Cost of Living Comparison Between Zagreb and Ubud Cost of Living Comparison Between Zagreb and Ubud

😐 Solo nomad: Zagreb is 45.6% more expensive than Ubud without rent, and 128.2% more expensive with rent.
😐 Family of 3: Zagreb is 65.6% more expensive than Ubud without rent, and 121.9% more expensive with rent.
Currency
🍽 Eating Out
Zagreb
Ubud
Difference
Meal at Budget Restaurant
$11.36 €9.81
$3 Rp 48.8K
278.67%
Three-Course Dinner for Two, Mid-Range
$70.1 €60.5
$12.52 Rp 203.2K
459.98%
Fast Food Meal (McDonalds, etc)
$9.15 €7.9
$3.18 Rp 51.6K
187.74%
Cappuccino
$2.52 €2.18
$2.21 Rp 35.9K
14.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.09 €2.67
$1.1 Rp 17.9K
180.91%
Water (0.33 liter bottle)
$2.37 €2.04
$0.26 Rp 4,217
811.54%
Local Beer (0.5 liter draught)
$3.78 €3.26
$2.5 Rp 40.5K
51.20%
Imported Beer (0.33 liter bottle)
$4.57 €3.95
$3.2 Rp 51.9K
42.81%
🛒 Groceries & Markets
Zagreb
Ubud
Difference
Milk (1 liter)
$1.33 €1.15
$1.49 Rp 24.2K
-10.74%
White Bread (500g)
$1.88 €1.63
$1.67 Rp 27K
12.57%
Rice (white) (1kg)
$2.64 €2.28
$1.14 Rp 18.5K
131.58%
Eggs
$3.61 €3.12
$2.27 Rp 36.9K
59.03%
Local Cheese (1kg)
$10.86 €9.38
$13.94 Rp 226.3K
-22.09%
Chicken Fillets (1kg)
$9.88 €8.53
$4 Rp 64.8K
147.00%
Beef Round Steak (1kg)
$12.59 €10.87
$11.3 Rp 183.4K
11.42%
Apples (1kg)
$1.89 €1.63
$3.6 Rp 58.4K
-47.50%
Banana (1kg)
$1.73 €1.49
$1.53 Rp 24.8K
13.07%
Oranges (1kg)
$2.03 €1.76
$2.65 Rp 43K
-23.40%
Tomato (1kg)
$3.11 €2.68
$1.38 Rp 22.4K
125.36%
Potato (1kg)
$1.38 €1.19
$1.58 Rp 25.6K
-12.66%
Onion (1kg)
$1.46 €1.26
$2.16 Rp 35.1K
-32.41%
Lettuce (1 head)
$1.27 €1.1
$1.04 Rp 16.9K
22.12%
Water (1.5 liter bottle)
$1.33 €1.14
$0.56 Rp 9,114
137.50%
Cigarettes 20 Pack (Marlboro, Camel)
$5.81 €5.01
$2.23 Rp 36.3K
160.54%
Wine (Bottle)
$8.04 €6.94
$14.98 Rp 243.2K
-46.33%
Local Beer (0.5 liter bottle)
$1.83 €1.58
$2.43 Rp 39.5K
-24.69%
Imported Beer (0.33 liter bottle)
$2.29 €1.98
$2.64 Rp 42.8K
-13.26%
🚌 Getting Around
Zagreb
Ubud
Difference
One-way Ticket (Public Transport)
$0.58 €0.5
$0.32 Rp 5,203
81.25%
Public Transport Monthly Pass (Regular Price)
$57.8 €49.86
$10.12 Rp 164.3K
470.65%
Taxi Start (Normal Tariff)
$2.27 €1.96
$0.49 Rp 7,888
363.27%
Taxi (Normal Tariff) (1km)
$1.06 €0.91
$0.34 Rp 5,573
211.76%
Taxi 1hour Waiting (Normal Tariff)
$10.1 €8.72
$6.04 Rp 98K
67.22%
Gasoline (1 liter)
$1.71 €1.47
$0.73 Rp 11.9K
134.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4K €29.7K
$26.2K Rp 425.6M
31.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26K €22.4K
$31.9K Rp 518.5M
-18.59%
🧾 Monthly Utilities & Internet
Zagreb
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$207 €178
$62.6 Rp 1M
230.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.07 €17.33
$4.1 Rp 66.6K
389.51%
Internet (50+ Mbps, Unlimited Data)
$33.01 €28.5
$24.32 Rp 394.7K
35.73%
🎉 Sport & Entertainment
Zagreb
Ubud
Difference
Gym Membership (Monthly)
$48.98 €42.29
$22.6 Rp 366.9K
116.73%
Tennis Court (1 Hour on Weekend)
$13.95 €12.04
$6.26 Rp 101.5K
122.84%
Cinema Ticket
$8.95 €7.72
$3.29 Rp 53.4K
172.04%
🧸 Childcare & Education
Zagreb
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$513 €443
$93.2 Rp 1.5M
450.75%
International Primary School, 1 Child (Yearly)
$13.4K €11.5K
$6,098 Rp 99M
119.25%
👕👟 Clothing & Footwear
Zagreb
Ubud
Difference
Jeans (Levis 501 Or Similar)
$99.1 €85.6
$52.8 Rp 857.4K
87.64%
Summer Dress (H&M, Zara, etc)
$39.21 €33.86
$24.84 Rp 403.3K
57.85%
Sport Shoes (Adidas, Nike)
$98.6 €85.1
$85.2 Rp 1.4M
15.66%
Men's Leather Business Shoes
$116 €99.9
$72.5 Rp 1.2M
59.57%
🏠 Accommodation & Living
Zagreb
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$867 €748
$259 Rp 4.2M
234.80%
1-bedroom Apartment, Outside City Center (Monthly)
$671 €579
$159 Rp 2.6M
322.26%
3-bedroom Apartment, City Center (Monthly)
$1,484 €1,281
$578 Rp 9.4M
156.99%
3-bedroom Apartment, Outside City Center (Monthly)
$1,048 €905
$336 Rp 5.5M
211.77%
Buy Apartment in City Center (m2)
$5,613 €4,846
$1,000 Rp 16.2M
461.02%
Buy Apartment Outside City Center (m2)
$3,596 €3,105
$860 Rp 14M
317.93%
💵 Salaries & Financials
Zagreb
Ubud
Difference
Average Monthly Net Salary (After Tax)
$1,902 €1,642
$182 Rp 3M
942.70%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.72
13.28
-71.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 28, 2025

Last update for Ubud: October 29, 2025

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