Cost of Living Comparison Between Windhoek and Tsumeb Cost of Living Comparison Between Windhoek and Tsumeb

Monthly Cost of Living

A single person spends $1,106 per month in Windhoek vs $751 in Tsumeb, rent included.

A couple spends around $1,822 per month in Windhoek vs $1,238 in Tsumeb, rent included.

A family of three spends $2,538 per month in Windhoek vs $1,725 in Tsumeb, rent included.

Windhoek costs about 47% more than Tsumeb, driven mainly by Eating Out.

Both Windhoek and Tsumeb are more affordable than the global median – Windhoek 17% lower, Tsumeb 44% lower.

Meal at Budget Restaurant

$10.61 NAD 176

$16.84 NAD 278

-37.00%

Three-Course Dinner for Two, Mid-Range

$38.68 NAD 640

$37.47 NAD 620

3.23%

Fast Food Meal (McDonalds, etc)

$5.36 NAD 88.6

$9.02 NAD 149

-40.58%

Cappuccino

$1.84 NAD 30.46

$2.19 NAD 36.17

-15.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 NAD 15.34

$2.24 NAD 37.06

-58.48%

Water (0.33 liter bottle)

$0.94 NAD 15.61

$2.12 NAD 35.11

-55.66%

Local Beer (0.5 liter draught)

$1.79 NAD 29.65

$2.41 NAD 39.88

-25.73%

Imported Beer (0.33 liter bottle)

$2.26 NAD 37.45

$1.20 NAD 19.86

88.33%

Milk (1 liter)

$1.46 NAD 24.10

$1.37 NAD 22.73

6.57%

White Bread (500g)

$0.86 NAD 14.19

$0.76 NAD 12.51

13.16%

Rice (white) (1kg)

$1.68 NAD 27.75

$1.55 NAD 25.63

8.39%

Eggs

$2.90 NAD 47.99

$2.60 NAD 42.95

11.54%

Local Cheese (1kg)

$6.43 NAD 106

$13.47 NAD 223

-52.26%

Chicken Fillets (1kg)

$5.39 NAD 89.1

$3.30 NAD 54.5

63.33%

Beef Round Steak (1kg)

$6.80 NAD 112

$9.79 NAD 162

-30.54%

Apples (1kg)

$1.88 NAD 31.17

$2.21 NAD 36.62

-14.93%

Banana (1kg)

$1.98 NAD 32.68

$2.73 NAD 45.24

-27.47%

Oranges (1kg)

$1.72 NAD 28.38

$2.64 NAD 43.60

-34.85%

Tomato (1kg)

$1.81 NAD 29.91

$2.06 NAD 34.13

-12.14%

Potato (1kg)

$2.09 NAD 34.49

$2.13 NAD 35.25

-1.88%

Onion (1kg)

$1.77 NAD 29.21

$1.63 NAD 26.98

8.59%

Lettuce (1 head)

$1.85 NAD 30.53

$1.43 NAD 23.61

29.37%

Water (1.5 liter bottle)

$1.10 NAD 18.14

$0.94 NAD 15.54

17.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.77 NAD 45.80

$3.04 NAD 50.3

-8.88%

Wine (Bottle)

$6.77 NAD 112

Local Beer (0.5 liter bottle)

$1.35 NAD 22.33

$0.86 NAD 14.16

56.98%

Imported Beer (0.33 liter bottle)

$1.85 NAD 30.59

$1.21 NAD 19.96

52.89%

One-way Ticket (Public Transport)

$0.74 NAD 12.16

Public Transport Monthly Pass (Regular Price)

$40.82 NAD 675

Taxi Start (Normal Tariff)

$0.74 NAD 12.29

$0.82 NAD 13.64

-9.76%

Taxi (Normal Tariff) (1km)

$0.73 NAD 12.06

$0.83 NAD 13.74

-12.05%

Taxi 1hour Waiting (Normal Tariff)

$11.48 NAD 190

Gasoline (1 liter)

$1.16 NAD 19.26

$1.20 NAD 19.84

-3.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K NAD 356.3K

$27.9K NAD 461.5K

-22.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K NAD 402.8K

$21.2K NAD 349.9K

15.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 NAD 1,920

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.88 NAD 296

Internet (50+ Mbps, Unlimited Data)

$50.1 NAD 828

$28.13 NAD 465

77.96%

Gym Membership (Monthly)

$36.58 NAD 605

$22.02 NAD 364

66.12%

Tennis Court (1 Hour on Weekend)

$13.06 NAD 216

Cinema Ticket

$5.27 NAD 87.1

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$217 NAD 3,581

$39.53 NAD 654

447.69%

International Primary School, 1 Child (Yearly)

$5,159 NAD 85.3K

Jeans (Levis 501 Or Similar)

$51.6 NAD 853

$40.97 NAD 678

25.82%

Summer Dress (H&M, Zara, etc)

$26.68 NAD 441

$26.56 NAD 439

0.45%

Sport Shoes (Adidas, Nike)

$89.3 NAD 1,477

$42.78 NAD 708

108.77%

Men's Leather Business Shoes

$81.1 NAD 1,342

$48.91 NAD 809

65.84%

1-bedroom Apartment, City Center (Monthly)

$502 NAD 8,308

$260 NAD 4,293

93.54%

1-bedroom Apartment, Outside City Center (Monthly)

$385 NAD 6,370

$209 NAD 3,459

84.14%

3-bedroom Apartment, City Center (Monthly)

$1,253 NAD 20.7K

$458 NAD 7,570

173.73%

3-bedroom Apartment, Outside City Center (Monthly)

$930 NAD 15.4K

$357 NAD 5,909

160.30%

Buy Apartment in City Center (m2)

$1,587 NAD 26.3K

Buy Apartment Outside City Center (m2)

$613 NAD 10.1K

Average Monthly Net Salary (After Tax)

$993 NAD 16.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.69

29.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Windhoek: July 26, 2026

Last update for Tsumeb: July 27, 2026

Cost Breakdown

A central one-bedroom costs $502 in Windhoek versus $260 in Tsumeb. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Windhoek versus $37.00 in Tsumeb. Groceries tell a different story – $200 in Windhoek vs $206 in Tsumeb – so Windhoek wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Windhoek vs Tsumeb: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,106 in Windhoek, $751 in Tsumeb – roughly 47% apart. Windhoek costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,658 per month in Windhoek and $1,126 in Tsumeb. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tsumeb, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,106 in Windhoek and $751 in Tsumeb. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $217 per month in Windhoek and $39.53 in Tsumeb. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Tsumeb, where all-in costs run around $751, than in Windhoek at $1,106. In Tsumeb it covers expenses comfortably, while in Windhoek it requires careful planning or may not stretch far enough.

Families tend to lean toward Tsumeb – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Tsumeb. If higher salaries, better infrastructure, or specific career opportunities are the priority, Windhoek makes more sense. Both are solid long-term options with distinct trade-offs.