

$110 €98.3

$77.0 ₱4,846

43.53%

Men's Leather Business Shoes

$123 €109

$57.2 ₱3,601

114.49%

1-bedroom Apartment, City Center (Monthly)

$709 €631

$500 ₱31.5K

42.01%

1-bedroom Apartment, Outside City Center (Monthly)

$605 €538

$309 ₱19.4K

95.91%

3-bedroom Apartment, City Center (Monthly)

$1,178 €1,048

$1,078 ₱67.9K

9.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,003 €892

$615 ₱38.7K

62.95%

Buy Apartment in City Center (m2)

$3,312 €2,946

$2,886 ₱181.7K

14.74%

Buy Apartment Outside City Center (m2)

$3,285 €2,922

$1,917 ₱120.7K

71.42%

Average Monthly Net Salary (After Tax)

$1,466 €1,304

$346 ₱21.8K

323.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

7.2

-50.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Žalec: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Žalec

$605 36.3%

Cebu

$309 33.6% 49% $296

Monthly Utilities & Internet

Žalec

$330 19.8%

Cebu

$162 17.6% 51% $168

Groceries & Markets

Žalec

$264 15.8%

Cebu

$206 22.4% 21.9% $58

Eating Out

Žalec

$173 10.4%

Cebu

$88 9.6% 49% $85

Clothing & Footwear

Žalec

$164 9.8%

Cebu

$94 10.2% 42.6% $70

Sport & Entertainment

Žalec

$85 5.1%

Cebu

$44 4.8% 48.7% $41

Getting Around

Žalec

$48 2.9%

Cebu

$16 1.7% 67.5% $32

Cost Breakdown

A one-bedroom apartment in the center runs $709 in Žalec and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Žalec pays 324% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Žalec vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $264 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇮 Žalec

🇵🇭 Cebu

🕒 Local time

05:21 5:21 AM

11:21 11:21 AM

6 h ahead of Žalec

🌤 Weather

👥 Population

5,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Žalec Cebu 10,580 km ≈ 14 h nonstop flight

From you

Žalec
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Žalec vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 82% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 324% higher in Žalec, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $709 in Žalec versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,668 per month in Žalec versus $918 in Cebu – a 82% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 168% less than in Žalec. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,668 in Žalec, a $1,500 budget is realistic in Cebu but tight or insufficient in Žalec. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Žalec, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Žalec and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 82% less than in Žalec. Beyond cost, consider language, visa policies, and how big the international community is in each city.