Last update: Oct 2026

Cost of Living Comparison Between Yokohama and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,317 in Yokohama, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Yokohama
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Yokohama Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Yokohama

🇯🇵 Japan

$1,317

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Yokohama and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yokohama and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,317 in Yokohama versus $934 in Cebu.

Yokohama $1,317
Cebu $934

Estimated couple costs with rent: $2,057 in Yokohama versus $1,415 in Cebu.

Yokohama $2,057
Cebu $1,415

Monthly costs for a family of three with rent: $2,797 in Yokohama versus $1,896 in Cebu.

Yokohama $2,797
Cebu $1,896

Living in Yokohama is roughly 41% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Yokohama 2% lower, Cebu 30% lower.

Meal at Budget Restaurant

$6.45 ¥1,020

$3.03 ₱191

112.87%

Three-Course Dinner for Two, Mid-Range

$40.79 ¥6,446

$23.48 ₱1,476

73.72%

Fast Food Meal (McDonalds, etc)

$5.15 ¥813

$4.09 ₱257

25.92%

Cappuccino

$3.39 ¥536

$2.52 ₱158

34.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ¥166

$1.54 ₱97.2

-31.82%

Water (0.33 liter bottle)

$0.73 ¥116

$0.49 ₱31.06

48.98%

Local Beer (0.5 liter draught)

$2.56 ¥405

$1.79 ₱113

43.02%

Imported Beer (0.33 liter bottle)

$3.25 ¥514

$2.26 ₱142

43.81%

Milk (1 liter)

$1.44 ¥227

$1.95 ₱122

-26.15%

White Bread (500g)

$1.71 ¥271

$1.43 ₱89.9

19.58%

Rice (white) (1kg)

$3.65 ¥578

$1.02 ₱64.0

257.84%

Eggs

$2.02 ¥319

$2.06 ₱129

-1.94%

Local Cheese (1kg)

$10.39 ¥1,642

$9.81 ₱617

5.91%

Chicken Fillets (1kg)

$6.23 ¥984

$4.61 ₱290

35.14%

Beef Round Steak (1kg)

$14.32 ¥2,263

$7.70 ₱484

85.97%

Apples (1kg)

$5.69 ¥899

$3.31 ₱208

71.90%

Banana (1kg)

$2.75 ¥434

$1.45 ₱91.2

89.66%

Oranges (1kg)

$2.96 ¥468

$2.36 ₱148

25.42%

Tomato (1kg)

$4.27 ¥675

$1.54 ₱96.6

177.27%

Potato (1kg)

$2.61 ¥413

$2.36 ₱148

10.59%

Onion (1kg)

$2.58 ¥407

$1.99 ₱125

29.65%

Lettuce (1 head)

$1.24 ¥196

$1.15 ₱72.3

7.83%

Water (1.5 liter bottle)

$0.82 ¥130

$0.67 ₱42.26

22.39%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 ¥609

$3.00 ₱189

28.33%

Wine (Bottle)

$6.47 ¥1,023

$6.35 ₱399

1.89%

Local Beer (0.5 liter bottle)

$1.75 ¥277

$1.31 ₱82.1

33.59%

Imported Beer (0.33 liter bottle)

$2.11 ¥334

$1.73 ₱109

21.97%

One-way Ticket (Public Transport)

$1.38 ¥218

$0.25 ₱15.82

452.00%

Public Transport Monthly Pass (Regular Price)

$57.4 ¥9,078

$12.65 ₱796

354.07%

Taxi Start (Normal Tariff)

$3.15 ¥498

$0.74 ₱46.44

325.68%

Taxi (Normal Tariff) (1km)

$2.71 ¥429

$0.21 ₱13.15

1190.48%

Taxi 1hour Waiting (Normal Tariff)

$20.27 ¥3,204

$4.33 ₱272

368.13%

Gasoline (1 liter)

