Cost of Living Comparison Between Windhoek and Tsumeb Cost of Living Comparison Between Windhoek and Tsumeb

Monthly Cost of Living

A single person spends $1,113 per month in Windhoek vs $766 in Tsumeb, rent included.

A couple spends around $1,813 per month in Windhoek vs $1,264 in Tsumeb, rent included.

A family of three spends $2,513 per month in Windhoek vs $1,763 in Tsumeb, rent included.

Windhoek costs about 45% more than Tsumeb, driven mainly by Eating Out.

Both Windhoek and Tsumeb are more affordable than the global median – Windhoek 17% lower, Tsumeb 43% lower.

Meal at Budget Restaurant

$10.61 NAD 178

$16.52 NAD 277

-35.77%

Three-Course Dinner for Two, Mid-Range

$38.94 NAD 653

$36.90 NAD 619

5.53%

Fast Food Meal (McDonalds, etc)

$5.24 NAD 87.9

$8.85 NAD 148

-40.79%

Cappuccino

$1.91 NAD 32.03

$2.18 NAD 36.48

-12.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 NAD 15.31

$2.16 NAD 36.23

-57.87%

Water (0.33 liter bottle)

$0.90 NAD 15.05

$2.09 NAD 35.09

-56.94%

Local Beer (0.5 liter draught)

$1.84 NAD 30.89

$2.45 NAD 41.03

-24.90%

Imported Beer (0.33 liter bottle)

$2.26 NAD 37.82

$1.20 NAD 20.07

88.33%

Milk (1 liter)

$1.45 NAD 24.26

$1.33 NAD 22.30

9.02%

White Bread (500g)

$0.85 NAD 14.31

$0.75 NAD 12.56

13.33%

Rice (white) (1kg)

$1.61 NAD 26.96

$1.54 NAD 25.87

4.55%

Eggs

$2.90 NAD 48.62

$2.70 NAD 45.24

7.41%

Local Cheese (1kg)

$6.21 NAD 104

$13.49 NAD 226

-53.97%

Chicken Fillets (1kg)

$5.32 NAD 89.3

$3.37 NAD 56.6

57.86%

Beef Round Steak (1kg)

$6.60 NAD 111

$9.95 NAD 167

-33.67%

Apples (1kg)

$1.86 NAD 31.19

$2.26 NAD 37.97

-17.70%

Banana (1kg)

$1.92 NAD 32.21

$2.73 NAD 45.81

-29.67%

Oranges (1kg)

$1.68 NAD 28.20

$2.49 NAD 41.76

-32.53%

Tomato (1kg)

$1.74 NAD 29.21

$2.03 NAD 34.09

-14.29%

Potato (1kg)

$2.00 NAD 33.54

$2.19 NAD 36.80

-8.68%

Onion (1kg)

$1.81 NAD 30.30

$1.58 NAD 26.55

14.56%

Lettuce (1 head)

$1.93 NAD 32.33

$1.49 NAD 24.91

29.53%

Water (1.5 liter bottle)

$1.14 NAD 19.04

$0.98 NAD 16.51

16.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 NAD 47.12

$3.06 NAD 51.3

-8.17%

Wine (Bottle)

$6.64 NAD 111

$3.84 NAD 64.5

72.92%

Local Beer (0.5 liter bottle)

$1.39 NAD 23.33

$0.92 NAD 15.38

51.09%

Imported Beer (0.33 liter bottle)

$1.86 NAD 31.28

$1.24 NAD 20.88

50.00%

One-way Ticket (Public Transport)

$0.75 NAD 12.62

Public Transport Monthly Pass (Regular Price)

$40.91 NAD 686

Taxi Start (Normal Tariff)

$0.75 NAD 12.64

$0.85 NAD 14.28

-11.76%

Taxi (Normal Tariff) (1km)

$0.72 NAD 12.04

$0.79 NAD 13.21

-8.86%

Taxi 1hour Waiting (Normal Tariff)

$11.68 NAD 196

Gasoline (1 liter)

$1.18 NAD 19.83

$1.20 NAD 20.14

-1.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K NAD 357.4K

$28.4K NAD 476.2K

-24.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K NAD 393.7K

$21.1K NAD 353.7K

11.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 NAD 1,965

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.00 NAD 302

Internet (50+ Mbps, Unlimited Data)

$51.5 NAD 864

$28.20 NAD 473

82.70%

Gym Membership (Monthly)

$37.57 NAD 630

$21.89 NAD 367

71.63%

Tennis Court (1 Hour on Weekend)

$13.44 NAD 225

Cinema Ticket

$5.20 NAD 87.2

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$216 NAD 3,615

$39.42 NAD 661

446.91%

International Primary School, 1 Child (Yearly)

$5,219 NAD 87.5K

Jeans (Levis 501 Or Similar)

$51.4 NAD 862

$41.12 NAD 690

25.00%

Summer Dress (H&M, Zara, etc)

$27.43 NAD 460

$26.89 NAD 451

2.01%

Sport Shoes (Adidas, Nike)

$89.0 NAD 1,492

$43.31 NAD 726

105.47%

Men's Leather Business Shoes

$80.7 NAD 1,354

$48.23 NAD 809

67.36%

1-bedroom Apartment, City Center (Monthly)

$500 NAD 8,382

$268 NAD 4,499

86.32%

1-bedroom Apartment, Outside City Center (Monthly)

$387 NAD 6,493

$207 NAD 3,477

86.75%

3-bedroom Apartment, City Center (Monthly)

$1,287 NAD 21.6K

$453 NAD 7,594

184.24%

3-bedroom Apartment, Outside City Center (Monthly)

$936 NAD 15.7K

$369 NAD 6,186

153.77%

Buy Apartment in City Center (m2)

$1,403 NAD 23.5K

Buy Apartment Outside City Center (m2)

$616 NAD 10.3K

Average Monthly Net Salary (After Tax)

$991 NAD 16.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.69

29.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Windhoek: April 27, 2026

Last update for Tsumeb: April 27, 2026

Cost Breakdown

A central one-bedroom costs $500 in Windhoek versus $268 in Tsumeb. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Windhoek versus $37.00 in Tsumeb. Groceries tell a different story – $197 in Windhoek vs $215 in Tsumeb – so Windhoek wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Windhoek vs Tsumeb: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,113 in Windhoek, $766 in Tsumeb – roughly 45% apart. Windhoek costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,670 per month in Windhoek and $1,149 in Tsumeb. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tsumeb, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,113 in Windhoek and $766 in Tsumeb. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $216 per month in Windhoek and $39.42 in Tsumeb. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Tsumeb, where all-in costs run around $766, than in Windhoek at $1,113. In Tsumeb it covers expenses comfortably, while in Windhoek it requires careful planning or may not stretch far enough.

Families tend to lean toward Tsumeb – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Tsumeb. If higher salaries, better infrastructure, or specific career opportunities are the priority, Windhoek makes more sense. Both are solid long-term options with distinct trade-offs.