Cost of Living Comparison Between Windhoek and Tsumeb Cost of Living Comparison Between Windhoek and Tsumeb

Monthly Cost of Living

A single person spends $1,115 per month in Windhoek vs $771 in Tsumeb, rent included.

A couple spends around $1,814 per month in Windhoek vs $1,263 in Tsumeb, rent included.

A family of three spends $2,513 per month in Windhoek vs $1,756 in Tsumeb, rent included.

Windhoek costs about 45% more than Tsumeb, driven mainly by Eating Out.

Both Windhoek and Tsumeb are more affordable than the global median – Windhoek 16% lower, Tsumeb 42% lower.

Meal at Budget Restaurant

$10.72 NAD 176

$16.88 NAD 278

-36.49%

Three-Course Dinner for Two, Mid-Range

$39.61 NAD 651

$37.39 NAD 615

5.94%

Fast Food Meal (McDonalds, etc)

$5.16 NAD 84.9

$8.72 NAD 143

-40.83%

Cappuccino

$1.85 NAD 30.38

$2.17 NAD 35.76

-14.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 NAD 15.05

$2.12 NAD 34.94

-56.60%

Water (0.33 liter bottle)

$0.94 NAD 15.50

$2.20 NAD 36.11

-57.27%

Local Beer (0.5 liter draught)

$1.76 NAD 28.95

$2.38 NAD 39.20

-26.05%

Imported Beer (0.33 liter bottle)

$2.19 NAD 35.97

$1.20 NAD 19.80

82.50%

Milk (1 liter)

$1.39 NAD 22.81

$1.36 NAD 22.43

2.21%

White Bread (500g)

$0.81 NAD 13.29

$0.75 NAD 12.30

8.00%

Rice (white) (1kg)

$1.65 NAD 27.19

$1.52 NAD 25.07

8.55%

Eggs

$2.89 NAD 47.55

$2.72 NAD 44.74

6.25%

Local Cheese (1kg)

$6.42 NAD 106

$13.35 NAD 220

-51.91%

Chicken Fillets (1kg)

$5.29 NAD 86.9

$3.26 NAD 53.6

62.27%

Beef Round Steak (1kg)

$6.69 NAD 110

$9.63 NAD 158

-30.53%

Apples (1kg)

$1.81 NAD 29.77

$2.31 NAD 38.01

-21.65%

Banana (1kg)

$1.91 NAD 31.33

$2.70 NAD 44.35

-29.26%

Oranges (1kg)

$1.70 NAD 28.01

$2.48 NAD 40.85

-31.45%

Tomato (1kg)

$1.81 NAD 29.75

$2.05 NAD 33.68

-11.71%

Potato (1kg)

$2.06 NAD 33.93

$2.22 NAD 36.57

-7.21%

Onion (1kg)

$1.80 NAD 29.59

$1.64 NAD 27.01

9.76%

Lettuce (1 head)

$1.87 NAD 30.81

$1.47 NAD 24.23

27.21%

Water (1.5 liter bottle)

$1.14 NAD 18.67

$0.92 NAD 15.15

23.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 NAD 47.03

$2.96 NAD 48.58

-3.38%

Wine (Bottle)

$7.12 NAD 117

Local Beer (0.5 liter bottle)

$1.38 NAD 22.74

$0.88 NAD 14.40

56.82%

Imported Beer (0.33 liter bottle)

$1.90 NAD 31.20

$1.26 NAD 20.64

50.79%

One-way Ticket (Public Transport)

$0.70 NAD 11.43

Public Transport Monthly Pass (Regular Price)

$39.99 NAD 657

Taxi Start (Normal Tariff)

$0.76 NAD 12.42

$0.81 NAD 13.27

-6.17%

Taxi (Normal Tariff) (1km)

$0.68 NAD 11.14

$0.83 NAD 13.64

-18.07%

Taxi 1hour Waiting (Normal Tariff)

$11.88 NAD 195

Gasoline (1 liter)

$1.24 NAD 20.31

$1.14 NAD 18.68

8.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K NAD 352.9K

$27.5K NAD 452.7K

-22.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K NAD 394.2K

$20.9K NAD 343.5K

14.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 NAD 1,891

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.08 NAD 297

Internet (50+ Mbps, Unlimited Data)

$51.7 NAD 850

$28.18 NAD 463

83.57%

Gym Membership (Monthly)

$37.55 NAD 617

$22.68 NAD 373

65.56%

Tennis Court (1 Hour on Weekend)

$13.14 NAD 216

Cinema Ticket

$5.15 NAD 84.7

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$215 NAD 3,532

$38.63 NAD 635

456.02%

International Primary School, 1 Child (Yearly)

$5,123 NAD 84.2K

Jeans (Levis 501 Or Similar)

$50.4 NAD 829

$39.72 NAD 653

26.89%

Summer Dress (H&M, Zara, etc)

$27.22 NAD 448

$26.14 NAD 430

4.13%

Sport Shoes (Adidas, Nike)

$88.8 NAD 1,460

$42.59 NAD 700

108.43%

Men's Leather Business Shoes

$81.1 NAD 1,334

$49.12 NAD 808

65.17%

1-bedroom Apartment, City Center (Monthly)

$490 NAD 8,051

$261 NAD 4,295

87.47%

1-bedroom Apartment, Outside City Center (Monthly)

$385 NAD 6,330

$208 NAD 3,412

85.51%

3-bedroom Apartment, City Center (Monthly)

$1,289 NAD 21.2K

$465 NAD 7,646

177.25%

3-bedroom Apartment, Outside City Center (Monthly)

$952 NAD 15.6K

$358 NAD 5,885

165.88%

Buy Apartment in City Center (m2)

$1,618 NAD 26.6K

Buy Apartment Outside City Center (m2)

$618 NAD 10.2K

Average Monthly Net Salary (After Tax)

$1,020 NAD 16.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.69

29.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Windhoek: June 15, 2026

Last update for Tsumeb: June 15, 2026

Cost Breakdown

A central one-bedroom costs $490 in Windhoek versus $261 in Tsumeb. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $40.00 in Windhoek versus $37.00 in Tsumeb. Groceries tell a different story – $198 in Windhoek vs $205 in Tsumeb – so Windhoek wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Windhoek vs Tsumeb: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,115 in Windhoek, $771 in Tsumeb – roughly 45% apart. Windhoek costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,673 per month in Windhoek and $1,156 in Tsumeb. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tsumeb, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,115 in Windhoek and $771 in Tsumeb. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $215 per month in Windhoek and $38.63 in Tsumeb. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Tsumeb, where all-in costs run around $771, than in Windhoek at $1,115. In Tsumeb it covers expenses comfortably, while in Windhoek it requires careful planning or may not stretch far enough.

Families tend to lean toward Tsumeb – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Tsumeb. If higher salaries, better infrastructure, or specific career opportunities are the priority, Windhoek makes more sense. Both are solid long-term options with distinct trade-offs.