$1.12 ¥177

$1.33 ₱83.7

-15.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K ¥3.4M

$21.8K ₱1.4M

-0.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.5K ¥2.9M

$19.4K ₱1.2M

-4.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 ¥20.8K

$121 ₱7,583

9.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.29 ¥3,839

$14.45 ₱909

68.10%

Internet (50+ Mbps, Unlimited Data)

$31.83 ¥5,031

$28.29 ₱1,779

12.51%

Gym Membership (Monthly)

$50.0 ¥7,905

$32.68 ₱2,055

53.03%

Tennis Court (1 Hour on Weekend)

$11.70 ¥1,849

$6.39 ₱402

83.10%

Cinema Ticket

$12.46 ¥1,970

$5.46 ₱343

128.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$635 ¥100.4K

$273 ₱17.2K

132.28%

International Primary School, 1 Child (Yearly)

$14.6K ¥2.3M

$8,156 ₱512.9K

78.84%

Jeans (Levis 501 Or Similar)

$61.5 ¥9,714

$49.57 ₱3,117

23.99%

Summer Dress (H&M, Zara, etc)

$36.30 ¥5,738

$24.87 ₱1,564

45.96%

Sport Shoes (Adidas, Nike)

$62.8 ¥9,919

$76.6 ₱4,817

-18.06%

Men's Leather Business Shoes

$101 ¥16.0K

$59.3 ₱3,727

70.72%

1-bedroom Apartment, City Center (Monthly)

$1,192 ¥188.4K

$506 ₱31.8K

135.71%

1-bedroom Apartment, Outside City Center (Monthly)

$441 ¥69.6K

$309 ₱19.5K

42.39%

3-bedroom Apartment, City Center (Monthly)

$2,271 ¥358.9K

$1,052 ₱66.1K

115.89%

3-bedroom Apartment, Outside City Center (Monthly)

$840 ¥132.8K

$619 ₱38.9K

35.70%

Buy Apartment in City Center (m2)

$6,367 ¥1.0M

$2,915 ₱183.4K

118.38%

Buy Apartment Outside City Center (m2)

$4,393 ¥694.4K

$1,867 ₱117.4K

135.29%

Average Monthly Net Salary (After Tax)

$2,676 ¥422.9K

$341 ₱21.5K

684.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.64

7.2

-63.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yokohama: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yokohama

$441 33.2%

Cebu

$309 33.5% 29.8% $131

Groceries & Markets

Yokohama

$291 22%

Cebu

$210 22.7% 27.8% $81

Monthly Utilities & Internet

Yokohama

$188 14.2%

Cebu

$163 17.7% 13% $24

Eating Out

Yokohama

$134 10.1%

Cebu

$88 9.6% 34.2% $46

Clothing & Footwear

Yokohama

$118 8.9%

Cebu

$95 10.2% 19.6% $23

Getting Around

Yokohama

$80 6%

Cebu

$15 1.7% 80.6% $64

Sport & Entertainment

Yokohama

$75 5.7%

Cebu

$44 4.7% 41.8% $31

Cost Breakdown

A one-bedroom apartment in the center runs $1,192 in Yokohama and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Yokohama pays 684% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Yokohama vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $291 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Yokohama

🇵🇭 Cebu

🕒 Local time

14:07 2:07 PM

13:07 1:07 PM

1 h behind Yokohama

🌤 Weather

👥 Population

3,777,491

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.64 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 10, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 177 JPY (1,000 JPY = 5.64 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to JPY in detail →

On the map

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Highest

Between locations

Yokohama Cebu 3,220 km ≈ 4 h 30 min nonstop flight

From you

Yokohama
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yokohama vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 41% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 684% higher in Yokohama, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,192 in Yokohama versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,317 per month in Yokohama versus $934 in Cebu – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 354% less than in Yokohama. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,317 in Yokohama, a $1,500 budget is realistic in Cebu but tight or insufficient in Yokohama. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Yokohama, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Yokohama and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 41% less than in Yokohama. Beyond cost, consider language, visa policies, and how big the international community is in each city.